{"effectiveFrom":"2026-10-01","importedAt":"2026-10-28","source":"https://developers.facebook.com/docs/whatsapp/pricing","currencies":["AED","ARS","AUD","BRL","CLP","COP","EUR","GBP","IDR","INR","MXN","MYR","PEN","SAR","SGD","USD"],"changes":[{"market":"Bangladesh","category":"utility","direction":"decrease","note":"Moved out of Rest of Asia Pacific"},{"market":"Bangladesh","category":"authentication","direction":"decrease","note":"Moved out of Rest of Asia Pacific"},{"market":"Bangladesh","category":"authenticationInternational","direction":"new"},{"market":"Iraq","category":"utility","direction":"decrease","note":"Moved out of Rest of Middle East"},{"market":"Iraq","category":"authentication","direction":"decrease","note":"Moved out of Rest of Middle East"},{"market":"Iraq","category":"authenticationInternational","direction":"new"},{"market":"Kazakhstan","category":"utility","direction":"increase","note":"Moved out of Other"},{"market":"Kazakhstan","category":"authentication","direction":"increase","note":"Moved out of Other"},{"market":"Kazakhstan","category":"authenticationInternational","direction":"new"},{"market":"Kuwait","category":"marketing","direction":"increase","note":"Moved out of Rest of Middle East"},{"market":"Kuwait","category":"utility","direction":"increase","note":"Moved out of Rest of Middle East"},{"market":"Kuwait","category":"authentication","direction":"increase","note":"Moved out of Rest of Middle East"},{"market":"Kuwait","category":"authenticationInternational","direction":"new"},{"market":"Mexico","category":"marketing","direction":"increase"},{"market":"Morocco","category":"marketing","direction":"increase","note":"Moved out of Rest of Africa"},{"market":"Morocco","category":"utility","direction":"increase","note":"Moved out of Rest of Africa"},{"market":"Morocco","category":"authentication","direction":"increase","note":"Moved out of Rest of Africa"},{"market":"Morocco","category":"authenticationInternational","direction":"new"},{"market":"Nepal","category":"utility","direction":"decrease","note":"Moved out of Rest of Asia Pacific"},{"market":"Nepal","category":"authentication","direction":"decrease","note":"Moved out of Rest of Asia Pacific"},{"market":"Nepal","category":"authenticationInternational","direction":"new"},{"market":"Oman","category":"utility","direction":"increase","note":"Moved out of Rest of Middle East"},{"market":"Oman","category":"authentication","direction":"increase","note":"Moved out of Rest of Middle East"},{"market":"Oman","category":"authenticationInternational","direction":"new"},{"market":"Pakistan","category":"utility","direction":"increase"},{"market":"Pakistan","category":"authentication","direction":"increase"},{"market":"Peru","category":"utility","direction":"increase"},{"market":"Peru","category":"authentication","direction":"increase"},{"market":"Rest of Asia Pacific","category":"marketing","direction":"increase"},{"market":"Rest of Middle East","category":"marketing","direction":"increase"},{"market":"Saudi Arabia","category":"marketing","direction":"increase"},{"market":"South Africa","category":"utility","direction":"increase"},{"market":"South Africa","category":"authentication","direction":"increase"},{"market":"Sri Lanka","category":"utility","direction":"decrease","note":"Moved out of Rest of Asia Pacific"},{"market":"Sri Lanka","category":"authentication","direction":"decrease","note":"Moved out of Rest of Asia Pacific"},{"market":"Sri Lanka","category":"authenticationInternational","direction":"new"},{"market":"Ukraine","category":"utility","direction":"increase","note":"Moved out of Rest of Central & Eastern Europe"},{"market":"Ukraine","category":"authentication","direction":"increase","note":"Moved out of Rest of Central & Eastern Europe"},{"market":"Ukraine","category":"authenticationInternational","direction":"new"},{"market":"United Arab Emirates","category":"marketing","direction":"increase"}],"license":"Rates published by Meta; compiled by Calypso (www.calypso.so/whatsapp-api-pricing). Free to reuse with attribution.","cards":[{"currency":"AED","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":0.2269,"utility":0.0955,"authentication":0.0955,"authenticationInternational":null,"service":0.0955,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0955,"discount":0},{"from":100001,"to":1000000,"rate":0.0907,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.086,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0812,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0764,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0716,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0955,"discount":0},{"from":120001,"to":400000,"rate":0.0907,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.086,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0812,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0764,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0716,"discount":-0.25}]}},{"market":"Bangladesh","marketing":0.2688,"utility":0.0136,"authentication":0.0136,"authenticationInternational":0.3526,"service":0.0136,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0136,"discount":0},{"from":150001,"to":1000000,"rate":0.0129,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0122,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0116,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0109,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0102,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0136,"discount":0},{"from":100001,"to":300000,"rate":0.0129,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0122,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0116,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0109,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0102,"discount":-0.25}]}},{"market":"Brazil","marketing":0.2295,"utility":0.025,"authentication":0.025,"authenticationInternational":null,"service":0.025,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.025,"discount":0},{"from":250001,"to":2000000,"rate":0.0238,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.0225,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.0213,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.02,"discount":-0.2},{"from":70000001,"to":null,"rate":0.0188,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.025,"discount":0},{"from":500001,"to":3000000,"rate":0.0238,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.0225,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.0213,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.02,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0188,"discount":-0.25}]}},{"market":"Chile","marketing":0.3264,"utility":0.0734,"authentication":0.0734,"authenticationInternational":null,"service":0.0734,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0734,"discount":0},{"from":100001,"to":1000000,"rate":0.0697,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0661,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0624,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0587,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0551,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0734,"discount":0},{"from":120001,"to":400000,"rate":0.0697,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0661,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0624,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0587,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0551,"discount":-0.25}]}},{"market":"Colombia","marketing":0.0459,"utility":0.0029,"authentication":0.0029,"authenticationInternational":null,"service":0.0029,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0029,"discount":0},{"from":100001,"to":1000000,"rate":0.0028,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0026,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0025,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0023,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0022,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0029,"discount":0},{"from":120001,"to":400000,"rate":0.0028,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0026,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0025,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0023,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0022,"discount":-0.25}]}},{"market":"Egypt","marketing":0.2364,"utility":0.0132,"authentication":0.0132,"authenticationInternational":0.2386,"service":0.0132,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0132,"discount":0},{"from":100001,"to":1000000,"rate":0.0125,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0119,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0112,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0106,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0099,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0132,"discount":0},{"from":300001,"to":2000000,"rate":0.0125,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0119,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0112,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0106,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0099,"discount":-0.25}]}},{"market":"France","marketing":0.3154,"utility":0.1101,"authentication":0.1101,"authenticationInternational":null,"service":0.1101,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1101,"discount":0},{"from":100001,"to":1000000,"rate":0.1046,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0991,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0936,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0881,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0826,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1101,"discount":0},{"from":300001,"to":2000000,"rate":0.1046,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0991,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0936,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0881,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0826,"discount":-0.25}]}},{"market":"Germany","marketing":0.5012,"utility":0.2019,"authentication":0.2019,"authenticationInternational":null,"service":0.2019,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.2019,"discount":0},{"from":100001,"to":1000000,"rate":0.1918,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1817,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1716,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1615,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1514,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.2019,"discount":0},{"from":300001,"to":2000000,"rate":0.1918,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1817,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1716,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1615,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1514,"discount":-0.25}]}},{"market":"Hong Kong","marketing":0.2688,"utility":0.0955,"authentication":0.0955,"authenticationInternational":null,"service":0.0955,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0955,"discount":0},{"from":150001,"to":1000000,"rate":0.0907,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.086,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0812,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0764,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0716,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0955,"discount":0},{"from":100001,"to":300000,"rate":0.0907,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.086,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0812,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0764,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0716,"discount":-0.25}]}},{"market":"Hungary","marketing":0.3157,"utility":0.1284,"authentication":0.1284,"authenticationInternational":null,"service":0.1284,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1284,"discount":0},{"from":100001,"to":1000000,"rate":0.122,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1156,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1091,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1027,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0963,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1284,"discount":0},{"from":300001,"to":2000000,"rate":0.122,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1156,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1091,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1027,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0963,"discount":-0.25}]}},{"market":"India","marketing":0.0433,"utility":0.0051,"authentication":0.0051,"authenticationInternational":0.1116,"service":0.0051,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.0051,"discount":0},{"from":25000001,"to":50000000,"rate":0.0048,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.0045,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.0042,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.0039,"discount":-0.24},{"from":300000001,"to":null,"rate":0.0036,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.0051,"discount":0},{"from":750001,"to":15000000,"rate":0.0048,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.0045,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.0042,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.0039,"discount":-0.24},{"from":100000001,"to":null,"rate":0.0036,"discount":-0.3}]}},{"market":"Indonesia","marketing":0.1509,"utility":0.0918,"authentication":0.0918,"authenticationInternational":0.4993,"service":0.0918,"tiers":{"utility":[{"from":0,"to":750000,"rate":0.0918,"discount":0},{"from":750001,"to":4000000,"rate":0.0872,"discount":-0.05},{"from":4000001,"to":25000000,"rate":0.0826,"discount":-0.1},{"from":25000001,"to":75000000,"rate":0.078,"discount":-0.15},{"from":75000001,"to":150000000,"rate":0.0734,"discount":-0.2},{"from":150000001,"to":null,"rate":0.0689,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":0.0918,"discount":0},{"from":750001,"to":2000000,"rate":0.0872,"discount":-0.05},{"from":2000001,"to":6000000,"rate":0.0826,"discount":-0.1},{"from":6000001,"to":30000000,"rate":0.078,"discount":-0.15},{"from":30000001,"to":60000000,"rate":0.0734,"discount":-0.2},{"from":60000001,"to":null,"rate":0.0689,"discount":-0.25}]}},{"market":"Iraq","marketing":0.1252,"utility":0.029,"authentication":0.029,"authenticationInternational":0.4698,"service":0.029,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.029,"discount":0},{"from":100001,"to":1000000,"rate":0.0276,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0261,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0247,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0232,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0218,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.029,"discount":0},{"from":300001,"to":2000000,"rate":0.0276,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0261,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0247,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0232,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0218,"discount":-0.25}]}},{"market":"Israel","marketing":0.1296,"utility":0.0195,"authentication":0.0195,"authenticationInternational":null,"service":0.0195,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0195,"discount":0},{"from":100001,"to":1000000,"rate":0.0185,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0176,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0166,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0156,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0146,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0195,"discount":0},{"from":300001,"to":2000000,"rate":0.0185,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0176,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0166,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0156,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0146,"discount":-0.25}]}},{"market":"Italy","marketing":0.2918,"utility":0.1101,"authentication":0.1101,"authenticationInternational":null,"service":0.1101,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1101,"discount":0},{"from":100001,"to":1000000,"rate":0.1046,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0991,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0936,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0881,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0826,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1101,"discount":0},{"from":300001,"to":2000000,"rate":0.1046,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0991,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0936,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0881,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0826,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":0.2218,"utility":0.0662,"authentication":0.0662,"authenticationInternational":0.5881,"service":0.0662,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0662,"discount":0},{"from":80001,"to":750000,"rate":0.0629,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0596,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0563,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.053,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0497,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0662,"discount":0},{"from":100001,"to":500000,"rate":0.0629,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0596,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0563,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.053,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0497,"discount":-0.25}]}},{"market":"Kuwait","marketing":0.2908,"utility":0.1615,"authentication":0.1615,"authenticationInternational":0.4404,"service":0.1615,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1615,"discount":0},{"from":100001,"to":1000000,"rate":0.1534,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1454,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1373,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1292,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1211,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1615,"discount":0},{"from":300001,"to":2000000,"rate":0.1534,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1454,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1373,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1292,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1211,"discount":-0.25}]}},{"market":"Malaysia","marketing":0.3157,"utility":0.0514,"authentication":0.0514,"authenticationInternational":0.1535,"service":0.0514,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0514,"discount":0},{"from":150001,"to":1000000,"rate":0.0488,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0463,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0437,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0411,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0386,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0514,"discount":0},{"from":100001,"to":300000,"rate":0.0488,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0463,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0437,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0411,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0386,"discount":-0.25}]}},{"market":"Mexico","marketing":0.1456,"utility":0.0312,"authentication":0.0312,"authenticationInternational":null,"service":0.0312,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.0312,"discount":0},{"from":1000001,"to":5000000,"rate":0.0296,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.0281,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0265,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.025,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0234,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.0312,"discount":0},{"from":250001,"to":1000000,"rate":0.0296,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.0281,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.0265,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.025,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0234,"discount":-0.25}]}},{"market":"Morocco","marketing":0.152,"utility":0.0845,"authentication":0.0845,"authenticationInternational":0.298,"service":0.0845,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0845,"discount":0},{"from":100001,"to":1000000,"rate":0.0803,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0761,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0718,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0676,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0634,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0845,"discount":0},{"from":300001,"to":2000000,"rate":0.0803,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0761,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0718,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0676,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0634,"discount":-0.25}]}},{"market":"Netherlands","marketing":0.5863,"utility":0.1836,"authentication":0.1836,"authenticationInternational":null,"service":0.1836,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1836,"discount":0},{"from":100001,"to":1000000,"rate":0.1744,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1652,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1561,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1469,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1377,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1836,"discount":0},{"from":300001,"to":2000000,"rate":0.1744,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1652,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1561,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1469,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1377,"discount":-0.25}]}},{"market":"Nepal","marketing":0.2688,"utility":0.0125,"authentication":0.0125,"authenticationInternational":0.4113,"service":0.0125,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0125,"discount":0},{"from":150001,"to":1000000,"rate":0.0119,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0113,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0106,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.01,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0094,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0125,"discount":0},{"from":100001,"to":300000,"rate":0.0119,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0113,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0106,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.01,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0094,"discount":-0.25}]}},{"market":"Nigeria","marketing":0.1894,"utility":0.0246,"authentication":0.0246,"authenticationInternational":0.2754,"service":0.0246,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0246,"discount":0},{"from":100001,"to":1000000,"rate":0.0234,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0221,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0209,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0197,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0185,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0246,"discount":0},{"from":300001,"to":2000000,"rate":0.0234,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0221,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0209,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0197,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0185,"discount":-0.25}]}},{"market":"Oman","marketing":0.1252,"utility":0.0907,"authentication":0.0907,"authenticationInternational":0.2202,"service":0.0907,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0907,"discount":0},{"from":100001,"to":1000000,"rate":0.0862,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0816,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0771,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0726,"discount":-0.2},{"from":80000001,"to":null,"rate":0.068,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0907,"discount":0},{"from":300001,"to":2000000,"rate":0.0862,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0816,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0771,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0726,"discount":-0.2},{"from":40000001,"to":null,"rate":0.068,"discount":-0.25}]}},{"market":"Pakistan","marketing":0.1737,"utility":0.0551,"authentication":0.0551,"authenticationInternational":0.2754,"service":0.0551,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0551,"discount":0},{"from":150001,"to":1000000,"rate":0.0523,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0496,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0468,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0441,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0413,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0551,"discount":0},{"from":100001,"to":300000,"rate":0.0523,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0496,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0468,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0441,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0413,"discount":-0.25}]}},{"market":"Peru","marketing":0.2581,"utility":0.1101,"authentication":0.1101,"authenticationInternational":null,"service":0.1101,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1101,"discount":0},{"from":100001,"to":1000000,"rate":0.1046,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0991,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0936,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0881,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0826,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.1101,"discount":0},{"from":120001,"to":400000,"rate":0.1046,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0991,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0936,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0881,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0826,"discount":-0.25}]}},{"market":"Poland","marketing":0.1344,"utility":0.0448,"authentication":0.0448,"authenticationInternational":null,"service":0.0448,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0448,"discount":0},{"from":100001,"to":1000000,"rate":0.0426,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0403,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0381,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0358,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0336,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0448,"discount":0},{"from":300001,"to":2000000,"rate":0.0426,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0403,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0381,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0358,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0336,"discount":-0.25}]}},{"market":"Qatar","marketing":0.1252,"utility":0.044,"authentication":0.044,"authenticationInternational":null,"service":0.044,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.044,"discount":0},{"from":100001,"to":1000000,"rate":0.0418,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0396,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0374,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0352,"discount":-0.2},{"from":80000001,"to":null,"rate":0.033,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.044,"discount":0},{"from":300001,"to":2000000,"rate":0.0418,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0396,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0374,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0352,"discount":-0.2},{"from":40000001,"to":null,"rate":0.033,"discount":-0.25}]}},{"market":"Romania","marketing":0.3157,"utility":0.1064,"authentication":0.1064,"authenticationInternational":null,"service":0.1064,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1064,"discount":0},{"from":100001,"to":1000000,"rate":0.1011,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0958,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0904,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0851,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0798,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1064,"discount":0},{"from":300001,"to":2000000,"rate":0.1011,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0958,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0904,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0851,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0798,"discount":-0.25}]}},{"market":"Russia","marketing":0.2945,"utility":0.1469,"authentication":0.1469,"authenticationInternational":null,"service":0.1469,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1469,"discount":0},{"from":100001,"to":1000000,"rate":0.1396,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1322,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1249,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1175,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1102,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1469,"discount":0},{"from":300001,"to":2000000,"rate":0.1396,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1322,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1249,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1175,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1102,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":0.2115,"utility":0.0393,"authentication":0.0393,"authenticationInternational":0.2196,"service":0.0393,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0393,"discount":0},{"from":100001,"to":1000000,"rate":0.0373,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0354,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0334,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0314,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0295,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0393,"discount":0},{"from":300001,"to":2000000,"rate":0.0373,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0354,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0334,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0314,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0295,"discount":-0.25}]}},{"market":"Singapore","marketing":0.2688,"utility":0.0588,"authentication":0.0588,"authenticationInternational":null,"service":0.0588,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0588,"discount":0},{"from":150001,"to":1000000,"rate":0.0559,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0529,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.05,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.047,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0441,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0588,"discount":0},{"from":100001,"to":300000,"rate":0.0559,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0529,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.05,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.047,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0441,"discount":-0.25}]}},{"market":"South Africa","marketing":0.1391,"utility":0.0349,"authentication":0.0349,"authenticationInternational":0.0734,"service":0.0349,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0349,"discount":0},{"from":100001,"to":1000000,"rate":0.0332,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0314,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0297,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0279,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0262,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0349,"discount":0},{"from":300001,"to":2000000,"rate":0.0332,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0314,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0297,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0279,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0262,"discount":-0.25}]}},{"market":"Spain","marketing":0.2597,"utility":0.0734,"authentication":0.0734,"authenticationInternational":null,"service":0.0734,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0734,"discount":0},{"from":100001,"to":1000000,"rate":0.0697,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0661,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0624,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0587,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0551,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0734,"discount":0},{"from":300001,"to":2000000,"rate":0.0697,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0661,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0624,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0587,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0551,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":0.2688,"utility":0.0073,"authentication":0.0073,"authenticationInternational":0.5288,"service":0.0073,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0073,"discount":0},{"from":150001,"to":1000000,"rate":0.0069,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0066,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0062,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0058,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0055,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0073,"discount":0},{"from":100001,"to":300000,"rate":0.0069,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0066,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0062,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0058,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0055,"discount":-0.25}]}},{"market":"Turkey","marketing":0.04,"utility":0.0033,"authentication":0.0033,"authenticationInternational":null,"service":0.0033,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0033,"discount":0},{"from":100001,"to":1000000,"rate":0.0031,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.003,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0028,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0026,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0025,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0033,"discount":0},{"from":300001,"to":2000000,"rate":0.0031,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.003,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0028,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0026,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0025,"discount":-0.25}]}},{"market":"Ukraine","marketing":0.3157,"utility":0.1094,"authentication":0.1094,"authenticationInternational":0.2738,"service":0.1094,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1094,"discount":0},{"from":100001,"to":1000000,"rate":0.1039,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0985,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.093,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0875,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0821,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1094,"discount":0},{"from":300001,"to":2000000,"rate":0.1039,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0985,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.093,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0875,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0821,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":0.2115,"utility":0.0576,"authentication":0.0576,"authenticationInternational":0.1872,"service":0.0576,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0576,"discount":0},{"from":100001,"to":1000000,"rate":0.0547,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0518,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.049,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0461,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0432,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0576,"discount":0},{"from":300001,"to":2000000,"rate":0.0547,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0518,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.049,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0461,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0432,"discount":-0.25}]}},{"market":"United Kingdom","marketing":0.233,"utility":0.0808,"authentication":0.0808,"authenticationInternational":null,"service":0.0808,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0808,"discount":0},{"from":100001,"to":1000000,"rate":0.0768,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0727,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0687,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0646,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0606,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0808,"discount":0},{"from":300001,"to":2000000,"rate":0.0768,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0727,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0687,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0646,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0606,"discount":-0.25}]}},{"market":"North America","marketing":0.0918,"utility":0.0125,"authentication":0.0125,"authenticationInternational":null,"service":0.0125,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0125,"discount":0},{"from":80001,"to":750000,"rate":0.0119,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0113,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0106,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.01,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0094,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0125,"discount":0},{"from":100001,"to":500000,"rate":0.0119,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0113,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0106,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.01,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0094,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":0.0826,"utility":0.0147,"authentication":0.0147,"authenticationInternational":null,"service":0.0147,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0147,"discount":0},{"from":100001,"to":1000000,"rate":0.014,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0132,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0125,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0118,"discount":-0.2},{"from":80000001,"to":null,"rate":0.011,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0147,"discount":0},{"from":300001,"to":2000000,"rate":0.014,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0132,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0125,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0118,"discount":-0.2},{"from":40000001,"to":null,"rate":0.011,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":0.3091,"utility":0.0415,"authentication":0.0415,"authenticationInternational":null,"service":0.0415,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0415,"discount":0},{"from":150001,"to":1000000,"rate":0.0394,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0374,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0353,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0332,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0311,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0415,"discount":0},{"from":100001,"to":300000,"rate":0.0394,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0374,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0353,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0332,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0311,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":0.3157,"utility":0.0778,"authentication":0.0778,"authenticationInternational":null,"service":0.0778,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0778,"discount":0},{"from":100001,"to":1000000,"rate":0.0739,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.07,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0661,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0622,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0584,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0778,"discount":0},{"from":300001,"to":2000000,"rate":0.0739,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.07,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0661,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0622,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0584,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":0.2717,"utility":0.0415,"authentication":0.0415,"authenticationInternational":null,"service":0.0415,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0415,"discount":0},{"from":100001,"to":1000000,"rate":0.0394,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0374,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0353,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0332,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0311,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0415,"discount":0},{"from":120001,"to":400000,"rate":0.0394,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0374,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0353,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0332,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0311,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":0.144,"utility":0.0334,"authentication":0.0334,"authenticationInternational":null,"service":0.0334,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0334,"discount":0},{"from":100001,"to":1000000,"rate":0.0317,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0301,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0284,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0267,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0251,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0334,"discount":0},{"from":300001,"to":2000000,"rate":0.0317,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0301,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0284,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0267,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0251,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":0.2174,"utility":0.0628,"authentication":0.0628,"authenticationInternational":null,"service":0.0628,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0628,"discount":0},{"from":100001,"to":1000000,"rate":0.0597,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0565,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0534,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0502,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0471,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0628,"discount":0},{"from":300001,"to":2000000,"rate":0.0597,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0565,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0534,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0502,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0471,"discount":-0.25}]}},{"market":"Other","marketing":0.2218,"utility":0.0283,"authentication":0.0283,"authenticationInternational":null,"service":0.0283,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0283,"discount":0},{"from":80001,"to":750000,"rate":0.0269,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0255,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0241,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0226,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0212,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0283,"discount":0},{"from":100001,"to":500000,"rate":0.0269,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0255,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0241,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0226,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0212,"discount":-0.25}]}}]},{"currency":"ARS","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":89.562,"utility":37.6798,"authentication":37.6798,"authenticationInternational":null,"service":37.6798,"tiers":{"utility":[{"from":0,"to":100000,"rate":37.6798,"discount":0},{"from":100001,"to":1000000,"rate":35.7958,"discount":-0.05},{"from":1000001,"to":4500000,"rate":33.9118,"discount":-0.1},{"from":4500001,"to":15000000,"rate":32.0278,"discount":-0.15},{"from":15000001,"to":30000000,"rate":30.1438,"discount":-0.2},{"from":30000001,"to":null,"rate":28.2599,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":37.6798,"discount":0},{"from":120001,"to":400000,"rate":35.7958,"discount":-0.05},{"from":400001,"to":1000000,"rate":33.9118,"discount":-0.1},{"from":1000001,"to":5000000,"rate":32.0278,"discount":-0.15},{"from":5000001,"to":10000000,"rate":30.1438,"discount":-0.2},{"from":10000001,"to":null,"rate":28.2599,"discount":-0.25}]}},{"market":"Bangladesh","marketing":106.0832,"utility":5.3621,"authentication":5.3621,"authenticationInternational":139.1252,"service":5.3621,"tiers":{"utility":[{"from":0,"to":150000,"rate":5.3621,"discount":0},{"from":150001,"to":1000000,"rate":5.094,"discount":-0.05},{"from":1000001,"to":4000000,"rate":4.8259,"discount":-0.1},{"from":4000001,"to":25000000,"rate":4.5578,"discount":-0.15},{"from":25000001,"to":50000000,"rate":4.2897,"discount":-0.2},{"from":50000001,"to":null,"rate":4.0216,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":5.3621,"discount":0},{"from":100001,"to":300000,"rate":5.094,"discount":-0.05},{"from":300001,"to":1000000,"rate":4.8259,"discount":-0.1},{"from":1000001,"to":10000000,"rate":4.5578,"discount":-0.15},{"from":10000001,"to":20000000,"rate":4.2897,"discount":-0.2},{"from":20000001,"to":null,"rate":4.0216,"discount":-0.25}]}},{"market":"Brazil","marketing":90.5765,"utility":9.8547,"authentication":9.8547,"authenticationInternational":null,"service":9.8547,"tiers":{"utility":[{"from":0,"to":250000,"rate":9.8547,"discount":0},{"from":250001,"to":2000000,"rate":9.362,"discount":-0.05},{"from":2000001,"to":17000000,"rate":8.8692,"discount":-0.1},{"from":17000001,"to":35000000,"rate":8.3765,"discount":-0.15},{"from":35000001,"to":70000000,"rate":7.8838,"discount":-0.2},{"from":70000001,"to":null,"rate":7.391,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":9.8547,"discount":0},{"from":500001,"to":3000000,"rate":9.362,"discount":-0.05},{"from":3000001,"to":5250000,"rate":8.8692,"discount":-0.1},{"from":5250001,"to":10000000,"rate":8.3765,"discount":-0.15},{"from":10000001,"to":20000000,"rate":7.8838,"discount":-0.2},{"from":20000001,"to":null,"rate":7.391,"discount":-0.25}]}},{"market":"Chile","marketing":128.836,"utility":28.9845,"authentication":28.9845,"authenticationInternational":null,"service":28.9845,"tiers":{"utility":[{"from":0,"to":100000,"rate":28.9845,"discount":0},{"from":100001,"to":1000000,"rate":27.5353,"discount":-0.05},{"from":1000001,"to":4500000,"rate":26.0861,"discount":-0.1},{"from":4500001,"to":15000000,"rate":24.6368,"discount":-0.15},{"from":15000001,"to":30000000,"rate":23.1876,"discount":-0.2},{"from":30000001,"to":null,"rate":21.7384,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":28.9845,"discount":0},{"from":120001,"to":400000,"rate":27.5353,"discount":-0.05},{"from":400001,"to":1000000,"rate":26.0861,"discount":-0.1},{"from":1000001,"to":5000000,"rate":24.6368,"discount":-0.15},{"from":5000001,"to":10000000,"rate":23.1876,"discount":-0.2},{"from":10000001,"to":null,"rate":21.7384,"discount":-0.25}]}},{"market":"Colombia","marketing":18.1153,"utility":1.1594,"authentication":1.1594,"authenticationInternational":null,"service":1.1594,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.1594,"discount":0},{"from":100001,"to":1000000,"rate":1.1014,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.0435,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.9855,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.9275,"discount":-0.2},{"from":30000001,"to":null,"rate":0.8696,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":1.1594,"discount":0},{"from":120001,"to":400000,"rate":1.1014,"discount":-0.05},{"from":400001,"to":1000000,"rate":1.0435,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.9855,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.9275,"discount":-0.2},{"from":10000001,"to":null,"rate":0.8696,"discount":-0.25}]}},{"market":"Egypt","marketing":93.33,"utility":5.2172,"authentication":5.2172,"authenticationInternational":94.1995,"service":5.2172,"tiers":{"utility":[{"from":0,"to":100000,"rate":5.2172,"discount":0},{"from":100001,"to":1000000,"rate":4.9563,"discount":-0.05},{"from":1000001,"to":4500000,"rate":4.6955,"discount":-0.1},{"from":4500001,"to":40000000,"rate":4.4346,"discount":-0.15},{"from":40000001,"to":80000000,"rate":4.1738,"discount":-0.2},{"from":80000001,"to":null,"rate":3.9129,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":5.2172,"discount":0},{"from":300001,"to":2000000,"rate":4.9563,"discount":-0.05},{"from":2000001,"to":10000000,"rate":4.6955,"discount":-0.1},{"from":10000001,"to":20000000,"rate":4.4346,"discount":-0.15},{"from":20000001,"to":40000000,"rate":4.1738,"discount":-0.2},{"from":40000001,"to":null,"rate":3.9129,"discount":-0.25}]}},{"market":"France","marketing":124.4883,"utility":43.4767,"authentication":43.4767,"authenticationInternational":null,"service":43.4767,"tiers":{"utility":[{"from":0,"to":100000,"rate":43.4767,"discount":0},{"from":100001,"to":1000000,"rate":41.3029,"discount":-0.05},{"from":1000001,"to":4500000,"rate":39.129,"discount":-0.1},{"from":4500001,"to":40000000,"rate":36.9552,"discount":-0.15},{"from":40000001,"to":80000000,"rate":34.7814,"discount":-0.2},{"from":80000001,"to":null,"rate":32.6075,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":43.4767,"discount":0},{"from":300001,"to":2000000,"rate":41.3029,"discount":-0.05},{"from":2000001,"to":10000000,"rate":39.129,"discount":-0.1},{"from":10000001,"to":20000000,"rate":36.9552,"discount":-0.15},{"from":20000001,"to":40000000,"rate":34.7814,"discount":-0.2},{"from":40000001,"to":null,"rate":32.6075,"discount":-0.25}]}},{"market":"Germany","marketing":197.819,"utility":79.7073,"authentication":79.7073,"authenticationInternational":null,"service":79.7073,"tiers":{"utility":[{"from":0,"to":100000,"rate":79.7073,"discount":0},{"from":100001,"to":1000000,"rate":75.7219,"discount":-0.05},{"from":1000001,"to":4500000,"rate":71.7366,"discount":-0.1},{"from":4500001,"to":40000000,"rate":67.7512,"discount":-0.15},{"from":40000001,"to":80000000,"rate":63.7658,"discount":-0.2},{"from":80000001,"to":null,"rate":59.7805,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":79.7073,"discount":0},{"from":300001,"to":2000000,"rate":75.7219,"discount":-0.05},{"from":2000001,"to":10000000,"rate":71.7366,"discount":-0.1},{"from":10000001,"to":20000000,"rate":67.7512,"discount":-0.15},{"from":20000001,"to":40000000,"rate":63.7658,"discount":-0.2},{"from":40000001,"to":null,"rate":59.7805,"discount":-0.25}]}},{"market":"Hong Kong","marketing":106.0832,"utility":37.6798,"authentication":37.6798,"authenticationInternational":null,"service":37.6798,"tiers":{"utility":[{"from":0,"to":150000,"rate":37.6798,"discount":0},{"from":150001,"to":1000000,"rate":35.7958,"discount":-0.05},{"from":1000001,"to":4000000,"rate":33.9118,"discount":-0.1},{"from":4000001,"to":25000000,"rate":32.0278,"discount":-0.15},{"from":25000001,"to":50000000,"rate":30.1438,"discount":-0.2},{"from":50000001,"to":null,"rate":28.2599,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":37.6798,"discount":0},{"from":100001,"to":300000,"rate":35.7958,"discount":-0.05},{"from":300001,"to":1000000,"rate":33.9118,"discount":-0.1},{"from":1000001,"to":10000000,"rate":32.0278,"discount":-0.15},{"from":10000001,"to":20000000,"rate":30.1438,"discount":-0.2},{"from":20000001,"to":null,"rate":28.2599,"discount":-0.25}]}},{"market":"Hungary","marketing":124.6332,"utility":50.7228,"authentication":50.7228,"authenticationInternational":null,"service":50.7228,"tiers":{"utility":[{"from":0,"to":100000,"rate":50.7228,"discount":0},{"from":100001,"to":1000000,"rate":48.1867,"discount":-0.05},{"from":1000001,"to":4500000,"rate":45.6505,"discount":-0.1},{"from":4500001,"to":40000000,"rate":43.1144,"discount":-0.15},{"from":40000001,"to":80000000,"rate":40.5782,"discount":-0.2},{"from":80000001,"to":null,"rate":38.0421,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":50.7228,"discount":0},{"from":300001,"to":2000000,"rate":48.1867,"discount":-0.05},{"from":2000001,"to":10000000,"rate":45.6505,"discount":-0.1},{"from":10000001,"to":20000000,"rate":43.1144,"discount":-0.15},{"from":20000001,"to":40000000,"rate":40.5782,"discount":-0.2},{"from":40000001,"to":null,"rate":38.0421,"discount":-0.25}]}},{"market":"India","marketing":17.1008,"utility":2.0289,"authentication":2.0289,"authenticationInternational":44.0564,"service":2.0289,"tiers":{"utility":[{"from":0,"to":25000000,"rate":2.0289,"discount":0},{"from":25000001,"to":50000000,"rate":1.9072,"discount":-0.06},{"from":50000001,"to":100000000,"rate":1.7854,"discount":-0.12},{"from":100000001,"to":200000000,"rate":1.6637,"discount":-0.18},{"from":200000001,"to":300000000,"rate":1.542,"discount":-0.24},{"from":300000001,"to":null,"rate":1.4202,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":2.0289,"discount":0},{"from":750001,"to":15000000,"rate":1.9072,"discount":-0.06},{"from":15000001,"to":20000000,"rate":1.7854,"discount":-0.12},{"from":20000001,"to":50000000,"rate":1.6637,"discount":-0.18},{"from":50000001,"to":100000000,"rate":1.542,"discount":-0.24},{"from":100000001,"to":null,"rate":1.4202,"discount":-0.3}]}},{"market":"Indonesia","marketing":59.5631,"utility":36.2306,"authentication":36.2306,"authenticationInternational":197.0944,"service":36.2306,"tiers":{"utility":[{"from":0,"to":750000,"rate":36.2306,"discount":0},{"from":750001,"to":4000000,"rate":34.4191,"discount":-0.05},{"from":4000001,"to":25000000,"rate":32.6075,"discount":-0.1},{"from":25000001,"to":75000000,"rate":30.796,"discount":-0.15},{"from":75000001,"to":150000000,"rate":28.9845,"discount":-0.2},{"from":150000001,"to":null,"rate":27.173,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":36.2306,"discount":0},{"from":750001,"to":2000000,"rate":34.4191,"discount":-0.05},{"from":2000001,"to":6000000,"rate":32.6075,"discount":-0.1},{"from":6000001,"to":30000000,"rate":30.796,"discount":-0.15},{"from":30000001,"to":60000000,"rate":28.9845,"discount":-0.2},{"from":60000001,"to":null,"rate":27.173,"discount":-0.25}]}},{"market":"Iraq","marketing":49.4185,"utility":11.4488,"authentication":11.4488,"authenticationInternational":185.5001,"service":11.4488,"tiers":{"utility":[{"from":0,"to":100000,"rate":11.4488,"discount":0},{"from":100001,"to":1000000,"rate":10.8764,"discount":-0.05},{"from":1000001,"to":4500000,"rate":10.3039,"discount":-0.1},{"from":4500001,"to":40000000,"rate":9.7315,"discount":-0.15},{"from":40000001,"to":80000000,"rate":9.159,"discount":-0.2},{"from":80000001,"to":null,"rate":8.5866,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":11.4488,"discount":0},{"from":300001,"to":2000000,"rate":10.8764,"discount":-0.05},{"from":2000001,"to":10000000,"rate":10.3039,"discount":-0.1},{"from":10000001,"to":20000000,"rate":9.7315,"discount":-0.15},{"from":20000001,"to":40000000,"rate":9.159,"discount":-0.2},{"from":40000001,"to":null,"rate":8.5866,"discount":-0.25}]}},{"market":"Israel","marketing":51.1576,"utility":7.6809,"authentication":7.6809,"authenticationInternational":null,"service":7.6809,"tiers":{"utility":[{"from":0,"to":100000,"rate":7.6809,"discount":0},{"from":100001,"to":1000000,"rate":7.2969,"discount":-0.05},{"from":1000001,"to":4500000,"rate":6.9128,"discount":-0.1},{"from":4500001,"to":40000000,"rate":6.5288,"discount":-0.15},{"from":40000001,"to":80000000,"rate":6.1447,"discount":-0.2},{"from":80000001,"to":null,"rate":5.7607,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":7.6809,"discount":0},{"from":300001,"to":2000000,"rate":7.2969,"discount":-0.05},{"from":2000001,"to":10000000,"rate":6.9128,"discount":-0.1},{"from":10000001,"to":20000000,"rate":6.5288,"discount":-0.15},{"from":20000001,"to":40000000,"rate":6.1447,"discount":-0.2},{"from":40000001,"to":null,"rate":5.7607,"discount":-0.25}]}},{"market":"Italy","marketing":115.1625,"utility":43.4767,"authentication":43.4767,"authenticationInternational":null,"service":43.4767,"tiers":{"utility":[{"from":0,"to":100000,"rate":43.4767,"discount":0},{"from":100001,"to":1000000,"rate":41.3029,"discount":-0.05},{"from":1000001,"to":4500000,"rate":39.129,"discount":-0.1},{"from":4500001,"to":40000000,"rate":36.9552,"discount":-0.15},{"from":40000001,"to":80000000,"rate":34.7814,"discount":-0.2},{"from":80000001,"to":null,"rate":32.6075,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":43.4767,"discount":0},{"from":300001,"to":2000000,"rate":41.3029,"discount":-0.05},{"from":2000001,"to":10000000,"rate":39.129,"discount":-0.1},{"from":10000001,"to":20000000,"rate":36.9552,"discount":-0.15},{"from":20000001,"to":40000000,"rate":34.7814,"discount":-0.2},{"from":40000001,"to":null,"rate":32.6075,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":87.5331,"utility":26.086,"authentication":26.086,"authenticationInternational":231.8753,"service":26.086,"tiers":{"utility":[{"from":0,"to":80000,"rate":26.086,"discount":0},{"from":80001,"to":750000,"rate":24.7817,"discount":-0.05},{"from":750001,"to":2250000,"rate":23.4774,"discount":-0.1},{"from":2250001,"to":3000000,"rate":22.1731,"discount":-0.15},{"from":3000001,"to":6000000,"rate":20.8688,"discount":-0.2},{"from":6000001,"to":null,"rate":19.5645,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":26.086,"discount":0},{"from":100001,"to":500000,"rate":24.7817,"discount":-0.05},{"from":500001,"to":2000000,"rate":23.4774,"discount":-0.1},{"from":2000001,"to":5000000,"rate":22.1731,"discount":-0.15},{"from":5000001,"to":10000000,"rate":20.8688,"discount":-0.2},{"from":10000001,"to":null,"rate":19.5645,"discount":-0.25}]}},{"market":"Kuwait","marketing":114.7992,"utility":63.7657,"authentication":63.7657,"authenticationInternational":173.9064,"service":63.7657,"tiers":{"utility":[{"from":0,"to":100000,"rate":63.7657,"discount":0},{"from":100001,"to":1000000,"rate":60.5774,"discount":-0.05},{"from":1000001,"to":4500000,"rate":57.3891,"discount":-0.1},{"from":4500001,"to":40000000,"rate":54.2008,"discount":-0.15},{"from":40000001,"to":80000000,"rate":51.0126,"discount":-0.2},{"from":80000001,"to":null,"rate":47.8243,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":63.7657,"discount":0},{"from":300001,"to":2000000,"rate":60.5774,"discount":-0.05},{"from":2000001,"to":10000000,"rate":57.3891,"discount":-0.1},{"from":10000001,"to":20000000,"rate":54.2008,"discount":-0.15},{"from":20000001,"to":40000000,"rate":51.0126,"discount":-0.2},{"from":40000001,"to":null,"rate":47.8243,"discount":-0.25}]}},{"market":"Malaysia","marketing":124.6332,"utility":20.2891,"authentication":20.2891,"authenticationInternational":60.5775,"service":20.2891,"tiers":{"utility":[{"from":0,"to":150000,"rate":20.2891,"discount":0},{"from":150001,"to":1000000,"rate":19.2746,"discount":-0.05},{"from":1000001,"to":4000000,"rate":18.2602,"discount":-0.1},{"from":4000001,"to":25000000,"rate":17.2457,"discount":-0.15},{"from":25000001,"to":50000000,"rate":16.2313,"discount":-0.2},{"from":50000001,"to":null,"rate":15.2168,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":20.2891,"discount":0},{"from":100001,"to":300000,"rate":19.2746,"discount":-0.05},{"from":300001,"to":1000000,"rate":18.2602,"discount":-0.1},{"from":1000001,"to":10000000,"rate":17.2457,"discount":-0.15},{"from":10000001,"to":20000000,"rate":16.2313,"discount":-0.2},{"from":20000001,"to":null,"rate":15.2168,"discount":-0.25}]}},{"market":"Mexico","marketing":57.4617,"utility":12.3184,"authentication":12.3184,"authenticationInternational":null,"service":12.3184,"tiers":{"utility":[{"from":0,"to":1000000,"rate":12.3184,"discount":0},{"from":1000001,"to":5000000,"rate":11.7025,"discount":-0.05},{"from":5000001,"to":10000000,"rate":11.0866,"discount":-0.1},{"from":10000001,"to":20000000,"rate":10.4706,"discount":-0.15},{"from":20000001,"to":40000000,"rate":9.8547,"discount":-0.2},{"from":40000001,"to":null,"rate":9.2388,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":12.3184,"discount":0},{"from":250001,"to":1000000,"rate":11.7025,"discount":-0.05},{"from":1000001,"to":3000000,"rate":11.0866,"discount":-0.1},{"from":3000001,"to":5000000,"rate":10.4706,"discount":-0.15},{"from":5000001,"to":10000000,"rate":9.8547,"discount":-0.2},{"from":10000001,"to":null,"rate":9.2388,"discount":-0.25}]}},{"market":"Morocco","marketing":59.9978,"utility":33.3322,"authentication":33.3322,"authenticationInternational":117.5321,"service":33.3322,"tiers":{"utility":[{"from":0,"to":100000,"rate":33.3322,"discount":0},{"from":100001,"to":1000000,"rate":31.6656,"discount":-0.05},{"from":1000001,"to":4500000,"rate":29.999,"discount":-0.1},{"from":4500001,"to":40000000,"rate":28.3324,"discount":-0.15},{"from":40000001,"to":80000000,"rate":26.6658,"discount":-0.2},{"from":80000001,"to":null,"rate":24.9992,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":33.3322,"discount":0},{"from":300001,"to":2000000,"rate":31.6656,"discount":-0.05},{"from":2000001,"to":10000000,"rate":29.999,"discount":-0.1},{"from":10000001,"to":20000000,"rate":28.3324,"discount":-0.15},{"from":20000001,"to":40000000,"rate":26.6658,"discount":-0.2},{"from":40000001,"to":null,"rate":24.9992,"discount":-0.25}]}},{"market":"Netherlands","marketing":231.441,"utility":72.4612,"authentication":72.4612,"authenticationInternational":null,"service":72.4612,"tiers":{"utility":[{"from":0,"to":100000,"rate":72.4612,"discount":0},{"from":100001,"to":1000000,"rate":68.8381,"discount":-0.05},{"from":1000001,"to":4500000,"rate":65.2151,"discount":-0.1},{"from":4500001,"to":40000000,"rate":61.592,"discount":-0.15},{"from":40000001,"to":80000000,"rate":57.969,"discount":-0.2},{"from":80000001,"to":null,"rate":54.3459,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":72.4612,"discount":0},{"from":300001,"to":2000000,"rate":68.8381,"discount":-0.05},{"from":2000001,"to":10000000,"rate":65.2151,"discount":-0.1},{"from":10000001,"to":20000000,"rate":61.592,"discount":-0.15},{"from":20000001,"to":40000000,"rate":57.969,"discount":-0.2},{"from":40000001,"to":null,"rate":54.3459,"discount":-0.25}]}},{"market":"Nepal","marketing":106.0832,"utility":4.9274,"authentication":4.9274,"authenticationInternational":162.3128,"service":4.9274,"tiers":{"utility":[{"from":0,"to":150000,"rate":4.9274,"discount":0},{"from":150001,"to":1000000,"rate":4.681,"discount":-0.05},{"from":1000001,"to":4000000,"rate":4.4347,"discount":-0.1},{"from":4000001,"to":25000000,"rate":4.1883,"discount":-0.15},{"from":25000001,"to":50000000,"rate":3.9419,"discount":-0.2},{"from":50000001,"to":null,"rate":3.6956,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":4.9274,"discount":0},{"from":100001,"to":300000,"rate":4.681,"discount":-0.05},{"from":300001,"to":1000000,"rate":4.4347,"discount":-0.1},{"from":1000001,"to":10000000,"rate":4.1883,"discount":-0.15},{"from":10000001,"to":20000000,"rate":3.9419,"discount":-0.2},{"from":20000001,"to":null,"rate":3.6956,"discount":-0.25}]}},{"market":"Nigeria","marketing":74.7799,"utility":9.7098,"authentication":9.7098,"authenticationInternational":108.6918,"service":9.7098,"tiers":{"utility":[{"from":0,"to":100000,"rate":9.7098,"discount":0},{"from":100001,"to":1000000,"rate":9.2243,"discount":-0.05},{"from":1000001,"to":4500000,"rate":8.7388,"discount":-0.1},{"from":4500001,"to":40000000,"rate":8.2533,"discount":-0.15},{"from":40000001,"to":80000000,"rate":7.7678,"discount":-0.2},{"from":80000001,"to":null,"rate":7.2824,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":9.7098,"discount":0},{"from":300001,"to":2000000,"rate":9.2243,"discount":-0.05},{"from":2000001,"to":10000000,"rate":8.7388,"discount":-0.1},{"from":10000001,"to":20000000,"rate":8.2533,"discount":-0.15},{"from":20000001,"to":40000000,"rate":7.7678,"discount":-0.2},{"from":40000001,"to":null,"rate":7.2824,"discount":-0.25}]}},{"market":"Oman","marketing":49.4185,"utility":35.7957,"authentication":35.7957,"authenticationInternational":86.9532,"service":35.7957,"tiers":{"utility":[{"from":0,"to":100000,"rate":35.7957,"discount":0},{"from":100001,"to":1000000,"rate":34.0059,"discount":-0.05},{"from":1000001,"to":4500000,"rate":32.2161,"discount":-0.1},{"from":4500001,"to":40000000,"rate":30.4263,"discount":-0.15},{"from":40000001,"to":80000000,"rate":28.6366,"discount":-0.2},{"from":80000001,"to":null,"rate":26.8468,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":35.7957,"discount":0},{"from":300001,"to":2000000,"rate":34.0059,"discount":-0.05},{"from":2000001,"to":10000000,"rate":32.2161,"discount":-0.1},{"from":10000001,"to":20000000,"rate":30.4263,"discount":-0.15},{"from":20000001,"to":40000000,"rate":28.6366,"discount":-0.2},{"from":40000001,"to":null,"rate":26.8468,"discount":-0.25}]}},{"market":"Pakistan","marketing":68.5483,"utility":21.7383,"authentication":21.7383,"authenticationInternational":108.6918,"service":21.7383,"tiers":{"utility":[{"from":0,"to":150000,"rate":21.7383,"discount":0},{"from":150001,"to":1000000,"rate":20.6514,"discount":-0.05},{"from":1000001,"to":4000000,"rate":19.5645,"discount":-0.1},{"from":4000001,"to":25000000,"rate":18.4776,"discount":-0.15},{"from":25000001,"to":50000000,"rate":17.3906,"discount":-0.2},{"from":50000001,"to":null,"rate":16.3037,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":21.7383,"discount":0},{"from":100001,"to":300000,"rate":20.6514,"discount":-0.05},{"from":300001,"to":1000000,"rate":19.5645,"discount":-0.1},{"from":1000001,"to":10000000,"rate":18.4776,"discount":-0.15},{"from":10000001,"to":20000000,"rate":17.3906,"discount":-0.2},{"from":20000001,"to":null,"rate":16.3037,"discount":-0.25}]}},{"market":"Peru","marketing":101.8804,"utility":43.4768,"authentication":43.4768,"authenticationInternational":null,"service":43.4768,"tiers":{"utility":[{"from":0,"to":100000,"rate":43.4768,"discount":0},{"from":100001,"to":1000000,"rate":41.303,"discount":-0.05},{"from":1000001,"to":4500000,"rate":39.1291,"discount":-0.1},{"from":4500001,"to":15000000,"rate":36.9553,"discount":-0.15},{"from":15000001,"to":30000000,"rate":34.7814,"discount":-0.2},{"from":30000001,"to":null,"rate":32.6076,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":43.4768,"discount":0},{"from":120001,"to":400000,"rate":41.303,"discount":-0.05},{"from":400001,"to":1000000,"rate":39.1291,"discount":-0.1},{"from":1000001,"to":5000000,"rate":36.9553,"discount":-0.15},{"from":5000001,"to":10000000,"rate":34.7814,"discount":-0.2},{"from":10000001,"to":null,"rate":32.6076,"discount":-0.25}]}},{"market":"Poland","marketing":53.0415,"utility":17.6805,"authentication":17.6805,"authenticationInternational":null,"service":17.6805,"tiers":{"utility":[{"from":0,"to":100000,"rate":17.6805,"discount":0},{"from":100001,"to":1000000,"rate":16.7965,"discount":-0.05},{"from":1000001,"to":4500000,"rate":15.9125,"discount":-0.1},{"from":4500001,"to":40000000,"rate":15.0284,"discount":-0.15},{"from":40000001,"to":80000000,"rate":14.1444,"discount":-0.2},{"from":80000001,"to":null,"rate":13.2604,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":17.6805,"discount":0},{"from":300001,"to":2000000,"rate":16.7965,"discount":-0.05},{"from":2000001,"to":10000000,"rate":15.9125,"discount":-0.1},{"from":10000001,"to":20000000,"rate":15.0284,"discount":-0.15},{"from":20000001,"to":40000000,"rate":14.1444,"discount":-0.2},{"from":40000001,"to":null,"rate":13.2604,"discount":-0.25}]}},{"market":"Qatar","marketing":49.4185,"utility":17.3906,"authentication":17.3906,"authenticationInternational":null,"service":17.3906,"tiers":{"utility":[{"from":0,"to":100000,"rate":17.3906,"discount":0},{"from":100001,"to":1000000,"rate":16.5211,"discount":-0.05},{"from":1000001,"to":4500000,"rate":15.6515,"discount":-0.1},{"from":4500001,"to":40000000,"rate":14.782,"discount":-0.15},{"from":40000001,"to":80000000,"rate":13.9125,"discount":-0.2},{"from":80000001,"to":null,"rate":13.043,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":17.3906,"discount":0},{"from":300001,"to":2000000,"rate":16.5211,"discount":-0.05},{"from":2000001,"to":10000000,"rate":15.6515,"discount":-0.1},{"from":10000001,"to":20000000,"rate":14.782,"discount":-0.15},{"from":20000001,"to":40000000,"rate":13.9125,"discount":-0.2},{"from":40000001,"to":null,"rate":13.043,"discount":-0.25}]}},{"market":"Romania","marketing":124.6332,"utility":42.0274,"authentication":42.0274,"authenticationInternational":null,"service":42.0274,"tiers":{"utility":[{"from":0,"to":100000,"rate":42.0274,"discount":0},{"from":100001,"to":1000000,"rate":39.926,"discount":-0.05},{"from":1000001,"to":4500000,"rate":37.8247,"discount":-0.1},{"from":4500001,"to":40000000,"rate":35.7233,"discount":-0.15},{"from":40000001,"to":80000000,"rate":33.6219,"discount":-0.2},{"from":80000001,"to":null,"rate":31.5206,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":42.0274,"discount":0},{"from":300001,"to":2000000,"rate":39.926,"discount":-0.05},{"from":2000001,"to":10000000,"rate":37.8247,"discount":-0.1},{"from":10000001,"to":20000000,"rate":35.7233,"discount":-0.15},{"from":20000001,"to":40000000,"rate":33.6219,"discount":-0.2},{"from":40000001,"to":null,"rate":31.5206,"discount":-0.25}]}},{"market":"Russia","marketing":116.2277,"utility":57.9689,"authentication":57.9689,"authenticationInternational":null,"service":57.9689,"tiers":{"utility":[{"from":0,"to":100000,"rate":57.9689,"discount":0},{"from":100001,"to":1000000,"rate":55.0705,"discount":-0.05},{"from":1000001,"to":4500000,"rate":52.172,"discount":-0.1},{"from":4500001,"to":40000000,"rate":49.2736,"discount":-0.15},{"from":40000001,"to":80000000,"rate":46.3751,"discount":-0.2},{"from":80000001,"to":null,"rate":43.4767,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":57.9689,"discount":0},{"from":300001,"to":2000000,"rate":55.0705,"discount":-0.05},{"from":2000001,"to":10000000,"rate":52.172,"discount":-0.1},{"from":10000001,"to":20000000,"rate":49.2736,"discount":-0.15},{"from":20000001,"to":40000000,"rate":46.3751,"discount":-0.2},{"from":40000001,"to":null,"rate":43.4767,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":83.497,"utility":15.5067,"authentication":15.5067,"authenticationInternational":86.6636,"service":15.5067,"tiers":{"utility":[{"from":0,"to":100000,"rate":15.5067,"discount":0},{"from":100001,"to":1000000,"rate":14.7314,"discount":-0.05},{"from":1000001,"to":4500000,"rate":13.956,"discount":-0.1},{"from":4500001,"to":40000000,"rate":13.1807,"discount":-0.15},{"from":40000001,"to":80000000,"rate":12.4054,"discount":-0.2},{"from":80000001,"to":null,"rate":11.63,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":15.5067,"discount":0},{"from":300001,"to":2000000,"rate":14.7314,"discount":-0.05},{"from":2000001,"to":10000000,"rate":13.956,"discount":-0.1},{"from":10000001,"to":20000000,"rate":13.1807,"discount":-0.15},{"from":20000001,"to":40000000,"rate":12.4054,"discount":-0.2},{"from":40000001,"to":null,"rate":11.63,"discount":-0.25}]}},{"market":"Singapore","marketing":106.0832,"utility":23.1875,"authentication":23.1875,"authenticationInternational":null,"service":23.1875,"tiers":{"utility":[{"from":0,"to":150000,"rate":23.1875,"discount":0},{"from":150001,"to":1000000,"rate":22.0281,"discount":-0.05},{"from":1000001,"to":4000000,"rate":20.8688,"discount":-0.1},{"from":4000001,"to":25000000,"rate":19.7094,"discount":-0.15},{"from":25000001,"to":50000000,"rate":18.55,"discount":-0.2},{"from":50000001,"to":null,"rate":17.3906,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":23.1875,"discount":0},{"from":100001,"to":300000,"rate":22.0281,"discount":-0.05},{"from":300001,"to":1000000,"rate":20.8688,"discount":-0.1},{"from":1000001,"to":10000000,"rate":19.7094,"discount":-0.15},{"from":10000001,"to":20000000,"rate":18.55,"discount":-0.2},{"from":20000001,"to":null,"rate":17.3906,"discount":-0.25}]}},{"market":"South Africa","marketing":54.9256,"utility":13.7676,"authentication":13.7676,"authenticationInternational":28.9845,"service":13.7676,"tiers":{"utility":[{"from":0,"to":100000,"rate":13.7676,"discount":0},{"from":100001,"to":1000000,"rate":13.0792,"discount":-0.05},{"from":1000001,"to":4500000,"rate":12.3908,"discount":-0.1},{"from":4500001,"to":40000000,"rate":11.7025,"discount":-0.15},{"from":40000001,"to":80000000,"rate":11.0141,"discount":-0.2},{"from":80000001,"to":null,"rate":10.3257,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":13.7676,"discount":0},{"from":300001,"to":2000000,"rate":13.0792,"discount":-0.05},{"from":2000001,"to":10000000,"rate":12.3908,"discount":-0.1},{"from":10000001,"to":20000000,"rate":11.7025,"discount":-0.15},{"from":20000001,"to":40000000,"rate":11.0141,"discount":-0.2},{"from":40000001,"to":null,"rate":10.3257,"discount":-0.25}]}},{"market":"Spain","marketing":102.4963,"utility":28.9845,"authentication":28.9845,"authenticationInternational":null,"service":28.9845,"tiers":{"utility":[{"from":0,"to":100000,"rate":28.9845,"discount":0},{"from":100001,"to":1000000,"rate":27.5353,"discount":-0.05},{"from":1000001,"to":4500000,"rate":26.0861,"discount":-0.1},{"from":4500001,"to":40000000,"rate":24.6368,"discount":-0.15},{"from":40000001,"to":80000000,"rate":23.1876,"discount":-0.2},{"from":80000001,"to":null,"rate":21.7384,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":28.9845,"discount":0},{"from":300001,"to":2000000,"rate":27.5353,"discount":-0.05},{"from":2000001,"to":10000000,"rate":26.0861,"discount":-0.1},{"from":10000001,"to":20000000,"rate":24.6368,"discount":-0.15},{"from":20000001,"to":40000000,"rate":23.1876,"discount":-0.2},{"from":40000001,"to":null,"rate":21.7384,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":106.0832,"utility":2.8984,"authentication":2.8984,"authenticationInternational":208.6879,"service":2.8984,"tiers":{"utility":[{"from":0,"to":150000,"rate":2.8984,"discount":0},{"from":150001,"to":1000000,"rate":2.7535,"discount":-0.05},{"from":1000001,"to":4000000,"rate":2.6086,"discount":-0.1},{"from":4000001,"to":25000000,"rate":2.4636,"discount":-0.15},{"from":25000001,"to":50000000,"rate":2.3187,"discount":-0.2},{"from":50000001,"to":null,"rate":2.1738,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":2.8984,"discount":0},{"from":100001,"to":300000,"rate":2.7535,"discount":-0.05},{"from":300001,"to":1000000,"rate":2.6086,"discount":-0.1},{"from":1000001,"to":10000000,"rate":2.4636,"discount":-0.15},{"from":10000001,"to":20000000,"rate":2.3187,"discount":-0.2},{"from":20000001,"to":null,"rate":2.1738,"discount":-0.25}]}},{"market":"Turkey","marketing":15.7965,"utility":1.3043,"authentication":1.3043,"authenticationInternational":null,"service":1.3043,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.3043,"discount":0},{"from":100001,"to":1000000,"rate":1.2391,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.1739,"discount":-0.1},{"from":4500001,"to":40000000,"rate":1.1087,"discount":-0.15},{"from":40000001,"to":80000000,"rate":1.0434,"discount":-0.2},{"from":80000001,"to":null,"rate":0.9782,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":1.3043,"discount":0},{"from":300001,"to":2000000,"rate":1.2391,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.1739,"discount":-0.1},{"from":10000001,"to":20000000,"rate":1.1087,"discount":-0.15},{"from":20000001,"to":40000000,"rate":1.0434,"discount":-0.2},{"from":40000001,"to":null,"rate":0.9782,"discount":-0.25}]}},{"market":"Ukraine","marketing":124.6332,"utility":43.1868,"authentication":43.1868,"authenticationInternational":108.1119,"service":43.1868,"tiers":{"utility":[{"from":0,"to":100000,"rate":43.1868,"discount":0},{"from":100001,"to":1000000,"rate":41.0275,"discount":-0.05},{"from":1000001,"to":4500000,"rate":38.8681,"discount":-0.1},{"from":4500001,"to":40000000,"rate":36.7088,"discount":-0.15},{"from":40000001,"to":80000000,"rate":34.5494,"discount":-0.2},{"from":80000001,"to":null,"rate":32.3901,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":43.1868,"discount":0},{"from":300001,"to":2000000,"rate":41.0275,"discount":-0.05},{"from":2000001,"to":10000000,"rate":38.8681,"discount":-0.1},{"from":10000001,"to":20000000,"rate":36.7088,"discount":-0.15},{"from":20000001,"to":40000000,"rate":34.5494,"discount":-0.2},{"from":40000001,"to":null,"rate":32.3901,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":83.497,"utility":22.7528,"authentication":22.7528,"authenticationInternational":73.9104,"service":22.7528,"tiers":{"utility":[{"from":0,"to":100000,"rate":22.7528,"discount":0},{"from":100001,"to":1000000,"rate":21.6152,"discount":-0.05},{"from":1000001,"to":4500000,"rate":20.4775,"discount":-0.1},{"from":4500001,"to":40000000,"rate":19.3399,"discount":-0.15},{"from":40000001,"to":80000000,"rate":18.2022,"discount":-0.2},{"from":80000001,"to":null,"rate":17.0646,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":22.7528,"discount":0},{"from":300001,"to":2000000,"rate":21.6152,"discount":-0.05},{"from":2000001,"to":10000000,"rate":20.4775,"discount":-0.1},{"from":10000001,"to":20000000,"rate":19.3399,"discount":-0.15},{"from":20000001,"to":40000000,"rate":18.2022,"discount":-0.2},{"from":40000001,"to":null,"rate":17.0646,"discount":-0.25}]}},{"market":"United Kingdom","marketing":91.9967,"utility":31.8829,"authentication":31.8829,"authenticationInternational":null,"service":31.8829,"tiers":{"utility":[{"from":0,"to":100000,"rate":31.8829,"discount":0},{"from":100001,"to":1000000,"rate":30.2888,"discount":-0.05},{"from":1000001,"to":4500000,"rate":28.6946,"discount":-0.1},{"from":4500001,"to":40000000,"rate":27.1005,"discount":-0.15},{"from":40000001,"to":80000000,"rate":25.5063,"discount":-0.2},{"from":80000001,"to":null,"rate":23.9122,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":31.8829,"discount":0},{"from":300001,"to":2000000,"rate":30.2888,"discount":-0.05},{"from":2000001,"to":10000000,"rate":28.6946,"discount":-0.1},{"from":10000001,"to":20000000,"rate":27.1005,"discount":-0.15},{"from":20000001,"to":40000000,"rate":25.5063,"discount":-0.2},{"from":40000001,"to":null,"rate":23.9122,"discount":-0.25}]}},{"market":"North America","marketing":36.2306,"utility":4.9274,"authentication":4.9274,"authenticationInternational":null,"service":4.9274,"tiers":{"utility":[{"from":0,"to":80000,"rate":4.9274,"discount":0},{"from":80001,"to":750000,"rate":4.681,"discount":-0.05},{"from":750001,"to":2250000,"rate":4.4347,"discount":-0.1},{"from":2250001,"to":3000000,"rate":4.1883,"discount":-0.15},{"from":3000001,"to":6000000,"rate":3.9419,"discount":-0.2},{"from":6000001,"to":null,"rate":3.6956,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":4.9274,"discount":0},{"from":100001,"to":500000,"rate":4.681,"discount":-0.05},{"from":500001,"to":2000000,"rate":4.4347,"discount":-0.1},{"from":2000001,"to":5000000,"rate":4.1883,"discount":-0.15},{"from":5000001,"to":10000000,"rate":3.9419,"discount":-0.2},{"from":10000001,"to":null,"rate":3.6956,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":32.6075,"utility":5.7969,"authentication":5.7969,"authenticationInternational":null,"service":5.7969,"tiers":{"utility":[{"from":0,"to":100000,"rate":5.7969,"discount":0},{"from":100001,"to":1000000,"rate":5.5071,"discount":-0.05},{"from":1000001,"to":4500000,"rate":5.2172,"discount":-0.1},{"from":4500001,"to":40000000,"rate":4.9274,"discount":-0.15},{"from":40000001,"to":80000000,"rate":4.6375,"discount":-0.2},{"from":80000001,"to":null,"rate":4.3477,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":5.7969,"discount":0},{"from":300001,"to":2000000,"rate":5.5071,"discount":-0.05},{"from":2000001,"to":10000000,"rate":5.2172,"discount":-0.1},{"from":10000001,"to":20000000,"rate":4.9274,"discount":-0.15},{"from":20000001,"to":40000000,"rate":4.6375,"discount":-0.2},{"from":40000001,"to":null,"rate":4.3477,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":121.9957,"utility":16.3762,"authentication":16.3762,"authenticationInternational":null,"service":16.3762,"tiers":{"utility":[{"from":0,"to":150000,"rate":16.3762,"discount":0},{"from":150001,"to":1000000,"rate":15.5574,"discount":-0.05},{"from":1000001,"to":4000000,"rate":14.7386,"discount":-0.1},{"from":4000001,"to":25000000,"rate":13.9198,"discount":-0.15},{"from":25000001,"to":50000000,"rate":13.101,"discount":-0.2},{"from":50000001,"to":null,"rate":12.2822,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":16.3762,"discount":0},{"from":100001,"to":300000,"rate":15.5574,"discount":-0.05},{"from":300001,"to":1000000,"rate":14.7386,"discount":-0.1},{"from":1000001,"to":10000000,"rate":13.9198,"discount":-0.15},{"from":10000001,"to":20000000,"rate":13.101,"discount":-0.2},{"from":20000001,"to":null,"rate":12.2822,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":124.6332,"utility":30.7235,"authentication":30.7235,"authenticationInternational":null,"service":30.7235,"tiers":{"utility":[{"from":0,"to":100000,"rate":30.7235,"discount":0},{"from":100001,"to":1000000,"rate":29.1873,"discount":-0.05},{"from":1000001,"to":4500000,"rate":27.6512,"discount":-0.1},{"from":4500001,"to":40000000,"rate":26.115,"discount":-0.15},{"from":40000001,"to":80000000,"rate":24.5788,"discount":-0.2},{"from":80000001,"to":null,"rate":23.0426,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":30.7235,"discount":0},{"from":300001,"to":2000000,"rate":29.1873,"discount":-0.05},{"from":2000001,"to":10000000,"rate":27.6512,"discount":-0.1},{"from":10000001,"to":20000000,"rate":26.115,"discount":-0.15},{"from":20000001,"to":40000000,"rate":24.5788,"discount":-0.2},{"from":40000001,"to":null,"rate":23.0426,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":107.2425,"utility":16.3762,"authentication":16.3762,"authenticationInternational":null,"service":16.3762,"tiers":{"utility":[{"from":0,"to":100000,"rate":16.3762,"discount":0},{"from":100001,"to":1000000,"rate":15.5574,"discount":-0.05},{"from":1000001,"to":4500000,"rate":14.7386,"discount":-0.1},{"from":4500001,"to":15000000,"rate":13.9198,"discount":-0.15},{"from":15000001,"to":30000000,"rate":13.101,"discount":-0.2},{"from":30000001,"to":null,"rate":12.2822,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":16.3762,"discount":0},{"from":120001,"to":400000,"rate":15.5574,"discount":-0.05},{"from":400001,"to":1000000,"rate":14.7386,"discount":-0.1},{"from":1000001,"to":5000000,"rate":13.9198,"discount":-0.15},{"from":5000001,"to":10000000,"rate":13.101,"discount":-0.2},{"from":10000001,"to":null,"rate":12.2822,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":56.8313,"utility":13.1879,"authentication":13.1879,"authenticationInternational":null,"service":13.1879,"tiers":{"utility":[{"from":0,"to":100000,"rate":13.1879,"discount":0},{"from":100001,"to":1000000,"rate":12.5285,"discount":-0.05},{"from":1000001,"to":4500000,"rate":11.8691,"discount":-0.1},{"from":4500001,"to":40000000,"rate":11.2097,"discount":-0.15},{"from":40000001,"to":80000000,"rate":10.5503,"discount":-0.2},{"from":80000001,"to":null,"rate":9.8909,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":13.1879,"discount":0},{"from":300001,"to":2000000,"rate":12.5285,"discount":-0.05},{"from":2000001,"to":10000000,"rate":11.8691,"discount":-0.1},{"from":10000001,"to":20000000,"rate":11.2097,"discount":-0.15},{"from":20000001,"to":40000000,"rate":10.5503,"discount":-0.2},{"from":40000001,"to":null,"rate":9.8909,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":85.794,"utility":24.7817,"authentication":24.7817,"authenticationInternational":null,"service":24.7817,"tiers":{"utility":[{"from":0,"to":100000,"rate":24.7817,"discount":0},{"from":100001,"to":1000000,"rate":23.5426,"discount":-0.05},{"from":1000001,"to":4500000,"rate":22.3035,"discount":-0.1},{"from":4500001,"to":40000000,"rate":21.0644,"discount":-0.15},{"from":40000001,"to":80000000,"rate":19.8254,"discount":-0.2},{"from":80000001,"to":null,"rate":18.5863,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":24.7817,"discount":0},{"from":300001,"to":2000000,"rate":23.5426,"discount":-0.05},{"from":2000001,"to":10000000,"rate":22.3035,"discount":-0.1},{"from":10000001,"to":20000000,"rate":21.0644,"discount":-0.15},{"from":20000001,"to":40000000,"rate":19.8254,"discount":-0.2},{"from":40000001,"to":null,"rate":18.5863,"discount":-0.25}]}},{"market":"Other","marketing":87.5331,"utility":11.159,"authentication":11.159,"authenticationInternational":null,"service":11.159,"tiers":{"utility":[{"from":0,"to":80000,"rate":11.159,"discount":0},{"from":80001,"to":750000,"rate":10.6011,"discount":-0.05},{"from":750001,"to":2250000,"rate":10.0431,"discount":-0.1},{"from":2250001,"to":3000000,"rate":9.4852,"discount":-0.15},{"from":3000001,"to":6000000,"rate":8.9272,"discount":-0.2},{"from":6000001,"to":null,"rate":8.3693,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":11.159,"discount":0},{"from":100001,"to":500000,"rate":10.6011,"discount":-0.05},{"from":500001,"to":2000000,"rate":10.0431,"discount":-0.1},{"from":2000001,"to":5000000,"rate":9.4852,"discount":-0.15},{"from":5000001,"to":10000000,"rate":8.9272,"discount":-0.2},{"from":10000001,"to":null,"rate":8.3693,"discount":-0.25}]}}]},{"currency":"AUD","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":0.0804,"utility":0.034,"authentication":0.034,"authenticationInternational":null,"service":0.034,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.034,"discount":0},{"from":100001,"to":1000000,"rate":0.0323,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0306,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0289,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0272,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0255,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.034,"discount":0},{"from":120001,"to":400000,"rate":0.0323,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0306,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0289,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0272,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0255,"discount":-0.25}]}},{"market":"Bangladesh","marketing":0.0952,"utility":0.0048,"authentication":0.0048,"authenticationInternational":0.1257,"service":0.0048,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0048,"discount":0},{"from":150001,"to":1000000,"rate":0.0046,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0043,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0041,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0038,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0036,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0048,"discount":0},{"from":100001,"to":300000,"rate":0.0046,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0043,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0041,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0038,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0036,"discount":-0.25}]}},{"market":"Brazil","marketing":0.0813,"utility":0.0088,"authentication":0.0088,"authenticationInternational":null,"service":0.0088,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.0088,"discount":0},{"from":250001,"to":2000000,"rate":0.0084,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.0079,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.0075,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.007,"discount":-0.2},{"from":70000001,"to":null,"rate":0.0066,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.0088,"discount":0},{"from":500001,"to":3000000,"rate":0.0084,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.0079,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.0075,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.007,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0066,"discount":-0.25}]}},{"market":"Chile","marketing":0.1156,"utility":0.026,"authentication":0.026,"authenticationInternational":null,"service":0.026,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.026,"discount":0},{"from":100001,"to":1000000,"rate":0.0247,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0234,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0221,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0208,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0195,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.026,"discount":0},{"from":120001,"to":400000,"rate":0.0247,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0234,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0221,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0208,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0195,"discount":-0.25}]}},{"market":"Colombia","marketing":0.0163,"utility":0.0012,"authentication":0.0012,"authenticationInternational":null,"service":0.0012,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0012,"discount":0},{"from":100001,"to":1000000,"rate":0.0011,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0011,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.001,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.001,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0009,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0012,"discount":0},{"from":120001,"to":400000,"rate":0.0011,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0011,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.001,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.001,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0009,"discount":-0.25}]}},{"market":"Egypt","marketing":0.0837,"utility":0.0047,"authentication":0.0047,"authenticationInternational":0.0846,"service":0.0047,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0047,"discount":0},{"from":100001,"to":1000000,"rate":0.0045,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0042,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.004,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0038,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0035,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0047,"discount":0},{"from":300001,"to":2000000,"rate":0.0045,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0042,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.004,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0038,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0035,"discount":-0.25}]}},{"market":"France","marketing":0.1117,"utility":0.039,"authentication":0.039,"authenticationInternational":null,"service":0.039,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.039,"discount":0},{"from":100001,"to":1000000,"rate":0.0371,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0351,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0332,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0312,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0293,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.039,"discount":0},{"from":300001,"to":2000000,"rate":0.0371,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0351,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0332,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0312,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0293,"discount":-0.25}]}},{"market":"Germany","marketing":0.1775,"utility":0.0715,"authentication":0.0715,"authenticationInternational":null,"service":0.0715,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0715,"discount":0},{"from":100001,"to":1000000,"rate":0.0679,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0644,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0608,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0572,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0536,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0715,"discount":0},{"from":300001,"to":2000000,"rate":0.0679,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0644,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0608,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0572,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0536,"discount":-0.25}]}},{"market":"Hong Kong","marketing":0.0952,"utility":0.0341,"authentication":0.0341,"authenticationInternational":null,"service":0.0341,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0341,"discount":0},{"from":150001,"to":1000000,"rate":0.0324,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0307,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.029,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0273,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0256,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0341,"discount":0},{"from":100001,"to":300000,"rate":0.0324,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0307,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.029,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0273,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0256,"discount":-0.25}]}},{"market":"Hungary","marketing":0.1117,"utility":0.0454,"authentication":0.0454,"authenticationInternational":null,"service":0.0454,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0454,"discount":0},{"from":100001,"to":1000000,"rate":0.0431,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0409,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0386,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0363,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0341,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0454,"discount":0},{"from":300001,"to":2000000,"rate":0.0431,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0409,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0386,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0363,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0341,"discount":-0.25}]}},{"market":"India","marketing":0.0153,"utility":0.0018,"authentication":0.0018,"authenticationInternational":0.0395,"service":0.0018,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.0018,"discount":0},{"from":25000001,"to":50000000,"rate":0.0017,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.0016,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.0015,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.0014,"discount":-0.24},{"from":300000001,"to":null,"rate":0.0013,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.0018,"discount":0},{"from":750001,"to":15000000,"rate":0.0017,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.0016,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.0015,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.0014,"discount":-0.24},{"from":100000001,"to":null,"rate":0.0013,"discount":-0.3}]}},{"market":"Indonesia","marketing":0.0535,"utility":0.0325,"authentication":0.0325,"authenticationInternational":0.1768,"service":0.0325,"tiers":{"utility":[{"from":0,"to":750000,"rate":0.0325,"discount":0},{"from":750001,"to":4000000,"rate":0.0309,"discount":-0.05},{"from":4000001,"to":25000000,"rate":0.0293,"discount":-0.1},{"from":25000001,"to":75000000,"rate":0.0276,"discount":-0.15},{"from":75000001,"to":150000000,"rate":0.026,"discount":-0.2},{"from":150000001,"to":null,"rate":0.0244,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":0.0325,"discount":0},{"from":750001,"to":2000000,"rate":0.0309,"discount":-0.05},{"from":2000001,"to":6000000,"rate":0.0293,"discount":-0.1},{"from":6000001,"to":30000000,"rate":0.0276,"discount":-0.15},{"from":30000001,"to":60000000,"rate":0.026,"discount":-0.2},{"from":60000001,"to":null,"rate":0.0244,"discount":-0.25}]}},{"market":"Iraq","marketing":0.0443,"utility":0.0102,"authentication":0.0102,"authenticationInternational":0.1646,"service":0.0102,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0102,"discount":0},{"from":100001,"to":1000000,"rate":0.0097,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0092,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0087,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0082,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0077,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0102,"discount":0},{"from":300001,"to":2000000,"rate":0.0097,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0092,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0087,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0082,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0077,"discount":-0.25}]}},{"market":"Israel","marketing":0.0459,"utility":0.0069,"authentication":0.0069,"authenticationInternational":null,"service":0.0069,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0069,"discount":0},{"from":100001,"to":1000000,"rate":0.0066,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0062,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0059,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0055,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0052,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0069,"discount":0},{"from":300001,"to":2000000,"rate":0.0066,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0062,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0059,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0055,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0052,"discount":-0.25}]}},{"market":"Italy","marketing":0.1032,"utility":0.0389,"authentication":0.0389,"authenticationInternational":null,"service":0.0389,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0389,"discount":0},{"from":100001,"to":1000000,"rate":0.037,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.035,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0331,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0311,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0292,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0389,"discount":0},{"from":300001,"to":2000000,"rate":0.037,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.035,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0331,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0311,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0292,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":0.0784,"utility":0.0234,"authentication":0.0234,"authenticationInternational":0.2078,"service":0.0234,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0234,"discount":0},{"from":80001,"to":750000,"rate":0.0222,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0211,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0199,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0187,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0176,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0234,"discount":0},{"from":100001,"to":500000,"rate":0.0222,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0211,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0199,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0187,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0176,"discount":-0.25}]}},{"market":"Kuwait","marketing":0.1029,"utility":0.0566,"authentication":0.0566,"authenticationInternational":0.1543,"service":0.0566,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0566,"discount":0},{"from":100001,"to":1000000,"rate":0.0538,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0509,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0481,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0453,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0425,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0566,"discount":0},{"from":300001,"to":2000000,"rate":0.0538,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0509,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0481,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0453,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0425,"discount":-0.25}]}},{"market":"Malaysia","marketing":0.1117,"utility":0.0182,"authentication":0.0182,"authenticationInternational":0.0543,"service":0.0182,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0182,"discount":0},{"from":150001,"to":1000000,"rate":0.0173,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0164,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0155,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0146,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0137,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0182,"discount":0},{"from":100001,"to":300000,"rate":0.0173,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0164,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0155,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0146,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0137,"discount":-0.25}]}},{"market":"Mexico","marketing":0.0515,"utility":0.0112,"authentication":0.0112,"authenticationInternational":null,"service":0.0112,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.0112,"discount":0},{"from":1000001,"to":5000000,"rate":0.0106,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.0101,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0095,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.009,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0084,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.0112,"discount":0},{"from":250001,"to":1000000,"rate":0.0106,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.0101,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.0095,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.009,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0084,"discount":-0.25}]}},{"market":"Morocco","marketing":0.0539,"utility":0.0299,"authentication":0.0299,"authenticationInternational":0.1054,"service":0.0299,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0299,"discount":0},{"from":100001,"to":1000000,"rate":0.0284,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0269,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0254,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0239,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0224,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0299,"discount":0},{"from":300001,"to":2000000,"rate":0.0284,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0269,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0254,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0239,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0224,"discount":-0.25}]}},{"market":"Netherlands","marketing":0.2077,"utility":0.065,"authentication":0.065,"authenticationInternational":null,"service":0.065,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.065,"discount":0},{"from":100001,"to":1000000,"rate":0.0618,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0585,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0553,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.052,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0488,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.065,"discount":0},{"from":300001,"to":2000000,"rate":0.0618,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0585,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0553,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.052,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0488,"discount":-0.25}]}},{"market":"Nepal","marketing":0.0952,"utility":0.0045,"authentication":0.0045,"authenticationInternational":0.1467,"service":0.0045,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0045,"discount":0},{"from":150001,"to":1000000,"rate":0.0043,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0041,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0038,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0036,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0034,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0045,"discount":0},{"from":100001,"to":300000,"rate":0.0043,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0041,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0038,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0036,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0034,"discount":-0.25}]}},{"market":"Nigeria","marketing":0.0671,"utility":0.0087,"authentication":0.0087,"authenticationInternational":0.0975,"service":0.0087,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0087,"discount":0},{"from":100001,"to":1000000,"rate":0.0083,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0078,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0074,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.007,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0065,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0087,"discount":0},{"from":300001,"to":2000000,"rate":0.0083,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0078,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0074,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.007,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0065,"discount":-0.25}]}},{"market":"Oman","marketing":0.0443,"utility":0.0318,"authentication":0.0318,"authenticationInternational":0.0771,"service":0.0318,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0318,"discount":0},{"from":100001,"to":1000000,"rate":0.0302,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0286,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.027,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0254,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0239,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0318,"discount":0},{"from":300001,"to":2000000,"rate":0.0302,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0286,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.027,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0254,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0239,"discount":-0.25}]}},{"market":"Pakistan","marketing":0.0615,"utility":0.0195,"authentication":0.0195,"authenticationInternational":0.0975,"service":0.0195,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0195,"discount":0},{"from":150001,"to":1000000,"rate":0.0185,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0176,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0166,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0156,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0146,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0195,"discount":0},{"from":100001,"to":300000,"rate":0.0185,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0176,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0166,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0156,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0146,"discount":-0.25}]}},{"market":"Peru","marketing":0.0913,"utility":0.039,"authentication":0.039,"authenticationInternational":null,"service":0.039,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.039,"discount":0},{"from":100001,"to":1000000,"rate":0.0371,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0351,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0332,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0312,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0293,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.039,"discount":0},{"from":120001,"to":400000,"rate":0.0371,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0351,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0332,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0312,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0293,"discount":-0.25}]}},{"market":"Poland","marketing":0.0474,"utility":0.0158,"authentication":0.0158,"authenticationInternational":null,"service":0.0158,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0158,"discount":0},{"from":100001,"to":1000000,"rate":0.015,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0142,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0134,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0126,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0119,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0158,"discount":0},{"from":300001,"to":2000000,"rate":0.015,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0142,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0134,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0126,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0119,"discount":-0.25}]}},{"market":"Qatar","marketing":0.0443,"utility":0.0154,"authentication":0.0154,"authenticationInternational":null,"service":0.0154,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0154,"discount":0},{"from":100001,"to":1000000,"rate":0.0146,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0139,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0131,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0123,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0116,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0154,"discount":0},{"from":300001,"to":2000000,"rate":0.0146,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0139,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0131,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0123,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0116,"discount":-0.25}]}},{"market":"Romania","marketing":0.1117,"utility":0.0376,"authentication":0.0376,"authenticationInternational":null,"service":0.0376,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0376,"discount":0},{"from":100001,"to":1000000,"rate":0.0357,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0338,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.032,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0301,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0282,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0376,"discount":0},{"from":300001,"to":2000000,"rate":0.0357,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0338,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.032,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0301,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0282,"discount":-0.25}]}},{"market":"Russia","marketing":0.1043,"utility":0.052,"authentication":0.052,"authenticationInternational":null,"service":0.052,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.052,"discount":0},{"from":100001,"to":1000000,"rate":0.0494,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0468,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0442,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0416,"discount":-0.2},{"from":80000001,"to":null,"rate":0.039,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.052,"discount":0},{"from":300001,"to":2000000,"rate":0.0494,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0468,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0442,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0416,"discount":-0.2},{"from":40000001,"to":null,"rate":0.039,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":0.0746,"utility":0.0139,"authentication":0.0139,"authenticationInternational":0.0778,"service":0.0139,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0139,"discount":0},{"from":100001,"to":1000000,"rate":0.0132,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0125,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0118,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0111,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0104,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0139,"discount":0},{"from":300001,"to":2000000,"rate":0.0132,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0125,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0118,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0111,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0104,"discount":-0.25}]}},{"market":"Singapore","marketing":0.0952,"utility":0.021,"authentication":0.021,"authenticationInternational":null,"service":0.021,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.021,"discount":0},{"from":150001,"to":1000000,"rate":0.02,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0189,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0179,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0168,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0158,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.021,"discount":0},{"from":100001,"to":300000,"rate":0.02,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0189,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0179,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0168,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0158,"discount":-0.25}]}},{"market":"South Africa","marketing":0.0493,"utility":0.0124,"authentication":0.0124,"authenticationInternational":0.026,"service":0.0124,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0124,"discount":0},{"from":100001,"to":1000000,"rate":0.0118,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0112,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0105,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0099,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0093,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0124,"discount":0},{"from":300001,"to":2000000,"rate":0.0118,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0112,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0105,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0099,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0093,"discount":-0.25}]}},{"market":"Spain","marketing":0.0919,"utility":0.026,"authentication":0.026,"authenticationInternational":null,"service":0.026,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.026,"discount":0},{"from":100001,"to":1000000,"rate":0.0247,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0234,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0221,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0208,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0195,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.026,"discount":0},{"from":300001,"to":2000000,"rate":0.0247,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0234,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0221,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0208,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0195,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":0.0952,"utility":0.0026,"authentication":0.0026,"authenticationInternational":0.1886,"service":0.0026,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0026,"discount":0},{"from":150001,"to":1000000,"rate":0.0025,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0023,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0022,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0021,"discount":-0.2},{"from":50000001,"to":null,"rate":0.002,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0026,"discount":0},{"from":100001,"to":300000,"rate":0.0025,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0023,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0022,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0021,"discount":-0.2},{"from":20000001,"to":null,"rate":0.002,"discount":-0.25}]}},{"market":"Turkey","marketing":0.0142,"utility":0.0012,"authentication":0.0012,"authenticationInternational":null,"service":0.0012,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0012,"discount":0},{"from":100001,"to":1000000,"rate":0.0011,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0011,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.001,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.001,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0009,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0012,"discount":0},{"from":300001,"to":2000000,"rate":0.0011,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0011,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.001,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.001,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0009,"discount":-0.25}]}},{"market":"Ukraine","marketing":0.1117,"utility":0.0387,"authentication":0.0387,"authenticationInternational":0.0968,"service":0.0387,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0387,"discount":0},{"from":100001,"to":1000000,"rate":0.0368,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0348,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0329,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.031,"discount":-0.2},{"from":80000001,"to":null,"rate":0.029,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0387,"discount":0},{"from":300001,"to":2000000,"rate":0.0368,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0348,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0329,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.031,"discount":-0.2},{"from":40000001,"to":null,"rate":0.029,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":0.0746,"utility":0.0205,"authentication":0.0205,"authenticationInternational":0.0662,"service":0.0205,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0205,"discount":0},{"from":100001,"to":1000000,"rate":0.0195,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0185,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0174,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0164,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0154,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0205,"discount":0},{"from":300001,"to":2000000,"rate":0.0195,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0185,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0174,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0164,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0154,"discount":-0.25}]}},{"market":"United Kingdom","marketing":0.0824,"utility":0.0286,"authentication":0.0286,"authenticationInternational":null,"service":0.0286,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0286,"discount":0},{"from":100001,"to":1000000,"rate":0.0272,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0257,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0243,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0229,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0215,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0286,"discount":0},{"from":300001,"to":2000000,"rate":0.0272,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0257,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0243,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0229,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0215,"discount":-0.25}]}},{"market":"North America","marketing":0.0325,"utility":0.0044,"authentication":0.0044,"authenticationInternational":null,"service":0.0044,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0044,"discount":0},{"from":80001,"to":750000,"rate":0.0042,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.004,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0037,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0035,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0033,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0044,"discount":0},{"from":100001,"to":500000,"rate":0.0042,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.004,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0037,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0035,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0033,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":0.0293,"utility":0.0052,"authentication":0.0052,"authenticationInternational":null,"service":0.0052,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0052,"discount":0},{"from":100001,"to":1000000,"rate":0.0049,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0047,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0044,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0042,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0039,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0052,"discount":0},{"from":300001,"to":2000000,"rate":0.0049,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0047,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0044,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0042,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0039,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":0.1095,"utility":0.0148,"authentication":0.0148,"authenticationInternational":null,"service":0.0148,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0148,"discount":0},{"from":150001,"to":1000000,"rate":0.0141,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0133,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0126,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0118,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0111,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0148,"discount":0},{"from":100001,"to":300000,"rate":0.0141,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0133,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0126,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0118,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0111,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":0.1117,"utility":0.0275,"authentication":0.0275,"authenticationInternational":null,"service":0.0275,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0275,"discount":0},{"from":100001,"to":1000000,"rate":0.0261,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0248,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0234,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.022,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0206,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0275,"discount":0},{"from":300001,"to":2000000,"rate":0.0261,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0248,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0234,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.022,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0206,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":0.0961,"utility":0.0147,"authentication":0.0147,"authenticationInternational":null,"service":0.0147,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0147,"discount":0},{"from":100001,"to":1000000,"rate":0.014,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0132,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0125,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0118,"discount":-0.2},{"from":30000001,"to":null,"rate":0.011,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0147,"discount":0},{"from":120001,"to":400000,"rate":0.014,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0132,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0125,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0118,"discount":-0.2},{"from":10000001,"to":null,"rate":0.011,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":0.0509,"utility":0.0117,"authentication":0.0117,"authenticationInternational":null,"service":0.0117,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0117,"discount":0},{"from":100001,"to":1000000,"rate":0.0111,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0105,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0099,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0094,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0088,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0117,"discount":0},{"from":300001,"to":2000000,"rate":0.0111,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0105,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0099,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0094,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0088,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":0.0769,"utility":0.0222,"authentication":0.0222,"authenticationInternational":null,"service":0.0222,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0222,"discount":0},{"from":100001,"to":1000000,"rate":0.0211,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.02,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0189,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0178,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0167,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0222,"discount":0},{"from":300001,"to":2000000,"rate":0.0211,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.02,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0189,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0178,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0167,"discount":-0.25}]}},{"market":"Other","marketing":0.0784,"utility":0.01,"authentication":0.01,"authenticationInternational":null,"service":0.01,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.01,"discount":0},{"from":80001,"to":750000,"rate":0.0095,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.009,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0085,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.008,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0075,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.01,"discount":0},{"from":100001,"to":500000,"rate":0.0095,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.009,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0085,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.008,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0075,"discount":-0.25}]}}]},{"currency":"BRL","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":0.3181,"utility":0.1338,"authentication":0.1338,"authenticationInternational":null,"service":0.1338,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1338,"discount":0},{"from":100001,"to":1000000,"rate":0.1271,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1204,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.1137,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.107,"discount":-0.2},{"from":30000001,"to":null,"rate":0.1004,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.1338,"discount":0},{"from":120001,"to":400000,"rate":0.1271,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.1204,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.1137,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.107,"discount":-0.2},{"from":10000001,"to":null,"rate":0.1004,"discount":-0.25}]}},{"market":"Bangladesh","marketing":0.3768,"utility":0.0191,"authentication":0.0191,"authenticationInternational":0.4944,"service":0.0191,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0191,"discount":0},{"from":150001,"to":1000000,"rate":0.0181,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0172,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0162,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0153,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0143,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0191,"discount":0},{"from":100001,"to":300000,"rate":0.0181,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0172,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0162,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0153,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0143,"discount":-0.25}]}},{"market":"Brazil","marketing":0.3217,"utility":0.035,"authentication":0.035,"authenticationInternational":null,"service":0.035,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.035,"discount":0},{"from":250001,"to":2000000,"rate":0.0333,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.0315,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.0298,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.028,"discount":-0.2},{"from":70000001,"to":null,"rate":0.0263,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.035,"discount":0},{"from":500001,"to":3000000,"rate":0.0333,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.0315,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.0298,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.028,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0263,"discount":-0.25}]}},{"market":"Chile","marketing":0.4576,"utility":0.1029,"authentication":0.1029,"authenticationInternational":null,"service":0.1029,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1029,"discount":0},{"from":100001,"to":1000000,"rate":0.0978,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0926,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0875,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0823,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0772,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.1029,"discount":0},{"from":120001,"to":400000,"rate":0.0978,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0926,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0875,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0823,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0772,"discount":-0.25}]}},{"market":"Colombia","marketing":0.0643,"utility":0.0041,"authentication":0.0041,"authenticationInternational":null,"service":0.0041,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0041,"discount":0},{"from":100001,"to":1000000,"rate":0.0039,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0037,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0035,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0033,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0031,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0041,"discount":0},{"from":120001,"to":400000,"rate":0.0039,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0037,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0035,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0033,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0031,"discount":-0.25}]}},{"market":"Egypt","marketing":0.3315,"utility":0.0185,"authentication":0.0185,"authenticationInternational":0.3346,"service":0.0185,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0185,"discount":0},{"from":100001,"to":1000000,"rate":0.0176,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0167,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0157,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0148,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0139,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0185,"discount":0},{"from":300001,"to":2000000,"rate":0.0176,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0167,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0157,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0148,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0139,"discount":-0.25}]}},{"market":"France","marketing":0.4421,"utility":0.1544,"authentication":0.1544,"authenticationInternational":null,"service":0.1544,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1544,"discount":0},{"from":100001,"to":1000000,"rate":0.1467,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.139,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1312,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1235,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1158,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1544,"discount":0},{"from":300001,"to":2000000,"rate":0.1467,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.139,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1312,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1235,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1158,"discount":-0.25}]}},{"market":"Germany","marketing":0.7026,"utility":0.2831,"authentication":0.2831,"authenticationInternational":null,"service":0.2831,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.2831,"discount":0},{"from":100001,"to":1000000,"rate":0.2689,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.2548,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.2406,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.2265,"discount":-0.2},{"from":80000001,"to":null,"rate":0.2123,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.2831,"discount":0},{"from":300001,"to":2000000,"rate":0.2689,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.2548,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.2406,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.2265,"discount":-0.2},{"from":40000001,"to":null,"rate":0.2123,"discount":-0.25}]}},{"market":"Hong Kong","marketing":0.3768,"utility":0.1338,"authentication":0.1338,"authenticationInternational":null,"service":0.1338,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.1338,"discount":0},{"from":150001,"to":1000000,"rate":0.1271,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.1204,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.1137,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.107,"discount":-0.2},{"from":50000001,"to":null,"rate":0.1004,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.1338,"discount":0},{"from":100001,"to":300000,"rate":0.1271,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.1204,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.1137,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.107,"discount":-0.2},{"from":20000001,"to":null,"rate":0.1004,"discount":-0.25}]}},{"market":"Hungary","marketing":0.4427,"utility":0.1801,"authentication":0.1801,"authenticationInternational":null,"service":0.1801,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1801,"discount":0},{"from":100001,"to":1000000,"rate":0.1711,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1621,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1531,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1441,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1351,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1801,"discount":0},{"from":300001,"to":2000000,"rate":0.1711,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1621,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1531,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1441,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1351,"discount":-0.25}]}},{"market":"India","marketing":0.0607,"utility":0.0072,"authentication":0.0072,"authenticationInternational":0.1565,"service":0.0072,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.0072,"discount":0},{"from":25000001,"to":50000000,"rate":0.0068,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.0063,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.0059,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.0055,"discount":-0.24},{"from":300000001,"to":null,"rate":0.005,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.0072,"discount":0},{"from":750001,"to":15000000,"rate":0.0068,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.0063,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.0059,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.0055,"discount":-0.24},{"from":100000001,"to":null,"rate":0.005,"discount":-0.3}]}},{"market":"Indonesia","marketing":0.2115,"utility":0.1287,"authentication":0.1287,"authenticationInternational":0.7,"service":0.1287,"tiers":{"utility":[{"from":0,"to":750000,"rate":0.1287,"discount":0},{"from":750001,"to":4000000,"rate":0.1223,"discount":-0.05},{"from":4000001,"to":25000000,"rate":0.1158,"discount":-0.1},{"from":25000001,"to":75000000,"rate":0.1094,"discount":-0.15},{"from":75000001,"to":150000000,"rate":0.103,"discount":-0.2},{"from":150000001,"to":null,"rate":0.0965,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":0.1287,"discount":0},{"from":750001,"to":2000000,"rate":0.1223,"discount":-0.05},{"from":2000001,"to":6000000,"rate":0.1158,"discount":-0.1},{"from":6000001,"to":30000000,"rate":0.1094,"discount":-0.15},{"from":30000001,"to":60000000,"rate":0.103,"discount":-0.2},{"from":60000001,"to":null,"rate":0.0965,"discount":-0.25}]}},{"market":"Iraq","marketing":0.1755,"utility":0.0406,"authentication":0.0406,"authenticationInternational":0.6583,"service":0.0406,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0406,"discount":0},{"from":100001,"to":1000000,"rate":0.0386,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0365,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0345,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0325,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0305,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0406,"discount":0},{"from":300001,"to":2000000,"rate":0.0386,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0365,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0345,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0325,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0305,"discount":-0.25}]}},{"market":"Israel","marketing":0.1817,"utility":0.0273,"authentication":0.0273,"authenticationInternational":null,"service":0.0273,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0273,"discount":0},{"from":100001,"to":1000000,"rate":0.0259,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0246,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0232,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0218,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0205,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0273,"discount":0},{"from":300001,"to":2000000,"rate":0.0259,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0246,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0232,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0218,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0205,"discount":-0.25}]}},{"market":"Italy","marketing":0.4092,"utility":0.1544,"authentication":0.1544,"authenticationInternational":null,"service":0.1544,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1544,"discount":0},{"from":100001,"to":1000000,"rate":0.1467,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.139,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1312,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1235,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1158,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1544,"discount":0},{"from":300001,"to":2000000,"rate":0.1467,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.139,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1312,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1235,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1158,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":0.3109,"utility":0.0926,"authentication":0.0926,"authenticationInternational":0.8229,"service":0.0926,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0926,"discount":0},{"from":80001,"to":750000,"rate":0.088,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0833,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0787,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0741,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0695,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0926,"discount":0},{"from":100001,"to":500000,"rate":0.088,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0833,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0787,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0741,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0695,"discount":-0.25}]}},{"market":"Kuwait","marketing":0.4077,"utility":0.2263,"authentication":0.2263,"authenticationInternational":0.6171,"service":0.2263,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.2263,"discount":0},{"from":100001,"to":1000000,"rate":0.215,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.2037,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1924,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.181,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1697,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.2263,"discount":0},{"from":300001,"to":2000000,"rate":0.215,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.2037,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1924,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.181,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1697,"discount":-0.25}]}},{"market":"Malaysia","marketing":0.4427,"utility":0.0721,"authentication":0.0721,"authenticationInternational":0.2151,"service":0.0721,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0721,"discount":0},{"from":150001,"to":1000000,"rate":0.0685,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0649,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0613,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0577,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0541,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0721,"discount":0},{"from":100001,"to":300000,"rate":0.0685,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0649,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0613,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0577,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0541,"discount":-0.25}]}},{"market":"Mexico","marketing":0.2041,"utility":0.0438,"authentication":0.0438,"authenticationInternational":null,"service":0.0438,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.0438,"discount":0},{"from":1000001,"to":5000000,"rate":0.0416,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.0394,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0372,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.035,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0329,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.0438,"discount":0},{"from":250001,"to":1000000,"rate":0.0416,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.0394,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.0372,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.035,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0329,"discount":-0.25}]}},{"market":"Morocco","marketing":0.2131,"utility":0.1185,"authentication":0.1185,"authenticationInternational":0.4177,"service":0.1185,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1185,"discount":0},{"from":100001,"to":1000000,"rate":0.1126,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1067,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1007,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0948,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0889,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1185,"discount":0},{"from":300001,"to":2000000,"rate":0.1126,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1067,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1007,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0948,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0889,"discount":-0.25}]}},{"market":"Netherlands","marketing":0.822,"utility":0.2574,"authentication":0.2574,"authenticationInternational":null,"service":0.2574,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.2574,"discount":0},{"from":100001,"to":1000000,"rate":0.2445,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.2317,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.2188,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.2059,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1931,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.2574,"discount":0},{"from":300001,"to":2000000,"rate":0.2445,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.2317,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.2188,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.2059,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1931,"discount":-0.25}]}},{"market":"Nepal","marketing":0.3768,"utility":0.0175,"authentication":0.0175,"authenticationInternational":0.5768,"service":0.0175,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0175,"discount":0},{"from":150001,"to":1000000,"rate":0.0166,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0158,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0149,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.014,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0131,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0175,"discount":0},{"from":100001,"to":300000,"rate":0.0166,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0158,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0149,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.014,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0131,"discount":-0.25}]}},{"market":"Nigeria","marketing":0.2656,"utility":0.0345,"authentication":0.0345,"authenticationInternational":0.386,"service":0.0345,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0345,"discount":0},{"from":100001,"to":1000000,"rate":0.0328,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0311,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0293,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0276,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0259,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0345,"discount":0},{"from":300001,"to":2000000,"rate":0.0328,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0311,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0293,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0276,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0259,"discount":-0.25}]}},{"market":"Oman","marketing":0.1755,"utility":0.127,"authentication":0.127,"authenticationInternational":0.3086,"service":0.127,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.127,"discount":0},{"from":100001,"to":1000000,"rate":0.1207,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1143,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.108,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1016,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0953,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.127,"discount":0},{"from":300001,"to":2000000,"rate":0.1207,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1143,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.108,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1016,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0953,"discount":-0.25}]}},{"market":"Pakistan","marketing":0.2435,"utility":0.0773,"authentication":0.0773,"authenticationInternational":0.386,"service":0.0773,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0773,"discount":0},{"from":150001,"to":1000000,"rate":0.0734,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0696,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0657,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0618,"discount":-0.2},{"from":50000001,"to":null,"rate":0.058,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0773,"discount":0},{"from":100001,"to":300000,"rate":0.0734,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0696,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0657,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0618,"discount":-0.2},{"from":20000001,"to":null,"rate":0.058,"discount":-0.25}]}},{"market":"Peru","marketing":0.3618,"utility":0.1544,"authentication":0.1544,"authenticationInternational":null,"service":0.1544,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1544,"discount":0},{"from":100001,"to":1000000,"rate":0.1467,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.139,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.1312,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.1235,"discount":-0.2},{"from":30000001,"to":null,"rate":0.1158,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.1544,"discount":0},{"from":120001,"to":400000,"rate":0.1467,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.139,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.1312,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.1235,"discount":-0.2},{"from":10000001,"to":null,"rate":0.1158,"discount":-0.25}]}},{"market":"Poland","marketing":0.1884,"utility":0.0628,"authentication":0.0628,"authenticationInternational":null,"service":0.0628,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0628,"discount":0},{"from":100001,"to":1000000,"rate":0.0597,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0565,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0534,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0502,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0471,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0628,"discount":0},{"from":300001,"to":2000000,"rate":0.0597,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0565,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0534,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0502,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0471,"discount":-0.25}]}},{"market":"Qatar","marketing":0.1755,"utility":0.0618,"authentication":0.0618,"authenticationInternational":null,"service":0.0618,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0618,"discount":0},{"from":100001,"to":1000000,"rate":0.0587,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0556,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0525,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0494,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0464,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0618,"discount":0},{"from":300001,"to":2000000,"rate":0.0587,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0556,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0525,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0494,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0464,"discount":-0.25}]}},{"market":"Romania","marketing":0.4427,"utility":0.1493,"authentication":0.1493,"authenticationInternational":null,"service":0.1493,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1493,"discount":0},{"from":100001,"to":1000000,"rate":0.1418,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1344,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1269,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1194,"discount":-0.2},{"from":80000001,"to":null,"rate":0.112,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1493,"discount":0},{"from":300001,"to":2000000,"rate":0.1418,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1344,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1269,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1194,"discount":-0.2},{"from":40000001,"to":null,"rate":0.112,"discount":-0.25}]}},{"market":"Russia","marketing":0.4128,"utility":0.2059,"authentication":0.2059,"authenticationInternational":null,"service":0.2059,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.2059,"discount":0},{"from":100001,"to":1000000,"rate":0.1956,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1853,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.175,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1647,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1544,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.2059,"discount":0},{"from":300001,"to":2000000,"rate":0.1956,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1853,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.175,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1647,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1544,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":0.2966,"utility":0.0551,"authentication":0.0551,"authenticationInternational":0.3078,"service":0.0551,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0551,"discount":0},{"from":100001,"to":1000000,"rate":0.0523,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0496,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0468,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0441,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0413,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0551,"discount":0},{"from":300001,"to":2000000,"rate":0.0523,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0496,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0468,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0441,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0413,"discount":-0.25}]}},{"market":"Singapore","marketing":0.3768,"utility":0.0824,"authentication":0.0824,"authenticationInternational":null,"service":0.0824,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0824,"discount":0},{"from":150001,"to":1000000,"rate":0.0783,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0742,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.07,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0659,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0618,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0824,"discount":0},{"from":100001,"to":300000,"rate":0.0783,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0742,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.07,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0659,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0618,"discount":-0.25}]}},{"market":"South Africa","marketing":0.1951,"utility":0.0489,"authentication":0.0489,"authenticationInternational":0.1029,"service":0.0489,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0489,"discount":0},{"from":100001,"to":1000000,"rate":0.0465,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.044,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0416,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0391,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0367,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0489,"discount":0},{"from":300001,"to":2000000,"rate":0.0465,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.044,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0416,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0391,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0367,"discount":-0.25}]}},{"market":"Spain","marketing":0.3639,"utility":0.1029,"authentication":0.1029,"authenticationInternational":null,"service":0.1029,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1029,"discount":0},{"from":100001,"to":1000000,"rate":0.0978,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0926,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0875,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0823,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0772,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1029,"discount":0},{"from":300001,"to":2000000,"rate":0.0978,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0926,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0875,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0823,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0772,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":0.3768,"utility":0.0103,"authentication":0.0103,"authenticationInternational":0.7417,"service":0.0103,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0103,"discount":0},{"from":150001,"to":1000000,"rate":0.0098,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0093,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0088,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0082,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0077,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0103,"discount":0},{"from":100001,"to":300000,"rate":0.0098,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0093,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0088,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0082,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0077,"discount":-0.25}]}},{"market":"Turkey","marketing":0.0561,"utility":0.0046,"authentication":0.0046,"authenticationInternational":null,"service":0.0046,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0046,"discount":0},{"from":100001,"to":1000000,"rate":0.0044,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0041,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0039,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0037,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0035,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0046,"discount":0},{"from":300001,"to":2000000,"rate":0.0044,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0041,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0039,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0037,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0035,"discount":-0.25}]}},{"market":"Ukraine","marketing":0.4427,"utility":0.1534,"authentication":0.1534,"authenticationInternational":0.3839,"service":0.1534,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1534,"discount":0},{"from":100001,"to":1000000,"rate":0.1457,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1381,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1304,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1227,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1151,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1534,"discount":0},{"from":300001,"to":2000000,"rate":0.1457,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1381,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1304,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1227,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1151,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":0.2966,"utility":0.0808,"authentication":0.0808,"authenticationInternational":0.2625,"service":0.0808,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0808,"discount":0},{"from":100001,"to":1000000,"rate":0.0768,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0727,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0687,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0646,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0606,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0808,"discount":0},{"from":300001,"to":2000000,"rate":0.0768,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0727,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0687,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0646,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0606,"discount":-0.25}]}},{"market":"United Kingdom","marketing":0.3268,"utility":0.1132,"authentication":0.1132,"authenticationInternational":null,"service":0.1132,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1132,"discount":0},{"from":100001,"to":1000000,"rate":0.1075,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1019,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0962,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0906,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0849,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1132,"discount":0},{"from":300001,"to":2000000,"rate":0.1075,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1019,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0962,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0906,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0849,"discount":-0.25}]}},{"market":"North America","marketing":0.1287,"utility":0.0175,"authentication":0.0175,"authenticationInternational":null,"service":0.0175,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0175,"discount":0},{"from":80001,"to":750000,"rate":0.0166,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0158,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0149,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.014,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0131,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0175,"discount":0},{"from":100001,"to":500000,"rate":0.0166,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0158,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0149,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.014,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0131,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":0.1158,"utility":0.0206,"authentication":0.0206,"authenticationInternational":null,"service":0.0206,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0206,"discount":0},{"from":100001,"to":1000000,"rate":0.0196,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0185,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0175,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0165,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0155,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0206,"discount":0},{"from":300001,"to":2000000,"rate":0.0196,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0185,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0175,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0165,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0155,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":0.4333,"utility":0.0582,"authentication":0.0582,"authenticationInternational":null,"service":0.0582,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0582,"discount":0},{"from":150001,"to":1000000,"rate":0.0553,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0524,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0495,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0466,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0437,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0582,"discount":0},{"from":100001,"to":300000,"rate":0.0553,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0524,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0495,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0466,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0437,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":0.4427,"utility":0.1091,"authentication":0.1091,"authenticationInternational":null,"service":0.1091,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1091,"discount":0},{"from":100001,"to":1000000,"rate":0.1036,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0982,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0927,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0873,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0818,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1091,"discount":0},{"from":300001,"to":2000000,"rate":0.1036,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0982,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0927,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0873,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0818,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":0.3809,"utility":0.0582,"authentication":0.0582,"authenticationInternational":null,"service":0.0582,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0582,"discount":0},{"from":100001,"to":1000000,"rate":0.0553,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0524,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0495,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0466,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0437,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0582,"discount":0},{"from":120001,"to":400000,"rate":0.0553,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0524,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0495,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0466,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0437,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":0.2018,"utility":0.0468,"authentication":0.0468,"authenticationInternational":null,"service":0.0468,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0468,"discount":0},{"from":100001,"to":1000000,"rate":0.0445,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0421,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0398,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0374,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0351,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0468,"discount":0},{"from":300001,"to":2000000,"rate":0.0445,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0421,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0398,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0374,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0351,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":0.3047,"utility":0.088,"authentication":0.088,"authenticationInternational":null,"service":0.088,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.088,"discount":0},{"from":100001,"to":1000000,"rate":0.0836,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0792,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0748,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0704,"discount":-0.2},{"from":80000001,"to":null,"rate":0.066,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.088,"discount":0},{"from":300001,"to":2000000,"rate":0.0836,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0792,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0748,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0704,"discount":-0.2},{"from":40000001,"to":null,"rate":0.066,"discount":-0.25}]}},{"market":"Other","marketing":0.3109,"utility":0.0396,"authentication":0.0396,"authenticationInternational":null,"service":0.0396,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0396,"discount":0},{"from":80001,"to":750000,"rate":0.0376,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0356,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0337,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0317,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0297,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0396,"discount":0},{"from":100001,"to":500000,"rate":0.0376,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0356,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0337,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0317,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0297,"discount":-0.25}]}}]},{"currency":"CLP","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":54.5645,"utility":22.956,"authentication":22.956,"authenticationInternational":null,"service":22.956,"tiers":{"utility":[{"from":0,"to":100000,"rate":22.956,"discount":0},{"from":100001,"to":1000000,"rate":21.8082,"discount":-0.05},{"from":1000001,"to":4500000,"rate":20.6604,"discount":-0.1},{"from":4500001,"to":15000000,"rate":19.5126,"discount":-0.15},{"from":15000001,"to":30000000,"rate":18.3648,"discount":-0.2},{"from":30000001,"to":null,"rate":17.217,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":22.956,"discount":0},{"from":120001,"to":400000,"rate":21.8082,"discount":-0.05},{"from":400001,"to":1000000,"rate":20.6604,"discount":-0.1},{"from":1000001,"to":5000000,"rate":19.5126,"discount":-0.15},{"from":5000001,"to":10000000,"rate":18.3648,"discount":-0.2},{"from":10000001,"to":null,"rate":17.217,"discount":-0.25}]}},{"market":"Bangladesh","marketing":64.6298,"utility":3.2668,"authentication":3.2668,"authenticationInternational":84.7604,"service":3.2668,"tiers":{"utility":[{"from":0,"to":150000,"rate":3.2668,"discount":0},{"from":150001,"to":1000000,"rate":3.1035,"discount":-0.05},{"from":1000001,"to":4000000,"rate":2.9401,"discount":-0.1},{"from":4000001,"to":25000000,"rate":2.7768,"discount":-0.15},{"from":25000001,"to":50000000,"rate":2.6134,"discount":-0.2},{"from":50000001,"to":null,"rate":2.4501,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":3.2668,"discount":0},{"from":100001,"to":300000,"rate":3.1035,"discount":-0.05},{"from":300001,"to":1000000,"rate":2.9401,"discount":-0.1},{"from":1000001,"to":10000000,"rate":2.7768,"discount":-0.15},{"from":10000001,"to":20000000,"rate":2.6134,"discount":-0.2},{"from":20000001,"to":null,"rate":2.4501,"discount":-0.25}]}},{"market":"Brazil","marketing":55.1826,"utility":6.0039,"authentication":6.0039,"authenticationInternational":null,"service":6.0039,"tiers":{"utility":[{"from":0,"to":250000,"rate":6.0039,"discount":0},{"from":250001,"to":2000000,"rate":5.7037,"discount":-0.05},{"from":2000001,"to":17000000,"rate":5.4035,"discount":-0.1},{"from":17000001,"to":35000000,"rate":5.1033,"discount":-0.15},{"from":35000001,"to":70000000,"rate":4.8031,"discount":-0.2},{"from":70000001,"to":null,"rate":4.5029,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":6.0039,"discount":0},{"from":500001,"to":3000000,"rate":5.7037,"discount":-0.05},{"from":3000001,"to":5250000,"rate":5.4035,"discount":-0.1},{"from":5250001,"to":10000000,"rate":5.1033,"discount":-0.15},{"from":10000001,"to":20000000,"rate":4.8031,"discount":-0.2},{"from":20000001,"to":null,"rate":4.5029,"discount":-0.25}]}},{"market":"Chile","marketing":78.4917,"utility":17.6584,"authentication":17.6584,"authenticationInternational":null,"service":17.6584,"tiers":{"utility":[{"from":0,"to":100000,"rate":17.6584,"discount":0},{"from":100001,"to":1000000,"rate":16.7755,"discount":-0.05},{"from":1000001,"to":4500000,"rate":15.8926,"discount":-0.1},{"from":4500001,"to":15000000,"rate":15.0096,"discount":-0.15},{"from":15000001,"to":30000000,"rate":14.1267,"discount":-0.2},{"from":30000001,"to":null,"rate":13.2438,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":17.6584,"discount":0},{"from":120001,"to":400000,"rate":16.7755,"discount":-0.05},{"from":400001,"to":1000000,"rate":15.8926,"discount":-0.1},{"from":1000001,"to":5000000,"rate":15.0096,"discount":-0.15},{"from":5000001,"to":10000000,"rate":14.1267,"discount":-0.2},{"from":10000001,"to":null,"rate":13.2438,"discount":-0.25}]}},{"market":"Colombia","marketing":11.0365,"utility":0.7063,"authentication":0.7063,"authenticationInternational":null,"service":0.7063,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.7063,"discount":0},{"from":100001,"to":1000000,"rate":0.671,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.6357,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.6004,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.565,"discount":-0.2},{"from":30000001,"to":null,"rate":0.5297,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.7063,"discount":0},{"from":120001,"to":400000,"rate":0.671,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.6357,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.6004,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.565,"discount":-0.2},{"from":10000001,"to":null,"rate":0.5297,"discount":-0.25}]}},{"market":"Egypt","marketing":56.8601,"utility":3.1785,"authentication":3.1785,"authenticationInternational":57.3899,"service":3.1785,"tiers":{"utility":[{"from":0,"to":100000,"rate":3.1785,"discount":0},{"from":100001,"to":1000000,"rate":3.0196,"discount":-0.05},{"from":1000001,"to":4500000,"rate":2.8607,"discount":-0.1},{"from":4500001,"to":40000000,"rate":2.7017,"discount":-0.15},{"from":40000001,"to":80000000,"rate":2.5428,"discount":-0.2},{"from":80000001,"to":null,"rate":2.3839,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":3.1785,"discount":0},{"from":300001,"to":2000000,"rate":3.0196,"discount":-0.05},{"from":2000001,"to":10000000,"rate":2.8607,"discount":-0.1},{"from":10000001,"to":20000000,"rate":2.7017,"discount":-0.15},{"from":20000001,"to":40000000,"rate":2.5428,"discount":-0.2},{"from":40000001,"to":null,"rate":2.3839,"discount":-0.25}]}},{"market":"France","marketing":75.8429,"utility":26.4876,"authentication":26.4876,"authenticationInternational":null,"service":26.4876,"tiers":{"utility":[{"from":0,"to":100000,"rate":26.4876,"discount":0},{"from":100001,"to":1000000,"rate":25.1632,"discount":-0.05},{"from":1000001,"to":4500000,"rate":23.8388,"discount":-0.1},{"from":4500001,"to":40000000,"rate":22.5145,"discount":-0.15},{"from":40000001,"to":80000000,"rate":21.1901,"discount":-0.2},{"from":80000001,"to":null,"rate":19.8657,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":26.4876,"discount":0},{"from":300001,"to":2000000,"rate":25.1632,"discount":-0.05},{"from":2000001,"to":10000000,"rate":23.8388,"discount":-0.1},{"from":10000001,"to":20000000,"rate":22.5145,"discount":-0.15},{"from":20000001,"to":40000000,"rate":21.1901,"discount":-0.2},{"from":40000001,"to":null,"rate":19.8657,"discount":-0.25}]}},{"market":"Germany","marketing":120.5188,"utility":48.5607,"authentication":48.5607,"authenticationInternational":null,"service":48.5607,"tiers":{"utility":[{"from":0,"to":100000,"rate":48.5607,"discount":0},{"from":100001,"to":1000000,"rate":46.1327,"discount":-0.05},{"from":1000001,"to":4500000,"rate":43.7046,"discount":-0.1},{"from":4500001,"to":40000000,"rate":41.2766,"discount":-0.15},{"from":40000001,"to":80000000,"rate":38.8486,"discount":-0.2},{"from":80000001,"to":null,"rate":36.4205,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":48.5607,"discount":0},{"from":300001,"to":2000000,"rate":46.1327,"discount":-0.05},{"from":2000001,"to":10000000,"rate":43.7046,"discount":-0.1},{"from":10000001,"to":20000000,"rate":41.2766,"discount":-0.15},{"from":20000001,"to":40000000,"rate":38.8486,"discount":-0.2},{"from":40000001,"to":null,"rate":36.4205,"discount":-0.25}]}},{"market":"Hong Kong","marketing":64.6298,"utility":22.9559,"authentication":22.9559,"authenticationInternational":null,"service":22.9559,"tiers":{"utility":[{"from":0,"to":150000,"rate":22.9559,"discount":0},{"from":150001,"to":1000000,"rate":21.8081,"discount":-0.05},{"from":1000001,"to":4000000,"rate":20.6603,"discount":-0.1},{"from":4000001,"to":25000000,"rate":19.5125,"discount":-0.15},{"from":25000001,"to":50000000,"rate":18.3647,"discount":-0.2},{"from":50000001,"to":null,"rate":17.2169,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":22.9559,"discount":0},{"from":100001,"to":300000,"rate":21.8081,"discount":-0.05},{"from":300001,"to":1000000,"rate":20.6603,"discount":-0.1},{"from":1000001,"to":10000000,"rate":19.5125,"discount":-0.15},{"from":10000001,"to":20000000,"rate":18.3647,"discount":-0.2},{"from":20000001,"to":null,"rate":17.2169,"discount":-0.25}]}},{"market":"Hungary","marketing":75.9312,"utility":30.9022,"authentication":30.9022,"authenticationInternational":null,"service":30.9022,"tiers":{"utility":[{"from":0,"to":100000,"rate":30.9022,"discount":0},{"from":100001,"to":1000000,"rate":29.3571,"discount":-0.05},{"from":1000001,"to":4500000,"rate":27.812,"discount":-0.1},{"from":4500001,"to":40000000,"rate":26.2669,"discount":-0.15},{"from":40000001,"to":80000000,"rate":24.7218,"discount":-0.2},{"from":80000001,"to":null,"rate":23.1767,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":30.9022,"discount":0},{"from":300001,"to":2000000,"rate":29.3571,"discount":-0.05},{"from":2000001,"to":10000000,"rate":27.812,"discount":-0.1},{"from":10000001,"to":20000000,"rate":26.2669,"discount":-0.15},{"from":20000001,"to":40000000,"rate":24.7218,"discount":-0.2},{"from":40000001,"to":null,"rate":23.1767,"discount":-0.25}]}},{"market":"India","marketing":10.4185,"utility":1.2361,"authentication":1.2361,"authenticationInternational":26.8408,"service":1.2361,"tiers":{"utility":[{"from":0,"to":25000000,"rate":1.2361,"discount":0},{"from":25000001,"to":50000000,"rate":1.1619,"discount":-0.06},{"from":50000001,"to":100000000,"rate":1.0878,"discount":-0.12},{"from":100000001,"to":200000000,"rate":1.0136,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.9394,"discount":-0.24},{"from":300000001,"to":null,"rate":0.8653,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":1.2361,"discount":0},{"from":750001,"to":15000000,"rate":1.1619,"discount":-0.06},{"from":15000001,"to":20000000,"rate":1.0878,"discount":-0.12},{"from":20000001,"to":50000000,"rate":1.0136,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.9394,"discount":-0.24},{"from":100000001,"to":null,"rate":0.8653,"discount":-0.3}]}},{"market":"Indonesia","marketing":36.2881,"utility":22.073,"authentication":22.073,"authenticationInternational":120.0773,"service":22.073,"tiers":{"utility":[{"from":0,"to":750000,"rate":22.073,"discount":0},{"from":750001,"to":4000000,"rate":20.9694,"discount":-0.05},{"from":4000001,"to":25000000,"rate":19.8657,"discount":-0.1},{"from":25000001,"to":75000000,"rate":18.7621,"discount":-0.15},{"from":75000001,"to":150000000,"rate":17.6584,"discount":-0.2},{"from":150000001,"to":null,"rate":16.5548,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":22.073,"discount":0},{"from":750001,"to":2000000,"rate":20.9694,"discount":-0.05},{"from":2000001,"to":6000000,"rate":19.8657,"discount":-0.1},{"from":6000001,"to":30000000,"rate":18.7621,"discount":-0.15},{"from":30000001,"to":60000000,"rate":17.6584,"discount":-0.2},{"from":60000001,"to":null,"rate":16.5548,"discount":-0.25}]}},{"market":"Iraq","marketing":30.1076,"utility":6.9751,"authentication":6.9751,"authenticationInternational":113.0142,"service":6.9751,"tiers":{"utility":[{"from":0,"to":100000,"rate":6.9751,"discount":0},{"from":100001,"to":1000000,"rate":6.6263,"discount":-0.05},{"from":1000001,"to":4500000,"rate":6.2776,"discount":-0.1},{"from":4500001,"to":40000000,"rate":5.9288,"discount":-0.15},{"from":40000001,"to":80000000,"rate":5.5801,"discount":-0.2},{"from":80000001,"to":null,"rate":5.2313,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":6.9751,"discount":0},{"from":300001,"to":2000000,"rate":6.6263,"discount":-0.05},{"from":2000001,"to":10000000,"rate":6.2776,"discount":-0.1},{"from":10000001,"to":20000000,"rate":5.9288,"discount":-0.15},{"from":20000001,"to":40000000,"rate":5.5801,"discount":-0.2},{"from":40000001,"to":null,"rate":5.2313,"discount":-0.25}]}},{"market":"Israel","marketing":31.1671,"utility":4.6795,"authentication":4.6795,"authenticationInternational":null,"service":4.6795,"tiers":{"utility":[{"from":0,"to":100000,"rate":4.6795,"discount":0},{"from":100001,"to":1000000,"rate":4.4455,"discount":-0.05},{"from":1000001,"to":4500000,"rate":4.2116,"discount":-0.1},{"from":4500001,"to":40000000,"rate":3.9776,"discount":-0.15},{"from":40000001,"to":80000000,"rate":3.7436,"discount":-0.2},{"from":80000001,"to":null,"rate":3.5096,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":4.6795,"discount":0},{"from":300001,"to":2000000,"rate":4.4455,"discount":-0.05},{"from":2000001,"to":10000000,"rate":4.2116,"discount":-0.1},{"from":10000001,"to":20000000,"rate":3.9776,"discount":-0.15},{"from":20000001,"to":40000000,"rate":3.7436,"discount":-0.2},{"from":40000001,"to":null,"rate":3.5096,"discount":-0.25}]}},{"market":"Italy","marketing":70.1614,"utility":26.4876,"authentication":26.4876,"authenticationInternational":null,"service":26.4876,"tiers":{"utility":[{"from":0,"to":100000,"rate":26.4876,"discount":0},{"from":100001,"to":1000000,"rate":25.1632,"discount":-0.05},{"from":1000001,"to":4500000,"rate":23.8388,"discount":-0.1},{"from":4500001,"to":40000000,"rate":22.5145,"discount":-0.15},{"from":40000001,"to":80000000,"rate":21.1901,"discount":-0.2},{"from":80000001,"to":null,"rate":19.8657,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":26.4876,"discount":0},{"from":300001,"to":2000000,"rate":25.1632,"discount":-0.05},{"from":2000001,"to":10000000,"rate":23.8388,"discount":-0.1},{"from":10000001,"to":20000000,"rate":22.5145,"discount":-0.15},{"from":20000001,"to":40000000,"rate":21.1901,"discount":-0.2},{"from":40000001,"to":null,"rate":19.8657,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":53.3285,"utility":15.8926,"authentication":15.8926,"authenticationInternational":141.2675,"service":15.8926,"tiers":{"utility":[{"from":0,"to":80000,"rate":15.8926,"discount":0},{"from":80001,"to":750000,"rate":15.098,"discount":-0.05},{"from":750001,"to":2250000,"rate":14.3033,"discount":-0.1},{"from":2250001,"to":3000000,"rate":13.5087,"discount":-0.15},{"from":3000001,"to":6000000,"rate":12.7141,"discount":-0.2},{"from":6000001,"to":null,"rate":11.9195,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":15.8926,"discount":0},{"from":100001,"to":500000,"rate":15.098,"discount":-0.05},{"from":500001,"to":2000000,"rate":14.3033,"discount":-0.1},{"from":2000001,"to":5000000,"rate":13.5087,"discount":-0.15},{"from":5000001,"to":10000000,"rate":12.7141,"discount":-0.2},{"from":10000001,"to":null,"rate":11.9195,"discount":-0.25}]}},{"market":"Kuwait","marketing":69.94,"utility":38.8486,"authentication":38.8486,"authenticationInternational":105.9508,"service":38.8486,"tiers":{"utility":[{"from":0,"to":100000,"rate":38.8486,"discount":0},{"from":100001,"to":1000000,"rate":36.9062,"discount":-0.05},{"from":1000001,"to":4500000,"rate":34.9637,"discount":-0.1},{"from":4500001,"to":40000000,"rate":33.0213,"discount":-0.15},{"from":40000001,"to":80000000,"rate":31.0789,"discount":-0.2},{"from":80000001,"to":null,"rate":29.1365,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":38.8486,"discount":0},{"from":300001,"to":2000000,"rate":36.9062,"discount":-0.05},{"from":2000001,"to":10000000,"rate":34.9637,"discount":-0.1},{"from":10000001,"to":20000000,"rate":33.0213,"discount":-0.15},{"from":20000001,"to":40000000,"rate":31.0789,"discount":-0.2},{"from":40000001,"to":null,"rate":29.1365,"discount":-0.25}]}},{"market":"Malaysia","marketing":75.9312,"utility":12.3609,"authentication":12.3609,"authenticationInternational":36.9061,"service":12.3609,"tiers":{"utility":[{"from":0,"to":150000,"rate":12.3609,"discount":0},{"from":150001,"to":1000000,"rate":11.7429,"discount":-0.05},{"from":1000001,"to":4000000,"rate":11.1248,"discount":-0.1},{"from":4000001,"to":25000000,"rate":10.5068,"discount":-0.15},{"from":25000001,"to":50000000,"rate":9.8887,"discount":-0.2},{"from":50000001,"to":null,"rate":9.2707,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":12.3609,"discount":0},{"from":100001,"to":300000,"rate":11.7429,"discount":-0.05},{"from":300001,"to":1000000,"rate":11.1248,"discount":-0.1},{"from":1000001,"to":10000000,"rate":10.5068,"discount":-0.15},{"from":10000001,"to":20000000,"rate":9.8887,"discount":-0.2},{"from":20000001,"to":null,"rate":9.2707,"discount":-0.25}]}},{"market":"Mexico","marketing":35.0078,"utility":7.5048,"authentication":7.5048,"authenticationInternational":null,"service":7.5048,"tiers":{"utility":[{"from":0,"to":1000000,"rate":7.5048,"discount":0},{"from":1000001,"to":5000000,"rate":7.1296,"discount":-0.05},{"from":5000001,"to":10000000,"rate":6.7543,"discount":-0.1},{"from":10000001,"to":20000000,"rate":6.3791,"discount":-0.15},{"from":20000001,"to":40000000,"rate":6.0038,"discount":-0.2},{"from":40000001,"to":null,"rate":5.6286,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":7.5048,"discount":0},{"from":250001,"to":1000000,"rate":7.1296,"discount":-0.05},{"from":1000001,"to":3000000,"rate":6.7543,"discount":-0.1},{"from":3000001,"to":5000000,"rate":6.3791,"discount":-0.15},{"from":5000001,"to":10000000,"rate":6.0038,"discount":-0.2},{"from":10000001,"to":null,"rate":5.6286,"discount":-0.25}]}},{"market":"Morocco","marketing":36.5529,"utility":20.3073,"authentication":20.3073,"authenticationInternational":71.6052,"service":20.3073,"tiers":{"utility":[{"from":0,"to":100000,"rate":20.3073,"discount":0},{"from":100001,"to":1000000,"rate":19.2919,"discount":-0.05},{"from":1000001,"to":4500000,"rate":18.2766,"discount":-0.1},{"from":4500001,"to":40000000,"rate":17.2612,"discount":-0.15},{"from":40000001,"to":80000000,"rate":16.2458,"discount":-0.2},{"from":80000001,"to":null,"rate":15.2305,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":20.3073,"discount":0},{"from":300001,"to":2000000,"rate":19.2919,"discount":-0.05},{"from":2000001,"to":10000000,"rate":18.2766,"discount":-0.1},{"from":10000001,"to":20000000,"rate":17.2612,"discount":-0.15},{"from":20000001,"to":40000000,"rate":16.2458,"discount":-0.2},{"from":40000001,"to":null,"rate":15.2305,"discount":-0.25}]}},{"market":"Netherlands","marketing":141.0025,"utility":44.1461,"authentication":44.1461,"authenticationInternational":null,"service":44.1461,"tiers":{"utility":[{"from":0,"to":100000,"rate":44.1461,"discount":0},{"from":100001,"to":1000000,"rate":41.9388,"discount":-0.05},{"from":1000001,"to":4500000,"rate":39.7315,"discount":-0.1},{"from":4500001,"to":40000000,"rate":37.5242,"discount":-0.15},{"from":40000001,"to":80000000,"rate":35.3169,"discount":-0.2},{"from":80000001,"to":null,"rate":33.1096,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":44.1461,"discount":0},{"from":300001,"to":2000000,"rate":41.9388,"discount":-0.05},{"from":2000001,"to":10000000,"rate":39.7315,"discount":-0.1},{"from":10000001,"to":20000000,"rate":37.5242,"discount":-0.15},{"from":20000001,"to":40000000,"rate":35.3169,"discount":-0.2},{"from":40000001,"to":null,"rate":33.1096,"discount":-0.25}]}},{"market":"Nepal","marketing":64.6298,"utility":3.0019,"authentication":3.0019,"authenticationInternational":98.8871,"service":3.0019,"tiers":{"utility":[{"from":0,"to":150000,"rate":3.0019,"discount":0},{"from":150001,"to":1000000,"rate":2.8518,"discount":-0.05},{"from":1000001,"to":4000000,"rate":2.7017,"discount":-0.1},{"from":4000001,"to":25000000,"rate":2.5516,"discount":-0.15},{"from":25000001,"to":50000000,"rate":2.4015,"discount":-0.2},{"from":50000001,"to":null,"rate":2.2514,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":3.0019,"discount":0},{"from":100001,"to":300000,"rate":2.8518,"discount":-0.05},{"from":300001,"to":1000000,"rate":2.7017,"discount":-0.1},{"from":1000001,"to":10000000,"rate":2.5516,"discount":-0.15},{"from":10000001,"to":20000000,"rate":2.4015,"discount":-0.2},{"from":20000001,"to":null,"rate":2.2514,"discount":-0.25}]}},{"market":"Nigeria","marketing":45.5587,"utility":5.9156,"authentication":5.9156,"authenticationInternational":66.2191,"service":5.9156,"tiers":{"utility":[{"from":0,"to":100000,"rate":5.9156,"discount":0},{"from":100001,"to":1000000,"rate":5.6198,"discount":-0.05},{"from":1000001,"to":4500000,"rate":5.324,"discount":-0.1},{"from":4500001,"to":40000000,"rate":5.0283,"discount":-0.15},{"from":40000001,"to":80000000,"rate":4.7325,"discount":-0.2},{"from":80000001,"to":null,"rate":4.4367,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":5.9156,"discount":0},{"from":300001,"to":2000000,"rate":5.6198,"discount":-0.05},{"from":2000001,"to":10000000,"rate":5.324,"discount":-0.1},{"from":10000001,"to":20000000,"rate":5.0283,"discount":-0.15},{"from":20000001,"to":40000000,"rate":4.7325,"discount":-0.2},{"from":40000001,"to":null,"rate":4.4367,"discount":-0.25}]}},{"market":"Oman","marketing":30.1076,"utility":21.8082,"authentication":21.8082,"authenticationInternational":52.9754,"service":21.8082,"tiers":{"utility":[{"from":0,"to":100000,"rate":21.8082,"discount":0},{"from":100001,"to":1000000,"rate":20.7178,"discount":-0.05},{"from":1000001,"to":4500000,"rate":19.6274,"discount":-0.1},{"from":4500001,"to":40000000,"rate":18.537,"discount":-0.15},{"from":40000001,"to":80000000,"rate":17.4466,"discount":-0.2},{"from":80000001,"to":null,"rate":16.3562,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":21.8082,"discount":0},{"from":300001,"to":2000000,"rate":20.7178,"discount":-0.05},{"from":2000001,"to":10000000,"rate":19.6274,"discount":-0.1},{"from":10000001,"to":20000000,"rate":18.537,"discount":-0.15},{"from":20000001,"to":40000000,"rate":17.4466,"discount":-0.2},{"from":40000001,"to":null,"rate":16.3562,"discount":-0.25}]}},{"market":"Pakistan","marketing":41.7622,"utility":13.2438,"authentication":13.2438,"authenticationInternational":66.2191,"service":13.2438,"tiers":{"utility":[{"from":0,"to":150000,"rate":13.2438,"discount":0},{"from":150001,"to":1000000,"rate":12.5816,"discount":-0.05},{"from":1000001,"to":4000000,"rate":11.9194,"discount":-0.1},{"from":4000001,"to":25000000,"rate":11.2572,"discount":-0.15},{"from":25000001,"to":50000000,"rate":10.595,"discount":-0.2},{"from":50000001,"to":null,"rate":9.9329,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":13.2438,"discount":0},{"from":100001,"to":300000,"rate":12.5816,"discount":-0.05},{"from":300001,"to":1000000,"rate":11.9194,"discount":-0.1},{"from":1000001,"to":10000000,"rate":11.2572,"discount":-0.15},{"from":10000001,"to":20000000,"rate":10.595,"discount":-0.2},{"from":20000001,"to":null,"rate":9.9329,"discount":-0.25}]}},{"market":"Peru","marketing":62.0694,"utility":26.4876,"authentication":26.4876,"authenticationInternational":null,"service":26.4876,"tiers":{"utility":[{"from":0,"to":100000,"rate":26.4876,"discount":0},{"from":100001,"to":1000000,"rate":25.1632,"discount":-0.05},{"from":1000001,"to":4500000,"rate":23.8388,"discount":-0.1},{"from":4500001,"to":15000000,"rate":22.5145,"discount":-0.15},{"from":15000001,"to":30000000,"rate":21.1901,"discount":-0.2},{"from":30000001,"to":null,"rate":19.8657,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":26.4876,"discount":0},{"from":120001,"to":400000,"rate":25.1632,"discount":-0.05},{"from":400001,"to":1000000,"rate":23.8388,"discount":-0.1},{"from":1000001,"to":5000000,"rate":22.5145,"discount":-0.15},{"from":5000001,"to":10000000,"rate":21.1901,"discount":-0.2},{"from":10000001,"to":null,"rate":19.8657,"discount":-0.25}]}},{"market":"Poland","marketing":32.3148,"utility":10.7716,"authentication":10.7716,"authenticationInternational":null,"service":10.7716,"tiers":{"utility":[{"from":0,"to":100000,"rate":10.7716,"discount":0},{"from":100001,"to":1000000,"rate":10.233,"discount":-0.05},{"from":1000001,"to":4500000,"rate":9.6944,"discount":-0.1},{"from":4500001,"to":40000000,"rate":9.1559,"discount":-0.15},{"from":40000001,"to":80000000,"rate":8.6173,"discount":-0.2},{"from":80000001,"to":null,"rate":8.0787,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":10.7716,"discount":0},{"from":300001,"to":2000000,"rate":10.233,"discount":-0.05},{"from":2000001,"to":10000000,"rate":9.6944,"discount":-0.1},{"from":10000001,"to":20000000,"rate":9.1559,"discount":-0.15},{"from":20000001,"to":40000000,"rate":8.6173,"discount":-0.2},{"from":40000001,"to":null,"rate":8.0787,"discount":-0.25}]}},{"market":"Qatar","marketing":30.1076,"utility":10.5951,"authentication":10.5951,"authenticationInternational":null,"service":10.5951,"tiers":{"utility":[{"from":0,"to":100000,"rate":10.5951,"discount":0},{"from":100001,"to":1000000,"rate":10.0653,"discount":-0.05},{"from":1000001,"to":4500000,"rate":9.5356,"discount":-0.1},{"from":4500001,"to":40000000,"rate":9.0058,"discount":-0.15},{"from":40000001,"to":80000000,"rate":8.4761,"discount":-0.2},{"from":80000001,"to":null,"rate":7.9463,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":10.5951,"discount":0},{"from":300001,"to":2000000,"rate":10.0653,"discount":-0.05},{"from":2000001,"to":10000000,"rate":9.5356,"discount":-0.1},{"from":10000001,"to":20000000,"rate":9.0058,"discount":-0.15},{"from":20000001,"to":40000000,"rate":8.4761,"discount":-0.2},{"from":40000001,"to":null,"rate":7.9463,"discount":-0.25}]}},{"market":"Romania","marketing":75.9312,"utility":25.6047,"authentication":25.6047,"authenticationInternational":null,"service":25.6047,"tiers":{"utility":[{"from":0,"to":100000,"rate":25.6047,"discount":0},{"from":100001,"to":1000000,"rate":24.3245,"discount":-0.05},{"from":1000001,"to":4500000,"rate":23.0442,"discount":-0.1},{"from":4500001,"to":40000000,"rate":21.764,"discount":-0.15},{"from":40000001,"to":80000000,"rate":20.4838,"discount":-0.2},{"from":80000001,"to":null,"rate":19.2035,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":25.6047,"discount":0},{"from":300001,"to":2000000,"rate":24.3245,"discount":-0.05},{"from":2000001,"to":10000000,"rate":23.0442,"discount":-0.1},{"from":10000001,"to":20000000,"rate":21.764,"discount":-0.15},{"from":20000001,"to":40000000,"rate":20.4838,"discount":-0.2},{"from":40000001,"to":null,"rate":19.2035,"discount":-0.25}]}},{"market":"Russia","marketing":70.8103,"utility":35.3169,"authentication":35.3169,"authenticationInternational":null,"service":35.3169,"tiers":{"utility":[{"from":0,"to":100000,"rate":35.3169,"discount":0},{"from":100001,"to":1000000,"rate":33.5511,"discount":-0.05},{"from":1000001,"to":4500000,"rate":31.7852,"discount":-0.1},{"from":4500001,"to":40000000,"rate":30.0194,"discount":-0.15},{"from":40000001,"to":80000000,"rate":28.2535,"discount":-0.2},{"from":80000001,"to":null,"rate":26.4877,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":35.3169,"discount":0},{"from":300001,"to":2000000,"rate":33.5511,"discount":-0.05},{"from":2000001,"to":10000000,"rate":31.7852,"discount":-0.1},{"from":10000001,"to":20000000,"rate":30.0194,"discount":-0.15},{"from":20000001,"to":40000000,"rate":28.2535,"discount":-0.2},{"from":40000001,"to":null,"rate":26.4877,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":50.8696,"utility":9.4473,"authentication":9.4473,"authenticationInternational":52.7987,"service":9.4473,"tiers":{"utility":[{"from":0,"to":100000,"rate":9.4473,"discount":0},{"from":100001,"to":1000000,"rate":8.9749,"discount":-0.05},{"from":1000001,"to":4500000,"rate":8.5026,"discount":-0.1},{"from":4500001,"to":40000000,"rate":8.0302,"discount":-0.15},{"from":40000001,"to":80000000,"rate":7.5578,"discount":-0.2},{"from":80000001,"to":null,"rate":7.0855,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":9.4473,"discount":0},{"from":300001,"to":2000000,"rate":8.9749,"discount":-0.05},{"from":2000001,"to":10000000,"rate":8.5026,"discount":-0.1},{"from":10000001,"to":20000000,"rate":8.0302,"discount":-0.15},{"from":20000001,"to":40000000,"rate":7.5578,"discount":-0.2},{"from":40000001,"to":null,"rate":7.0855,"discount":-0.25}]}},{"market":"Singapore","marketing":64.6298,"utility":14.1267,"authentication":14.1267,"authenticationInternational":null,"service":14.1267,"tiers":{"utility":[{"from":0,"to":150000,"rate":14.1267,"discount":0},{"from":150001,"to":1000000,"rate":13.4204,"discount":-0.05},{"from":1000001,"to":4000000,"rate":12.714,"discount":-0.1},{"from":4000001,"to":25000000,"rate":12.0077,"discount":-0.15},{"from":25000001,"to":50000000,"rate":11.3014,"discount":-0.2},{"from":50000001,"to":null,"rate":10.595,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":14.1267,"discount":0},{"from":100001,"to":300000,"rate":13.4204,"discount":-0.05},{"from":300001,"to":1000000,"rate":12.714,"discount":-0.1},{"from":1000001,"to":10000000,"rate":12.0077,"discount":-0.15},{"from":10000001,"to":20000000,"rate":11.3014,"discount":-0.2},{"from":20000001,"to":null,"rate":10.595,"discount":-0.25}]}},{"market":"South Africa","marketing":33.4627,"utility":8.3878,"authentication":8.3878,"authenticationInternational":17.6584,"service":8.3878,"tiers":{"utility":[{"from":0,"to":100000,"rate":8.3878,"discount":0},{"from":100001,"to":1000000,"rate":7.9684,"discount":-0.05},{"from":1000001,"to":4500000,"rate":7.549,"discount":-0.1},{"from":4500001,"to":40000000,"rate":7.1296,"discount":-0.15},{"from":40000001,"to":80000000,"rate":6.7102,"discount":-0.2},{"from":80000001,"to":null,"rate":6.2909,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":8.3878,"discount":0},{"from":300001,"to":2000000,"rate":7.9684,"discount":-0.05},{"from":2000001,"to":10000000,"rate":7.549,"discount":-0.1},{"from":10000001,"to":20000000,"rate":7.1296,"discount":-0.15},{"from":20000001,"to":40000000,"rate":6.7102,"discount":-0.2},{"from":40000001,"to":null,"rate":6.2909,"discount":-0.25}]}},{"market":"Spain","marketing":62.4447,"utility":17.6584,"authentication":17.6584,"authenticationInternational":null,"service":17.6584,"tiers":{"utility":[{"from":0,"to":100000,"rate":17.6584,"discount":0},{"from":100001,"to":1000000,"rate":16.7755,"discount":-0.05},{"from":1000001,"to":4500000,"rate":15.8926,"discount":-0.1},{"from":4500001,"to":40000000,"rate":15.0096,"discount":-0.15},{"from":40000001,"to":80000000,"rate":14.1267,"discount":-0.2},{"from":80000001,"to":null,"rate":13.2438,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":17.6584,"discount":0},{"from":300001,"to":2000000,"rate":16.7755,"discount":-0.05},{"from":2000001,"to":10000000,"rate":15.8926,"discount":-0.1},{"from":10000001,"to":20000000,"rate":15.0096,"discount":-0.15},{"from":20000001,"to":40000000,"rate":14.1267,"discount":-0.2},{"from":40000001,"to":null,"rate":13.2438,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":64.6298,"utility":1.7658,"authentication":1.7658,"authenticationInternational":127.1405,"service":1.7658,"tiers":{"utility":[{"from":0,"to":150000,"rate":1.7658,"discount":0},{"from":150001,"to":1000000,"rate":1.6775,"discount":-0.05},{"from":1000001,"to":4000000,"rate":1.5892,"discount":-0.1},{"from":4000001,"to":25000000,"rate":1.5009,"discount":-0.15},{"from":25000001,"to":50000000,"rate":1.4126,"discount":-0.2},{"from":50000001,"to":null,"rate":1.3244,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":1.7658,"discount":0},{"from":100001,"to":300000,"rate":1.6775,"discount":-0.05},{"from":300001,"to":1000000,"rate":1.5892,"discount":-0.1},{"from":1000001,"to":10000000,"rate":1.5009,"discount":-0.15},{"from":10000001,"to":20000000,"rate":1.4126,"discount":-0.2},{"from":20000001,"to":null,"rate":1.3244,"discount":-0.25}]}},{"market":"Turkey","marketing":9.6238,"utility":0.7946,"authentication":0.7946,"authenticationInternational":null,"service":0.7946,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.7946,"discount":0},{"from":100001,"to":1000000,"rate":0.7549,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.7151,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.6754,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.6357,"discount":-0.2},{"from":80000001,"to":null,"rate":0.596,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.7946,"discount":0},{"from":300001,"to":2000000,"rate":0.7549,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.7151,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.6754,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.6357,"discount":-0.2},{"from":40000001,"to":null,"rate":0.596,"discount":-0.25}]}},{"market":"Ukraine","marketing":75.9312,"utility":26.311,"authentication":26.311,"authenticationInternational":65.8658,"service":26.311,"tiers":{"utility":[{"from":0,"to":100000,"rate":26.311,"discount":0},{"from":100001,"to":1000000,"rate":24.9955,"discount":-0.05},{"from":1000001,"to":4500000,"rate":23.6799,"discount":-0.1},{"from":4500001,"to":40000000,"rate":22.3644,"discount":-0.15},{"from":40000001,"to":80000000,"rate":21.0488,"discount":-0.2},{"from":80000001,"to":null,"rate":19.7333,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":26.311,"discount":0},{"from":300001,"to":2000000,"rate":24.9955,"discount":-0.05},{"from":2000001,"to":10000000,"rate":23.6799,"discount":-0.1},{"from":10000001,"to":20000000,"rate":22.3644,"discount":-0.15},{"from":20000001,"to":40000000,"rate":21.0488,"discount":-0.2},{"from":40000001,"to":null,"rate":19.7333,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":50.8696,"utility":13.8619,"authentication":13.8619,"authenticationInternational":45.029,"service":13.8619,"tiers":{"utility":[{"from":0,"to":100000,"rate":13.8619,"discount":0},{"from":100001,"to":1000000,"rate":13.1688,"discount":-0.05},{"from":1000001,"to":4500000,"rate":12.4757,"discount":-0.1},{"from":4500001,"to":40000000,"rate":11.7826,"discount":-0.15},{"from":40000001,"to":80000000,"rate":11.0895,"discount":-0.2},{"from":80000001,"to":null,"rate":10.3964,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":13.8619,"discount":0},{"from":300001,"to":2000000,"rate":13.1688,"discount":-0.05},{"from":2000001,"to":10000000,"rate":12.4757,"discount":-0.1},{"from":10000001,"to":20000000,"rate":11.7826,"discount":-0.15},{"from":20000001,"to":40000000,"rate":11.0895,"discount":-0.2},{"from":40000001,"to":null,"rate":10.3964,"discount":-0.25}]}},{"market":"United Kingdom","marketing":56.0478,"utility":19.4243,"authentication":19.4243,"authenticationInternational":null,"service":19.4243,"tiers":{"utility":[{"from":0,"to":100000,"rate":19.4243,"discount":0},{"from":100001,"to":1000000,"rate":18.4531,"discount":-0.05},{"from":1000001,"to":4500000,"rate":17.4819,"discount":-0.1},{"from":4500001,"to":40000000,"rate":16.5107,"discount":-0.15},{"from":40000001,"to":80000000,"rate":15.5394,"discount":-0.2},{"from":80000001,"to":null,"rate":14.5682,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":19.4243,"discount":0},{"from":300001,"to":2000000,"rate":18.4531,"discount":-0.05},{"from":2000001,"to":10000000,"rate":17.4819,"discount":-0.1},{"from":10000001,"to":20000000,"rate":16.5107,"discount":-0.15},{"from":20000001,"to":40000000,"rate":15.5394,"discount":-0.2},{"from":40000001,"to":null,"rate":14.5682,"discount":-0.25}]}},{"market":"North America","marketing":22.073,"utility":3.0019,"authentication":3.0019,"authenticationInternational":null,"service":3.0019,"tiers":{"utility":[{"from":0,"to":80000,"rate":3.0019,"discount":0},{"from":80001,"to":750000,"rate":2.8518,"discount":-0.05},{"from":750001,"to":2250000,"rate":2.7017,"discount":-0.1},{"from":2250001,"to":3000000,"rate":2.5516,"discount":-0.15},{"from":3000001,"to":6000000,"rate":2.4015,"discount":-0.2},{"from":6000001,"to":null,"rate":2.2514,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":3.0019,"discount":0},{"from":100001,"to":500000,"rate":2.8518,"discount":-0.05},{"from":500001,"to":2000000,"rate":2.7017,"discount":-0.1},{"from":2000001,"to":5000000,"rate":2.5516,"discount":-0.15},{"from":5000001,"to":10000000,"rate":2.4015,"discount":-0.2},{"from":10000001,"to":null,"rate":2.2514,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":19.8657,"utility":3.5317,"authentication":3.5317,"authenticationInternational":null,"service":3.5317,"tiers":{"utility":[{"from":0,"to":100000,"rate":3.5317,"discount":0},{"from":100001,"to":1000000,"rate":3.3551,"discount":-0.05},{"from":1000001,"to":4500000,"rate":3.1785,"discount":-0.1},{"from":4500001,"to":40000000,"rate":3.0019,"discount":-0.15},{"from":40000001,"to":80000000,"rate":2.8254,"discount":-0.2},{"from":80000001,"to":null,"rate":2.6488,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":3.5317,"discount":0},{"from":300001,"to":2000000,"rate":3.3551,"discount":-0.05},{"from":2000001,"to":10000000,"rate":3.1785,"discount":-0.1},{"from":10000001,"to":20000000,"rate":3.0019,"discount":-0.15},{"from":20000001,"to":40000000,"rate":2.8254,"discount":-0.2},{"from":40000001,"to":null,"rate":2.6488,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":74.3243,"utility":9.977,"authentication":9.977,"authenticationInternational":null,"service":9.977,"tiers":{"utility":[{"from":0,"to":150000,"rate":9.977,"discount":0},{"from":150001,"to":1000000,"rate":9.4782,"discount":-0.05},{"from":1000001,"to":4000000,"rate":8.9793,"discount":-0.1},{"from":4000001,"to":25000000,"rate":8.4805,"discount":-0.15},{"from":25000001,"to":50000000,"rate":7.9816,"discount":-0.2},{"from":50000001,"to":null,"rate":7.4828,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":9.977,"discount":0},{"from":100001,"to":300000,"rate":9.4782,"discount":-0.05},{"from":300001,"to":1000000,"rate":8.9793,"discount":-0.1},{"from":1000001,"to":10000000,"rate":8.4805,"discount":-0.15},{"from":10000001,"to":20000000,"rate":7.9816,"discount":-0.2},{"from":20000001,"to":null,"rate":7.4828,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":75.9312,"utility":18.7179,"authentication":18.7179,"authenticationInternational":null,"service":18.7179,"tiers":{"utility":[{"from":0,"to":100000,"rate":18.7179,"discount":0},{"from":100001,"to":1000000,"rate":17.782,"discount":-0.05},{"from":1000001,"to":4500000,"rate":16.8461,"discount":-0.1},{"from":4500001,"to":40000000,"rate":15.9102,"discount":-0.15},{"from":40000001,"to":80000000,"rate":14.9743,"discount":-0.2},{"from":80000001,"to":null,"rate":14.0384,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":18.7179,"discount":0},{"from":300001,"to":2000000,"rate":17.782,"discount":-0.05},{"from":2000001,"to":10000000,"rate":16.8461,"discount":-0.1},{"from":10000001,"to":20000000,"rate":15.9102,"discount":-0.15},{"from":20000001,"to":40000000,"rate":14.9743,"discount":-0.2},{"from":40000001,"to":null,"rate":14.0384,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":65.3362,"utility":9.977,"authentication":9.977,"authenticationInternational":null,"service":9.977,"tiers":{"utility":[{"from":0,"to":100000,"rate":9.977,"discount":0},{"from":100001,"to":1000000,"rate":9.4782,"discount":-0.05},{"from":1000001,"to":4500000,"rate":8.9793,"discount":-0.1},{"from":4500001,"to":15000000,"rate":8.4805,"discount":-0.15},{"from":15000001,"to":30000000,"rate":7.9816,"discount":-0.2},{"from":30000001,"to":null,"rate":7.4828,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":9.977,"discount":0},{"from":120001,"to":400000,"rate":9.4782,"discount":-0.05},{"from":400001,"to":1000000,"rate":8.9793,"discount":-0.1},{"from":1000001,"to":5000000,"rate":8.4805,"discount":-0.15},{"from":5000001,"to":10000000,"rate":7.9816,"discount":-0.2},{"from":10000001,"to":null,"rate":7.4828,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":34.6237,"utility":8.0346,"authentication":8.0346,"authenticationInternational":null,"service":8.0346,"tiers":{"utility":[{"from":0,"to":100000,"rate":8.0346,"discount":0},{"from":100001,"to":1000000,"rate":7.6329,"discount":-0.05},{"from":1000001,"to":4500000,"rate":7.2311,"discount":-0.1},{"from":4500001,"to":40000000,"rate":6.8294,"discount":-0.15},{"from":40000001,"to":80000000,"rate":6.4277,"discount":-0.2},{"from":80000001,"to":null,"rate":6.026,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":8.0346,"discount":0},{"from":300001,"to":2000000,"rate":7.6329,"discount":-0.05},{"from":2000001,"to":10000000,"rate":7.2311,"discount":-0.1},{"from":10000001,"to":20000000,"rate":6.8294,"discount":-0.15},{"from":20000001,"to":40000000,"rate":6.4277,"discount":-0.2},{"from":40000001,"to":null,"rate":6.026,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":52.2689,"utility":15.098,"authentication":15.098,"authenticationInternational":null,"service":15.098,"tiers":{"utility":[{"from":0,"to":100000,"rate":15.098,"discount":0},{"from":100001,"to":1000000,"rate":14.3431,"discount":-0.05},{"from":1000001,"to":4500000,"rate":13.5882,"discount":-0.1},{"from":4500001,"to":40000000,"rate":12.8333,"discount":-0.15},{"from":40000001,"to":80000000,"rate":12.0784,"discount":-0.2},{"from":80000001,"to":null,"rate":11.3235,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":15.098,"discount":0},{"from":300001,"to":2000000,"rate":14.3431,"discount":-0.05},{"from":2000001,"to":10000000,"rate":13.5882,"discount":-0.1},{"from":10000001,"to":20000000,"rate":12.8333,"discount":-0.15},{"from":20000001,"to":40000000,"rate":12.0784,"discount":-0.2},{"from":40000001,"to":null,"rate":11.3235,"discount":-0.25}]}},{"market":"Other","marketing":53.3285,"utility":6.7985,"authentication":6.7985,"authenticationInternational":null,"service":6.7985,"tiers":{"utility":[{"from":0,"to":80000,"rate":6.7985,"discount":0},{"from":80001,"to":750000,"rate":6.4586,"discount":-0.05},{"from":750001,"to":2250000,"rate":6.1187,"discount":-0.1},{"from":2250001,"to":3000000,"rate":5.7787,"discount":-0.15},{"from":3000001,"to":6000000,"rate":5.4388,"discount":-0.2},{"from":6000001,"to":null,"rate":5.0989,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":6.7985,"discount":0},{"from":100001,"to":500000,"rate":6.4586,"discount":-0.05},{"from":500001,"to":2000000,"rate":6.1187,"discount":-0.1},{"from":2000001,"to":5000000,"rate":5.7787,"discount":-0.15},{"from":5000001,"to":10000000,"rate":5.4388,"discount":-0.2},{"from":10000001,"to":null,"rate":5.0989,"discount":-0.25}]}}]},{"currency":"COP","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":227.5361,"utility":95.7271,"authentication":95.7271,"authenticationInternational":null,"service":95.7271,"tiers":{"utility":[{"from":0,"to":100000,"rate":95.7271,"discount":0},{"from":100001,"to":1000000,"rate":90.9407,"discount":-0.05},{"from":1000001,"to":4500000,"rate":86.1544,"discount":-0.1},{"from":4500001,"to":15000000,"rate":81.368,"discount":-0.15},{"from":15000001,"to":30000000,"rate":76.5817,"discount":-0.2},{"from":30000001,"to":null,"rate":71.7953,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":95.7271,"discount":0},{"from":120001,"to":400000,"rate":90.9407,"discount":-0.05},{"from":400001,"to":1000000,"rate":86.1544,"discount":-0.1},{"from":1000001,"to":5000000,"rate":81.368,"discount":-0.15},{"from":5000001,"to":10000000,"rate":76.5817,"discount":-0.2},{"from":10000001,"to":null,"rate":71.7953,"discount":-0.25}]}},{"market":"Bangladesh","marketing":269.5087,"utility":13.6227,"authentication":13.6227,"authenticationInternational":353.4542,"service":13.6227,"tiers":{"utility":[{"from":0,"to":150000,"rate":13.6227,"discount":0},{"from":150001,"to":1000000,"rate":12.9416,"discount":-0.05},{"from":1000001,"to":4000000,"rate":12.2604,"discount":-0.1},{"from":4000001,"to":25000000,"rate":11.5793,"discount":-0.15},{"from":25000001,"to":50000000,"rate":10.8982,"discount":-0.2},{"from":50000001,"to":null,"rate":10.217,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":13.6227,"discount":0},{"from":100001,"to":300000,"rate":12.9416,"discount":-0.05},{"from":300001,"to":1000000,"rate":12.2604,"discount":-0.1},{"from":1000001,"to":10000000,"rate":11.5793,"discount":-0.15},{"from":10000001,"to":20000000,"rate":10.8982,"discount":-0.2},{"from":20000001,"to":null,"rate":10.217,"discount":-0.25}]}},{"market":"Brazil","marketing":230.1133,"utility":25.0363,"authentication":25.0363,"authenticationInternational":null,"service":25.0363,"tiers":{"utility":[{"from":0,"to":250000,"rate":25.0363,"discount":0},{"from":250001,"to":2000000,"rate":23.7845,"discount":-0.05},{"from":2000001,"to":17000000,"rate":22.5327,"discount":-0.1},{"from":17000001,"to":35000000,"rate":21.2809,"discount":-0.15},{"from":35000001,"to":70000000,"rate":20.029,"discount":-0.2},{"from":70000001,"to":null,"rate":18.7772,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":25.0363,"discount":0},{"from":500001,"to":3000000,"rate":23.7845,"discount":-0.05},{"from":3000001,"to":5250000,"rate":22.5327,"discount":-0.1},{"from":5250001,"to":10000000,"rate":21.2809,"discount":-0.15},{"from":10000001,"to":20000000,"rate":20.029,"discount":-0.2},{"from":20000001,"to":null,"rate":18.7772,"discount":-0.25}]}},{"market":"Chile","marketing":327.3132,"utility":73.6363,"authentication":73.6363,"authenticationInternational":null,"service":73.6363,"tiers":{"utility":[{"from":0,"to":100000,"rate":73.6363,"discount":0},{"from":100001,"to":1000000,"rate":69.9545,"discount":-0.05},{"from":1000001,"to":4500000,"rate":66.2727,"discount":-0.1},{"from":4500001,"to":15000000,"rate":62.5909,"discount":-0.15},{"from":15000001,"to":30000000,"rate":58.909,"discount":-0.2},{"from":30000001,"to":null,"rate":55.2272,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":73.6363,"discount":0},{"from":120001,"to":400000,"rate":69.9545,"discount":-0.05},{"from":400001,"to":1000000,"rate":66.2727,"discount":-0.1},{"from":1000001,"to":5000000,"rate":62.5909,"discount":-0.15},{"from":5000001,"to":10000000,"rate":58.909,"discount":-0.2},{"from":10000001,"to":null,"rate":55.2272,"discount":-0.25}]}},{"market":"Colombia","marketing":46.0227,"utility":2.9455,"authentication":2.9455,"authenticationInternational":null,"service":2.9455,"tiers":{"utility":[{"from":0,"to":100000,"rate":2.9455,"discount":0},{"from":100001,"to":1000000,"rate":2.7982,"discount":-0.05},{"from":1000001,"to":4500000,"rate":2.651,"discount":-0.1},{"from":4500001,"to":15000000,"rate":2.5037,"discount":-0.15},{"from":15000001,"to":30000000,"rate":2.3564,"discount":-0.2},{"from":30000001,"to":null,"rate":2.2091,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":2.9455,"discount":0},{"from":120001,"to":400000,"rate":2.7982,"discount":-0.05},{"from":400001,"to":1000000,"rate":2.651,"discount":-0.1},{"from":1000001,"to":5000000,"rate":2.5037,"discount":-0.15},{"from":5000001,"to":10000000,"rate":2.3564,"discount":-0.2},{"from":10000001,"to":null,"rate":2.2091,"discount":-0.25}]}},{"market":"Egypt","marketing":237.1088,"utility":13.2545,"authentication":13.2545,"authenticationInternational":239.3179,"service":13.2545,"tiers":{"utility":[{"from":0,"to":100000,"rate":13.2545,"discount":0},{"from":100001,"to":1000000,"rate":12.5918,"discount":-0.05},{"from":1000001,"to":4500000,"rate":11.9291,"discount":-0.1},{"from":4500001,"to":40000000,"rate":11.2663,"discount":-0.15},{"from":40000001,"to":80000000,"rate":10.6036,"discount":-0.2},{"from":80000001,"to":null,"rate":9.9409,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":13.2545,"discount":0},{"from":300001,"to":2000000,"rate":12.5918,"discount":-0.05},{"from":2000001,"to":10000000,"rate":11.9291,"discount":-0.1},{"from":10000001,"to":20000000,"rate":11.2663,"discount":-0.15},{"from":20000001,"to":40000000,"rate":10.6036,"discount":-0.2},{"from":40000001,"to":null,"rate":9.9409,"discount":-0.25}]}},{"market":"France","marketing":316.2678,"utility":110.4544,"authentication":110.4544,"authenticationInternational":null,"service":110.4544,"tiers":{"utility":[{"from":0,"to":100000,"rate":110.4544,"discount":0},{"from":100001,"to":1000000,"rate":104.9317,"discount":-0.05},{"from":1000001,"to":4500000,"rate":99.409,"discount":-0.1},{"from":4500001,"to":40000000,"rate":93.8862,"discount":-0.15},{"from":40000001,"to":80000000,"rate":88.3635,"discount":-0.2},{"from":80000001,"to":null,"rate":82.8408,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":110.4544,"discount":0},{"from":300001,"to":2000000,"rate":104.9317,"discount":-0.05},{"from":2000001,"to":10000000,"rate":99.409,"discount":-0.1},{"from":10000001,"to":20000000,"rate":93.8862,"discount":-0.15},{"from":20000001,"to":40000000,"rate":88.3635,"discount":-0.2},{"from":40000001,"to":null,"rate":82.8408,"discount":-0.25}]}},{"market":"Germany","marketing":502.5675,"utility":202.4997,"authentication":202.4997,"authenticationInternational":null,"service":202.4997,"tiers":{"utility":[{"from":0,"to":100000,"rate":202.4997,"discount":0},{"from":100001,"to":1000000,"rate":192.3747,"discount":-0.05},{"from":1000001,"to":4500000,"rate":182.2497,"discount":-0.1},{"from":4500001,"to":40000000,"rate":172.1247,"discount":-0.15},{"from":40000001,"to":80000000,"rate":161.9998,"discount":-0.2},{"from":80000001,"to":null,"rate":151.8748,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":202.4997,"discount":0},{"from":300001,"to":2000000,"rate":192.3747,"discount":-0.05},{"from":2000001,"to":10000000,"rate":182.2497,"discount":-0.1},{"from":10000001,"to":20000000,"rate":172.1247,"discount":-0.15},{"from":20000001,"to":40000000,"rate":161.9998,"discount":-0.2},{"from":40000001,"to":null,"rate":151.8748,"discount":-0.25}]}},{"market":"Hong Kong","marketing":269.5087,"utility":95.7272,"authentication":95.7272,"authenticationInternational":null,"service":95.7272,"tiers":{"utility":[{"from":0,"to":150000,"rate":95.7272,"discount":0},{"from":150001,"to":1000000,"rate":90.9408,"discount":-0.05},{"from":1000001,"to":4000000,"rate":86.1545,"discount":-0.1},{"from":4000001,"to":25000000,"rate":81.3681,"discount":-0.15},{"from":25000001,"to":50000000,"rate":76.5818,"discount":-0.2},{"from":50000001,"to":null,"rate":71.7954,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":95.7272,"discount":0},{"from":100001,"to":300000,"rate":90.9408,"discount":-0.05},{"from":300001,"to":1000000,"rate":86.1545,"discount":-0.1},{"from":1000001,"to":10000000,"rate":81.3681,"discount":-0.15},{"from":10000001,"to":20000000,"rate":76.5818,"discount":-0.2},{"from":20000001,"to":null,"rate":71.7954,"discount":-0.25}]}},{"market":"Hungary","marketing":316.636,"utility":128.8634,"authentication":128.8634,"authenticationInternational":null,"service":128.8634,"tiers":{"utility":[{"from":0,"to":100000,"rate":128.8634,"discount":0},{"from":100001,"to":1000000,"rate":122.4202,"discount":-0.05},{"from":1000001,"to":4500000,"rate":115.9771,"discount":-0.1},{"from":4500001,"to":40000000,"rate":109.5339,"discount":-0.15},{"from":40000001,"to":80000000,"rate":103.0907,"discount":-0.2},{"from":80000001,"to":null,"rate":96.6476,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":128.8634,"discount":0},{"from":300001,"to":2000000,"rate":122.4202,"discount":-0.05},{"from":2000001,"to":10000000,"rate":115.9771,"discount":-0.1},{"from":10000001,"to":20000000,"rate":109.5339,"discount":-0.15},{"from":20000001,"to":40000000,"rate":103.0907,"discount":-0.2},{"from":40000001,"to":null,"rate":96.6476,"discount":-0.25}]}},{"market":"India","marketing":43.4454,"utility":5.1545,"authentication":5.1545,"authenticationInternational":111.9271,"service":5.1545,"tiers":{"utility":[{"from":0,"to":25000000,"rate":5.1545,"discount":0},{"from":25000001,"to":50000000,"rate":4.8452,"discount":-0.06},{"from":50000001,"to":100000000,"rate":4.536,"discount":-0.12},{"from":100000001,"to":200000000,"rate":4.2267,"discount":-0.18},{"from":200000001,"to":300000000,"rate":3.9174,"discount":-0.24},{"from":300000001,"to":null,"rate":3.6082,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":5.1545,"discount":0},{"from":750001,"to":15000000,"rate":4.8452,"discount":-0.06},{"from":15000001,"to":20000000,"rate":4.536,"discount":-0.12},{"from":20000001,"to":50000000,"rate":4.2267,"discount":-0.18},{"from":50000001,"to":100000000,"rate":3.9174,"discount":-0.24},{"from":100000001,"to":null,"rate":3.6082,"discount":-0.3}]}},{"market":"Indonesia","marketing":151.3225,"utility":92.0453,"authentication":92.0453,"authenticationInternational":500.7266,"service":92.0453,"tiers":{"utility":[{"from":0,"to":750000,"rate":92.0453,"discount":0},{"from":750001,"to":4000000,"rate":87.443,"discount":-0.05},{"from":4000001,"to":25000000,"rate":82.8408,"discount":-0.1},{"from":25000001,"to":75000000,"rate":78.2385,"discount":-0.15},{"from":75000001,"to":150000000,"rate":73.6362,"discount":-0.2},{"from":150000001,"to":null,"rate":69.034,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":92.0453,"discount":0},{"from":750001,"to":2000000,"rate":87.443,"discount":-0.05},{"from":2000001,"to":6000000,"rate":82.8408,"discount":-0.1},{"from":6000001,"to":30000000,"rate":78.2385,"discount":-0.15},{"from":30000001,"to":60000000,"rate":73.6362,"discount":-0.2},{"from":60000001,"to":null,"rate":69.034,"discount":-0.25}]}},{"market":"Iraq","marketing":125.5498,"utility":29.0863,"authentication":29.0863,"authenticationInternational":471.2721,"service":29.0863,"tiers":{"utility":[{"from":0,"to":100000,"rate":29.0863,"discount":0},{"from":100001,"to":1000000,"rate":27.632,"discount":-0.05},{"from":1000001,"to":4500000,"rate":26.1777,"discount":-0.1},{"from":4500001,"to":40000000,"rate":24.7234,"discount":-0.15},{"from":40000001,"to":80000000,"rate":23.269,"discount":-0.2},{"from":80000001,"to":null,"rate":21.8147,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":29.0863,"discount":0},{"from":300001,"to":2000000,"rate":27.632,"discount":-0.05},{"from":2000001,"to":10000000,"rate":26.1777,"discount":-0.1},{"from":10000001,"to":20000000,"rate":24.7234,"discount":-0.15},{"from":20000001,"to":40000000,"rate":23.269,"discount":-0.2},{"from":40000001,"to":null,"rate":21.8147,"discount":-0.25}]}},{"market":"Israel","marketing":129.968,"utility":19.5136,"authentication":19.5136,"authenticationInternational":null,"service":19.5136,"tiers":{"utility":[{"from":0,"to":100000,"rate":19.5136,"discount":0},{"from":100001,"to":1000000,"rate":18.5379,"discount":-0.05},{"from":1000001,"to":4500000,"rate":17.5622,"discount":-0.1},{"from":4500001,"to":40000000,"rate":16.5866,"discount":-0.15},{"from":40000001,"to":80000000,"rate":15.6109,"discount":-0.2},{"from":80000001,"to":null,"rate":14.6352,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":19.5136,"discount":0},{"from":300001,"to":2000000,"rate":18.5379,"discount":-0.05},{"from":2000001,"to":10000000,"rate":17.5622,"discount":-0.1},{"from":10000001,"to":20000000,"rate":16.5866,"discount":-0.15},{"from":20000001,"to":40000000,"rate":15.6109,"discount":-0.2},{"from":40000001,"to":null,"rate":14.6352,"discount":-0.25}]}},{"market":"Italy","marketing":292.5753,"utility":110.4544,"authentication":110.4544,"authenticationInternational":null,"service":110.4544,"tiers":{"utility":[{"from":0,"to":100000,"rate":110.4544,"discount":0},{"from":100001,"to":1000000,"rate":104.9317,"discount":-0.05},{"from":1000001,"to":4500000,"rate":99.409,"discount":-0.1},{"from":4500001,"to":40000000,"rate":93.8862,"discount":-0.15},{"from":40000001,"to":80000000,"rate":88.3635,"discount":-0.2},{"from":80000001,"to":null,"rate":82.8408,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":110.4544,"discount":0},{"from":300001,"to":2000000,"rate":104.9317,"discount":-0.05},{"from":2000001,"to":10000000,"rate":99.409,"discount":-0.1},{"from":10000001,"to":20000000,"rate":93.8862,"discount":-0.15},{"from":20000001,"to":40000000,"rate":88.3635,"discount":-0.2},{"from":40000001,"to":null,"rate":82.8408,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":222.3815,"utility":66.2727,"authentication":66.2727,"authenticationInternational":589.0909,"service":66.2727,"tiers":{"utility":[{"from":0,"to":80000,"rate":66.2727,"discount":0},{"from":80001,"to":750000,"rate":62.9591,"discount":-0.05},{"from":750001,"to":2250000,"rate":59.6454,"discount":-0.1},{"from":2250001,"to":3000000,"rate":56.3318,"discount":-0.15},{"from":3000001,"to":6000000,"rate":53.0182,"discount":-0.2},{"from":6000001,"to":null,"rate":49.7045,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":66.2727,"discount":0},{"from":100001,"to":500000,"rate":62.9591,"discount":-0.05},{"from":500001,"to":2000000,"rate":59.6454,"discount":-0.1},{"from":2000001,"to":5000000,"rate":56.3318,"discount":-0.15},{"from":5000001,"to":10000000,"rate":53.0182,"discount":-0.2},{"from":10000001,"to":null,"rate":49.7045,"discount":-0.25}]}},{"market":"Kuwait","marketing":291.6522,"utility":161.9998,"authentication":161.9998,"authenticationInternational":441.8176,"service":161.9998,"tiers":{"utility":[{"from":0,"to":100000,"rate":161.9998,"discount":0},{"from":100001,"to":1000000,"rate":153.8998,"discount":-0.05},{"from":1000001,"to":4500000,"rate":145.7998,"discount":-0.1},{"from":4500001,"to":40000000,"rate":137.6998,"discount":-0.15},{"from":40000001,"to":80000000,"rate":129.5998,"discount":-0.2},{"from":80000001,"to":null,"rate":121.4999,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":161.9998,"discount":0},{"from":300001,"to":2000000,"rate":153.8998,"discount":-0.05},{"from":2000001,"to":10000000,"rate":145.7998,"discount":-0.1},{"from":10000001,"to":20000000,"rate":137.6998,"discount":-0.15},{"from":20000001,"to":40000000,"rate":129.5998,"discount":-0.2},{"from":40000001,"to":null,"rate":121.4999,"discount":-0.25}]}},{"market":"Malaysia","marketing":316.636,"utility":51.5454,"authentication":51.5454,"authenticationInternational":153.8998,"service":51.5454,"tiers":{"utility":[{"from":0,"to":150000,"rate":51.5454,"discount":0},{"from":150001,"to":1000000,"rate":48.9681,"discount":-0.05},{"from":1000001,"to":4000000,"rate":46.3909,"discount":-0.1},{"from":4000001,"to":25000000,"rate":43.8136,"discount":-0.15},{"from":25000001,"to":50000000,"rate":41.2363,"discount":-0.2},{"from":50000001,"to":null,"rate":38.6591,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":51.5454,"discount":0},{"from":100001,"to":300000,"rate":48.9681,"discount":-0.05},{"from":300001,"to":1000000,"rate":46.3909,"discount":-0.1},{"from":1000001,"to":10000000,"rate":43.8136,"discount":-0.15},{"from":10000001,"to":20000000,"rate":41.2363,"discount":-0.2},{"from":20000001,"to":null,"rate":38.6591,"discount":-0.25}]}},{"market":"Mexico","marketing":145.9839,"utility":31.2954,"authentication":31.2954,"authenticationInternational":null,"service":31.2954,"tiers":{"utility":[{"from":0,"to":1000000,"rate":31.2954,"discount":0},{"from":1000001,"to":5000000,"rate":29.7306,"discount":-0.05},{"from":5000001,"to":10000000,"rate":28.1659,"discount":-0.1},{"from":10000001,"to":20000000,"rate":26.6011,"discount":-0.15},{"from":20000001,"to":40000000,"rate":25.0363,"discount":-0.2},{"from":40000001,"to":null,"rate":23.4716,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":31.2954,"discount":0},{"from":250001,"to":1000000,"rate":29.7306,"discount":-0.05},{"from":1000001,"to":3000000,"rate":28.1659,"discount":-0.1},{"from":3000001,"to":5000000,"rate":26.6011,"discount":-0.15},{"from":5000001,"to":10000000,"rate":25.0363,"discount":-0.2},{"from":10000001,"to":null,"rate":23.4716,"discount":-0.25}]}},{"market":"Morocco","marketing":152.4271,"utility":84.682,"authentication":84.682,"authenticationInternational":298.596,"service":84.682,"tiers":{"utility":[{"from":0,"to":100000,"rate":84.682,"discount":0},{"from":100001,"to":1000000,"rate":80.4479,"discount":-0.05},{"from":1000001,"to":4500000,"rate":76.2138,"discount":-0.1},{"from":4500001,"to":40000000,"rate":71.9797,"discount":-0.15},{"from":40000001,"to":80000000,"rate":67.7456,"discount":-0.2},{"from":80000001,"to":null,"rate":63.5115,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":84.682,"discount":0},{"from":300001,"to":2000000,"rate":80.4479,"discount":-0.05},{"from":2000001,"to":10000000,"rate":76.2138,"discount":-0.1},{"from":10000001,"to":20000000,"rate":71.9797,"discount":-0.15},{"from":20000001,"to":40000000,"rate":67.7456,"discount":-0.2},{"from":40000001,"to":null,"rate":63.5115,"discount":-0.25}]}},{"market":"Netherlands","marketing":587.9856,"utility":184.0907,"authentication":184.0907,"authenticationInternational":null,"service":184.0907,"tiers":{"utility":[{"from":0,"to":100000,"rate":184.0907,"discount":0},{"from":100001,"to":1000000,"rate":174.8862,"discount":-0.05},{"from":1000001,"to":4500000,"rate":165.6816,"discount":-0.1},{"from":4500001,"to":40000000,"rate":156.4771,"discount":-0.15},{"from":40000001,"to":80000000,"rate":147.2726,"discount":-0.2},{"from":80000001,"to":null,"rate":138.068,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":184.0907,"discount":0},{"from":300001,"to":2000000,"rate":174.8862,"discount":-0.05},{"from":2000001,"to":10000000,"rate":165.6816,"discount":-0.1},{"from":10000001,"to":20000000,"rate":156.4771,"discount":-0.15},{"from":20000001,"to":40000000,"rate":147.2726,"discount":-0.2},{"from":40000001,"to":null,"rate":138.068,"discount":-0.25}]}},{"market":"Nepal","marketing":269.5087,"utility":12.5182,"authentication":12.5182,"authenticationInternational":412.3632,"service":12.5182,"tiers":{"utility":[{"from":0,"to":150000,"rate":12.5182,"discount":0},{"from":150001,"to":1000000,"rate":11.8923,"discount":-0.05},{"from":1000001,"to":4000000,"rate":11.2664,"discount":-0.1},{"from":4000001,"to":25000000,"rate":10.6405,"discount":-0.15},{"from":25000001,"to":50000000,"rate":10.0146,"discount":-0.2},{"from":50000001,"to":null,"rate":9.3887,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":12.5182,"discount":0},{"from":100001,"to":300000,"rate":11.8923,"discount":-0.05},{"from":300001,"to":1000000,"rate":11.2664,"discount":-0.1},{"from":1000001,"to":10000000,"rate":10.6405,"discount":-0.15},{"from":10000001,"to":20000000,"rate":10.0146,"discount":-0.2},{"from":20000001,"to":null,"rate":9.3887,"discount":-0.25}]}},{"market":"Nigeria","marketing":189.9816,"utility":24.6681,"authentication":24.6681,"authenticationInternational":276.136,"service":24.6681,"tiers":{"utility":[{"from":0,"to":100000,"rate":24.6681,"discount":0},{"from":100001,"to":1000000,"rate":23.4347,"discount":-0.05},{"from":1000001,"to":4500000,"rate":22.2013,"discount":-0.1},{"from":4500001,"to":40000000,"rate":20.9679,"discount":-0.15},{"from":40000001,"to":80000000,"rate":19.7345,"discount":-0.2},{"from":80000001,"to":null,"rate":18.5011,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":24.6681,"discount":0},{"from":300001,"to":2000000,"rate":23.4347,"discount":-0.05},{"from":2000001,"to":10000000,"rate":22.2013,"discount":-0.1},{"from":10000001,"to":20000000,"rate":20.9679,"discount":-0.15},{"from":20000001,"to":40000000,"rate":19.7345,"discount":-0.2},{"from":40000001,"to":null,"rate":18.5011,"discount":-0.25}]}},{"market":"Oman","marketing":125.5498,"utility":90.9408,"authentication":90.9408,"authenticationInternational":220.9088,"service":90.9408,"tiers":{"utility":[{"from":0,"to":100000,"rate":90.9408,"discount":0},{"from":100001,"to":1000000,"rate":86.3938,"discount":-0.05},{"from":1000001,"to":4500000,"rate":81.8467,"discount":-0.1},{"from":4500001,"to":40000000,"rate":77.2997,"discount":-0.15},{"from":40000001,"to":80000000,"rate":72.7526,"discount":-0.2},{"from":80000001,"to":null,"rate":68.2056,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":90.9408,"discount":0},{"from":300001,"to":2000000,"rate":86.3938,"discount":-0.05},{"from":2000001,"to":10000000,"rate":81.8467,"discount":-0.1},{"from":10000001,"to":20000000,"rate":77.2997,"discount":-0.15},{"from":20000001,"to":40000000,"rate":72.7526,"discount":-0.2},{"from":40000001,"to":null,"rate":68.2056,"discount":-0.25}]}},{"market":"Pakistan","marketing":174.1498,"utility":55.2272,"authentication":55.2272,"authenticationInternational":276.136,"service":55.2272,"tiers":{"utility":[{"from":0,"to":150000,"rate":55.2272,"discount":0},{"from":150001,"to":1000000,"rate":52.4658,"discount":-0.05},{"from":1000001,"to":4000000,"rate":49.7045,"discount":-0.1},{"from":4000001,"to":25000000,"rate":46.9431,"discount":-0.15},{"from":25000001,"to":50000000,"rate":44.1818,"discount":-0.2},{"from":50000001,"to":null,"rate":41.4204,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":55.2272,"discount":0},{"from":100001,"to":300000,"rate":52.4658,"discount":-0.05},{"from":300001,"to":1000000,"rate":49.7045,"discount":-0.1},{"from":1000001,"to":10000000,"rate":46.9431,"discount":-0.15},{"from":10000001,"to":20000000,"rate":44.1818,"discount":-0.2},{"from":20000001,"to":null,"rate":41.4204,"discount":-0.25}]}},{"market":"Peru","marketing":258.8315,"utility":110.4545,"authentication":110.4545,"authenticationInternational":null,"service":110.4545,"tiers":{"utility":[{"from":0,"to":100000,"rate":110.4545,"discount":0},{"from":100001,"to":1000000,"rate":104.9318,"discount":-0.05},{"from":1000001,"to":4500000,"rate":99.4091,"discount":-0.1},{"from":4500001,"to":15000000,"rate":93.8863,"discount":-0.15},{"from":15000001,"to":30000000,"rate":88.3636,"discount":-0.2},{"from":30000001,"to":null,"rate":82.8409,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":110.4545,"discount":0},{"from":120001,"to":400000,"rate":104.9318,"discount":-0.05},{"from":400001,"to":1000000,"rate":99.4091,"discount":-0.1},{"from":1000001,"to":5000000,"rate":93.8863,"discount":-0.15},{"from":5000001,"to":10000000,"rate":88.3636,"discount":-0.2},{"from":10000001,"to":null,"rate":82.8409,"discount":-0.25}]}},{"market":"Poland","marketing":134.7543,"utility":44.9181,"authentication":44.9181,"authenticationInternational":null,"service":44.9181,"tiers":{"utility":[{"from":0,"to":100000,"rate":44.9181,"discount":0},{"from":100001,"to":1000000,"rate":42.6722,"discount":-0.05},{"from":1000001,"to":4500000,"rate":40.4263,"discount":-0.1},{"from":4500001,"to":40000000,"rate":38.1804,"discount":-0.15},{"from":40000001,"to":80000000,"rate":35.9345,"discount":-0.2},{"from":80000001,"to":null,"rate":33.6886,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":44.9181,"discount":0},{"from":300001,"to":2000000,"rate":42.6722,"discount":-0.05},{"from":2000001,"to":10000000,"rate":40.4263,"discount":-0.1},{"from":10000001,"to":20000000,"rate":38.1804,"discount":-0.15},{"from":20000001,"to":40000000,"rate":35.9345,"discount":-0.2},{"from":40000001,"to":null,"rate":33.6886,"discount":-0.25}]}},{"market":"Qatar","marketing":125.5498,"utility":44.1818,"authentication":44.1818,"authenticationInternational":null,"service":44.1818,"tiers":{"utility":[{"from":0,"to":100000,"rate":44.1818,"discount":0},{"from":100001,"to":1000000,"rate":41.9727,"discount":-0.05},{"from":1000001,"to":4500000,"rate":39.7636,"discount":-0.1},{"from":4500001,"to":40000000,"rate":37.5545,"discount":-0.15},{"from":40000001,"to":80000000,"rate":35.3454,"discount":-0.2},{"from":80000001,"to":null,"rate":33.1364,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":44.1818,"discount":0},{"from":300001,"to":2000000,"rate":41.9727,"discount":-0.05},{"from":2000001,"to":10000000,"rate":39.7636,"discount":-0.1},{"from":10000001,"to":20000000,"rate":37.5545,"discount":-0.15},{"from":20000001,"to":40000000,"rate":35.3454,"discount":-0.2},{"from":40000001,"to":null,"rate":33.1364,"discount":-0.25}]}},{"market":"Romania","marketing":316.636,"utility":106.7725,"authentication":106.7725,"authenticationInternational":null,"service":106.7725,"tiers":{"utility":[{"from":0,"to":100000,"rate":106.7725,"discount":0},{"from":100001,"to":1000000,"rate":101.4339,"discount":-0.05},{"from":1000001,"to":4500000,"rate":96.0953,"discount":-0.1},{"from":4500001,"to":40000000,"rate":90.7566,"discount":-0.15},{"from":40000001,"to":80000000,"rate":85.418,"discount":-0.2},{"from":80000001,"to":null,"rate":80.0794,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":106.7725,"discount":0},{"from":300001,"to":2000000,"rate":101.4339,"discount":-0.05},{"from":2000001,"to":10000000,"rate":96.0953,"discount":-0.1},{"from":10000001,"to":20000000,"rate":90.7566,"discount":-0.15},{"from":20000001,"to":40000000,"rate":85.418,"discount":-0.2},{"from":40000001,"to":null,"rate":80.0794,"discount":-0.25}]}},{"market":"Russia","marketing":295.2814,"utility":147.2725,"authentication":147.2725,"authenticationInternational":null,"service":147.2725,"tiers":{"utility":[{"from":0,"to":100000,"rate":147.2725,"discount":0},{"from":100001,"to":1000000,"rate":139.9089,"discount":-0.05},{"from":1000001,"to":4500000,"rate":132.5453,"discount":-0.1},{"from":4500001,"to":40000000,"rate":125.1816,"discount":-0.15},{"from":40000001,"to":80000000,"rate":117.818,"discount":-0.2},{"from":80000001,"to":null,"rate":110.4544,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":147.2725,"discount":0},{"from":300001,"to":2000000,"rate":139.9089,"discount":-0.05},{"from":2000001,"to":10000000,"rate":132.5453,"discount":-0.1},{"from":10000001,"to":20000000,"rate":125.1816,"discount":-0.15},{"from":20000001,"to":40000000,"rate":117.818,"discount":-0.2},{"from":40000001,"to":null,"rate":110.4544,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":212.1277,"utility":39.3954,"authentication":39.3954,"authenticationInternational":220.1724,"service":39.3954,"tiers":{"utility":[{"from":0,"to":100000,"rate":39.3954,"discount":0},{"from":100001,"to":1000000,"rate":37.4256,"discount":-0.05},{"from":1000001,"to":4500000,"rate":35.4559,"discount":-0.1},{"from":4500001,"to":40000000,"rate":33.4861,"discount":-0.15},{"from":40000001,"to":80000000,"rate":31.5163,"discount":-0.2},{"from":80000001,"to":null,"rate":29.5466,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":39.3954,"discount":0},{"from":300001,"to":2000000,"rate":37.4256,"discount":-0.05},{"from":2000001,"to":10000000,"rate":35.4559,"discount":-0.1},{"from":10000001,"to":20000000,"rate":33.4861,"discount":-0.15},{"from":20000001,"to":40000000,"rate":31.5163,"discount":-0.2},{"from":40000001,"to":null,"rate":29.5466,"discount":-0.25}]}},{"market":"Singapore","marketing":269.5087,"utility":58.909,"authentication":58.909,"authenticationInternational":null,"service":58.909,"tiers":{"utility":[{"from":0,"to":150000,"rate":58.909,"discount":0},{"from":150001,"to":1000000,"rate":55.9636,"discount":-0.05},{"from":1000001,"to":4000000,"rate":53.0181,"discount":-0.1},{"from":4000001,"to":25000000,"rate":50.0727,"discount":-0.15},{"from":25000001,"to":50000000,"rate":47.1272,"discount":-0.2},{"from":50000001,"to":null,"rate":44.1818,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":58.909,"discount":0},{"from":100001,"to":300000,"rate":55.9636,"discount":-0.05},{"from":300001,"to":1000000,"rate":53.0181,"discount":-0.1},{"from":1000001,"to":10000000,"rate":50.0727,"discount":-0.15},{"from":10000001,"to":20000000,"rate":47.1272,"discount":-0.2},{"from":20000001,"to":null,"rate":44.1818,"discount":-0.25}]}},{"market":"South Africa","marketing":139.5407,"utility":34.9773,"authentication":34.9773,"authenticationInternational":73.6363,"service":34.9773,"tiers":{"utility":[{"from":0,"to":100000,"rate":34.9773,"discount":0},{"from":100001,"to":1000000,"rate":33.2284,"discount":-0.05},{"from":1000001,"to":4500000,"rate":31.4796,"discount":-0.1},{"from":4500001,"to":40000000,"rate":29.7307,"discount":-0.15},{"from":40000001,"to":80000000,"rate":27.9818,"discount":-0.2},{"from":80000001,"to":null,"rate":26.233,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":34.9773,"discount":0},{"from":300001,"to":2000000,"rate":33.2284,"discount":-0.05},{"from":2000001,"to":10000000,"rate":31.4796,"discount":-0.1},{"from":10000001,"to":20000000,"rate":29.7307,"discount":-0.15},{"from":20000001,"to":40000000,"rate":27.9818,"discount":-0.2},{"from":40000001,"to":null,"rate":26.233,"discount":-0.25}]}},{"market":"Spain","marketing":260.3962,"utility":73.6363,"authentication":73.6363,"authenticationInternational":null,"service":73.6363,"tiers":{"utility":[{"from":0,"to":100000,"rate":73.6363,"discount":0},{"from":100001,"to":1000000,"rate":69.9545,"discount":-0.05},{"from":1000001,"to":4500000,"rate":66.2727,"discount":-0.1},{"from":4500001,"to":40000000,"rate":62.5909,"discount":-0.15},{"from":40000001,"to":80000000,"rate":58.909,"discount":-0.2},{"from":80000001,"to":null,"rate":55.2272,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":73.6363,"discount":0},{"from":300001,"to":2000000,"rate":69.9545,"discount":-0.05},{"from":2000001,"to":10000000,"rate":66.2727,"discount":-0.1},{"from":10000001,"to":20000000,"rate":62.5909,"discount":-0.15},{"from":20000001,"to":40000000,"rate":58.909,"discount":-0.2},{"from":40000001,"to":null,"rate":55.2272,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":269.5087,"utility":7.3636,"authentication":7.3636,"authenticationInternational":530.1812,"service":7.3636,"tiers":{"utility":[{"from":0,"to":150000,"rate":7.3636,"discount":0},{"from":150001,"to":1000000,"rate":6.9954,"discount":-0.05},{"from":1000001,"to":4000000,"rate":6.6272,"discount":-0.1},{"from":4000001,"to":25000000,"rate":6.2591,"discount":-0.15},{"from":25000001,"to":50000000,"rate":5.8909,"discount":-0.2},{"from":50000001,"to":null,"rate":5.5227,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":7.3636,"discount":0},{"from":100001,"to":300000,"rate":6.9954,"discount":-0.05},{"from":300001,"to":1000000,"rate":6.6272,"discount":-0.1},{"from":1000001,"to":10000000,"rate":6.2591,"discount":-0.15},{"from":10000001,"to":20000000,"rate":5.8909,"discount":-0.2},{"from":20000001,"to":null,"rate":5.5227,"discount":-0.25}]}},{"market":"Turkey","marketing":40.1318,"utility":3.3136,"authentication":3.3136,"authenticationInternational":null,"service":3.3136,"tiers":{"utility":[{"from":0,"to":100000,"rate":3.3136,"discount":0},{"from":100001,"to":1000000,"rate":3.1479,"discount":-0.05},{"from":1000001,"to":4500000,"rate":2.9822,"discount":-0.1},{"from":4500001,"to":40000000,"rate":2.8166,"discount":-0.15},{"from":40000001,"to":80000000,"rate":2.6509,"discount":-0.2},{"from":80000001,"to":null,"rate":2.4852,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":3.3136,"discount":0},{"from":300001,"to":2000000,"rate":3.1479,"discount":-0.05},{"from":2000001,"to":10000000,"rate":2.9822,"discount":-0.1},{"from":10000001,"to":20000000,"rate":2.8166,"discount":-0.15},{"from":20000001,"to":40000000,"rate":2.6509,"discount":-0.2},{"from":40000001,"to":null,"rate":2.4852,"discount":-0.25}]}},{"market":"Ukraine","marketing":316.636,"utility":109.718,"authentication":109.718,"authenticationInternational":274.6631,"service":109.718,"tiers":{"utility":[{"from":0,"to":100000,"rate":109.718,"discount":0},{"from":100001,"to":1000000,"rate":104.2321,"discount":-0.05},{"from":1000001,"to":4500000,"rate":98.7462,"discount":-0.1},{"from":4500001,"to":40000000,"rate":93.2603,"discount":-0.15},{"from":40000001,"to":80000000,"rate":87.7744,"discount":-0.2},{"from":80000001,"to":null,"rate":82.2885,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":109.718,"discount":0},{"from":300001,"to":2000000,"rate":104.2321,"discount":-0.05},{"from":2000001,"to":10000000,"rate":98.7462,"discount":-0.1},{"from":10000001,"to":20000000,"rate":93.2603,"discount":-0.15},{"from":20000001,"to":40000000,"rate":87.7744,"discount":-0.2},{"from":40000001,"to":null,"rate":82.2885,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":212.1277,"utility":57.8045,"authentication":57.8045,"authenticationInternational":187.7725,"service":57.8045,"tiers":{"utility":[{"from":0,"to":100000,"rate":57.8045,"discount":0},{"from":100001,"to":1000000,"rate":54.9143,"discount":-0.05},{"from":1000001,"to":4500000,"rate":52.0241,"discount":-0.1},{"from":4500001,"to":40000000,"rate":49.1338,"discount":-0.15},{"from":40000001,"to":80000000,"rate":46.2436,"discount":-0.2},{"from":80000001,"to":null,"rate":43.3534,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":57.8045,"discount":0},{"from":300001,"to":2000000,"rate":54.9143,"discount":-0.05},{"from":2000001,"to":10000000,"rate":52.0241,"discount":-0.1},{"from":10000001,"to":20000000,"rate":49.1338,"discount":-0.15},{"from":20000001,"to":40000000,"rate":46.2436,"discount":-0.2},{"from":40000001,"to":null,"rate":43.3534,"discount":-0.25}]}},{"market":"United Kingdom","marketing":233.7215,"utility":80.9999,"authentication":80.9999,"authenticationInternational":null,"service":80.9999,"tiers":{"utility":[{"from":0,"to":100000,"rate":80.9999,"discount":0},{"from":100001,"to":1000000,"rate":76.9499,"discount":-0.05},{"from":1000001,"to":4500000,"rate":72.8999,"discount":-0.1},{"from":4500001,"to":40000000,"rate":68.8499,"discount":-0.15},{"from":40000001,"to":80000000,"rate":64.7999,"discount":-0.2},{"from":80000001,"to":null,"rate":60.7499,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":80.9999,"discount":0},{"from":300001,"to":2000000,"rate":76.9499,"discount":-0.05},{"from":2000001,"to":10000000,"rate":72.8999,"discount":-0.1},{"from":10000001,"to":20000000,"rate":68.8499,"discount":-0.15},{"from":20000001,"to":40000000,"rate":64.7999,"discount":-0.2},{"from":40000001,"to":null,"rate":60.7499,"discount":-0.25}]}},{"market":"North America","marketing":92.0453,"utility":12.5182,"authentication":12.5182,"authenticationInternational":null,"service":12.5182,"tiers":{"utility":[{"from":0,"to":80000,"rate":12.5182,"discount":0},{"from":80001,"to":750000,"rate":11.8923,"discount":-0.05},{"from":750001,"to":2250000,"rate":11.2664,"discount":-0.1},{"from":2250001,"to":3000000,"rate":10.6405,"discount":-0.15},{"from":3000001,"to":6000000,"rate":10.0146,"discount":-0.2},{"from":6000001,"to":null,"rate":9.3887,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":12.5182,"discount":0},{"from":100001,"to":500000,"rate":11.8923,"discount":-0.05},{"from":500001,"to":2000000,"rate":11.2664,"discount":-0.1},{"from":2000001,"to":5000000,"rate":10.6405,"discount":-0.15},{"from":5000001,"to":10000000,"rate":10.0146,"discount":-0.2},{"from":10000001,"to":null,"rate":9.3887,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":82.8408,"utility":14.7273,"authentication":14.7273,"authenticationInternational":null,"service":14.7273,"tiers":{"utility":[{"from":0,"to":100000,"rate":14.7273,"discount":0},{"from":100001,"to":1000000,"rate":13.9909,"discount":-0.05},{"from":1000001,"to":4500000,"rate":13.2546,"discount":-0.1},{"from":4500001,"to":40000000,"rate":12.5182,"discount":-0.15},{"from":40000001,"to":80000000,"rate":11.7818,"discount":-0.2},{"from":80000001,"to":null,"rate":11.0455,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":14.7273,"discount":0},{"from":300001,"to":2000000,"rate":13.9909,"discount":-0.05},{"from":2000001,"to":10000000,"rate":13.2546,"discount":-0.1},{"from":10000001,"to":20000000,"rate":12.5182,"discount":-0.15},{"from":20000001,"to":40000000,"rate":11.7818,"discount":-0.2},{"from":40000001,"to":null,"rate":11.0455,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":309.935,"utility":41.6045,"authentication":41.6045,"authenticationInternational":null,"service":41.6045,"tiers":{"utility":[{"from":0,"to":150000,"rate":41.6045,"discount":0},{"from":150001,"to":1000000,"rate":39.5243,"discount":-0.05},{"from":1000001,"to":4000000,"rate":37.4441,"discount":-0.1},{"from":4000001,"to":25000000,"rate":35.3638,"discount":-0.15},{"from":25000001,"to":50000000,"rate":33.2836,"discount":-0.2},{"from":50000001,"to":null,"rate":31.2034,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":41.6045,"discount":0},{"from":100001,"to":300000,"rate":39.5243,"discount":-0.05},{"from":300001,"to":1000000,"rate":37.4441,"discount":-0.1},{"from":1000001,"to":10000000,"rate":35.3638,"discount":-0.15},{"from":10000001,"to":20000000,"rate":33.2836,"discount":-0.2},{"from":20000001,"to":null,"rate":31.2034,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":316.636,"utility":78.0544,"authentication":78.0544,"authenticationInternational":null,"service":78.0544,"tiers":{"utility":[{"from":0,"to":100000,"rate":78.0544,"discount":0},{"from":100001,"to":1000000,"rate":74.1517,"discount":-0.05},{"from":1000001,"to":4500000,"rate":70.249,"discount":-0.1},{"from":4500001,"to":40000000,"rate":66.3462,"discount":-0.15},{"from":40000001,"to":80000000,"rate":62.4435,"discount":-0.2},{"from":80000001,"to":null,"rate":58.5408,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":78.0544,"discount":0},{"from":300001,"to":2000000,"rate":74.1517,"discount":-0.05},{"from":2000001,"to":10000000,"rate":70.249,"discount":-0.1},{"from":10000001,"to":20000000,"rate":66.3462,"discount":-0.15},{"from":20000001,"to":40000000,"rate":62.4435,"discount":-0.2},{"from":40000001,"to":null,"rate":58.5408,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":272.4542,"utility":41.6045,"authentication":41.6045,"authenticationInternational":null,"service":41.6045,"tiers":{"utility":[{"from":0,"to":100000,"rate":41.6045,"discount":0},{"from":100001,"to":1000000,"rate":39.5243,"discount":-0.05},{"from":1000001,"to":4500000,"rate":37.4441,"discount":-0.1},{"from":4500001,"to":15000000,"rate":35.3638,"discount":-0.15},{"from":15000001,"to":30000000,"rate":33.2836,"discount":-0.2},{"from":30000001,"to":null,"rate":31.2034,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":41.6045,"discount":0},{"from":120001,"to":400000,"rate":39.5243,"discount":-0.05},{"from":400001,"to":1000000,"rate":37.4441,"discount":-0.1},{"from":1000001,"to":5000000,"rate":35.3638,"discount":-0.15},{"from":5000001,"to":10000000,"rate":33.2836,"discount":-0.2},{"from":10000001,"to":null,"rate":31.2034,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":144.3823,"utility":33.5045,"authentication":33.5045,"authenticationInternational":null,"service":33.5045,"tiers":{"utility":[{"from":0,"to":100000,"rate":33.5045,"discount":0},{"from":100001,"to":1000000,"rate":31.8293,"discount":-0.05},{"from":1000001,"to":4500000,"rate":30.1541,"discount":-0.1},{"from":4500001,"to":40000000,"rate":28.4788,"discount":-0.15},{"from":40000001,"to":80000000,"rate":26.8036,"discount":-0.2},{"from":80000001,"to":null,"rate":25.1284,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":33.5045,"discount":0},{"from":300001,"to":2000000,"rate":31.8293,"discount":-0.05},{"from":2000001,"to":10000000,"rate":30.1541,"discount":-0.1},{"from":10000001,"to":20000000,"rate":28.4788,"discount":-0.15},{"from":20000001,"to":40000000,"rate":26.8036,"discount":-0.2},{"from":40000001,"to":null,"rate":25.1284,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":217.9634,"utility":62.959,"authentication":62.959,"authenticationInternational":null,"service":62.959,"tiers":{"utility":[{"from":0,"to":100000,"rate":62.959,"discount":0},{"from":100001,"to":1000000,"rate":59.8111,"discount":-0.05},{"from":1000001,"to":4500000,"rate":56.6631,"discount":-0.1},{"from":4500001,"to":40000000,"rate":53.5152,"discount":-0.15},{"from":40000001,"to":80000000,"rate":50.3672,"discount":-0.2},{"from":80000001,"to":null,"rate":47.2193,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":62.959,"discount":0},{"from":300001,"to":2000000,"rate":59.8111,"discount":-0.05},{"from":2000001,"to":10000000,"rate":56.6631,"discount":-0.1},{"from":10000001,"to":20000000,"rate":53.5152,"discount":-0.15},{"from":20000001,"to":40000000,"rate":50.3672,"discount":-0.2},{"from":40000001,"to":null,"rate":47.2193,"discount":-0.25}]}},{"market":"Other","marketing":222.3815,"utility":28.35,"authentication":28.35,"authenticationInternational":null,"service":28.35,"tiers":{"utility":[{"from":0,"to":80000,"rate":28.35,"discount":0},{"from":80001,"to":750000,"rate":26.9325,"discount":-0.05},{"from":750001,"to":2250000,"rate":25.515,"discount":-0.1},{"from":2250001,"to":3000000,"rate":24.0975,"discount":-0.15},{"from":3000001,"to":6000000,"rate":22.68,"discount":-0.2},{"from":6000001,"to":null,"rate":21.2625,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":28.35,"discount":0},{"from":100001,"to":500000,"rate":26.9325,"discount":-0.05},{"from":500001,"to":2000000,"rate":25.515,"discount":-0.1},{"from":2000001,"to":5000000,"rate":24.0975,"discount":-0.15},{"from":5000001,"to":10000000,"rate":22.68,"discount":-0.2},{"from":10000001,"to":null,"rate":21.2625,"discount":-0.25}]}}]},{"currency":"EUR","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":0.0512,"utility":0.0216,"authentication":0.0216,"authenticationInternational":null,"service":0.0216,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0216,"discount":0},{"from":100001,"to":1000000,"rate":0.0205,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0194,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0184,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0173,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0162,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0216,"discount":0},{"from":120001,"to":400000,"rate":0.0205,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0194,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0184,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0173,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0162,"discount":-0.25}]}},{"market":"Bangladesh","marketing":0.0606,"utility":0.0031,"authentication":0.0031,"authenticationInternational":0.0799,"service":0.0031,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0031,"discount":0},{"from":150001,"to":1000000,"rate":0.0029,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0028,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0026,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0025,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0023,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0031,"discount":0},{"from":100001,"to":300000,"rate":0.0029,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0028,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0026,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0025,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0023,"discount":-0.25}]}},{"market":"Brazil","marketing":0.0518,"utility":0.0056,"authentication":0.0056,"authenticationInternational":null,"service":0.0056,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.0056,"discount":0},{"from":250001,"to":2000000,"rate":0.0053,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.005,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.0048,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.0045,"discount":-0.2},{"from":70000001,"to":null,"rate":0.0042,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.0056,"discount":0},{"from":500001,"to":3000000,"rate":0.0053,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.005,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.0048,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0045,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0042,"discount":-0.25}]}},{"market":"Chile","marketing":0.0736,"utility":0.0166,"authentication":0.0166,"authenticationInternational":null,"service":0.0166,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0166,"discount":0},{"from":100001,"to":1000000,"rate":0.0158,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0149,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0141,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0133,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0125,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0166,"discount":0},{"from":120001,"to":400000,"rate":0.0158,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0149,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0141,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0133,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0125,"discount":-0.25}]}},{"market":"Colombia","marketing":0.0104,"utility":0.0008,"authentication":0.0008,"authenticationInternational":null,"service":0.0008,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0008,"discount":0},{"from":100001,"to":1000000,"rate":0.0008,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0007,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0007,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0006,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0006,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0008,"discount":0},{"from":120001,"to":400000,"rate":0.0008,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0007,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0007,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0006,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0006,"discount":-0.25}]}},{"market":"Egypt","marketing":0.0533,"utility":0.003,"authentication":0.003,"authenticationInternational":0.0538,"service":0.003,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.003,"discount":0},{"from":100001,"to":1000000,"rate":0.0029,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0027,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0026,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0024,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0023,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.003,"discount":0},{"from":300001,"to":2000000,"rate":0.0029,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0027,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0026,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0024,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0023,"discount":-0.25}]}},{"market":"France","marketing":0.0712,"utility":0.0248,"authentication":0.0248,"authenticationInternational":null,"service":0.0248,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0248,"discount":0},{"from":100001,"to":1000000,"rate":0.0236,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0223,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0211,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0198,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0186,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0248,"discount":0},{"from":300001,"to":2000000,"rate":0.0236,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0223,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0211,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0198,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0186,"discount":-0.25}]}},{"market":"Germany","marketing":0.1131,"utility":0.0456,"authentication":0.0456,"authenticationInternational":null,"service":0.0456,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0456,"discount":0},{"from":100001,"to":1000000,"rate":0.0433,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.041,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0388,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0365,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0342,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0456,"discount":0},{"from":300001,"to":2000000,"rate":0.0433,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.041,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0388,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0365,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0342,"discount":-0.25}]}},{"market":"Hong Kong","marketing":0.0606,"utility":0.0216,"authentication":0.0216,"authenticationInternational":null,"service":0.0216,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0216,"discount":0},{"from":150001,"to":1000000,"rate":0.0205,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0194,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0184,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0173,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0162,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0216,"discount":0},{"from":100001,"to":300000,"rate":0.0205,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0194,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0184,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0173,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0162,"discount":-0.25}]}},{"market":"Hungary","marketing":0.0712,"utility":0.0289,"authentication":0.0289,"authenticationInternational":null,"service":0.0289,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0289,"discount":0},{"from":100001,"to":1000000,"rate":0.0275,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.026,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0246,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0231,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0217,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0289,"discount":0},{"from":300001,"to":2000000,"rate":0.0275,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.026,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0246,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0231,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0217,"discount":-0.25}]}},{"market":"India","marketing":0.0099,"utility":0.0012,"authentication":0.0012,"authenticationInternational":0.0252,"service":0.0012,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.0012,"discount":0},{"from":25000001,"to":50000000,"rate":0.0011,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.0011,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.001,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.0009,"discount":-0.24},{"from":300000001,"to":null,"rate":0.0008,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.0012,"discount":0},{"from":750001,"to":15000000,"rate":0.0011,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.0011,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.001,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.0009,"discount":-0.24},{"from":100000001,"to":null,"rate":0.0008,"discount":-0.3}]}},{"market":"Indonesia","marketing":0.0341,"utility":0.0208,"authentication":0.0208,"authenticationInternational":0.1129,"service":0.0208,"tiers":{"utility":[{"from":0,"to":750000,"rate":0.0208,"discount":0},{"from":750001,"to":4000000,"rate":0.0198,"discount":-0.05},{"from":4000001,"to":25000000,"rate":0.0187,"discount":-0.1},{"from":25000001,"to":75000000,"rate":0.0177,"discount":-0.15},{"from":75000001,"to":150000000,"rate":0.0166,"discount":-0.2},{"from":150000001,"to":null,"rate":0.0156,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":0.0208,"discount":0},{"from":750001,"to":2000000,"rate":0.0198,"discount":-0.05},{"from":2000001,"to":6000000,"rate":0.0187,"discount":-0.1},{"from":6000001,"to":30000000,"rate":0.0177,"discount":-0.15},{"from":30000001,"to":60000000,"rate":0.0166,"discount":-0.2},{"from":60000001,"to":null,"rate":0.0156,"discount":-0.25}]}},{"market":"Iraq","marketing":0.0282,"utility":0.0065,"authentication":0.0065,"authenticationInternational":0.1055,"service":0.0065,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0065,"discount":0},{"from":100001,"to":1000000,"rate":0.0062,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0059,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0055,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0052,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0049,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0065,"discount":0},{"from":300001,"to":2000000,"rate":0.0062,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0059,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0055,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0052,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0049,"discount":-0.25}]}},{"market":"Israel","marketing":0.0292,"utility":0.0044,"authentication":0.0044,"authenticationInternational":null,"service":0.0044,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0044,"discount":0},{"from":100001,"to":1000000,"rate":0.0042,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.004,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0037,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0035,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0033,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0044,"discount":0},{"from":300001,"to":2000000,"rate":0.0042,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.004,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0037,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0035,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0033,"discount":-0.25}]}},{"market":"Italy","marketing":0.0658,"utility":0.0248,"authentication":0.0248,"authenticationInternational":null,"service":0.0248,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0248,"discount":0},{"from":100001,"to":1000000,"rate":0.0236,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0223,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0211,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0198,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0186,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0248,"discount":0},{"from":300001,"to":2000000,"rate":0.0236,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0223,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0211,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0198,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0186,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":0.05,"utility":0.015,"authentication":0.015,"authenticationInternational":0.133,"service":0.015,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.015,"discount":0},{"from":80001,"to":750000,"rate":0.0143,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0135,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0128,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.012,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0113,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.015,"discount":0},{"from":100001,"to":500000,"rate":0.0143,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0135,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0128,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.012,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0113,"discount":-0.25}]}},{"market":"Kuwait","marketing":0.0655,"utility":0.0363,"authentication":0.0363,"authenticationInternational":0.0989,"service":0.0363,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0363,"discount":0},{"from":100001,"to":1000000,"rate":0.0345,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0327,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0309,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.029,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0272,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0363,"discount":0},{"from":300001,"to":2000000,"rate":0.0345,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0327,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0309,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.029,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0272,"discount":-0.25}]}},{"market":"Malaysia","marketing":0.0712,"utility":0.0116,"authentication":0.0116,"authenticationInternational":0.0346,"service":0.0116,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0116,"discount":0},{"from":150001,"to":1000000,"rate":0.011,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0104,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0099,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0093,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0087,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0116,"discount":0},{"from":100001,"to":300000,"rate":0.011,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0104,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0099,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0093,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0087,"discount":-0.25}]}},{"market":"Mexico","marketing":0.0329,"utility":0.0071,"authentication":0.0071,"authenticationInternational":null,"service":0.0071,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.0071,"discount":0},{"from":1000001,"to":5000000,"rate":0.0067,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.0064,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.006,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0057,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0053,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.0071,"discount":0},{"from":250001,"to":1000000,"rate":0.0067,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.0064,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.006,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0057,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0053,"discount":-0.25}]}},{"market":"Morocco","marketing":0.0342,"utility":0.019,"authentication":0.019,"authenticationInternational":0.0669,"service":0.019,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.019,"discount":0},{"from":100001,"to":1000000,"rate":0.0181,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0171,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0162,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0152,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0143,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.019,"discount":0},{"from":300001,"to":2000000,"rate":0.0181,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0171,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0162,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0152,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0143,"discount":-0.25}]}},{"market":"Netherlands","marketing":0.1323,"utility":0.0414,"authentication":0.0414,"authenticationInternational":null,"service":0.0414,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0414,"discount":0},{"from":100001,"to":1000000,"rate":0.0393,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0373,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0352,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0331,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0311,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0414,"discount":0},{"from":300001,"to":2000000,"rate":0.0393,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0373,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0352,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0331,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0311,"discount":-0.25}]}},{"market":"Nepal","marketing":0.0606,"utility":0.0028,"authentication":0.0028,"authenticationInternational":0.0932,"service":0.0028,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0028,"discount":0},{"from":150001,"to":1000000,"rate":0.0027,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0025,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0024,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0022,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0021,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0028,"discount":0},{"from":100001,"to":300000,"rate":0.0027,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0025,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0024,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0022,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0021,"discount":-0.25}]}},{"market":"Nigeria","marketing":0.0428,"utility":0.0056,"authentication":0.0056,"authenticationInternational":0.0622,"service":0.0056,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0056,"discount":0},{"from":100001,"to":1000000,"rate":0.0053,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.005,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0048,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0045,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0042,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0056,"discount":0},{"from":300001,"to":2000000,"rate":0.0053,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.005,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0048,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0045,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0042,"discount":-0.25}]}},{"market":"Oman","marketing":0.0282,"utility":0.0204,"authentication":0.0204,"authenticationInternational":0.0495,"service":0.0204,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0204,"discount":0},{"from":100001,"to":1000000,"rate":0.0194,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0184,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0173,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0163,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0153,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0204,"discount":0},{"from":300001,"to":2000000,"rate":0.0194,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0184,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0173,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0163,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0153,"discount":-0.25}]}},{"market":"Pakistan","marketing":0.0392,"utility":0.0125,"authentication":0.0125,"authenticationInternational":0.0622,"service":0.0125,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0125,"discount":0},{"from":150001,"to":1000000,"rate":0.0119,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0113,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0106,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.01,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0094,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0125,"discount":0},{"from":100001,"to":300000,"rate":0.0119,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0113,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0106,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.01,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0094,"discount":-0.25}]}},{"market":"Peru","marketing":0.0582,"utility":0.0249,"authentication":0.0249,"authenticationInternational":null,"service":0.0249,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0249,"discount":0},{"from":100001,"to":1000000,"rate":0.0237,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0224,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0212,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0199,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0187,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0249,"discount":0},{"from":120001,"to":400000,"rate":0.0237,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0224,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0212,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0199,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0187,"discount":-0.25}]}},{"market":"Poland","marketing":0.0303,"utility":0.0101,"authentication":0.0101,"authenticationInternational":null,"service":0.0101,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0101,"discount":0},{"from":100001,"to":1000000,"rate":0.0096,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0091,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0086,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0081,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0076,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0101,"discount":0},{"from":300001,"to":2000000,"rate":0.0096,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0091,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0086,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0081,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0076,"discount":-0.25}]}},{"market":"Qatar","marketing":0.0282,"utility":0.0099,"authentication":0.0099,"authenticationInternational":null,"service":0.0099,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0099,"discount":0},{"from":100001,"to":1000000,"rate":0.0094,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0089,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0084,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0079,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0074,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0099,"discount":0},{"from":300001,"to":2000000,"rate":0.0094,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0089,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0084,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0079,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0074,"discount":-0.25}]}},{"market":"Romania","marketing":0.0712,"utility":0.0239,"authentication":0.0239,"authenticationInternational":null,"service":0.0239,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0239,"discount":0},{"from":100001,"to":1000000,"rate":0.0227,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0215,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0203,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0191,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0179,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0239,"discount":0},{"from":300001,"to":2000000,"rate":0.0227,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0215,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0203,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0191,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0179,"discount":-0.25}]}},{"market":"Russia","marketing":0.0664,"utility":0.0331,"authentication":0.0331,"authenticationInternational":null,"service":0.0331,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0331,"discount":0},{"from":100001,"to":1000000,"rate":0.0314,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0298,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0281,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0265,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0248,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0331,"discount":0},{"from":300001,"to":2000000,"rate":0.0314,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0298,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0281,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0265,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0248,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":0.0476,"utility":0.0088,"authentication":0.0088,"authenticationInternational":0.0495,"service":0.0088,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0088,"discount":0},{"from":100001,"to":1000000,"rate":0.0084,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0079,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0075,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.007,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0066,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0088,"discount":0},{"from":300001,"to":2000000,"rate":0.0084,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0079,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0075,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.007,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0066,"discount":-0.25}]}},{"market":"Singapore","marketing":0.0606,"utility":0.0133,"authentication":0.0133,"authenticationInternational":null,"service":0.0133,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0133,"discount":0},{"from":150001,"to":1000000,"rate":0.0126,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.012,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0113,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0106,"discount":-0.2},{"from":50000001,"to":null,"rate":0.01,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0133,"discount":0},{"from":100001,"to":300000,"rate":0.0126,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.012,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0113,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0106,"discount":-0.2},{"from":20000001,"to":null,"rate":0.01,"discount":-0.25}]}},{"market":"South Africa","marketing":0.0314,"utility":0.0079,"authentication":0.0079,"authenticationInternational":0.0166,"service":0.0079,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0079,"discount":0},{"from":100001,"to":1000000,"rate":0.0075,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0071,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0067,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0063,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0059,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0079,"discount":0},{"from":300001,"to":2000000,"rate":0.0075,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0071,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0067,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0063,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0059,"discount":-0.25}]}},{"market":"Spain","marketing":0.0585,"utility":0.0166,"authentication":0.0166,"authenticationInternational":null,"service":0.0166,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0166,"discount":0},{"from":100001,"to":1000000,"rate":0.0158,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0149,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0141,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0133,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0125,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0166,"discount":0},{"from":300001,"to":2000000,"rate":0.0158,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0149,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0141,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0133,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0125,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":0.0606,"utility":0.0017,"authentication":0.0017,"authenticationInternational":0.1198,"service":0.0017,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0017,"discount":0},{"from":150001,"to":1000000,"rate":0.0016,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0015,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0014,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0014,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0013,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0017,"discount":0},{"from":100001,"to":300000,"rate":0.0016,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0015,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0014,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0014,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0013,"discount":-0.25}]}},{"market":"Turkey","marketing":0.009,"utility":0.0007,"authentication":0.0007,"authenticationInternational":null,"service":0.0007,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0007,"discount":0},{"from":100001,"to":1000000,"rate":0.0007,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0006,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0006,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0006,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0005,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0007,"discount":0},{"from":300001,"to":2000000,"rate":0.0007,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0006,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0006,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0006,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0005,"discount":-0.25}]}},{"market":"Ukraine","marketing":0.0712,"utility":0.0246,"authentication":0.0246,"authenticationInternational":0.0616,"service":0.0246,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0246,"discount":0},{"from":100001,"to":1000000,"rate":0.0234,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0221,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0209,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0197,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0185,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0246,"discount":0},{"from":300001,"to":2000000,"rate":0.0234,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0221,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0209,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0197,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0185,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":0.0476,"utility":0.013,"authentication":0.013,"authenticationInternational":0.0421,"service":0.013,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.013,"discount":0},{"from":100001,"to":1000000,"rate":0.0124,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0117,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0111,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0104,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0098,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.013,"discount":0},{"from":300001,"to":2000000,"rate":0.0124,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0117,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0111,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0104,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0098,"discount":-0.25}]}},{"market":"United Kingdom","marketing":0.0526,"utility":0.0182,"authentication":0.0182,"authenticationInternational":null,"service":0.0182,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0182,"discount":0},{"from":100001,"to":1000000,"rate":0.0173,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0164,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0155,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0146,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0137,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0182,"discount":0},{"from":300001,"to":2000000,"rate":0.0173,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0164,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0155,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0146,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0137,"discount":-0.25}]}},{"market":"North America","marketing":0.0207,"utility":0.0028,"authentication":0.0028,"authenticationInternational":null,"service":0.0028,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0028,"discount":0},{"from":80001,"to":750000,"rate":0.0027,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0025,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0024,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0022,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0021,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0028,"discount":0},{"from":100001,"to":500000,"rate":0.0027,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0025,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0024,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0022,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0021,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":0.0186,"utility":0.0033,"authentication":0.0033,"authenticationInternational":null,"service":0.0033,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0033,"discount":0},{"from":100001,"to":1000000,"rate":0.0031,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.003,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0028,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0026,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0025,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0033,"discount":0},{"from":300001,"to":2000000,"rate":0.0031,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.003,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0028,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0026,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0025,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":0.0697,"utility":0.0094,"authentication":0.0094,"authenticationInternational":null,"service":0.0094,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0094,"discount":0},{"from":150001,"to":1000000,"rate":0.0089,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0085,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.008,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0075,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0071,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0094,"discount":0},{"from":100001,"to":300000,"rate":0.0089,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0085,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.008,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0075,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0071,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":0.0712,"utility":0.0175,"authentication":0.0175,"authenticationInternational":null,"service":0.0175,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0175,"discount":0},{"from":100001,"to":1000000,"rate":0.0166,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0158,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0149,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.014,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0131,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0175,"discount":0},{"from":300001,"to":2000000,"rate":0.0166,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0158,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0149,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.014,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0131,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":0.0612,"utility":0.0094,"authentication":0.0094,"authenticationInternational":null,"service":0.0094,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0094,"discount":0},{"from":100001,"to":1000000,"rate":0.0089,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0085,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.008,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0075,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0071,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0094,"discount":0},{"from":120001,"to":400000,"rate":0.0089,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0085,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.008,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0075,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0071,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":0.0324,"utility":0.0075,"authentication":0.0075,"authenticationInternational":null,"service":0.0075,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0075,"discount":0},{"from":100001,"to":1000000,"rate":0.0071,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0068,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0064,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.006,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0056,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0075,"discount":0},{"from":300001,"to":2000000,"rate":0.0071,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0068,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0064,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.006,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0056,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":0.049,"utility":0.0142,"authentication":0.0142,"authenticationInternational":null,"service":0.0142,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0142,"discount":0},{"from":100001,"to":1000000,"rate":0.0135,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0128,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0121,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0114,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0107,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0142,"discount":0},{"from":300001,"to":2000000,"rate":0.0135,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0128,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0121,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0114,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0107,"discount":-0.25}]}},{"market":"Other","marketing":0.05,"utility":0.0064,"authentication":0.0064,"authenticationInternational":null,"service":0.0064,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0064,"discount":0},{"from":80001,"to":750000,"rate":0.0061,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0058,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0054,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0051,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0048,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0064,"discount":0},{"from":100001,"to":500000,"rate":0.0061,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0058,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0054,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0051,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0048,"discount":-0.25}]}}]},{"currency":"GBP","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":0.0445,"utility":0.0188,"authentication":0.0188,"authenticationInternational":null,"service":0.0188,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0188,"discount":0},{"from":100001,"to":1000000,"rate":0.0179,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0169,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.016,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.015,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0141,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0188,"discount":0},{"from":120001,"to":400000,"rate":0.0179,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0169,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.016,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.015,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0141,"discount":-0.25}]}},{"market":"Bangladesh","marketing":0.0528,"utility":0.0027,"authentication":0.0027,"authenticationInternational":0.0697,"service":0.0027,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0027,"discount":0},{"from":150001,"to":1000000,"rate":0.0026,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0024,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0023,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0022,"discount":-0.2},{"from":50000001,"to":null,"rate":0.002,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0027,"discount":0},{"from":100001,"to":300000,"rate":0.0026,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0024,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0023,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0022,"discount":-0.2},{"from":20000001,"to":null,"rate":0.002,"discount":-0.25}]}},{"market":"Brazil","marketing":0.0451,"utility":0.0049,"authentication":0.0049,"authenticationInternational":null,"service":0.0049,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.0049,"discount":0},{"from":250001,"to":2000000,"rate":0.0047,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.0044,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.0042,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.0039,"discount":-0.2},{"from":70000001,"to":null,"rate":0.0037,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.0049,"discount":0},{"from":500001,"to":3000000,"rate":0.0047,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.0044,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.0042,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0039,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0037,"discount":-0.25}]}},{"market":"Chile","marketing":0.0641,"utility":0.0144,"authentication":0.0144,"authenticationInternational":null,"service":0.0144,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0144,"discount":0},{"from":100001,"to":1000000,"rate":0.0137,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.013,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0122,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0115,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0108,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0144,"discount":0},{"from":120001,"to":400000,"rate":0.0137,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.013,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0122,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0115,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0108,"discount":-0.25}]}},{"market":"Colombia","marketing":0.009,"utility":0.0004,"authentication":0.0004,"authenticationInternational":null,"service":0.0004,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0004,"discount":0},{"from":100001,"to":1000000,"rate":0.0004,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0004,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0003,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0003,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0003,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0004,"discount":0},{"from":120001,"to":400000,"rate":0.0004,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0004,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0003,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0003,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0003,"discount":-0.25}]}},{"market":"Egypt","marketing":0.0464,"utility":0.0026,"authentication":0.0026,"authenticationInternational":0.0469,"service":0.0026,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0026,"discount":0},{"from":100001,"to":1000000,"rate":0.0025,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0023,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0022,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0021,"discount":-0.2},{"from":80000001,"to":null,"rate":0.002,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0026,"discount":0},{"from":300001,"to":2000000,"rate":0.0025,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0023,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0022,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0021,"discount":-0.2},{"from":40000001,"to":null,"rate":0.002,"discount":-0.25}]}},{"market":"France","marketing":0.062,"utility":0.0216,"authentication":0.0216,"authenticationInternational":null,"service":0.0216,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0216,"discount":0},{"from":100001,"to":1000000,"rate":0.0205,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0194,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0184,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0173,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0162,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0216,"discount":0},{"from":300001,"to":2000000,"rate":0.0205,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0194,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0184,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0173,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0162,"discount":-0.25}]}},{"market":"Germany","marketing":0.0985,"utility":0.0397,"authentication":0.0397,"authenticationInternational":null,"service":0.0397,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0397,"discount":0},{"from":100001,"to":1000000,"rate":0.0377,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0357,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0337,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0318,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0298,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0397,"discount":0},{"from":300001,"to":2000000,"rate":0.0377,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0357,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0337,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0318,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0298,"discount":-0.25}]}},{"market":"Hong Kong","marketing":0.0528,"utility":0.0189,"authentication":0.0189,"authenticationInternational":null,"service":0.0189,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0189,"discount":0},{"from":150001,"to":1000000,"rate":0.018,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.017,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0161,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0151,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0142,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0189,"discount":0},{"from":100001,"to":300000,"rate":0.018,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.017,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0161,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0151,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0142,"discount":-0.25}]}},{"market":"Hungary","marketing":0.062,"utility":0.0251,"authentication":0.0251,"authenticationInternational":null,"service":0.0251,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0251,"discount":0},{"from":100001,"to":1000000,"rate":0.0238,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0226,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0213,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0201,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0188,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0251,"discount":0},{"from":300001,"to":2000000,"rate":0.0238,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0226,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0213,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0201,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0188,"discount":-0.25}]}},{"market":"India","marketing":0.0086,"utility":0.001,"authentication":0.001,"authenticationInternational":0.0219,"service":0.001,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.001,"discount":0},{"from":25000001,"to":50000000,"rate":0.0009,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.0009,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.0008,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.0008,"discount":-0.24},{"from":300000001,"to":null,"rate":0.0007,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.001,"discount":0},{"from":750001,"to":15000000,"rate":0.0009,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.0009,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.0008,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.0008,"discount":-0.24},{"from":100000001,"to":null,"rate":0.0007,"discount":-0.3}]}},{"market":"Indonesia","marketing":0.0297,"utility":0.018,"authentication":0.018,"authenticationInternational":0.0979,"service":0.018,"tiers":{"utility":[{"from":0,"to":750000,"rate":0.018,"discount":0},{"from":750001,"to":4000000,"rate":0.0171,"discount":-0.05},{"from":4000001,"to":25000000,"rate":0.0162,"discount":-0.1},{"from":25000001,"to":75000000,"rate":0.0153,"discount":-0.15},{"from":75000001,"to":150000000,"rate":0.0144,"discount":-0.2},{"from":150000001,"to":null,"rate":0.0135,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":0.018,"discount":0},{"from":750001,"to":2000000,"rate":0.0171,"discount":-0.05},{"from":2000001,"to":6000000,"rate":0.0162,"discount":-0.1},{"from":6000001,"to":30000000,"rate":0.0153,"discount":-0.15},{"from":30000001,"to":60000000,"rate":0.0144,"discount":-0.2},{"from":60000001,"to":null,"rate":0.0135,"discount":-0.25}]}},{"market":"Iraq","marketing":0.0246,"utility":0.0056,"authentication":0.0056,"authenticationInternational":0.0914,"service":0.0056,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0056,"discount":0},{"from":100001,"to":1000000,"rate":0.0053,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.005,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0048,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0045,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0042,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0056,"discount":0},{"from":300001,"to":2000000,"rate":0.0053,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.005,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0048,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0045,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0042,"discount":-0.25}]}},{"market":"Israel","marketing":0.0254,"utility":0.0038,"authentication":0.0038,"authenticationInternational":null,"service":0.0038,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0038,"discount":0},{"from":100001,"to":1000000,"rate":0.0036,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0034,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0032,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.003,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0029,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0038,"discount":0},{"from":300001,"to":2000000,"rate":0.0036,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0034,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0032,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.003,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0029,"discount":-0.25}]}},{"market":"Italy","marketing":0.0573,"utility":0.0216,"authentication":0.0216,"authenticationInternational":null,"service":0.0216,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0216,"discount":0},{"from":100001,"to":1000000,"rate":0.0205,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0194,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0184,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0173,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0162,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0216,"discount":0},{"from":300001,"to":2000000,"rate":0.0205,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0194,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0184,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0173,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0162,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":0.0435,"utility":0.0131,"authentication":0.0131,"authenticationInternational":0.1164,"service":0.0131,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0131,"discount":0},{"from":80001,"to":750000,"rate":0.0124,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0118,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0111,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0105,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0098,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0131,"discount":0},{"from":100001,"to":500000,"rate":0.0124,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0118,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0111,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0105,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0098,"discount":-0.25}]}},{"market":"Kuwait","marketing":0.0571,"utility":0.0314,"authentication":0.0314,"authenticationInternational":0.0857,"service":0.0314,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0314,"discount":0},{"from":100001,"to":1000000,"rate":0.0298,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0283,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0267,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0251,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0236,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0314,"discount":0},{"from":300001,"to":2000000,"rate":0.0298,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0283,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0267,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0251,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0236,"discount":-0.25}]}},{"market":"Malaysia","marketing":0.062,"utility":0.0101,"authentication":0.0101,"authenticationInternational":0.0302,"service":0.0101,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0101,"discount":0},{"from":150001,"to":1000000,"rate":0.0096,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0091,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0086,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0081,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0076,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0101,"discount":0},{"from":100001,"to":300000,"rate":0.0096,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0091,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0086,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0081,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0076,"discount":-0.25}]}},{"market":"Mexico","marketing":0.0287,"utility":0.0062,"authentication":0.0062,"authenticationInternational":null,"service":0.0062,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.0062,"discount":0},{"from":1000001,"to":5000000,"rate":0.0059,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.0056,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0053,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.005,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0047,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.0062,"discount":0},{"from":250001,"to":1000000,"rate":0.0059,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.0056,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.0053,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.005,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0047,"discount":-0.25}]}},{"market":"Morocco","marketing":0.0298,"utility":0.0167,"authentication":0.0167,"authenticationInternational":0.0588,"service":0.0167,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0167,"discount":0},{"from":100001,"to":1000000,"rate":0.0159,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.015,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0142,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0134,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0125,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0167,"discount":0},{"from":300001,"to":2000000,"rate":0.0159,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.015,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0142,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0134,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0125,"discount":-0.25}]}},{"market":"Netherlands","marketing":0.1152,"utility":0.0361,"authentication":0.0361,"authenticationInternational":null,"service":0.0361,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0361,"discount":0},{"from":100001,"to":1000000,"rate":0.0343,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0325,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0307,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0289,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0271,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0361,"discount":0},{"from":300001,"to":2000000,"rate":0.0343,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0325,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0307,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0289,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0271,"discount":-0.25}]}},{"market":"Nepal","marketing":0.0528,"utility":0.0025,"authentication":0.0025,"authenticationInternational":0.0813,"service":0.0025,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0025,"discount":0},{"from":150001,"to":1000000,"rate":0.0024,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0023,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0021,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.002,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0019,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0025,"discount":0},{"from":100001,"to":300000,"rate":0.0024,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0023,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0021,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.002,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0019,"discount":-0.25}]}},{"market":"Nigeria","marketing":0.0372,"utility":0.0048,"authentication":0.0048,"authenticationInternational":0.0541,"service":0.0048,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0048,"discount":0},{"from":100001,"to":1000000,"rate":0.0046,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0043,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0041,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0038,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0036,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0048,"discount":0},{"from":300001,"to":2000000,"rate":0.0046,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0043,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0041,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0038,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0036,"discount":-0.25}]}},{"market":"Oman","marketing":0.0246,"utility":0.0176,"authentication":0.0176,"authenticationInternational":0.0429,"service":0.0176,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0176,"discount":0},{"from":100001,"to":1000000,"rate":0.0167,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0158,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.015,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0141,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0132,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0176,"discount":0},{"from":300001,"to":2000000,"rate":0.0167,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0158,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.015,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0141,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0132,"discount":-0.25}]}},{"market":"Pakistan","marketing":0.0341,"utility":0.0108,"authentication":0.0108,"authenticationInternational":0.0541,"service":0.0108,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0108,"discount":0},{"from":150001,"to":1000000,"rate":0.0103,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0097,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0092,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0086,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0081,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0108,"discount":0},{"from":100001,"to":300000,"rate":0.0103,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0097,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0092,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0086,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0081,"discount":-0.25}]}},{"market":"Peru","marketing":0.0507,"utility":0.0216,"authentication":0.0216,"authenticationInternational":null,"service":0.0216,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0216,"discount":0},{"from":100001,"to":1000000,"rate":0.0205,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0194,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0184,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0173,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0162,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0216,"discount":0},{"from":120001,"to":400000,"rate":0.0205,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0194,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0184,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0173,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0162,"discount":-0.25}]}},{"market":"Poland","marketing":0.0261,"utility":0.0087,"authentication":0.0087,"authenticationInternational":null,"service":0.0087,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0087,"discount":0},{"from":100001,"to":1000000,"rate":0.0083,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0078,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0074,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.007,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0065,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0087,"discount":0},{"from":300001,"to":2000000,"rate":0.0083,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0078,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0074,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.007,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0065,"discount":-0.25}]}},{"market":"Qatar","marketing":0.0246,"utility":0.0086,"authentication":0.0086,"authenticationInternational":null,"service":0.0086,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0086,"discount":0},{"from":100001,"to":1000000,"rate":0.0082,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0077,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0073,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0069,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0065,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0086,"discount":0},{"from":300001,"to":2000000,"rate":0.0082,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0077,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0073,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0069,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0065,"discount":-0.25}]}},{"market":"Romania","marketing":0.062,"utility":0.0208,"authentication":0.0208,"authenticationInternational":null,"service":0.0208,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0208,"discount":0},{"from":100001,"to":1000000,"rate":0.0198,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0187,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0177,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0166,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0156,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0208,"discount":0},{"from":300001,"to":2000000,"rate":0.0198,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0187,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0177,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0166,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0156,"discount":-0.25}]}},{"market":"Russia","marketing":0.0578,"utility":0.0288,"authentication":0.0288,"authenticationInternational":null,"service":0.0288,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0288,"discount":0},{"from":100001,"to":1000000,"rate":0.0274,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0259,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0245,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.023,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0216,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0288,"discount":0},{"from":300001,"to":2000000,"rate":0.0274,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0259,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0245,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.023,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0216,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":0.0414,"utility":0.0077,"authentication":0.0077,"authenticationInternational":0.0431,"service":0.0077,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0077,"discount":0},{"from":100001,"to":1000000,"rate":0.0073,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0069,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0065,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0062,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0058,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0077,"discount":0},{"from":300001,"to":2000000,"rate":0.0073,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0069,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0065,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0062,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0058,"discount":-0.25}]}},{"market":"Singapore","marketing":0.0528,"utility":0.0116,"authentication":0.0116,"authenticationInternational":null,"service":0.0116,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0116,"discount":0},{"from":150001,"to":1000000,"rate":0.011,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0104,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0099,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0093,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0087,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0116,"discount":0},{"from":100001,"to":300000,"rate":0.011,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0104,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0099,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0093,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0087,"discount":-0.25}]}},{"market":"South Africa","marketing":0.0273,"utility":0.0069,"authentication":0.0069,"authenticationInternational":0.0144,"service":0.0069,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0069,"discount":0},{"from":100001,"to":1000000,"rate":0.0066,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0062,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0059,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0055,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0052,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0069,"discount":0},{"from":300001,"to":2000000,"rate":0.0066,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0062,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0059,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0055,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0052,"discount":-0.25}]}},{"market":"Spain","marketing":0.0509,"utility":0.0144,"authentication":0.0144,"authenticationInternational":null,"service":0.0144,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0144,"discount":0},{"from":100001,"to":1000000,"rate":0.0137,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.013,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0122,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0115,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0108,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0144,"discount":0},{"from":300001,"to":2000000,"rate":0.0137,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.013,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0122,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0115,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0108,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":0.0528,"utility":0.0015,"authentication":0.0015,"authenticationInternational":0.1045,"service":0.0015,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0015,"discount":0},{"from":150001,"to":1000000,"rate":0.0014,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0014,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0013,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0012,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0011,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0015,"discount":0},{"from":100001,"to":300000,"rate":0.0014,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0014,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0013,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0012,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0011,"discount":-0.25}]}},{"market":"Turkey","marketing":0.0078,"utility":0.0006,"authentication":0.0006,"authenticationInternational":null,"service":0.0006,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0006,"discount":0},{"from":100001,"to":1000000,"rate":0.0006,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0005,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0005,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0005,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0005,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0006,"discount":0},{"from":300001,"to":2000000,"rate":0.0006,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0005,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0005,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0005,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0005,"discount":-0.25}]}},{"market":"Ukraine","marketing":0.062,"utility":0.0214,"authentication":0.0214,"authenticationInternational":0.0535,"service":0.0214,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0214,"discount":0},{"from":100001,"to":1000000,"rate":0.0203,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0193,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0182,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0171,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0161,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0214,"discount":0},{"from":300001,"to":2000000,"rate":0.0203,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0193,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0182,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0171,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0161,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":0.0414,"utility":0.0113,"authentication":0.0113,"authenticationInternational":0.0367,"service":0.0113,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0113,"discount":0},{"from":100001,"to":1000000,"rate":0.0107,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0102,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0096,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.009,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0085,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0113,"discount":0},{"from":300001,"to":2000000,"rate":0.0107,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0102,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0096,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.009,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0085,"discount":-0.25}]}},{"market":"United Kingdom","marketing":0.0458,"utility":0.0159,"authentication":0.0159,"authenticationInternational":null,"service":0.0159,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0159,"discount":0},{"from":100001,"to":1000000,"rate":0.0151,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0143,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0135,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0127,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0119,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0159,"discount":0},{"from":300001,"to":2000000,"rate":0.0151,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0143,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0135,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0127,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0119,"discount":-0.25}]}},{"market":"North America","marketing":0.018,"utility":0.0025,"authentication":0.0025,"authenticationInternational":null,"service":0.0025,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0025,"discount":0},{"from":80001,"to":750000,"rate":0.0024,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0023,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0021,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.002,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0019,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0025,"discount":0},{"from":100001,"to":500000,"rate":0.0024,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0023,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0021,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.002,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0019,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":0.0162,"utility":0.0029,"authentication":0.0029,"authenticationInternational":null,"service":0.0029,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0029,"discount":0},{"from":100001,"to":1000000,"rate":0.0028,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0026,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0025,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0023,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0022,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0029,"discount":0},{"from":300001,"to":2000000,"rate":0.0028,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0026,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0025,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0023,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0022,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":0.0607,"utility":0.0082,"authentication":0.0082,"authenticationInternational":null,"service":0.0082,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0082,"discount":0},{"from":150001,"to":1000000,"rate":0.0078,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0074,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.007,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0066,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0062,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0082,"discount":0},{"from":100001,"to":300000,"rate":0.0078,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0074,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.007,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0066,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0062,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":0.062,"utility":0.0152,"authentication":0.0152,"authenticationInternational":null,"service":0.0152,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0152,"discount":0},{"from":100001,"to":1000000,"rate":0.0144,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0137,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0129,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0122,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0114,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0152,"discount":0},{"from":300001,"to":2000000,"rate":0.0144,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0137,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0129,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0122,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0114,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":0.0534,"utility":0.0081,"authentication":0.0081,"authenticationInternational":null,"service":0.0081,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0081,"discount":0},{"from":100001,"to":1000000,"rate":0.0077,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0073,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0069,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0065,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0061,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0081,"discount":0},{"from":120001,"to":400000,"rate":0.0077,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0073,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0069,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0065,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0061,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":0.0283,"utility":0.0065,"authentication":0.0065,"authenticationInternational":null,"service":0.0065,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0065,"discount":0},{"from":100001,"to":1000000,"rate":0.0062,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0059,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0055,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0052,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0049,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0065,"discount":0},{"from":300001,"to":2000000,"rate":0.0062,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0059,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0055,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0052,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0049,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":0.0427,"utility":0.0123,"authentication":0.0123,"authenticationInternational":null,"service":0.0123,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0123,"discount":0},{"from":100001,"to":1000000,"rate":0.0117,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0111,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0105,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0098,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0092,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0123,"discount":0},{"from":300001,"to":2000000,"rate":0.0117,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0111,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0105,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0098,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0092,"discount":-0.25}]}},{"market":"Other","marketing":0.0435,"utility":0.0056,"authentication":0.0056,"authenticationInternational":null,"service":0.0056,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0056,"discount":0},{"from":80001,"to":750000,"rate":0.0053,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.005,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0048,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0045,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0042,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0056,"discount":0},{"from":100001,"to":500000,"rate":0.0053,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.005,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0048,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0045,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0042,"discount":-0.25}]}}]},{"currency":"IDR","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":881.95,"utility":371.19,"authentication":371.19,"authenticationInternational":null,"service":371.19,"tiers":{"utility":[{"from":0,"to":100000,"rate":371.19,"discount":0},{"from":100001,"to":1000000,"rate":352.63,"discount":-0.05},{"from":1000001,"to":4500000,"rate":334.07,"discount":-0.1},{"from":4500001,"to":15000000,"rate":315.51,"discount":-0.15},{"from":15000001,"to":30000000,"rate":296.95,"discount":-0.2},{"from":30000001,"to":null,"rate":278.39,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":371.19,"discount":0},{"from":120001,"to":400000,"rate":352.63,"discount":-0.05},{"from":400001,"to":1000000,"rate":334.07,"discount":-0.1},{"from":1000001,"to":5000000,"rate":315.51,"discount":-0.15},{"from":5000001,"to":10000000,"rate":296.95,"discount":-0.2},{"from":10000001,"to":null,"rate":278.39,"discount":-0.25}]}},{"market":"Bangladesh","marketing":1044.97,"utility":52.81,"authentication":52.81,"authenticationInternational":1370.08,"service":52.81,"tiers":{"utility":[{"from":0,"to":150000,"rate":52.81,"discount":0},{"from":150001,"to":1000000,"rate":50.17,"discount":-0.05},{"from":1000001,"to":4000000,"rate":47.53,"discount":-0.1},{"from":4000001,"to":25000000,"rate":44.89,"discount":-0.15},{"from":25000001,"to":50000000,"rate":42.25,"discount":-0.2},{"from":50000001,"to":null,"rate":39.61,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":52.81,"discount":0},{"from":100001,"to":300000,"rate":50.17,"discount":-0.05},{"from":300001,"to":1000000,"rate":47.53,"discount":-0.1},{"from":1000001,"to":10000000,"rate":44.89,"discount":-0.15},{"from":10000001,"to":20000000,"rate":42.25,"discount":-0.2},{"from":20000001,"to":null,"rate":39.61,"discount":-0.25}]}},{"market":"Brazil","marketing":891.98,"utility":97.05,"authentication":97.05,"authenticationInternational":null,"service":97.05,"tiers":{"utility":[{"from":0,"to":250000,"rate":97.05,"discount":0},{"from":250001,"to":2000000,"rate":92.2,"discount":-0.05},{"from":2000001,"to":17000000,"rate":87.35,"discount":-0.1},{"from":17000001,"to":35000000,"rate":82.49,"discount":-0.15},{"from":35000001,"to":70000000,"rate":77.64,"discount":-0.2},{"from":70000001,"to":null,"rate":72.79,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":97.05,"discount":0},{"from":500001,"to":3000000,"rate":92.2,"discount":-0.05},{"from":3000001,"to":5250000,"rate":87.35,"discount":-0.1},{"from":5250001,"to":10000000,"rate":82.49,"discount":-0.15},{"from":10000001,"to":20000000,"rate":77.64,"discount":-0.2},{"from":20000001,"to":null,"rate":72.79,"discount":-0.25}]}},{"market":"Chile","marketing":1268.36,"utility":285.34,"authentication":285.34,"authenticationInternational":null,"service":285.34,"tiers":{"utility":[{"from":0,"to":100000,"rate":285.34,"discount":0},{"from":100001,"to":1000000,"rate":271.07,"discount":-0.05},{"from":1000001,"to":4500000,"rate":256.81,"discount":-0.1},{"from":4500001,"to":15000000,"rate":242.54,"discount":-0.15},{"from":15000001,"to":30000000,"rate":228.27,"discount":-0.2},{"from":30000001,"to":null,"rate":214.01,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":285.34,"discount":0},{"from":120001,"to":400000,"rate":271.07,"discount":-0.05},{"from":400001,"to":1000000,"rate":256.81,"discount":-0.1},{"from":1000001,"to":5000000,"rate":242.54,"discount":-0.15},{"from":5000001,"to":10000000,"rate":228.27,"discount":-0.2},{"from":10000001,"to":null,"rate":214.01,"discount":-0.25}]}},{"market":"Colombia","marketing":178.4,"utility":11.4,"authentication":11.4,"authenticationInternational":null,"service":11.4,"tiers":{"utility":[{"from":0,"to":100000,"rate":11.4,"discount":0},{"from":100001,"to":1000000,"rate":10.83,"discount":-0.05},{"from":1000001,"to":4500000,"rate":10.26,"discount":-0.1},{"from":4500001,"to":15000000,"rate":9.69,"discount":-0.15},{"from":15000001,"to":30000000,"rate":9.12,"discount":-0.2},{"from":30000001,"to":null,"rate":8.55,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":11.4,"discount":0},{"from":120001,"to":400000,"rate":10.83,"discount":-0.05},{"from":400001,"to":1000000,"rate":10.26,"discount":-0.1},{"from":1000001,"to":5000000,"rate":9.69,"discount":-0.15},{"from":5000001,"to":10000000,"rate":9.12,"discount":-0.2},{"from":10000001,"to":null,"rate":8.55,"discount":-0.25}]}},{"market":"Egypt","marketing":918.92,"utility":51.38,"authentication":51.38,"authenticationInternational":928.22,"service":51.38,"tiers":{"utility":[{"from":0,"to":100000,"rate":51.38,"discount":0},{"from":100001,"to":1000000,"rate":48.81,"discount":-0.05},{"from":1000001,"to":4500000,"rate":46.24,"discount":-0.1},{"from":4500001,"to":40000000,"rate":43.67,"discount":-0.15},{"from":40000001,"to":80000000,"rate":41.1,"discount":-0.2},{"from":80000001,"to":null,"rate":38.54,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":51.38,"discount":0},{"from":300001,"to":2000000,"rate":48.81,"discount":-0.05},{"from":2000001,"to":10000000,"rate":46.24,"discount":-0.1},{"from":10000001,"to":20000000,"rate":43.67,"discount":-0.15},{"from":20000001,"to":40000000,"rate":41.1,"discount":-0.2},{"from":40000001,"to":null,"rate":38.54,"discount":-0.25}]}},{"market":"France","marketing":1226.58,"utility":428.27,"authentication":428.27,"authenticationInternational":null,"service":428.27,"tiers":{"utility":[{"from":0,"to":100000,"rate":428.27,"discount":0},{"from":100001,"to":1000000,"rate":406.86,"discount":-0.05},{"from":1000001,"to":4500000,"rate":385.44,"discount":-0.1},{"from":4500001,"to":40000000,"rate":364.03,"discount":-0.15},{"from":40000001,"to":80000000,"rate":342.62,"discount":-0.2},{"from":80000001,"to":null,"rate":321.2,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":428.27,"discount":0},{"from":300001,"to":2000000,"rate":406.86,"discount":-0.05},{"from":2000001,"to":10000000,"rate":385.44,"discount":-0.1},{"from":10000001,"to":20000000,"rate":364.03,"discount":-0.15},{"from":20000001,"to":40000000,"rate":342.62,"discount":-0.2},{"from":40000001,"to":null,"rate":321.2,"discount":-0.25}]}},{"market":"Germany","marketing":1948.66,"utility":785.17,"authentication":785.17,"authenticationInternational":null,"service":785.17,"tiers":{"utility":[{"from":0,"to":100000,"rate":785.17,"discount":0},{"from":100001,"to":1000000,"rate":745.91,"discount":-0.05},{"from":1000001,"to":4500000,"rate":706.65,"discount":-0.1},{"from":4500001,"to":40000000,"rate":667.39,"discount":-0.15},{"from":40000001,"to":80000000,"rate":628.14,"discount":-0.2},{"from":80000001,"to":null,"rate":588.88,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":785.17,"discount":0},{"from":300001,"to":2000000,"rate":745.91,"discount":-0.05},{"from":2000001,"to":10000000,"rate":706.65,"discount":-0.1},{"from":10000001,"to":20000000,"rate":667.39,"discount":-0.15},{"from":20000001,"to":40000000,"rate":628.14,"discount":-0.2},{"from":40000001,"to":null,"rate":588.88,"discount":-0.25}]}},{"market":"Hong Kong","marketing":1044.97,"utility":371.06,"authentication":371.06,"authenticationInternational":null,"service":371.06,"tiers":{"utility":[{"from":0,"to":150000,"rate":371.06,"discount":0},{"from":150001,"to":1000000,"rate":352.51,"discount":-0.05},{"from":1000001,"to":4000000,"rate":333.95,"discount":-0.1},{"from":4000001,"to":25000000,"rate":315.4,"discount":-0.15},{"from":25000001,"to":50000000,"rate":296.85,"discount":-0.2},{"from":50000001,"to":null,"rate":278.3,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":371.06,"discount":0},{"from":100001,"to":300000,"rate":352.51,"discount":-0.05},{"from":300001,"to":1000000,"rate":333.95,"discount":-0.1},{"from":1000001,"to":10000000,"rate":315.4,"discount":-0.15},{"from":10000001,"to":20000000,"rate":296.85,"discount":-0.2},{"from":20000001,"to":null,"rate":278.3,"discount":-0.25}]}},{"market":"Hungary","marketing":1226.72,"utility":498.17,"authentication":498.17,"authenticationInternational":null,"service":498.17,"tiers":{"utility":[{"from":0,"to":100000,"rate":498.17,"discount":0},{"from":100001,"to":1000000,"rate":473.26,"discount":-0.05},{"from":1000001,"to":4500000,"rate":448.35,"discount":-0.1},{"from":4500001,"to":40000000,"rate":423.44,"discount":-0.15},{"from":40000001,"to":80000000,"rate":398.54,"discount":-0.2},{"from":80000001,"to":null,"rate":373.63,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":498.17,"discount":0},{"from":300001,"to":2000000,"rate":473.26,"discount":-0.05},{"from":2000001,"to":10000000,"rate":448.35,"discount":-0.1},{"from":10000001,"to":20000000,"rate":423.44,"discount":-0.15},{"from":20000001,"to":40000000,"rate":398.54,"discount":-0.2},{"from":40000001,"to":null,"rate":373.63,"discount":-0.25}]}},{"market":"India","marketing":168.05,"utility":19.97,"authentication":19.97,"authenticationInternational":433.68,"service":19.97,"tiers":{"utility":[{"from":0,"to":25000000,"rate":19.97,"discount":0},{"from":25000001,"to":50000000,"rate":18.77,"discount":-0.06},{"from":50000001,"to":100000000,"rate":17.57,"discount":-0.12},{"from":100000001,"to":200000000,"rate":16.38,"discount":-0.18},{"from":200000001,"to":300000000,"rate":15.18,"discount":-0.24},{"from":300000001,"to":null,"rate":13.98,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":19.97,"discount":0},{"from":750001,"to":15000000,"rate":18.77,"discount":-0.06},{"from":15000001,"to":20000000,"rate":17.57,"discount":-0.12},{"from":20000001,"to":50000000,"rate":16.38,"discount":-0.18},{"from":50000001,"to":100000000,"rate":15.18,"discount":-0.24},{"from":100000001,"to":null,"rate":13.98,"discount":-0.3}]}},{"market":"Indonesia","marketing":586.33,"utility":356.65,"authentication":356.65,"authenticationInternational":1940.13,"service":356.65,"tiers":{"utility":[{"from":0,"to":750000,"rate":356.65,"discount":0},{"from":750001,"to":4000000,"rate":338.82,"discount":-0.05},{"from":4000001,"to":25000000,"rate":320.99,"discount":-0.1},{"from":25000001,"to":75000000,"rate":303.15,"discount":-0.15},{"from":75000001,"to":150000000,"rate":285.32,"discount":-0.2},{"from":150000001,"to":null,"rate":267.49,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":356.65,"discount":0},{"from":750001,"to":2000000,"rate":338.82,"discount":-0.05},{"from":2000001,"to":6000000,"rate":320.99,"discount":-0.1},{"from":6000001,"to":30000000,"rate":303.15,"discount":-0.15},{"from":30000001,"to":60000000,"rate":285.32,"discount":-0.2},{"from":60000001,"to":null,"rate":267.49,"discount":-0.25}]}},{"market":"Iraq","marketing":486.68,"utility":112.67,"authentication":112.67,"authenticationInternational":1825.48,"service":112.67,"tiers":{"utility":[{"from":0,"to":100000,"rate":112.67,"discount":0},{"from":100001,"to":1000000,"rate":107.04,"discount":-0.05},{"from":1000001,"to":4500000,"rate":101.4,"discount":-0.1},{"from":4500001,"to":40000000,"rate":95.77,"discount":-0.15},{"from":40000001,"to":80000000,"rate":90.14,"discount":-0.2},{"from":80000001,"to":null,"rate":84.5,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":112.67,"discount":0},{"from":300001,"to":2000000,"rate":107.04,"discount":-0.05},{"from":2000001,"to":10000000,"rate":101.4,"discount":-0.1},{"from":10000001,"to":20000000,"rate":95.77,"discount":-0.15},{"from":20000001,"to":40000000,"rate":90.14,"discount":-0.2},{"from":40000001,"to":null,"rate":84.5,"discount":-0.25}]}},{"market":"Israel","marketing":503.79,"utility":75.64,"authentication":75.64,"authenticationInternational":null,"service":75.64,"tiers":{"utility":[{"from":0,"to":100000,"rate":75.64,"discount":0},{"from":100001,"to":1000000,"rate":71.86,"discount":-0.05},{"from":1000001,"to":4500000,"rate":68.08,"discount":-0.1},{"from":4500001,"to":40000000,"rate":64.29,"discount":-0.15},{"from":40000001,"to":80000000,"rate":60.51,"discount":-0.2},{"from":80000001,"to":null,"rate":56.73,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":75.64,"discount":0},{"from":300001,"to":2000000,"rate":71.86,"discount":-0.05},{"from":2000001,"to":10000000,"rate":68.08,"discount":-0.1},{"from":10000001,"to":20000000,"rate":64.29,"discount":-0.15},{"from":20000001,"to":40000000,"rate":60.51,"discount":-0.2},{"from":40000001,"to":null,"rate":56.73,"discount":-0.25}]}},{"market":"Italy","marketing":1133.39,"utility":427.89,"authentication":427.89,"authenticationInternational":null,"service":427.89,"tiers":{"utility":[{"from":0,"to":100000,"rate":427.89,"discount":0},{"from":100001,"to":1000000,"rate":406.5,"discount":-0.05},{"from":1000001,"to":4500000,"rate":385.1,"discount":-0.1},{"from":4500001,"to":40000000,"rate":363.71,"discount":-0.15},{"from":40000001,"to":80000000,"rate":342.31,"discount":-0.2},{"from":80000001,"to":null,"rate":320.92,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":427.89,"discount":0},{"from":300001,"to":2000000,"rate":406.5,"discount":-0.05},{"from":2000001,"to":10000000,"rate":385.1,"discount":-0.1},{"from":10000001,"to":20000000,"rate":363.71,"discount":-0.15},{"from":20000001,"to":40000000,"rate":342.31,"discount":-0.2},{"from":40000001,"to":null,"rate":320.92,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":861.62,"utility":256.77,"authentication":256.77,"authenticationInternational":2282.39,"service":256.77,"tiers":{"utility":[{"from":0,"to":80000,"rate":256.77,"discount":0},{"from":80001,"to":750000,"rate":243.93,"discount":-0.05},{"from":750001,"to":2250000,"rate":231.09,"discount":-0.1},{"from":2250001,"to":3000000,"rate":218.25,"discount":-0.15},{"from":3000001,"to":6000000,"rate":205.42,"discount":-0.2},{"from":6000001,"to":null,"rate":192.58,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":256.77,"discount":0},{"from":100001,"to":500000,"rate":243.93,"discount":-0.05},{"from":500001,"to":2000000,"rate":231.09,"discount":-0.1},{"from":2000001,"to":5000000,"rate":218.25,"discount":-0.15},{"from":5000001,"to":10000000,"rate":205.42,"discount":-0.2},{"from":10000001,"to":null,"rate":192.58,"discount":-0.25}]}},{"market":"Kuwait","marketing":1130.56,"utility":627.51,"authentication":627.51,"authenticationInternational":1711.38,"service":627.51,"tiers":{"utility":[{"from":0,"to":100000,"rate":627.51,"discount":0},{"from":100001,"to":1000000,"rate":596.13,"discount":-0.05},{"from":1000001,"to":4500000,"rate":564.76,"discount":-0.1},{"from":4500001,"to":40000000,"rate":533.38,"discount":-0.15},{"from":40000001,"to":80000000,"rate":502.01,"discount":-0.2},{"from":80000001,"to":null,"rate":470.63,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":627.51,"discount":0},{"from":300001,"to":2000000,"rate":596.13,"discount":-0.05},{"from":2000001,"to":10000000,"rate":564.76,"discount":-0.1},{"from":10000001,"to":20000000,"rate":533.38,"discount":-0.15},{"from":20000001,"to":40000000,"rate":502.01,"discount":-0.2},{"from":40000001,"to":null,"rate":470.63,"discount":-0.25}]}},{"market":"Malaysia","marketing":1227.49,"utility":199.82,"authentication":199.82,"authenticationInternational":596.63,"service":199.82,"tiers":{"utility":[{"from":0,"to":150000,"rate":199.82,"discount":0},{"from":150001,"to":1000000,"rate":189.83,"discount":-0.05},{"from":1000001,"to":4000000,"rate":179.84,"discount":-0.1},{"from":4000001,"to":25000000,"rate":169.85,"discount":-0.15},{"from":25000001,"to":50000000,"rate":159.86,"discount":-0.2},{"from":50000001,"to":null,"rate":149.87,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":199.82,"discount":0},{"from":100001,"to":300000,"rate":189.83,"discount":-0.05},{"from":300001,"to":1000000,"rate":179.84,"discount":-0.1},{"from":1000001,"to":10000000,"rate":169.85,"discount":-0.15},{"from":10000001,"to":20000000,"rate":159.86,"discount":-0.2},{"from":20000001,"to":null,"rate":149.87,"discount":-0.25}]}},{"market":"Mexico","marketing":565.94,"utility":121.24,"authentication":121.24,"authenticationInternational":null,"service":121.24,"tiers":{"utility":[{"from":0,"to":1000000,"rate":121.24,"discount":0},{"from":1000001,"to":5000000,"rate":115.18,"discount":-0.05},{"from":5000001,"to":10000000,"rate":109.12,"discount":-0.1},{"from":10000001,"to":20000000,"rate":103.05,"discount":-0.15},{"from":20000001,"to":40000000,"rate":96.99,"discount":-0.2},{"from":40000001,"to":null,"rate":90.93,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":121.24,"discount":0},{"from":250001,"to":1000000,"rate":115.18,"discount":-0.05},{"from":1000001,"to":3000000,"rate":109.12,"discount":-0.1},{"from":3000001,"to":5000000,"rate":103.05,"discount":-0.15},{"from":5000001,"to":10000000,"rate":96.99,"discount":-0.2},{"from":10000001,"to":null,"rate":90.93,"discount":-0.25}]}},{"market":"Morocco","marketing":591.08,"utility":328.1,"authentication":328.1,"authenticationInternational":1156.89,"service":328.1,"tiers":{"utility":[{"from":0,"to":100000,"rate":328.1,"discount":0},{"from":100001,"to":1000000,"rate":311.7,"discount":-0.05},{"from":1000001,"to":4500000,"rate":295.29,"discount":-0.1},{"from":4500001,"to":40000000,"rate":278.89,"discount":-0.15},{"from":40000001,"to":80000000,"rate":262.48,"discount":-0.2},{"from":80000001,"to":null,"rate":246.08,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":328.1,"discount":0},{"from":300001,"to":2000000,"rate":311.7,"discount":-0.05},{"from":2000001,"to":10000000,"rate":295.29,"discount":-0.1},{"from":10000001,"to":20000000,"rate":278.89,"discount":-0.15},{"from":20000001,"to":40000000,"rate":262.48,"discount":-0.2},{"from":40000001,"to":null,"rate":246.08,"discount":-0.25}]}},{"market":"Netherlands","marketing":2279.8,"utility":713.78,"authentication":713.78,"authenticationInternational":null,"service":713.78,"tiers":{"utility":[{"from":0,"to":100000,"rate":713.78,"discount":0},{"from":100001,"to":1000000,"rate":678.09,"discount":-0.05},{"from":1000001,"to":4500000,"rate":642.4,"discount":-0.1},{"from":4500001,"to":40000000,"rate":606.71,"discount":-0.15},{"from":40000001,"to":80000000,"rate":571.02,"discount":-0.2},{"from":80000001,"to":null,"rate":535.34,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":713.78,"discount":0},{"from":300001,"to":2000000,"rate":678.09,"discount":-0.05},{"from":2000001,"to":10000000,"rate":642.4,"discount":-0.1},{"from":10000001,"to":20000000,"rate":606.71,"discount":-0.15},{"from":20000001,"to":40000000,"rate":571.02,"discount":-0.2},{"from":40000001,"to":null,"rate":535.34,"discount":-0.25}]}},{"market":"Nepal","marketing":1044.97,"utility":48.52,"authentication":48.52,"authenticationInternational":1598.43,"service":48.52,"tiers":{"utility":[{"from":0,"to":150000,"rate":48.52,"discount":0},{"from":150001,"to":1000000,"rate":46.09,"discount":-0.05},{"from":1000001,"to":4000000,"rate":43.67,"discount":-0.1},{"from":4000001,"to":25000000,"rate":41.24,"discount":-0.15},{"from":25000001,"to":50000000,"rate":38.82,"discount":-0.2},{"from":50000001,"to":null,"rate":36.39,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":48.52,"discount":0},{"from":100001,"to":300000,"rate":46.09,"discount":-0.05},{"from":300001,"to":1000000,"rate":43.67,"discount":-0.1},{"from":1000001,"to":10000000,"rate":41.24,"discount":-0.15},{"from":10000001,"to":20000000,"rate":38.82,"discount":-0.2},{"from":20000001,"to":null,"rate":36.39,"discount":-0.25}]}},{"market":"Nigeria","marketing":737.05,"utility":95.7,"authentication":95.7,"authenticationInternational":1071.67,"service":95.7,"tiers":{"utility":[{"from":0,"to":100000,"rate":95.7,"discount":0},{"from":100001,"to":1000000,"rate":90.92,"discount":-0.05},{"from":1000001,"to":4500000,"rate":86.13,"discount":-0.1},{"from":4500001,"to":40000000,"rate":81.35,"discount":-0.15},{"from":40000001,"to":80000000,"rate":76.56,"discount":-0.2},{"from":80000001,"to":null,"rate":71.78,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":95.7,"discount":0},{"from":300001,"to":2000000,"rate":90.92,"discount":-0.05},{"from":2000001,"to":10000000,"rate":86.13,"discount":-0.1},{"from":10000001,"to":20000000,"rate":81.35,"discount":-0.15},{"from":20000001,"to":40000000,"rate":76.56,"discount":-0.2},{"from":40000001,"to":null,"rate":71.78,"discount":-0.25}]}},{"market":"Oman","marketing":486.68,"utility":352.26,"authentication":352.26,"authenticationInternational":855.69,"service":352.26,"tiers":{"utility":[{"from":0,"to":100000,"rate":352.26,"discount":0},{"from":100001,"to":1000000,"rate":334.65,"discount":-0.05},{"from":1000001,"to":4500000,"rate":317.03,"discount":-0.1},{"from":4500001,"to":40000000,"rate":299.42,"discount":-0.15},{"from":40000001,"to":80000000,"rate":281.81,"discount":-0.2},{"from":80000001,"to":null,"rate":264.2,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":352.26,"discount":0},{"from":300001,"to":2000000,"rate":334.65,"discount":-0.05},{"from":2000001,"to":10000000,"rate":317.03,"discount":-0.1},{"from":10000001,"to":20000000,"rate":299.42,"discount":-0.15},{"from":20000001,"to":40000000,"rate":281.81,"discount":-0.2},{"from":40000001,"to":null,"rate":264.2,"discount":-0.25}]}},{"market":"Pakistan","marketing":675.37,"utility":214.17,"authentication":214.17,"authenticationInternational":1071.67,"service":214.17,"tiers":{"utility":[{"from":0,"to":150000,"rate":214.17,"discount":0},{"from":150001,"to":1000000,"rate":203.46,"discount":-0.05},{"from":1000001,"to":4000000,"rate":192.75,"discount":-0.1},{"from":4000001,"to":25000000,"rate":182.04,"discount":-0.15},{"from":25000001,"to":50000000,"rate":171.34,"discount":-0.2},{"from":50000001,"to":null,"rate":160.63,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":214.17,"discount":0},{"from":100001,"to":300000,"rate":203.46,"discount":-0.05},{"from":300001,"to":1000000,"rate":192.75,"discount":-0.1},{"from":1000001,"to":10000000,"rate":182.04,"discount":-0.15},{"from":10000001,"to":20000000,"rate":171.34,"discount":-0.2},{"from":20000001,"to":null,"rate":160.63,"discount":-0.25}]}},{"market":"Peru","marketing":1003.55,"utility":428.25,"authentication":428.25,"authenticationInternational":null,"service":428.25,"tiers":{"utility":[{"from":0,"to":100000,"rate":428.25,"discount":0},{"from":100001,"to":1000000,"rate":406.84,"discount":-0.05},{"from":1000001,"to":4500000,"rate":385.43,"discount":-0.1},{"from":4500001,"to":15000000,"rate":364.01,"discount":-0.15},{"from":15000001,"to":30000000,"rate":342.6,"discount":-0.2},{"from":30000001,"to":null,"rate":321.19,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":428.25,"discount":0},{"from":120001,"to":400000,"rate":406.84,"discount":-0.05},{"from":400001,"to":1000000,"rate":385.43,"discount":-0.1},{"from":1000001,"to":5000000,"rate":364.01,"discount":-0.15},{"from":5000001,"to":10000000,"rate":342.6,"discount":-0.2},{"from":10000001,"to":null,"rate":321.19,"discount":-0.25}]}},{"market":"Poland","marketing":520.95,"utility":173.65,"authentication":173.65,"authenticationInternational":null,"service":173.65,"tiers":{"utility":[{"from":0,"to":100000,"rate":173.65,"discount":0},{"from":100001,"to":1000000,"rate":164.97,"discount":-0.05},{"from":1000001,"to":4500000,"rate":156.29,"discount":-0.1},{"from":4500001,"to":40000000,"rate":147.6,"discount":-0.15},{"from":40000001,"to":80000000,"rate":138.92,"discount":-0.2},{"from":80000001,"to":null,"rate":130.24,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":173.65,"discount":0},{"from":300001,"to":2000000,"rate":164.97,"discount":-0.05},{"from":2000001,"to":10000000,"rate":156.29,"discount":-0.1},{"from":10000001,"to":20000000,"rate":147.6,"discount":-0.15},{"from":20000001,"to":40000000,"rate":138.92,"discount":-0.2},{"from":40000001,"to":null,"rate":130.24,"discount":-0.25}]}},{"market":"Qatar","marketing":486.68,"utility":171.14,"authentication":171.14,"authenticationInternational":null,"service":171.14,"tiers":{"utility":[{"from":0,"to":100000,"rate":171.14,"discount":0},{"from":100001,"to":1000000,"rate":162.58,"discount":-0.05},{"from":1000001,"to":4500000,"rate":154.03,"discount":-0.1},{"from":4500001,"to":40000000,"rate":145.47,"discount":-0.15},{"from":40000001,"to":80000000,"rate":136.91,"discount":-0.2},{"from":80000001,"to":null,"rate":128.36,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":171.14,"discount":0},{"from":300001,"to":2000000,"rate":162.58,"discount":-0.05},{"from":2000001,"to":10000000,"rate":154.03,"discount":-0.1},{"from":10000001,"to":20000000,"rate":145.47,"discount":-0.15},{"from":20000001,"to":40000000,"rate":136.91,"discount":-0.2},{"from":40000001,"to":null,"rate":128.36,"discount":-0.25}]}},{"market":"Romania","marketing":1226.72,"utility":412.77,"authentication":412.77,"authenticationInternational":null,"service":412.77,"tiers":{"utility":[{"from":0,"to":100000,"rate":412.77,"discount":0},{"from":100001,"to":1000000,"rate":392.13,"discount":-0.05},{"from":1000001,"to":4500000,"rate":371.49,"discount":-0.1},{"from":4500001,"to":40000000,"rate":350.85,"discount":-0.15},{"from":40000001,"to":80000000,"rate":330.22,"discount":-0.2},{"from":80000001,"to":null,"rate":309.58,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":412.77,"discount":0},{"from":300001,"to":2000000,"rate":392.13,"discount":-0.05},{"from":2000001,"to":10000000,"rate":371.49,"discount":-0.1},{"from":10000001,"to":20000000,"rate":350.85,"discount":-0.15},{"from":20000001,"to":40000000,"rate":330.22,"discount":-0.2},{"from":40000001,"to":null,"rate":309.58,"discount":-0.25}]}},{"market":"Russia","marketing":1144.36,"utility":570.75,"authentication":570.75,"authenticationInternational":null,"service":570.75,"tiers":{"utility":[{"from":0,"to":100000,"rate":570.75,"discount":0},{"from":100001,"to":1000000,"rate":542.21,"discount":-0.05},{"from":1000001,"to":4500000,"rate":513.68,"discount":-0.1},{"from":4500001,"to":40000000,"rate":485.14,"discount":-0.15},{"from":40000001,"to":80000000,"rate":456.6,"discount":-0.2},{"from":80000001,"to":null,"rate":428.06,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":570.75,"discount":0},{"from":300001,"to":2000000,"rate":542.21,"discount":-0.05},{"from":2000001,"to":10000000,"rate":513.68,"discount":-0.1},{"from":10000001,"to":20000000,"rate":485.14,"discount":-0.15},{"from":20000001,"to":40000000,"rate":456.6,"discount":-0.2},{"from":40000001,"to":null,"rate":428.06,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":820.08,"utility":152.54,"authentication":152.54,"authenticationInternational":854.24,"service":152.54,"tiers":{"utility":[{"from":0,"to":100000,"rate":152.54,"discount":0},{"from":100001,"to":1000000,"rate":144.91,"discount":-0.05},{"from":1000001,"to":4500000,"rate":137.29,"discount":-0.1},{"from":4500001,"to":40000000,"rate":129.66,"discount":-0.15},{"from":40000001,"to":80000000,"rate":122.03,"discount":-0.2},{"from":80000001,"to":null,"rate":114.41,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":152.54,"discount":0},{"from":300001,"to":2000000,"rate":144.91,"discount":-0.05},{"from":2000001,"to":10000000,"rate":137.29,"discount":-0.1},{"from":10000001,"to":20000000,"rate":129.66,"discount":-0.15},{"from":20000001,"to":40000000,"rate":122.03,"discount":-0.2},{"from":40000001,"to":null,"rate":114.41,"discount":-0.25}]}},{"market":"Singapore","marketing":1044.97,"utility":228.35,"authentication":228.35,"authenticationInternational":null,"service":228.35,"tiers":{"utility":[{"from":0,"to":150000,"rate":228.35,"discount":0},{"from":150001,"to":1000000,"rate":216.93,"discount":-0.05},{"from":1000001,"to":4000000,"rate":205.52,"discount":-0.1},{"from":4000001,"to":25000000,"rate":194.1,"discount":-0.15},{"from":25000001,"to":50000000,"rate":182.68,"discount":-0.2},{"from":50000001,"to":null,"rate":171.26,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":228.35,"discount":0},{"from":100001,"to":300000,"rate":216.93,"discount":-0.05},{"from":300001,"to":1000000,"rate":205.52,"discount":-0.1},{"from":1000001,"to":10000000,"rate":194.1,"discount":-0.15},{"from":10000001,"to":20000000,"rate":182.68,"discount":-0.2},{"from":20000001,"to":null,"rate":171.26,"discount":-0.25}]}},{"market":"South Africa","marketing":541.75,"utility":135.8,"authentication":135.8,"authenticationInternational":285.89,"service":135.8,"tiers":{"utility":[{"from":0,"to":100000,"rate":135.8,"discount":0},{"from":100001,"to":1000000,"rate":129.01,"discount":-0.05},{"from":1000001,"to":4500000,"rate":122.22,"discount":-0.1},{"from":4500001,"to":40000000,"rate":115.43,"discount":-0.15},{"from":40000001,"to":80000000,"rate":108.64,"discount":-0.2},{"from":80000001,"to":null,"rate":101.85,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":135.8,"discount":0},{"from":300001,"to":2000000,"rate":129.01,"discount":-0.05},{"from":2000001,"to":10000000,"rate":122.22,"discount":-0.1},{"from":10000001,"to":20000000,"rate":115.43,"discount":-0.15},{"from":20000001,"to":40000000,"rate":108.64,"discount":-0.2},{"from":40000001,"to":null,"rate":101.85,"discount":-0.25}]}},{"market":"Spain","marketing":1008.68,"utility":285.24,"authentication":285.24,"authenticationInternational":null,"service":285.24,"tiers":{"utility":[{"from":0,"to":100000,"rate":285.24,"discount":0},{"from":100001,"to":1000000,"rate":270.98,"discount":-0.05},{"from":1000001,"to":4500000,"rate":256.72,"discount":-0.1},{"from":4500001,"to":40000000,"rate":242.45,"discount":-0.15},{"from":40000001,"to":80000000,"rate":228.19,"discount":-0.2},{"from":80000001,"to":null,"rate":213.93,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":285.24,"discount":0},{"from":300001,"to":2000000,"rate":270.98,"discount":-0.05},{"from":2000001,"to":10000000,"rate":256.72,"discount":-0.1},{"from":10000001,"to":20000000,"rate":242.45,"discount":-0.15},{"from":20000001,"to":40000000,"rate":228.19,"discount":-0.2},{"from":40000001,"to":null,"rate":213.93,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":1044.97,"utility":28.54,"authentication":28.54,"authenticationInternational":2055.12,"service":28.54,"tiers":{"utility":[{"from":0,"to":150000,"rate":28.54,"discount":0},{"from":150001,"to":1000000,"rate":27.11,"discount":-0.05},{"from":1000001,"to":4000000,"rate":25.69,"discount":-0.1},{"from":4000001,"to":25000000,"rate":24.26,"discount":-0.15},{"from":25000001,"to":50000000,"rate":22.83,"discount":-0.2},{"from":50000001,"to":null,"rate":21.41,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":28.54,"discount":0},{"from":100001,"to":300000,"rate":27.11,"discount":-0.05},{"from":300001,"to":1000000,"rate":25.69,"discount":-0.1},{"from":1000001,"to":10000000,"rate":24.26,"discount":-0.15},{"from":10000001,"to":20000000,"rate":22.83,"discount":-0.2},{"from":20000001,"to":null,"rate":21.41,"discount":-0.25}]}},{"market":"Turkey","marketing":155.56,"utility":12.84,"authentication":12.84,"authenticationInternational":null,"service":12.84,"tiers":{"utility":[{"from":0,"to":100000,"rate":12.84,"discount":0},{"from":100001,"to":1000000,"rate":12.2,"discount":-0.05},{"from":1000001,"to":4500000,"rate":11.56,"discount":-0.1},{"from":4500001,"to":40000000,"rate":10.91,"discount":-0.15},{"from":40000001,"to":80000000,"rate":10.27,"discount":-0.2},{"from":80000001,"to":null,"rate":9.63,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":12.84,"discount":0},{"from":300001,"to":2000000,"rate":12.2,"discount":-0.05},{"from":2000001,"to":10000000,"rate":11.56,"discount":-0.1},{"from":10000001,"to":20000000,"rate":10.91,"discount":-0.15},{"from":20000001,"to":40000000,"rate":10.27,"discount":-0.2},{"from":40000001,"to":null,"rate":9.63,"discount":-0.25}]}},{"market":"Ukraine","marketing":1226.72,"utility":424.16,"authentication":424.16,"authenticationInternational":1061.82,"service":424.16,"tiers":{"utility":[{"from":0,"to":100000,"rate":424.16,"discount":0},{"from":100001,"to":1000000,"rate":402.95,"discount":-0.05},{"from":1000001,"to":4500000,"rate":381.74,"discount":-0.1},{"from":4500001,"to":40000000,"rate":360.54,"discount":-0.15},{"from":40000001,"to":80000000,"rate":339.33,"discount":-0.2},{"from":80000001,"to":null,"rate":318.12,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":424.16,"discount":0},{"from":300001,"to":2000000,"rate":402.95,"discount":-0.05},{"from":2000001,"to":10000000,"rate":381.74,"discount":-0.1},{"from":10000001,"to":20000000,"rate":360.54,"discount":-0.15},{"from":20000001,"to":40000000,"rate":339.33,"discount":-0.2},{"from":40000001,"to":null,"rate":318.12,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":820.08,"utility":224.11,"authentication":224.11,"authenticationInternational":727.12,"service":224.11,"tiers":{"utility":[{"from":0,"to":100000,"rate":224.11,"discount":0},{"from":100001,"to":1000000,"rate":212.9,"discount":-0.05},{"from":1000001,"to":4500000,"rate":201.7,"discount":-0.1},{"from":4500001,"to":40000000,"rate":190.49,"discount":-0.15},{"from":40000001,"to":80000000,"rate":179.29,"discount":-0.2},{"from":80000001,"to":null,"rate":168.08,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":224.11,"discount":0},{"from":300001,"to":2000000,"rate":212.9,"discount":-0.05},{"from":2000001,"to":10000000,"rate":201.7,"discount":-0.1},{"from":10000001,"to":20000000,"rate":190.49,"discount":-0.15},{"from":20000001,"to":40000000,"rate":179.29,"discount":-0.2},{"from":40000001,"to":null,"rate":168.08,"discount":-0.25}]}},{"market":"United Kingdom","marketing":905.41,"utility":313.93,"authentication":313.93,"authenticationInternational":null,"service":313.93,"tiers":{"utility":[{"from":0,"to":100000,"rate":313.93,"discount":0},{"from":100001,"to":1000000,"rate":298.23,"discount":-0.05},{"from":1000001,"to":4500000,"rate":282.54,"discount":-0.1},{"from":4500001,"to":40000000,"rate":266.84,"discount":-0.15},{"from":40000001,"to":80000000,"rate":251.14,"discount":-0.2},{"from":80000001,"to":null,"rate":235.45,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":313.93,"discount":0},{"from":300001,"to":2000000,"rate":298.23,"discount":-0.05},{"from":2000001,"to":10000000,"rate":282.54,"discount":-0.1},{"from":10000001,"to":20000000,"rate":266.84,"discount":-0.15},{"from":20000001,"to":40000000,"rate":251.14,"discount":-0.2},{"from":40000001,"to":null,"rate":235.45,"discount":-0.25}]}},{"market":"North America","marketing":356.6,"utility":48.5,"authentication":48.5,"authenticationInternational":null,"service":48.5,"tiers":{"utility":[{"from":0,"to":80000,"rate":48.5,"discount":0},{"from":80001,"to":750000,"rate":46.08,"discount":-0.05},{"from":750001,"to":2250000,"rate":43.65,"discount":-0.1},{"from":2250001,"to":3000000,"rate":41.23,"discount":-0.15},{"from":3000001,"to":6000000,"rate":38.8,"discount":-0.2},{"from":6000001,"to":null,"rate":36.38,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":48.5,"discount":0},{"from":100001,"to":500000,"rate":46.08,"discount":-0.05},{"from":500001,"to":2000000,"rate":43.65,"discount":-0.1},{"from":2000001,"to":5000000,"rate":41.23,"discount":-0.15},{"from":5000001,"to":10000000,"rate":38.8,"discount":-0.2},{"from":10000001,"to":null,"rate":36.38,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":321.24,"utility":57.06,"authentication":57.06,"authenticationInternational":null,"service":57.06,"tiers":{"utility":[{"from":0,"to":100000,"rate":57.06,"discount":0},{"from":100001,"to":1000000,"rate":54.21,"discount":-0.05},{"from":1000001,"to":4500000,"rate":51.35,"discount":-0.1},{"from":4500001,"to":40000000,"rate":48.5,"discount":-0.15},{"from":40000001,"to":80000000,"rate":45.65,"discount":-0.2},{"from":80000001,"to":null,"rate":42.8,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":57.06,"discount":0},{"from":300001,"to":2000000,"rate":54.21,"discount":-0.05},{"from":2000001,"to":10000000,"rate":51.35,"discount":-0.1},{"from":10000001,"to":20000000,"rate":48.5,"discount":-0.15},{"from":20000001,"to":40000000,"rate":45.65,"discount":-0.2},{"from":40000001,"to":null,"rate":42.8,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":1201.72,"utility":161.27,"authentication":161.27,"authenticationInternational":null,"service":161.27,"tiers":{"utility":[{"from":0,"to":150000,"rate":161.27,"discount":0},{"from":150001,"to":1000000,"rate":153.21,"discount":-0.05},{"from":1000001,"to":4000000,"rate":145.14,"discount":-0.1},{"from":4000001,"to":25000000,"rate":137.08,"discount":-0.15},{"from":25000001,"to":50000000,"rate":129.02,"discount":-0.2},{"from":50000001,"to":null,"rate":120.95,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":161.27,"discount":0},{"from":100001,"to":300000,"rate":153.21,"discount":-0.05},{"from":300001,"to":1000000,"rate":145.14,"discount":-0.1},{"from":1000001,"to":10000000,"rate":137.08,"discount":-0.15},{"from":10000001,"to":20000000,"rate":129.02,"discount":-0.2},{"from":20000001,"to":null,"rate":120.95,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":1226.72,"utility":301.75,"authentication":301.75,"authenticationInternational":null,"service":301.75,"tiers":{"utility":[{"from":0,"to":100000,"rate":301.75,"discount":0},{"from":100001,"to":1000000,"rate":286.66,"discount":-0.05},{"from":1000001,"to":4500000,"rate":271.58,"discount":-0.1},{"from":4500001,"to":40000000,"rate":256.49,"discount":-0.15},{"from":40000001,"to":80000000,"rate":241.4,"discount":-0.2},{"from":80000001,"to":null,"rate":226.31,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":301.75,"discount":0},{"from":300001,"to":2000000,"rate":286.66,"discount":-0.05},{"from":2000001,"to":10000000,"rate":271.58,"discount":-0.1},{"from":10000001,"to":20000000,"rate":256.49,"discount":-0.15},{"from":20000001,"to":40000000,"rate":241.4,"discount":-0.2},{"from":40000001,"to":null,"rate":226.31,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":1055.54,"utility":161.18,"authentication":161.18,"authenticationInternational":null,"service":161.18,"tiers":{"utility":[{"from":0,"to":100000,"rate":161.18,"discount":0},{"from":100001,"to":1000000,"rate":153.12,"discount":-0.05},{"from":1000001,"to":4500000,"rate":145.06,"discount":-0.1},{"from":4500001,"to":15000000,"rate":137,"discount":-0.15},{"from":15000001,"to":30000000,"rate":128.94,"discount":-0.2},{"from":30000001,"to":null,"rate":120.89,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":161.18,"discount":0},{"from":120001,"to":400000,"rate":153.12,"discount":-0.05},{"from":400001,"to":1000000,"rate":145.06,"discount":-0.1},{"from":1000001,"to":5000000,"rate":137,"discount":-0.15},{"from":5000001,"to":10000000,"rate":128.94,"discount":-0.2},{"from":10000001,"to":null,"rate":120.89,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":559.68,"utility":129.78,"authentication":129.78,"authenticationInternational":null,"service":129.78,"tiers":{"utility":[{"from":0,"to":100000,"rate":129.78,"discount":0},{"from":100001,"to":1000000,"rate":123.29,"discount":-0.05},{"from":1000001,"to":4500000,"rate":116.8,"discount":-0.1},{"from":4500001,"to":40000000,"rate":110.31,"discount":-0.15},{"from":40000001,"to":80000000,"rate":103.82,"discount":-0.2},{"from":80000001,"to":null,"rate":97.34,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":129.78,"discount":0},{"from":300001,"to":2000000,"rate":123.29,"discount":-0.05},{"from":2000001,"to":10000000,"rate":116.8,"discount":-0.1},{"from":10000001,"to":20000000,"rate":110.31,"discount":-0.15},{"from":20000001,"to":40000000,"rate":103.82,"discount":-0.2},{"from":40000001,"to":null,"rate":97.34,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":844.68,"utility":243.72,"authentication":243.72,"authenticationInternational":null,"service":243.72,"tiers":{"utility":[{"from":0,"to":100000,"rate":243.72,"discount":0},{"from":100001,"to":1000000,"rate":231.53,"discount":-0.05},{"from":1000001,"to":4500000,"rate":219.35,"discount":-0.1},{"from":4500001,"to":40000000,"rate":207.16,"discount":-0.15},{"from":40000001,"to":80000000,"rate":194.98,"discount":-0.2},{"from":80000001,"to":null,"rate":182.79,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":243.72,"discount":0},{"from":300001,"to":2000000,"rate":231.53,"discount":-0.05},{"from":2000001,"to":10000000,"rate":219.35,"discount":-0.1},{"from":10000001,"to":20000000,"rate":207.16,"discount":-0.15},{"from":20000001,"to":40000000,"rate":194.98,"discount":-0.2},{"from":40000001,"to":null,"rate":182.79,"discount":-0.25}]}},{"market":"Other","marketing":861.62,"utility":109.84,"authentication":109.84,"authenticationInternational":null,"service":109.84,"tiers":{"utility":[{"from":0,"to":80000,"rate":109.84,"discount":0},{"from":80001,"to":750000,"rate":104.35,"discount":-0.05},{"from":750001,"to":2250000,"rate":98.86,"discount":-0.1},{"from":2250001,"to":3000000,"rate":93.36,"discount":-0.15},{"from":3000001,"to":6000000,"rate":87.87,"discount":-0.2},{"from":6000001,"to":null,"rate":82.38,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":109.84,"discount":0},{"from":100001,"to":500000,"rate":104.35,"discount":-0.05},{"from":500001,"to":2000000,"rate":98.86,"discount":-0.1},{"from":2000001,"to":5000000,"rate":93.36,"discount":-0.15},{"from":5000001,"to":10000000,"rate":87.87,"discount":-0.2},{"from":10000001,"to":null,"rate":82.38,"discount":-0.25}]}}]},{"currency":"INR","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":4.5293,"utility":1.9062,"authentication":1.9062,"authenticationInternational":null,"service":1.9062,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.9062,"discount":0},{"from":100001,"to":1000000,"rate":1.8109,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.7156,"discount":-0.1},{"from":4500001,"to":15000000,"rate":1.6203,"discount":-0.15},{"from":15000001,"to":30000000,"rate":1.525,"discount":-0.2},{"from":30000001,"to":null,"rate":1.4297,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":1.9062,"discount":0},{"from":120001,"to":400000,"rate":1.8109,"discount":-0.05},{"from":400001,"to":1000000,"rate":1.7156,"discount":-0.1},{"from":1000001,"to":5000000,"rate":1.6203,"discount":-0.15},{"from":5000001,"to":10000000,"rate":1.525,"discount":-0.2},{"from":10000001,"to":null,"rate":1.4297,"discount":-0.25}]}},{"market":"Bangladesh","marketing":5.3664,"utility":0.2712,"authentication":0.2712,"authenticationInternational":7.036,"service":0.2712,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.2712,"discount":0},{"from":150001,"to":1000000,"rate":0.2576,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.2441,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.2305,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.217,"discount":-0.2},{"from":50000001,"to":null,"rate":0.2034,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.2712,"discount":0},{"from":100001,"to":300000,"rate":0.2576,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.2441,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.2305,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.217,"discount":-0.2},{"from":20000001,"to":null,"rate":0.2034,"discount":-0.25}]}},{"market":"Brazil","marketing":4.5808,"utility":0.4984,"authentication":0.4984,"authenticationInternational":null,"service":0.4984,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.4984,"discount":0},{"from":250001,"to":2000000,"rate":0.4735,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.4486,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.4236,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.3987,"discount":-0.2},{"from":70000001,"to":null,"rate":0.3738,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.4984,"discount":0},{"from":500001,"to":3000000,"rate":0.4735,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.4486,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.4236,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.3987,"discount":-0.2},{"from":20000001,"to":null,"rate":0.3738,"discount":-0.25}]}},{"market":"Chile","marketing":6.5135,"utility":1.4654,"authentication":1.4654,"authenticationInternational":null,"service":1.4654,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.4654,"discount":0},{"from":100001,"to":1000000,"rate":1.3921,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.3189,"discount":-0.1},{"from":4500001,"to":15000000,"rate":1.2456,"discount":-0.15},{"from":15000001,"to":30000000,"rate":1.1723,"discount":-0.2},{"from":30000001,"to":null,"rate":1.0991,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":1.4654,"discount":0},{"from":120001,"to":400000,"rate":1.3921,"discount":-0.05},{"from":400001,"to":1000000,"rate":1.3189,"discount":-0.1},{"from":1000001,"to":5000000,"rate":1.2456,"discount":-0.15},{"from":5000001,"to":10000000,"rate":1.1723,"discount":-0.2},{"from":10000001,"to":null,"rate":1.0991,"discount":-0.25}]}},{"market":"Colombia","marketing":0.9161,"utility":0.0588,"authentication":0.0588,"authenticationInternational":null,"service":0.0588,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0588,"discount":0},{"from":100001,"to":1000000,"rate":0.0559,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0529,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.05,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.047,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0441,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0588,"discount":0},{"from":120001,"to":400000,"rate":0.0559,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0529,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.05,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.047,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0441,"discount":-0.25}]}},{"market":"Egypt","marketing":4.7191,"utility":0.2639,"authentication":0.2639,"authenticationInternational":4.7668,"service":0.2639,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.2639,"discount":0},{"from":100001,"to":1000000,"rate":0.2507,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.2375,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.2243,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.2111,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1979,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.2639,"discount":0},{"from":300001,"to":2000000,"rate":0.2507,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.2375,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.2243,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.2111,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1979,"discount":-0.25}]}},{"market":"France","marketing":6.299,"utility":2.1994,"authentication":2.1994,"authenticationInternational":null,"service":2.1994,"tiers":{"utility":[{"from":0,"to":100000,"rate":2.1994,"discount":0},{"from":100001,"to":1000000,"rate":2.0894,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.9795,"discount":-0.1},{"from":4500001,"to":40000000,"rate":1.8695,"discount":-0.15},{"from":40000001,"to":80000000,"rate":1.7595,"discount":-0.2},{"from":80000001,"to":null,"rate":1.6496,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":2.1994,"discount":0},{"from":300001,"to":2000000,"rate":2.0894,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.9795,"discount":-0.1},{"from":10000001,"to":20000000,"rate":1.8695,"discount":-0.15},{"from":20000001,"to":40000000,"rate":1.7595,"discount":-0.2},{"from":40000001,"to":null,"rate":1.6496,"discount":-0.25}]}},{"market":"Germany","marketing":10.0073,"utility":4.0322,"authentication":4.0322,"authenticationInternational":null,"service":4.0322,"tiers":{"utility":[{"from":0,"to":100000,"rate":4.0322,"discount":0},{"from":100001,"to":1000000,"rate":3.8306,"discount":-0.05},{"from":1000001,"to":4500000,"rate":3.629,"discount":-0.1},{"from":4500001,"to":40000000,"rate":3.4274,"discount":-0.15},{"from":40000001,"to":80000000,"rate":3.2258,"discount":-0.2},{"from":80000001,"to":null,"rate":3.0242,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":4.0322,"discount":0},{"from":300001,"to":2000000,"rate":3.8306,"discount":-0.05},{"from":2000001,"to":10000000,"rate":3.629,"discount":-0.1},{"from":10000001,"to":20000000,"rate":3.4274,"discount":-0.15},{"from":20000001,"to":40000000,"rate":3.2258,"discount":-0.2},{"from":40000001,"to":null,"rate":3.0242,"discount":-0.25}]}},{"market":"Hong Kong","marketing":5.3664,"utility":1.9056,"authentication":1.9056,"authenticationInternational":null,"service":1.9056,"tiers":{"utility":[{"from":0,"to":150000,"rate":1.9056,"discount":0},{"from":150001,"to":1000000,"rate":1.8103,"discount":-0.05},{"from":1000001,"to":4000000,"rate":1.715,"discount":-0.1},{"from":4000001,"to":25000000,"rate":1.6198,"discount":-0.15},{"from":25000001,"to":50000000,"rate":1.5245,"discount":-0.2},{"from":50000001,"to":null,"rate":1.4292,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":1.9056,"discount":0},{"from":100001,"to":300000,"rate":1.8103,"discount":-0.05},{"from":300001,"to":1000000,"rate":1.715,"discount":-0.1},{"from":1000001,"to":10000000,"rate":1.6198,"discount":-0.15},{"from":10000001,"to":20000000,"rate":1.5245,"discount":-0.2},{"from":20000001,"to":null,"rate":1.4292,"discount":-0.25}]}},{"market":"Hungary","marketing":6.2997,"utility":2.5583,"authentication":2.5583,"authenticationInternational":null,"service":2.5583,"tiers":{"utility":[{"from":0,"to":100000,"rate":2.5583,"discount":0},{"from":100001,"to":1000000,"rate":2.4304,"discount":-0.05},{"from":1000001,"to":4500000,"rate":2.3025,"discount":-0.1},{"from":4500001,"to":40000000,"rate":2.1746,"discount":-0.15},{"from":40000001,"to":80000000,"rate":2.0466,"discount":-0.2},{"from":80000001,"to":null,"rate":1.9187,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":2.5583,"discount":0},{"from":300001,"to":2000000,"rate":2.4304,"discount":-0.05},{"from":2000001,"to":10000000,"rate":2.3025,"discount":-0.1},{"from":10000001,"to":20000000,"rate":2.1746,"discount":-0.15},{"from":20000001,"to":40000000,"rate":2.0466,"discount":-0.2},{"from":40000001,"to":null,"rate":1.9187,"discount":-0.25}]}},{"market":"India","marketing":0.8631,"utility":0.115,"authentication":0.115,"authenticationInternational":2.4971,"service":0.115,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.115,"discount":0},{"from":25000001,"to":50000000,"rate":0.1081,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.1012,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.0943,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.0874,"discount":-0.24},{"from":300000001,"to":null,"rate":0.0805,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.115,"discount":0},{"from":750001,"to":15000000,"rate":0.1081,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.1012,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.0943,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.0874,"discount":-0.24},{"from":100000001,"to":null,"rate":0.0805,"discount":-0.3}]}},{"market":"Indonesia","marketing":3.0111,"utility":1.8316,"authentication":1.8316,"authenticationInternational":9.9638,"service":1.8316,"tiers":{"utility":[{"from":0,"to":750000,"rate":1.8316,"discount":0},{"from":750001,"to":4000000,"rate":1.74,"discount":-0.05},{"from":4000001,"to":25000000,"rate":1.6484,"discount":-0.1},{"from":25000001,"to":75000000,"rate":1.5569,"discount":-0.15},{"from":75000001,"to":150000000,"rate":1.4653,"discount":-0.2},{"from":150000001,"to":null,"rate":1.3737,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":1.8316,"discount":0},{"from":750001,"to":2000000,"rate":1.74,"discount":-0.05},{"from":2000001,"to":6000000,"rate":1.6484,"discount":-0.1},{"from":6000001,"to":30000000,"rate":1.5569,"discount":-0.15},{"from":30000001,"to":60000000,"rate":1.4653,"discount":-0.2},{"from":60000001,"to":null,"rate":1.3737,"discount":-0.25}]}},{"market":"Iraq","marketing":2.4993,"utility":0.5786,"authentication":0.5786,"authenticationInternational":9.3749,"service":0.5786,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.5786,"discount":0},{"from":100001,"to":1000000,"rate":0.5497,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.5207,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.4918,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.4629,"discount":-0.2},{"from":80000001,"to":null,"rate":0.434,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.5786,"discount":0},{"from":300001,"to":2000000,"rate":0.5497,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.5207,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.4918,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.4629,"discount":-0.2},{"from":40000001,"to":null,"rate":0.434,"discount":-0.25}]}},{"market":"Israel","marketing":2.5871,"utility":0.3885,"authentication":0.3885,"authenticationInternational":null,"service":0.3885,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.3885,"discount":0},{"from":100001,"to":1000000,"rate":0.3691,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.3497,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.3302,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.3108,"discount":-0.2},{"from":80000001,"to":null,"rate":0.2914,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.3885,"discount":0},{"from":300001,"to":2000000,"rate":0.3691,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.3497,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.3302,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.3108,"discount":-0.2},{"from":40000001,"to":null,"rate":0.2914,"discount":-0.25}]}},{"market":"Italy","marketing":5.8206,"utility":2.1974,"authentication":2.1974,"authenticationInternational":null,"service":2.1974,"tiers":{"utility":[{"from":0,"to":100000,"rate":2.1974,"discount":0},{"from":100001,"to":1000000,"rate":2.0875,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.9777,"discount":-0.1},{"from":4500001,"to":40000000,"rate":1.8678,"discount":-0.15},{"from":40000001,"to":80000000,"rate":1.7579,"discount":-0.2},{"from":80000001,"to":null,"rate":1.6481,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":2.1974,"discount":0},{"from":300001,"to":2000000,"rate":2.0875,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.9777,"discount":-0.1},{"from":10000001,"to":20000000,"rate":1.8678,"discount":-0.15},{"from":20000001,"to":40000000,"rate":1.7579,"discount":-0.2},{"from":40000001,"to":null,"rate":1.6481,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":4.4248,"utility":1.3187,"authentication":1.3187,"authenticationInternational":11.7216,"service":1.3187,"tiers":{"utility":[{"from":0,"to":80000,"rate":1.3187,"discount":0},{"from":80001,"to":750000,"rate":1.2528,"discount":-0.05},{"from":750001,"to":2250000,"rate":1.1868,"discount":-0.1},{"from":2250001,"to":3000000,"rate":1.1209,"discount":-0.15},{"from":3000001,"to":6000000,"rate":1.055,"discount":-0.2},{"from":6000001,"to":null,"rate":0.989,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":1.3187,"discount":0},{"from":100001,"to":500000,"rate":1.2528,"discount":-0.05},{"from":500001,"to":2000000,"rate":1.1868,"discount":-0.1},{"from":2000001,"to":5000000,"rate":1.1209,"discount":-0.15},{"from":5000001,"to":10000000,"rate":1.055,"discount":-0.2},{"from":10000001,"to":null,"rate":0.989,"discount":-0.25}]}},{"market":"Kuwait","marketing":5.8059,"utility":3.2226,"authentication":3.2226,"authenticationInternational":8.789,"service":3.2226,"tiers":{"utility":[{"from":0,"to":100000,"rate":3.2226,"discount":0},{"from":100001,"to":1000000,"rate":3.0615,"discount":-0.05},{"from":1000001,"to":4500000,"rate":2.9003,"discount":-0.1},{"from":4500001,"to":40000000,"rate":2.7392,"discount":-0.15},{"from":40000001,"to":80000000,"rate":2.5781,"discount":-0.2},{"from":80000001,"to":null,"rate":2.417,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":3.2226,"discount":0},{"from":300001,"to":2000000,"rate":3.0615,"discount":-0.05},{"from":2000001,"to":10000000,"rate":2.9003,"discount":-0.1},{"from":10000001,"to":20000000,"rate":2.7392,"discount":-0.15},{"from":20000001,"to":40000000,"rate":2.5781,"discount":-0.2},{"from":40000001,"to":null,"rate":2.417,"discount":-0.25}]}},{"market":"Malaysia","marketing":6.3037,"utility":1.0262,"authentication":1.0262,"authenticationInternational":3.0639,"service":1.0262,"tiers":{"utility":[{"from":0,"to":150000,"rate":1.0262,"discount":0},{"from":150001,"to":1000000,"rate":0.9749,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.9236,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.8723,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.821,"discount":-0.2},{"from":50000001,"to":null,"rate":0.7697,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":1.0262,"discount":0},{"from":100001,"to":300000,"rate":0.9749,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.9236,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.8723,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.821,"discount":-0.2},{"from":20000001,"to":null,"rate":0.7697,"discount":-0.25}]}},{"market":"Mexico","marketing":2.9064,"utility":0.6226,"authentication":0.6226,"authenticationInternational":null,"service":0.6226,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.6226,"discount":0},{"from":1000001,"to":5000000,"rate":0.5915,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.5603,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.5292,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.4981,"discount":-0.2},{"from":40000001,"to":null,"rate":0.467,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.6226,"discount":0},{"from":250001,"to":1000000,"rate":0.5915,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.5603,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.5292,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.4981,"discount":-0.2},{"from":10000001,"to":null,"rate":0.467,"discount":-0.25}]}},{"market":"Morocco","marketing":3.0354,"utility":1.6848,"authentication":1.6848,"authenticationInternational":5.9406,"service":1.6848,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.6848,"discount":0},{"from":100001,"to":1000000,"rate":1.6006,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.5163,"discount":-0.1},{"from":4500001,"to":40000000,"rate":1.4321,"discount":-0.15},{"from":40000001,"to":80000000,"rate":1.3478,"discount":-0.2},{"from":80000001,"to":null,"rate":1.2636,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":1.6848,"discount":0},{"from":300001,"to":2000000,"rate":1.6006,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.5163,"discount":-0.1},{"from":10000001,"to":20000000,"rate":1.4321,"discount":-0.15},{"from":20000001,"to":40000000,"rate":1.3478,"discount":-0.2},{"from":40000001,"to":null,"rate":1.2636,"discount":-0.25}]}},{"market":"Netherlands","marketing":11.7078,"utility":3.6656,"authentication":3.6656,"authenticationInternational":null,"service":3.6656,"tiers":{"utility":[{"from":0,"to":100000,"rate":3.6656,"discount":0},{"from":100001,"to":1000000,"rate":3.4823,"discount":-0.05},{"from":1000001,"to":4500000,"rate":3.299,"discount":-0.1},{"from":4500001,"to":40000000,"rate":3.1158,"discount":-0.15},{"from":40000001,"to":80000000,"rate":2.9325,"discount":-0.2},{"from":80000001,"to":null,"rate":2.7492,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":3.6656,"discount":0},{"from":300001,"to":2000000,"rate":3.4823,"discount":-0.05},{"from":2000001,"to":10000000,"rate":3.299,"discount":-0.1},{"from":10000001,"to":20000000,"rate":3.1158,"discount":-0.15},{"from":20000001,"to":40000000,"rate":2.9325,"discount":-0.2},{"from":40000001,"to":null,"rate":2.7492,"discount":-0.25}]}},{"market":"Nepal","marketing":5.3664,"utility":0.2492,"authentication":0.2492,"authenticationInternational":8.2087,"service":0.2492,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.2492,"discount":0},{"from":150001,"to":1000000,"rate":0.2367,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.2243,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.2118,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.1994,"discount":-0.2},{"from":50000001,"to":null,"rate":0.1869,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.2492,"discount":0},{"from":100001,"to":300000,"rate":0.2367,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.2243,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.2118,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.1994,"discount":-0.2},{"from":20000001,"to":null,"rate":0.1869,"discount":-0.25}]}},{"market":"Nigeria","marketing":3.7851,"utility":0.4915,"authentication":0.4915,"authenticationInternational":5.5035,"service":0.4915,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.4915,"discount":0},{"from":100001,"to":1000000,"rate":0.4669,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.4424,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.4178,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.3932,"discount":-0.2},{"from":80000001,"to":null,"rate":0.3686,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.4915,"discount":0},{"from":300001,"to":2000000,"rate":0.4669,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.4424,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.4178,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.3932,"discount":-0.2},{"from":40000001,"to":null,"rate":0.3686,"discount":-0.25}]}},{"market":"Oman","marketing":2.4993,"utility":1.8091,"authentication":1.8091,"authenticationInternational":4.3945,"service":1.8091,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.8091,"discount":0},{"from":100001,"to":1000000,"rate":1.7186,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.6282,"discount":-0.1},{"from":4500001,"to":40000000,"rate":1.5377,"discount":-0.15},{"from":40000001,"to":80000000,"rate":1.4473,"discount":-0.2},{"from":80000001,"to":null,"rate":1.3568,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":1.8091,"discount":0},{"from":300001,"to":2000000,"rate":1.7186,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.6282,"discount":-0.1},{"from":10000001,"to":20000000,"rate":1.5377,"discount":-0.15},{"from":20000001,"to":40000000,"rate":1.4473,"discount":-0.2},{"from":40000001,"to":null,"rate":1.3568,"discount":-0.25}]}},{"market":"Pakistan","marketing":3.4683,"utility":1.1,"authentication":1.1,"authenticationInternational":5.5035,"service":1.1,"tiers":{"utility":[{"from":0,"to":150000,"rate":1.1,"discount":0},{"from":150001,"to":1000000,"rate":1.045,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.99,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.935,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.88,"discount":-0.2},{"from":50000001,"to":null,"rate":0.825,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":1.1,"discount":0},{"from":100001,"to":300000,"rate":1.045,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.99,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.935,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.88,"discount":-0.2},{"from":20000001,"to":null,"rate":0.825,"discount":-0.25}]}},{"market":"Peru","marketing":5.1536,"utility":2.1993,"authentication":2.1993,"authenticationInternational":null,"service":2.1993,"tiers":{"utility":[{"from":0,"to":100000,"rate":2.1993,"discount":0},{"from":100001,"to":1000000,"rate":2.0893,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.9794,"discount":-0.1},{"from":4500001,"to":15000000,"rate":1.8694,"discount":-0.15},{"from":15000001,"to":30000000,"rate":1.7594,"discount":-0.2},{"from":30000001,"to":null,"rate":1.6495,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":2.1993,"discount":0},{"from":120001,"to":400000,"rate":2.0893,"discount":-0.05},{"from":400001,"to":1000000,"rate":1.9794,"discount":-0.1},{"from":1000001,"to":5000000,"rate":1.8694,"discount":-0.15},{"from":5000001,"to":10000000,"rate":1.7594,"discount":-0.2},{"from":10000001,"to":null,"rate":1.6495,"discount":-0.25}]}},{"market":"Poland","marketing":2.6754,"utility":0.8918,"authentication":0.8918,"authenticationInternational":null,"service":0.8918,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.8918,"discount":0},{"from":100001,"to":1000000,"rate":0.8472,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.8026,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.758,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.7134,"discount":-0.2},{"from":80000001,"to":null,"rate":0.6689,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.8918,"discount":0},{"from":300001,"to":2000000,"rate":0.8472,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.8026,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.758,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.7134,"discount":-0.2},{"from":40000001,"to":null,"rate":0.6689,"discount":-0.25}]}},{"market":"Qatar","marketing":2.4993,"utility":0.8789,"authentication":0.8789,"authenticationInternational":null,"service":0.8789,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.8789,"discount":0},{"from":100001,"to":1000000,"rate":0.835,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.791,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.7471,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.7031,"discount":-0.2},{"from":80000001,"to":null,"rate":0.6592,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.8789,"discount":0},{"from":300001,"to":2000000,"rate":0.835,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.791,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.7471,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.7031,"discount":-0.2},{"from":40000001,"to":null,"rate":0.6592,"discount":-0.25}]}},{"market":"Romania","marketing":6.2997,"utility":2.1197,"authentication":2.1197,"authenticationInternational":null,"service":2.1197,"tiers":{"utility":[{"from":0,"to":100000,"rate":2.1197,"discount":0},{"from":100001,"to":1000000,"rate":2.0137,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.9077,"discount":-0.1},{"from":4500001,"to":40000000,"rate":1.8017,"discount":-0.15},{"from":40000001,"to":80000000,"rate":1.6958,"discount":-0.2},{"from":80000001,"to":null,"rate":1.5898,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":2.1197,"discount":0},{"from":300001,"to":2000000,"rate":2.0137,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.9077,"discount":-0.1},{"from":10000001,"to":20000000,"rate":1.8017,"discount":-0.15},{"from":20000001,"to":40000000,"rate":1.6958,"discount":-0.2},{"from":40000001,"to":null,"rate":1.5898,"discount":-0.25}]}},{"market":"Russia","marketing":5.8767,"utility":2.9311,"authentication":2.9311,"authenticationInternational":null,"service":2.9311,"tiers":{"utility":[{"from":0,"to":100000,"rate":2.9311,"discount":0},{"from":100001,"to":1000000,"rate":2.7845,"discount":-0.05},{"from":1000001,"to":4500000,"rate":2.638,"discount":-0.1},{"from":4500001,"to":40000000,"rate":2.4914,"discount":-0.15},{"from":40000001,"to":80000000,"rate":2.3449,"discount":-0.2},{"from":80000001,"to":null,"rate":2.1983,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":2.9311,"discount":0},{"from":300001,"to":2000000,"rate":2.7845,"discount":-0.05},{"from":2000001,"to":10000000,"rate":2.638,"discount":-0.1},{"from":10000001,"to":20000000,"rate":2.4914,"discount":-0.15},{"from":20000001,"to":40000000,"rate":2.3449,"discount":-0.2},{"from":40000001,"to":null,"rate":2.1983,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":4.2114,"utility":0.7834,"authentication":0.7834,"authenticationInternational":4.3871,"service":0.7834,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.7834,"discount":0},{"from":100001,"to":1000000,"rate":0.7442,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.7051,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.6659,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.6267,"discount":-0.2},{"from":80000001,"to":null,"rate":0.5876,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.7834,"discount":0},{"from":300001,"to":2000000,"rate":0.7442,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.7051,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.6659,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.6267,"discount":-0.2},{"from":40000001,"to":null,"rate":0.5876,"discount":-0.25}]}},{"market":"Singapore","marketing":5.3664,"utility":1.1727,"authentication":1.1727,"authenticationInternational":null,"service":1.1727,"tiers":{"utility":[{"from":0,"to":150000,"rate":1.1727,"discount":0},{"from":150001,"to":1000000,"rate":1.1141,"discount":-0.05},{"from":1000001,"to":4000000,"rate":1.0554,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.9968,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.9382,"discount":-0.2},{"from":50000001,"to":null,"rate":0.8795,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":1.1727,"discount":0},{"from":100001,"to":300000,"rate":1.1141,"discount":-0.05},{"from":300001,"to":1000000,"rate":1.0554,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.9968,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.9382,"discount":-0.2},{"from":20000001,"to":null,"rate":0.8795,"discount":-0.25}]}},{"market":"South Africa","marketing":2.7821,"utility":0.6974,"authentication":0.6974,"authenticationInternational":1.4681,"service":0.6974,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.6974,"discount":0},{"from":100001,"to":1000000,"rate":0.6625,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.6277,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.5928,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.5579,"discount":-0.2},{"from":80000001,"to":null,"rate":0.5231,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.6974,"discount":0},{"from":300001,"to":2000000,"rate":0.6625,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.6277,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.5928,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.5579,"discount":-0.2},{"from":40000001,"to":null,"rate":0.5231,"discount":-0.25}]}},{"market":"Spain","marketing":5.1801,"utility":1.4648,"authentication":1.4648,"authenticationInternational":null,"service":1.4648,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.4648,"discount":0},{"from":100001,"to":1000000,"rate":1.3916,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.3183,"discount":-0.1},{"from":4500001,"to":40000000,"rate":1.2451,"discount":-0.15},{"from":40000001,"to":80000000,"rate":1.1718,"discount":-0.2},{"from":80000001,"to":null,"rate":1.0986,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":1.4648,"discount":0},{"from":300001,"to":2000000,"rate":1.3916,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.3183,"discount":-0.1},{"from":10000001,"to":20000000,"rate":1.2451,"discount":-0.15},{"from":20000001,"to":40000000,"rate":1.1718,"discount":-0.2},{"from":40000001,"to":null,"rate":1.0986,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":5.3664,"utility":0.1466,"authentication":0.1466,"authenticationInternational":10.5541,"service":0.1466,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.1466,"discount":0},{"from":150001,"to":1000000,"rate":0.1393,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.1319,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.1246,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.1173,"discount":-0.2},{"from":50000001,"to":null,"rate":0.11,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.1466,"discount":0},{"from":100001,"to":300000,"rate":0.1393,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.1319,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.1246,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.1173,"discount":-0.2},{"from":20000001,"to":null,"rate":0.11,"discount":-0.25}]}},{"market":"Turkey","marketing":0.7989,"utility":0.066,"authentication":0.066,"authenticationInternational":null,"service":0.066,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.066,"discount":0},{"from":100001,"to":1000000,"rate":0.0627,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0594,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0561,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0528,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0495,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.066,"discount":0},{"from":300001,"to":2000000,"rate":0.0627,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0594,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0561,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0528,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0495,"discount":-0.25}]}},{"market":"Ukraine","marketing":6.2997,"utility":2.1782,"authentication":2.1782,"authenticationInternational":5.4528,"service":2.1782,"tiers":{"utility":[{"from":0,"to":100000,"rate":2.1782,"discount":0},{"from":100001,"to":1000000,"rate":2.0693,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.9604,"discount":-0.1},{"from":4500001,"to":40000000,"rate":1.8515,"discount":-0.15},{"from":40000001,"to":80000000,"rate":1.7426,"discount":-0.2},{"from":80000001,"to":null,"rate":1.6337,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":2.1782,"discount":0},{"from":300001,"to":2000000,"rate":2.0693,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.9604,"discount":-0.1},{"from":10000001,"to":20000000,"rate":1.8515,"discount":-0.15},{"from":20000001,"to":40000000,"rate":1.7426,"discount":-0.2},{"from":40000001,"to":null,"rate":1.6337,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":4.2114,"utility":1.1509,"authentication":1.1509,"authenticationInternational":3.7342,"service":1.1509,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.1509,"discount":0},{"from":100001,"to":1000000,"rate":1.0934,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.0358,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.9783,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.9207,"discount":-0.2},{"from":80000001,"to":null,"rate":0.8632,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":1.1509,"discount":0},{"from":300001,"to":2000000,"rate":1.0934,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.0358,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.9783,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.9207,"discount":-0.2},{"from":40000001,"to":null,"rate":0.8632,"discount":-0.25}]}},{"market":"United Kingdom","marketing":4.6496,"utility":1.6122,"authentication":1.6122,"authenticationInternational":null,"service":1.6122,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.6122,"discount":0},{"from":100001,"to":1000000,"rate":1.5316,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.451,"discount":-0.1},{"from":4500001,"to":40000000,"rate":1.3704,"discount":-0.15},{"from":40000001,"to":80000000,"rate":1.2898,"discount":-0.2},{"from":80000001,"to":null,"rate":1.2092,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":1.6122,"discount":0},{"from":300001,"to":2000000,"rate":1.5316,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.451,"discount":-0.1},{"from":10000001,"to":20000000,"rate":1.3704,"discount":-0.15},{"from":20000001,"to":40000000,"rate":1.2898,"discount":-0.2},{"from":40000001,"to":null,"rate":1.2092,"discount":-0.25}]}},{"market":"North America","marketing":1.8313,"utility":0.2491,"authentication":0.2491,"authenticationInternational":null,"service":0.2491,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.2491,"discount":0},{"from":80001,"to":750000,"rate":0.2366,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.2242,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.2117,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.1993,"discount":-0.2},{"from":6000001,"to":null,"rate":0.1868,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.2491,"discount":0},{"from":100001,"to":500000,"rate":0.2366,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.2242,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.2117,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.1993,"discount":-0.2},{"from":10000001,"to":null,"rate":0.1868,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":1.6497,"utility":0.293,"authentication":0.293,"authenticationInternational":null,"service":0.293,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.293,"discount":0},{"from":100001,"to":1000000,"rate":0.2784,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.2637,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.2491,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.2344,"discount":-0.2},{"from":80000001,"to":null,"rate":0.2198,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.293,"discount":0},{"from":300001,"to":2000000,"rate":0.2784,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.2637,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.2491,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.2344,"discount":-0.2},{"from":40000001,"to":null,"rate":0.2198,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":6.1714,"utility":0.8282,"authentication":0.8282,"authenticationInternational":null,"service":0.8282,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.8282,"discount":0},{"from":150001,"to":1000000,"rate":0.7868,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.7454,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.704,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.6626,"discount":-0.2},{"from":50000001,"to":null,"rate":0.6212,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.8282,"discount":0},{"from":100001,"to":300000,"rate":0.7868,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.7454,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.704,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.6626,"discount":-0.2},{"from":20000001,"to":null,"rate":0.6212,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":6.2997,"utility":1.5496,"authentication":1.5496,"authenticationInternational":null,"service":1.5496,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.5496,"discount":0},{"from":100001,"to":1000000,"rate":1.4721,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.3946,"discount":-0.1},{"from":4500001,"to":40000000,"rate":1.3172,"discount":-0.15},{"from":40000001,"to":80000000,"rate":1.2397,"discount":-0.2},{"from":80000001,"to":null,"rate":1.1622,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":1.5496,"discount":0},{"from":300001,"to":2000000,"rate":1.4721,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.3946,"discount":-0.1},{"from":10000001,"to":20000000,"rate":1.3172,"discount":-0.15},{"from":20000001,"to":40000000,"rate":1.2397,"discount":-0.2},{"from":40000001,"to":null,"rate":1.1622,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":5.4207,"utility":0.8278,"authentication":0.8278,"authenticationInternational":null,"service":0.8278,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.8278,"discount":0},{"from":100001,"to":1000000,"rate":0.7864,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.745,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.7036,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.6622,"discount":-0.2},{"from":30000001,"to":null,"rate":0.6209,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.8278,"discount":0},{"from":120001,"to":400000,"rate":0.7864,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.745,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.7036,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.6622,"discount":-0.2},{"from":10000001,"to":null,"rate":0.6209,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":2.8742,"utility":0.6665,"authentication":0.6665,"authenticationInternational":null,"service":0.6665,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.6665,"discount":0},{"from":100001,"to":1000000,"rate":0.6332,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.5999,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.5665,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.5332,"discount":-0.2},{"from":80000001,"to":null,"rate":0.4999,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.6665,"discount":0},{"from":300001,"to":2000000,"rate":0.6332,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.5999,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.5665,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.5332,"discount":-0.2},{"from":40000001,"to":null,"rate":0.4999,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":4.3378,"utility":1.2516,"authentication":1.2516,"authenticationInternational":null,"service":1.2516,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.2516,"discount":0},{"from":100001,"to":1000000,"rate":1.189,"discount":-0.05},{"from":1000001,"to":4500000,"rate":1.1264,"discount":-0.1},{"from":4500001,"to":40000000,"rate":1.0639,"discount":-0.15},{"from":40000001,"to":80000000,"rate":1.0013,"discount":-0.2},{"from":80000001,"to":null,"rate":0.9387,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":1.2516,"discount":0},{"from":300001,"to":2000000,"rate":1.189,"discount":-0.05},{"from":2000001,"to":10000000,"rate":1.1264,"discount":-0.1},{"from":10000001,"to":20000000,"rate":1.0639,"discount":-0.15},{"from":20000001,"to":40000000,"rate":1.0013,"discount":-0.2},{"from":40000001,"to":null,"rate":0.9387,"discount":-0.25}]}},{"market":"Other","marketing":4.4248,"utility":0.5641,"authentication":0.5641,"authenticationInternational":null,"service":0.5641,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.5641,"discount":0},{"from":80001,"to":750000,"rate":0.5359,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.5077,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.4795,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.4513,"discount":-0.2},{"from":6000001,"to":null,"rate":0.4231,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.5641,"discount":0},{"from":100001,"to":500000,"rate":0.5359,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.5077,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.4795,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.4513,"discount":-0.2},{"from":10000001,"to":null,"rate":0.4231,"discount":-0.25}]}}]},{"currency":"MXN","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":1.1375,"utility":0.4786,"authentication":0.4786,"authenticationInternational":null,"service":0.4786,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.4786,"discount":0},{"from":100001,"to":1000000,"rate":0.4547,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.4307,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.4068,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.3829,"discount":-0.2},{"from":30000001,"to":null,"rate":0.359,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.4786,"discount":0},{"from":120001,"to":400000,"rate":0.4547,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.4307,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.4068,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.3829,"discount":-0.2},{"from":10000001,"to":null,"rate":0.359,"discount":-0.25}]}},{"market":"Bangladesh","marketing":1.3473,"utility":0.0681,"authentication":0.0681,"authenticationInternational":1.7671,"service":0.0681,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0681,"discount":0},{"from":150001,"to":1000000,"rate":0.0647,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0613,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0579,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0545,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0511,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0681,"discount":0},{"from":100001,"to":300000,"rate":0.0647,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0613,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0579,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0545,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0511,"discount":-0.25}]}},{"market":"Brazil","marketing":1.1504,"utility":0.1252,"authentication":0.1252,"authenticationInternational":null,"service":0.1252,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.1252,"discount":0},{"from":250001,"to":2000000,"rate":0.1189,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.1127,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.1064,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.1002,"discount":-0.2},{"from":70000001,"to":null,"rate":0.0939,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.1252,"discount":0},{"from":500001,"to":3000000,"rate":0.1189,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.1127,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.1064,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.1002,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0939,"discount":-0.25}]}},{"market":"Chile","marketing":1.6363,"utility":0.3681,"authentication":0.3681,"authenticationInternational":null,"service":0.3681,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.3681,"discount":0},{"from":100001,"to":1000000,"rate":0.3497,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.3313,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.3129,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.2945,"discount":-0.2},{"from":30000001,"to":null,"rate":0.2761,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.3681,"discount":0},{"from":120001,"to":400000,"rate":0.3497,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.3313,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.3129,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.2945,"discount":-0.2},{"from":10000001,"to":null,"rate":0.2761,"discount":-0.25}]}},{"market":"Colombia","marketing":0.2301,"utility":0.0147,"authentication":0.0147,"authenticationInternational":null,"service":0.0147,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0147,"discount":0},{"from":100001,"to":1000000,"rate":0.014,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0132,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0125,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0118,"discount":-0.2},{"from":30000001,"to":null,"rate":0.011,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0147,"discount":0},{"from":120001,"to":400000,"rate":0.014,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0132,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0125,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0118,"discount":-0.2},{"from":10000001,"to":null,"rate":0.011,"discount":-0.25}]}},{"market":"Egypt","marketing":1.1853,"utility":0.0663,"authentication":0.0663,"authenticationInternational":1.1964,"service":0.0663,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0663,"discount":0},{"from":100001,"to":1000000,"rate":0.063,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0597,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0564,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.053,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0497,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0663,"discount":0},{"from":300001,"to":2000000,"rate":0.063,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0597,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0564,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.053,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0497,"discount":-0.25}]}},{"market":"France","marketing":1.5811,"utility":0.5522,"authentication":0.5522,"authenticationInternational":null,"service":0.5522,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.5522,"discount":0},{"from":100001,"to":1000000,"rate":0.5246,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.497,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.4694,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.4418,"discount":-0.2},{"from":80000001,"to":null,"rate":0.4142,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.5522,"discount":0},{"from":300001,"to":2000000,"rate":0.5246,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.497,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.4694,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.4418,"discount":-0.2},{"from":40000001,"to":null,"rate":0.4142,"discount":-0.25}]}},{"market":"Germany","marketing":2.5124,"utility":1.0123,"authentication":1.0123,"authenticationInternational":null,"service":1.0123,"tiers":{"utility":[{"from":0,"to":100000,"rate":1.0123,"discount":0},{"from":100001,"to":1000000,"rate":0.9617,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.9111,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.8605,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.8098,"discount":-0.2},{"from":80000001,"to":null,"rate":0.7592,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":1.0123,"discount":0},{"from":300001,"to":2000000,"rate":0.9617,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.9111,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.8605,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.8098,"discount":-0.2},{"from":40000001,"to":null,"rate":0.7592,"discount":-0.25}]}},{"market":"Hong Kong","marketing":1.3473,"utility":0.4786,"authentication":0.4786,"authenticationInternational":null,"service":0.4786,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.4786,"discount":0},{"from":150001,"to":1000000,"rate":0.4547,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.4307,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.4068,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.3829,"discount":-0.2},{"from":50000001,"to":null,"rate":0.359,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.4786,"discount":0},{"from":100001,"to":300000,"rate":0.4547,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.4307,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.4068,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.3829,"discount":-0.2},{"from":20000001,"to":null,"rate":0.359,"discount":-0.25}]}},{"market":"Hungary","marketing":1.5829,"utility":0.6442,"authentication":0.6442,"authenticationInternational":null,"service":0.6442,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.6442,"discount":0},{"from":100001,"to":1000000,"rate":0.612,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.5798,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.5476,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.5154,"discount":-0.2},{"from":80000001,"to":null,"rate":0.4832,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.6442,"discount":0},{"from":300001,"to":2000000,"rate":0.612,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.5798,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.5476,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.5154,"discount":-0.2},{"from":40000001,"to":null,"rate":0.4832,"discount":-0.25}]}},{"market":"India","marketing":0.2172,"utility":0.0258,"authentication":0.0258,"authenticationInternational":0.5596,"service":0.0258,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.0258,"discount":0},{"from":25000001,"to":50000000,"rate":0.0243,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.0227,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.0212,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.0196,"discount":-0.24},{"from":300000001,"to":null,"rate":0.0181,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.0258,"discount":0},{"from":750001,"to":15000000,"rate":0.0243,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.0227,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.0212,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.0196,"discount":-0.24},{"from":100000001,"to":null,"rate":0.0181,"discount":-0.3}]}},{"market":"Indonesia","marketing":0.7565,"utility":0.4602,"authentication":0.4602,"authenticationInternational":2.5032,"service":0.4602,"tiers":{"utility":[{"from":0,"to":750000,"rate":0.4602,"discount":0},{"from":750001,"to":4000000,"rate":0.4372,"discount":-0.05},{"from":4000001,"to":25000000,"rate":0.4142,"discount":-0.1},{"from":25000001,"to":75000000,"rate":0.3912,"discount":-0.15},{"from":75000001,"to":150000000,"rate":0.3682,"discount":-0.2},{"from":150000001,"to":null,"rate":0.3452,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":0.4602,"discount":0},{"from":750001,"to":2000000,"rate":0.4372,"discount":-0.05},{"from":2000001,"to":6000000,"rate":0.4142,"discount":-0.1},{"from":6000001,"to":30000000,"rate":0.3912,"discount":-0.15},{"from":30000001,"to":60000000,"rate":0.3682,"discount":-0.2},{"from":60000001,"to":null,"rate":0.3452,"discount":-0.25}]}},{"market":"Iraq","marketing":0.6276,"utility":0.1454,"authentication":0.1454,"authenticationInternational":2.356,"service":0.1454,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1454,"discount":0},{"from":100001,"to":1000000,"rate":0.1381,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1309,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1236,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1163,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1091,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1454,"discount":0},{"from":300001,"to":2000000,"rate":0.1381,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1309,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1236,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1163,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1091,"discount":-0.25}]}},{"market":"Israel","marketing":0.6497,"utility":0.0976,"authentication":0.0976,"authenticationInternational":null,"service":0.0976,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0976,"discount":0},{"from":100001,"to":1000000,"rate":0.0927,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0878,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.083,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0781,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0732,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0976,"discount":0},{"from":300001,"to":2000000,"rate":0.0927,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0878,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.083,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0781,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0732,"discount":-0.25}]}},{"market":"Italy","marketing":1.4627,"utility":0.5522,"authentication":0.5522,"authenticationInternational":null,"service":0.5522,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.5522,"discount":0},{"from":100001,"to":1000000,"rate":0.5246,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.497,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.4694,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.4418,"discount":-0.2},{"from":80000001,"to":null,"rate":0.4142,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.5522,"discount":0},{"from":300001,"to":2000000,"rate":0.5246,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.497,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.4694,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.4418,"discount":-0.2},{"from":40000001,"to":null,"rate":0.4142,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":1.1117,"utility":0.3312,"authentication":0.3312,"authenticationInternational":2.9444,"service":0.3312,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.3312,"discount":0},{"from":80001,"to":750000,"rate":0.3146,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.2981,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.2815,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.265,"discount":-0.2},{"from":6000001,"to":null,"rate":0.2484,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.3312,"discount":0},{"from":100001,"to":500000,"rate":0.3146,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.2981,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.2815,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.265,"discount":-0.2},{"from":10000001,"to":null,"rate":0.2484,"discount":-0.25}]}},{"market":"Kuwait","marketing":1.4579,"utility":0.8099,"authentication":0.8099,"authenticationInternational":2.2088,"service":0.8099,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.8099,"discount":0},{"from":100001,"to":1000000,"rate":0.7694,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.7289,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.6884,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.6479,"discount":-0.2},{"from":80000001,"to":null,"rate":0.6074,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.8099,"discount":0},{"from":300001,"to":2000000,"rate":0.7694,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.7289,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.6884,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.6479,"discount":-0.2},{"from":40000001,"to":null,"rate":0.6074,"discount":-0.25}]}},{"market":"Malaysia","marketing":1.5829,"utility":0.2577,"authentication":0.2577,"authenticationInternational":0.7694,"service":0.2577,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.2577,"discount":0},{"from":150001,"to":1000000,"rate":0.2448,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.2319,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.219,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.2062,"discount":-0.2},{"from":50000001,"to":null,"rate":0.1933,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.2577,"discount":0},{"from":100001,"to":300000,"rate":0.2448,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.2319,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.219,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.2062,"discount":-0.2},{"from":20000001,"to":null,"rate":0.1933,"discount":-0.25}]}},{"market":"Mexico","marketing":0.7298,"utility":0.1565,"authentication":0.1565,"authenticationInternational":null,"service":0.1565,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.1565,"discount":0},{"from":1000001,"to":5000000,"rate":0.1487,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.1409,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.133,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1252,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1174,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.1565,"discount":0},{"from":250001,"to":1000000,"rate":0.1487,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.1409,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.133,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.1252,"discount":-0.2},{"from":10000001,"to":null,"rate":0.1174,"discount":-0.25}]}},{"market":"Morocco","marketing":0.7619,"utility":0.4232,"authentication":0.4232,"authenticationInternational":1.4922,"service":0.4232,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.4232,"discount":0},{"from":100001,"to":1000000,"rate":0.402,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.3809,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.3597,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.3386,"discount":-0.2},{"from":80000001,"to":null,"rate":0.3174,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.4232,"discount":0},{"from":300001,"to":2000000,"rate":0.402,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.3809,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.3597,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.3386,"discount":-0.2},{"from":40000001,"to":null,"rate":0.3174,"discount":-0.25}]}},{"market":"Netherlands","marketing":2.9394,"utility":0.9203,"authentication":0.9203,"authenticationInternational":null,"service":0.9203,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.9203,"discount":0},{"from":100001,"to":1000000,"rate":0.8743,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.8283,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.7823,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.7362,"discount":-0.2},{"from":80000001,"to":null,"rate":0.6902,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.9203,"discount":0},{"from":300001,"to":2000000,"rate":0.8743,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.8283,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.7823,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.7362,"discount":-0.2},{"from":40000001,"to":null,"rate":0.6902,"discount":-0.25}]}},{"market":"Nepal","marketing":1.3473,"utility":0.0626,"authentication":0.0626,"authenticationInternational":2.0616,"service":0.0626,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0626,"discount":0},{"from":150001,"to":1000000,"rate":0.0595,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0563,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0532,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0501,"discount":-0.2},{"from":50000001,"to":null,"rate":0.047,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0626,"discount":0},{"from":100001,"to":300000,"rate":0.0595,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0563,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0532,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0501,"discount":-0.2},{"from":20000001,"to":null,"rate":0.047,"discount":-0.25}]}},{"market":"Nigeria","marketing":0.9497,"utility":0.1233,"authentication":0.1233,"authenticationInternational":1.3805,"service":0.1233,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1233,"discount":0},{"from":100001,"to":1000000,"rate":0.1171,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.111,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1048,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0986,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0925,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1233,"discount":0},{"from":300001,"to":2000000,"rate":0.1171,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.111,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1048,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0986,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0925,"discount":-0.25}]}},{"market":"Oman","marketing":0.6276,"utility":0.4546,"authentication":0.4546,"authenticationInternational":1.1044,"service":0.4546,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.4546,"discount":0},{"from":100001,"to":1000000,"rate":0.4319,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.4091,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.3864,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.3637,"discount":-0.2},{"from":80000001,"to":null,"rate":0.341,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.4546,"discount":0},{"from":300001,"to":2000000,"rate":0.4319,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.4091,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.3864,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.3637,"discount":-0.2},{"from":40000001,"to":null,"rate":0.341,"discount":-0.25}]}},{"market":"Pakistan","marketing":0.8706,"utility":0.2762,"authentication":0.2762,"authenticationInternational":1.3805,"service":0.2762,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.2762,"discount":0},{"from":150001,"to":1000000,"rate":0.2624,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.2486,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.2348,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.221,"discount":-0.2},{"from":50000001,"to":null,"rate":0.2072,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.2762,"discount":0},{"from":100001,"to":300000,"rate":0.2624,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.2486,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.2348,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.221,"discount":-0.2},{"from":20000001,"to":null,"rate":0.2072,"discount":-0.25}]}},{"market":"Peru","marketing":1.2939,"utility":0.5522,"authentication":0.5522,"authenticationInternational":null,"service":0.5522,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.5522,"discount":0},{"from":100001,"to":1000000,"rate":0.5246,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.497,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.4694,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.4418,"discount":-0.2},{"from":30000001,"to":null,"rate":0.4142,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.5522,"discount":0},{"from":120001,"to":400000,"rate":0.5246,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.497,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.4694,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.4418,"discount":-0.2},{"from":10000001,"to":null,"rate":0.4142,"discount":-0.25}]}},{"market":"Poland","marketing":0.6735,"utility":0.2245,"authentication":0.2245,"authenticationInternational":null,"service":0.2245,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.2245,"discount":0},{"from":100001,"to":1000000,"rate":0.2133,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.2021,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1908,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1796,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1684,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.2245,"discount":0},{"from":300001,"to":2000000,"rate":0.2133,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.2021,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1908,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1796,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1684,"discount":-0.25}]}},{"market":"Qatar","marketing":0.6276,"utility":0.2209,"authentication":0.2209,"authenticationInternational":null,"service":0.2209,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.2209,"discount":0},{"from":100001,"to":1000000,"rate":0.2099,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1988,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1878,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1767,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1657,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.2209,"discount":0},{"from":300001,"to":2000000,"rate":0.2099,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1988,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1878,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1767,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1657,"discount":-0.25}]}},{"market":"Romania","marketing":1.5829,"utility":0.5338,"authentication":0.5338,"authenticationInternational":null,"service":0.5338,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.5338,"discount":0},{"from":100001,"to":1000000,"rate":0.5071,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.4804,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.4537,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.427,"discount":-0.2},{"from":80000001,"to":null,"rate":0.4004,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.5338,"discount":0},{"from":300001,"to":2000000,"rate":0.5071,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.4804,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.4537,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.427,"discount":-0.2},{"from":40000001,"to":null,"rate":0.4004,"discount":-0.25}]}},{"market":"Russia","marketing":1.4762,"utility":0.7362,"authentication":0.7362,"authenticationInternational":null,"service":0.7362,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.7362,"discount":0},{"from":100001,"to":1000000,"rate":0.6994,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.6626,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.6258,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.589,"discount":-0.2},{"from":80000001,"to":null,"rate":0.5522,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.7362,"discount":0},{"from":300001,"to":2000000,"rate":0.6994,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.6626,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.6258,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.589,"discount":-0.2},{"from":40000001,"to":null,"rate":0.5522,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":1.0595,"utility":0.1969,"authentication":0.1969,"authenticationInternational":1.1007,"service":0.1969,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1969,"discount":0},{"from":100001,"to":1000000,"rate":0.1871,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1772,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1674,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1575,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1477,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1969,"discount":0},{"from":300001,"to":2000000,"rate":0.1871,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1772,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1674,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1575,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1477,"discount":-0.25}]}},{"market":"Singapore","marketing":1.3473,"utility":0.2945,"authentication":0.2945,"authenticationInternational":null,"service":0.2945,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.2945,"discount":0},{"from":150001,"to":1000000,"rate":0.2798,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.2651,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.2503,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.2356,"discount":-0.2},{"from":50000001,"to":null,"rate":0.2209,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.2945,"discount":0},{"from":100001,"to":300000,"rate":0.2798,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.2651,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.2503,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.2356,"discount":-0.2},{"from":20000001,"to":null,"rate":0.2209,"discount":-0.25}]}},{"market":"South Africa","marketing":0.6976,"utility":0.1749,"authentication":0.1749,"authenticationInternational":0.3681,"service":0.1749,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1749,"discount":0},{"from":100001,"to":1000000,"rate":0.1662,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1574,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1487,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1399,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1312,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1749,"discount":0},{"from":300001,"to":2000000,"rate":0.1662,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1574,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1487,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1399,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1312,"discount":-0.25}]}},{"market":"Spain","marketing":1.3018,"utility":0.3681,"authentication":0.3681,"authenticationInternational":null,"service":0.3681,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.3681,"discount":0},{"from":100001,"to":1000000,"rate":0.3497,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.3313,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.3129,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.2945,"discount":-0.2},{"from":80000001,"to":null,"rate":0.2761,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.3681,"discount":0},{"from":300001,"to":2000000,"rate":0.3497,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.3313,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.3129,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.2945,"discount":-0.2},{"from":40000001,"to":null,"rate":0.2761,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":1.3473,"utility":0.0368,"authentication":0.0368,"authenticationInternational":2.6506,"service":0.0368,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0368,"discount":0},{"from":150001,"to":1000000,"rate":0.035,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0331,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0313,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0294,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0276,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0368,"discount":0},{"from":100001,"to":300000,"rate":0.035,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0331,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0313,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0294,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0276,"discount":-0.25}]}},{"market":"Turkey","marketing":0.2006,"utility":0.0166,"authentication":0.0166,"authenticationInternational":null,"service":0.0166,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0166,"discount":0},{"from":100001,"to":1000000,"rate":0.0158,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0149,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0141,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0133,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0125,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0166,"discount":0},{"from":300001,"to":2000000,"rate":0.0158,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0149,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0141,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0133,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0125,"discount":-0.25}]}},{"market":"Ukraine","marketing":1.5829,"utility":0.5485,"authentication":0.5485,"authenticationInternational":1.3731,"service":0.5485,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.5485,"discount":0},{"from":100001,"to":1000000,"rate":0.5211,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.4937,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.4662,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.4388,"discount":-0.2},{"from":80000001,"to":null,"rate":0.4114,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.5485,"discount":0},{"from":300001,"to":2000000,"rate":0.5211,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.4937,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.4662,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.4388,"discount":-0.2},{"from":40000001,"to":null,"rate":0.4114,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":1.0595,"utility":0.289,"authentication":0.289,"authenticationInternational":0.9387,"service":0.289,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.289,"discount":0},{"from":100001,"to":1000000,"rate":0.2746,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.2601,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.2457,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.2312,"discount":-0.2},{"from":80000001,"to":null,"rate":0.2168,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.289,"discount":0},{"from":300001,"to":2000000,"rate":0.2746,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.2601,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.2457,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.2312,"discount":-0.2},{"from":40000001,"to":null,"rate":0.2168,"discount":-0.25}]}},{"market":"United Kingdom","marketing":1.1684,"utility":0.4049,"authentication":0.4049,"authenticationInternational":null,"service":0.4049,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.4049,"discount":0},{"from":100001,"to":1000000,"rate":0.3847,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.3644,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.3442,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.3239,"discount":-0.2},{"from":80000001,"to":null,"rate":0.3037,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.4049,"discount":0},{"from":300001,"to":2000000,"rate":0.3847,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.3644,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.3442,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.3239,"discount":-0.2},{"from":40000001,"to":null,"rate":0.3037,"discount":-0.25}]}},{"market":"North America","marketing":0.4602,"utility":0.0626,"authentication":0.0626,"authenticationInternational":null,"service":0.0626,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0626,"discount":0},{"from":80001,"to":750000,"rate":0.0595,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0563,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0532,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0501,"discount":-0.2},{"from":6000001,"to":null,"rate":0.047,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0626,"discount":0},{"from":100001,"to":500000,"rate":0.0595,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0563,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0532,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0501,"discount":-0.2},{"from":10000001,"to":null,"rate":0.047,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":0.4141,"utility":0.0736,"authentication":0.0736,"authenticationInternational":null,"service":0.0736,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0736,"discount":0},{"from":100001,"to":1000000,"rate":0.0699,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0662,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0626,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0589,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0552,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0736,"discount":0},{"from":300001,"to":2000000,"rate":0.0699,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0662,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0626,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0589,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0552,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":1.5494,"utility":0.208,"authentication":0.208,"authenticationInternational":null,"service":0.208,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.208,"discount":0},{"from":150001,"to":1000000,"rate":0.1976,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.1872,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.1768,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.1664,"discount":-0.2},{"from":50000001,"to":null,"rate":0.156,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.208,"discount":0},{"from":100001,"to":300000,"rate":0.1976,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.1872,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.1768,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.1664,"discount":-0.2},{"from":20000001,"to":null,"rate":0.156,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":1.5829,"utility":0.3902,"authentication":0.3902,"authenticationInternational":null,"service":0.3902,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.3902,"discount":0},{"from":100001,"to":1000000,"rate":0.3707,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.3512,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.3317,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.3122,"discount":-0.2},{"from":80000001,"to":null,"rate":0.2927,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.3902,"discount":0},{"from":300001,"to":2000000,"rate":0.3707,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.3512,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.3317,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.3122,"discount":-0.2},{"from":40000001,"to":null,"rate":0.2927,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":1.362,"utility":0.208,"authentication":0.208,"authenticationInternational":null,"service":0.208,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.208,"discount":0},{"from":100001,"to":1000000,"rate":0.1976,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1872,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.1768,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.1664,"discount":-0.2},{"from":30000001,"to":null,"rate":0.156,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.208,"discount":0},{"from":120001,"to":400000,"rate":0.1976,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.1872,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.1768,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.1664,"discount":-0.2},{"from":10000001,"to":null,"rate":0.156,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":0.7217,"utility":0.1675,"authentication":0.1675,"authenticationInternational":null,"service":0.1675,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1675,"discount":0},{"from":100001,"to":1000000,"rate":0.1591,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1508,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1424,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.134,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1256,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1675,"discount":0},{"from":300001,"to":2000000,"rate":0.1591,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1508,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1424,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.134,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1256,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":1.0896,"utility":0.3147,"authentication":0.3147,"authenticationInternational":null,"service":0.3147,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.3147,"discount":0},{"from":100001,"to":1000000,"rate":0.299,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.2832,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.2675,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.2518,"discount":-0.2},{"from":80000001,"to":null,"rate":0.236,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.3147,"discount":0},{"from":300001,"to":2000000,"rate":0.299,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.2832,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.2675,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.2518,"discount":-0.2},{"from":40000001,"to":null,"rate":0.236,"discount":-0.25}]}},{"market":"Other","marketing":1.1117,"utility":0.1417,"authentication":0.1417,"authenticationInternational":null,"service":0.1417,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.1417,"discount":0},{"from":80001,"to":750000,"rate":0.1346,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.1275,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.1204,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.1134,"discount":-0.2},{"from":6000001,"to":null,"rate":0.1063,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.1417,"discount":0},{"from":100001,"to":500000,"rate":0.1346,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.1275,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.1204,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.1134,"discount":-0.2},{"from":10000001,"to":null,"rate":0.1063,"discount":-0.25}]}}]},{"currency":"MYR","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":0.2492,"utility":0.1048,"authentication":0.1048,"authenticationInternational":null,"service":0.1048,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1048,"discount":0},{"from":100001,"to":1000000,"rate":0.0996,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0943,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0891,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0838,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0786,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.1048,"discount":0},{"from":120001,"to":400000,"rate":0.0996,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0943,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0891,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0838,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0786,"discount":-0.25}]}},{"market":"Bangladesh","marketing":0.2951,"utility":0.0149,"authentication":0.0149,"authenticationInternational":0.3874,"service":0.0149,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0149,"discount":0},{"from":150001,"to":1000000,"rate":0.0142,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0134,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0127,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0119,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0112,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0149,"discount":0},{"from":100001,"to":300000,"rate":0.0142,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0134,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0127,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0119,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0112,"discount":-0.25}]}},{"market":"Brazil","marketing":0.252,"utility":0.0274,"authentication":0.0274,"authenticationInternational":null,"service":0.0274,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.0274,"discount":0},{"from":250001,"to":2000000,"rate":0.026,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.0247,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.0233,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.0219,"discount":-0.2},{"from":70000001,"to":null,"rate":0.0206,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.0274,"discount":0},{"from":500001,"to":3000000,"rate":0.026,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.0247,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.0233,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0219,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0206,"discount":-0.25}]}},{"market":"Chile","marketing":0.3584,"utility":0.0806,"authentication":0.0806,"authenticationInternational":null,"service":0.0806,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0806,"discount":0},{"from":100001,"to":1000000,"rate":0.0766,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0725,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0685,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0645,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0605,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0806,"discount":0},{"from":120001,"to":400000,"rate":0.0766,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0725,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0685,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0645,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0605,"discount":-0.25}]}},{"market":"Colombia","marketing":0.0504,"utility":0.0032,"authentication":0.0032,"authenticationInternational":null,"service":0.0032,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0032,"discount":0},{"from":100001,"to":1000000,"rate":0.003,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0029,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0027,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0026,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0024,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0032,"discount":0},{"from":120001,"to":400000,"rate":0.003,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0029,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0027,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0026,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0024,"discount":-0.25}]}},{"market":"Egypt","marketing":0.2596,"utility":0.0145,"authentication":0.0145,"authenticationInternational":0.2621,"service":0.0145,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0145,"discount":0},{"from":100001,"to":1000000,"rate":0.0138,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0131,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0123,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0116,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0109,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0145,"discount":0},{"from":300001,"to":2000000,"rate":0.0138,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0131,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0123,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0116,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0109,"discount":-0.25}]}},{"market":"France","marketing":0.3463,"utility":0.121,"authentication":0.121,"authenticationInternational":null,"service":0.121,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.121,"discount":0},{"from":100001,"to":1000000,"rate":0.115,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1089,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1029,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0968,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0908,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.121,"discount":0},{"from":300001,"to":2000000,"rate":0.115,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1089,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1029,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0968,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0908,"discount":-0.25}]}},{"market":"Germany","marketing":0.5503,"utility":0.2217,"authentication":0.2217,"authenticationInternational":null,"service":0.2217,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.2217,"discount":0},{"from":100001,"to":1000000,"rate":0.2106,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1995,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1884,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1774,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1663,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.2217,"discount":0},{"from":300001,"to":2000000,"rate":0.2106,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1995,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1884,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1774,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1663,"discount":-0.25}]}},{"market":"Hong Kong","marketing":0.2951,"utility":0.1049,"authentication":0.1049,"authenticationInternational":null,"service":0.1049,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.1049,"discount":0},{"from":150001,"to":1000000,"rate":0.0997,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0944,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0892,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0839,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0787,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.1049,"discount":0},{"from":100001,"to":300000,"rate":0.0997,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0944,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0892,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0839,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0787,"discount":-0.25}]}},{"market":"Hungary","marketing":0.3467,"utility":0.1412,"authentication":0.1412,"authenticationInternational":null,"service":0.1412,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1412,"discount":0},{"from":100001,"to":1000000,"rate":0.1341,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1271,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.12,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.113,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1059,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1412,"discount":0},{"from":300001,"to":2000000,"rate":0.1341,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1271,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.12,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.113,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1059,"discount":-0.25}]}},{"market":"India","marketing":0.0476,"utility":0.0056,"authentication":0.0056,"authenticationInternational":0.1226,"service":0.0056,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.0056,"discount":0},{"from":25000001,"to":50000000,"rate":0.0053,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.0049,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.0046,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.0043,"discount":-0.24},{"from":300000001,"to":null,"rate":0.0039,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.0056,"discount":0},{"from":750001,"to":15000000,"rate":0.0053,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.0049,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.0046,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.0043,"discount":-0.24},{"from":100000001,"to":null,"rate":0.0039,"discount":-0.3}]}},{"market":"Indonesia","marketing":0.1657,"utility":0.1008,"authentication":0.1008,"authenticationInternational":0.5483,"service":0.1008,"tiers":{"utility":[{"from":0,"to":750000,"rate":0.1008,"discount":0},{"from":750001,"to":4000000,"rate":0.0958,"discount":-0.05},{"from":4000001,"to":25000000,"rate":0.0907,"discount":-0.1},{"from":25000001,"to":75000000,"rate":0.0857,"discount":-0.15},{"from":75000001,"to":150000000,"rate":0.0806,"discount":-0.2},{"from":150000001,"to":null,"rate":0.0756,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":0.1008,"discount":0},{"from":750001,"to":2000000,"rate":0.0958,"discount":-0.05},{"from":2000001,"to":6000000,"rate":0.0907,"discount":-0.1},{"from":6000001,"to":30000000,"rate":0.0857,"discount":-0.15},{"from":30000001,"to":60000000,"rate":0.0806,"discount":-0.2},{"from":60000001,"to":null,"rate":0.0756,"discount":-0.25}]}},{"market":"Iraq","marketing":0.1375,"utility":0.0319,"authentication":0.0319,"authenticationInternational":0.5162,"service":0.0319,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0319,"discount":0},{"from":100001,"to":1000000,"rate":0.0303,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0287,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0271,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0255,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0239,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0319,"discount":0},{"from":300001,"to":2000000,"rate":0.0303,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0287,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0271,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0255,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0239,"discount":-0.25}]}},{"market":"Israel","marketing":0.1423,"utility":0.0214,"authentication":0.0214,"authenticationInternational":null,"service":0.0214,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0214,"discount":0},{"from":100001,"to":1000000,"rate":0.0203,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0193,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0182,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0171,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0161,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0214,"discount":0},{"from":300001,"to":2000000,"rate":0.0203,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0193,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0182,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0171,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0161,"discount":-0.25}]}},{"market":"Italy","marketing":0.3204,"utility":0.121,"authentication":0.121,"authenticationInternational":null,"service":0.121,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.121,"discount":0},{"from":100001,"to":1000000,"rate":0.115,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1089,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1029,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0968,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0908,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.121,"discount":0},{"from":300001,"to":2000000,"rate":0.115,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1089,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1029,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0968,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0908,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":0.2435,"utility":0.0725,"authentication":0.0725,"authenticationInternational":0.6442,"service":0.0725,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0725,"discount":0},{"from":80001,"to":750000,"rate":0.0689,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0653,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0616,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.058,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0544,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0725,"discount":0},{"from":100001,"to":500000,"rate":0.0689,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0653,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0616,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.058,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0544,"discount":-0.25}]}},{"market":"Kuwait","marketing":0.3194,"utility":0.1775,"authentication":0.1775,"authenticationInternational":0.484,"service":0.1775,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1775,"discount":0},{"from":100001,"to":1000000,"rate":0.1686,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1598,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1509,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.142,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1331,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1775,"discount":0},{"from":300001,"to":2000000,"rate":0.1686,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1598,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1509,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.142,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1331,"discount":-0.25}]}},{"market":"Malaysia","marketing":0.3467,"utility":0.0564,"authentication":0.0564,"authenticationInternational":0.1685,"service":0.0564,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0564,"discount":0},{"from":150001,"to":1000000,"rate":0.0536,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0508,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0479,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0451,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0423,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0564,"discount":0},{"from":100001,"to":300000,"rate":0.0536,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0508,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0479,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0451,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0423,"discount":-0.25}]}},{"market":"Mexico","marketing":0.1599,"utility":0.0343,"authentication":0.0343,"authenticationInternational":null,"service":0.0343,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.0343,"discount":0},{"from":1000001,"to":5000000,"rate":0.0326,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.0309,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0292,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0274,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0257,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.0343,"discount":0},{"from":250001,"to":1000000,"rate":0.0326,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.0309,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.0292,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0274,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0257,"discount":-0.25}]}},{"market":"Morocco","marketing":0.1669,"utility":0.0926,"authentication":0.0926,"authenticationInternational":0.3264,"service":0.0926,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0926,"discount":0},{"from":100001,"to":1000000,"rate":0.088,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0833,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0787,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0741,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0695,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0926,"discount":0},{"from":300001,"to":2000000,"rate":0.088,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0833,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0787,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0741,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0695,"discount":-0.25}]}},{"market":"Netherlands","marketing":0.6439,"utility":0.2016,"authentication":0.2016,"authenticationInternational":null,"service":0.2016,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.2016,"discount":0},{"from":100001,"to":1000000,"rate":0.1915,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1814,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1714,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1613,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1512,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.2016,"discount":0},{"from":300001,"to":2000000,"rate":0.1915,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1814,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1714,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1613,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1512,"discount":-0.25}]}},{"market":"Nepal","marketing":0.2951,"utility":0.0137,"authentication":0.0137,"authenticationInternational":0.452,"service":0.0137,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0137,"discount":0},{"from":150001,"to":1000000,"rate":0.013,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0123,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0116,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.011,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0103,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0137,"discount":0},{"from":100001,"to":300000,"rate":0.013,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0123,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0116,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.011,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0103,"discount":-0.25}]}},{"market":"Nigeria","marketing":0.208,"utility":0.027,"authentication":0.027,"authenticationInternational":0.3024,"service":0.027,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.027,"discount":0},{"from":100001,"to":1000000,"rate":0.0257,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0243,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.023,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0216,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0203,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.027,"discount":0},{"from":300001,"to":2000000,"rate":0.0257,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0243,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.023,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0216,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0203,"discount":-0.25}]}},{"market":"Oman","marketing":0.1375,"utility":0.0996,"authentication":0.0996,"authenticationInternational":0.242,"service":0.0996,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0996,"discount":0},{"from":100001,"to":1000000,"rate":0.0946,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0896,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0847,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0797,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0747,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0996,"discount":0},{"from":300001,"to":2000000,"rate":0.0946,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0896,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0847,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0797,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0747,"discount":-0.25}]}},{"market":"Pakistan","marketing":0.1907,"utility":0.0605,"authentication":0.0605,"authenticationInternational":0.3024,"service":0.0605,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0605,"discount":0},{"from":150001,"to":1000000,"rate":0.0575,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0545,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0514,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0484,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0454,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0605,"discount":0},{"from":100001,"to":300000,"rate":0.0575,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0545,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0514,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0484,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0454,"discount":-0.25}]}},{"market":"Peru","marketing":0.2834,"utility":0.1209,"authentication":0.1209,"authenticationInternational":null,"service":0.1209,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1209,"discount":0},{"from":100001,"to":1000000,"rate":0.1149,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1088,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.1028,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0967,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0907,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.1209,"discount":0},{"from":120001,"to":400000,"rate":0.1149,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.1088,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.1028,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0967,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0907,"discount":-0.25}]}},{"market":"Poland","marketing":0.1476,"utility":0.0492,"authentication":0.0492,"authenticationInternational":null,"service":0.0492,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0492,"discount":0},{"from":100001,"to":1000000,"rate":0.0467,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0443,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0418,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0394,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0369,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0492,"discount":0},{"from":300001,"to":2000000,"rate":0.0467,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0443,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0418,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0394,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0369,"discount":-0.25}]}},{"market":"Qatar","marketing":0.1375,"utility":0.0484,"authentication":0.0484,"authenticationInternational":null,"service":0.0484,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0484,"discount":0},{"from":100001,"to":1000000,"rate":0.046,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0436,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0411,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0387,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0363,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0484,"discount":0},{"from":300001,"to":2000000,"rate":0.046,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0436,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0411,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0387,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0363,"discount":-0.25}]}},{"market":"Romania","marketing":0.3467,"utility":0.117,"authentication":0.117,"authenticationInternational":null,"service":0.117,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.117,"discount":0},{"from":100001,"to":1000000,"rate":0.1112,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1053,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0995,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0936,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0878,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.117,"discount":0},{"from":300001,"to":2000000,"rate":0.1112,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1053,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0995,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0936,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0878,"discount":-0.25}]}},{"market":"Russia","marketing":0.3233,"utility":0.1613,"authentication":0.1613,"authenticationInternational":null,"service":0.1613,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1613,"discount":0},{"from":100001,"to":1000000,"rate":0.1532,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1452,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1371,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.129,"discount":-0.2},{"from":80000001,"to":null,"rate":0.121,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1613,"discount":0},{"from":300001,"to":2000000,"rate":0.1532,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1452,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1371,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.129,"discount":-0.2},{"from":40000001,"to":null,"rate":0.121,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":0.2323,"utility":0.0431,"authentication":0.0431,"authenticationInternational":0.2411,"service":0.0431,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0431,"discount":0},{"from":100001,"to":1000000,"rate":0.0409,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0388,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0366,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0345,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0323,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0431,"discount":0},{"from":300001,"to":2000000,"rate":0.0409,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0388,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0366,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0345,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0323,"discount":-0.25}]}},{"market":"Singapore","marketing":0.2951,"utility":0.0646,"authentication":0.0646,"authenticationInternational":null,"service":0.0646,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0646,"discount":0},{"from":150001,"to":1000000,"rate":0.0614,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0581,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0549,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0517,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0485,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0646,"discount":0},{"from":100001,"to":300000,"rate":0.0614,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0581,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0549,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0517,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0485,"discount":-0.25}]}},{"market":"South Africa","marketing":0.1528,"utility":0.0383,"authentication":0.0383,"authenticationInternational":0.0806,"service":0.0383,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0383,"discount":0},{"from":100001,"to":1000000,"rate":0.0364,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0345,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0326,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0306,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0287,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0383,"discount":0},{"from":300001,"to":2000000,"rate":0.0364,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0345,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0326,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0306,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0287,"discount":-0.25}]}},{"market":"Spain","marketing":0.2851,"utility":0.0806,"authentication":0.0806,"authenticationInternational":null,"service":0.0806,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0806,"discount":0},{"from":100001,"to":1000000,"rate":0.0766,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0725,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0685,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0645,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0605,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0806,"discount":0},{"from":300001,"to":2000000,"rate":0.0766,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0725,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0685,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0645,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0605,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":0.2951,"utility":0.0081,"authentication":0.0081,"authenticationInternational":0.5811,"service":0.0081,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0081,"discount":0},{"from":150001,"to":1000000,"rate":0.0077,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0073,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0069,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0065,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0061,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0081,"discount":0},{"from":100001,"to":300000,"rate":0.0077,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0073,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0069,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0065,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0061,"discount":-0.25}]}},{"market":"Turkey","marketing":0.0439,"utility":0.0036,"authentication":0.0036,"authenticationInternational":null,"service":0.0036,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0036,"discount":0},{"from":100001,"to":1000000,"rate":0.0034,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0032,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0031,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0029,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0027,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0036,"discount":0},{"from":300001,"to":2000000,"rate":0.0034,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0032,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0031,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0029,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0027,"discount":-0.25}]}},{"market":"Ukraine","marketing":0.3467,"utility":0.1202,"authentication":0.1202,"authenticationInternational":0.3009,"service":0.1202,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1202,"discount":0},{"from":100001,"to":1000000,"rate":0.1142,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1082,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1022,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0962,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0902,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1202,"discount":0},{"from":300001,"to":2000000,"rate":0.1142,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1082,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1022,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0962,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0902,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":0.2323,"utility":0.0633,"authentication":0.0633,"authenticationInternational":0.2056,"service":0.0633,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0633,"discount":0},{"from":100001,"to":1000000,"rate":0.0601,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.057,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0538,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0506,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0475,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0633,"discount":0},{"from":300001,"to":2000000,"rate":0.0601,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.057,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0538,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0506,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0475,"discount":-0.25}]}},{"market":"United Kingdom","marketing":0.256,"utility":0.0887,"authentication":0.0887,"authenticationInternational":null,"service":0.0887,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0887,"discount":0},{"from":100001,"to":1000000,"rate":0.0843,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0798,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0754,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.071,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0665,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0887,"discount":0},{"from":300001,"to":2000000,"rate":0.0843,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0798,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0754,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.071,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0665,"discount":-0.25}]}},{"market":"North America","marketing":0.1008,"utility":0.0137,"authentication":0.0137,"authenticationInternational":null,"service":0.0137,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0137,"discount":0},{"from":80001,"to":750000,"rate":0.013,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0123,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0116,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.011,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0103,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0137,"discount":0},{"from":100001,"to":500000,"rate":0.013,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0123,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0116,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.011,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0103,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":0.0907,"utility":0.0161,"authentication":0.0161,"authenticationInternational":null,"service":0.0161,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0161,"discount":0},{"from":100001,"to":1000000,"rate":0.0153,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0145,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0137,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0129,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0121,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0161,"discount":0},{"from":300001,"to":2000000,"rate":0.0153,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0145,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0137,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0129,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0121,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":0.3394,"utility":0.0456,"authentication":0.0456,"authenticationInternational":null,"service":0.0456,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0456,"discount":0},{"from":150001,"to":1000000,"rate":0.0433,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.041,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0388,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0365,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0342,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0456,"discount":0},{"from":100001,"to":300000,"rate":0.0433,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.041,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0388,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0365,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0342,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":0.3467,"utility":0.0855,"authentication":0.0855,"authenticationInternational":null,"service":0.0855,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0855,"discount":0},{"from":100001,"to":1000000,"rate":0.0812,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.077,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0727,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0684,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0641,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0855,"discount":0},{"from":300001,"to":2000000,"rate":0.0812,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.077,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0727,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0684,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0641,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":0.2983,"utility":0.0456,"authentication":0.0456,"authenticationInternational":null,"service":0.0456,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0456,"discount":0},{"from":100001,"to":1000000,"rate":0.0433,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.041,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0388,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0365,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0342,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0456,"discount":0},{"from":120001,"to":400000,"rate":0.0433,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.041,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0388,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0365,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0342,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":0.1581,"utility":0.0367,"authentication":0.0367,"authenticationInternational":null,"service":0.0367,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0367,"discount":0},{"from":100001,"to":1000000,"rate":0.0349,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.033,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0312,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0294,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0275,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0367,"discount":0},{"from":300001,"to":2000000,"rate":0.0349,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.033,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0312,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0294,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0275,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":0.2387,"utility":0.0689,"authentication":0.0689,"authenticationInternational":null,"service":0.0689,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0689,"discount":0},{"from":100001,"to":1000000,"rate":0.0655,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.062,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0586,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0551,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0517,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0689,"discount":0},{"from":300001,"to":2000000,"rate":0.0655,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.062,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0586,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0551,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0517,"discount":-0.25}]}},{"market":"Other","marketing":0.2435,"utility":0.031,"authentication":0.031,"authenticationInternational":null,"service":0.031,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.031,"discount":0},{"from":80001,"to":750000,"rate":0.0295,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0279,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0264,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0248,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0233,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.031,"discount":0},{"from":100001,"to":500000,"rate":0.0295,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0279,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0264,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0248,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0233,"discount":-0.25}]}}]},{"currency":"PEN","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":0.2056,"utility":0.0865,"authentication":0.0865,"authenticationInternational":null,"service":0.0865,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0865,"discount":0},{"from":100001,"to":1000000,"rate":0.0822,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0779,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0735,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0692,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0649,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0865,"discount":0},{"from":120001,"to":400000,"rate":0.0822,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0779,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0735,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0692,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0649,"discount":-0.25}]}},{"market":"Bangladesh","marketing":0.2435,"utility":0.0123,"authentication":0.0123,"authenticationInternational":0.3194,"service":0.0123,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0123,"discount":0},{"from":150001,"to":1000000,"rate":0.0117,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0111,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0105,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0098,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0092,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0123,"discount":0},{"from":100001,"to":300000,"rate":0.0117,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0111,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0105,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0098,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0092,"discount":-0.25}]}},{"market":"Brazil","marketing":0.2079,"utility":0.0226,"authentication":0.0226,"authenticationInternational":null,"service":0.0226,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.0226,"discount":0},{"from":250001,"to":2000000,"rate":0.0215,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.0203,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.0192,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.0181,"discount":-0.2},{"from":70000001,"to":null,"rate":0.017,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.0226,"discount":0},{"from":500001,"to":3000000,"rate":0.0215,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.0203,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.0192,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0181,"discount":-0.2},{"from":20000001,"to":null,"rate":0.017,"discount":-0.25}]}},{"market":"Chile","marketing":0.2958,"utility":0.0665,"authentication":0.0665,"authenticationInternational":null,"service":0.0665,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0665,"discount":0},{"from":100001,"to":1000000,"rate":0.0632,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0599,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0565,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0532,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0499,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0665,"discount":0},{"from":120001,"to":400000,"rate":0.0632,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0599,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0565,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0532,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0499,"discount":-0.25}]}},{"market":"Colombia","marketing":0.0416,"utility":0.0027,"authentication":0.0027,"authenticationInternational":null,"service":0.0027,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0027,"discount":0},{"from":100001,"to":1000000,"rate":0.0026,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0024,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0023,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0022,"discount":-0.2},{"from":30000001,"to":null,"rate":0.002,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0027,"discount":0},{"from":120001,"to":400000,"rate":0.0026,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0024,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0023,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0022,"discount":-0.2},{"from":10000001,"to":null,"rate":0.002,"discount":-0.25}]}},{"market":"Egypt","marketing":0.2143,"utility":0.012,"authentication":0.012,"authenticationInternational":0.2162,"service":0.012,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.012,"discount":0},{"from":100001,"to":1000000,"rate":0.0114,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0108,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0102,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0096,"discount":-0.2},{"from":80000001,"to":null,"rate":0.009,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.012,"discount":0},{"from":300001,"to":2000000,"rate":0.0114,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0108,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0102,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0096,"discount":-0.2},{"from":40000001,"to":null,"rate":0.009,"discount":-0.25}]}},{"market":"France","marketing":0.2858,"utility":0.0998,"authentication":0.0998,"authenticationInternational":null,"service":0.0998,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0998,"discount":0},{"from":100001,"to":1000000,"rate":0.0948,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0898,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0848,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0798,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0749,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0998,"discount":0},{"from":300001,"to":2000000,"rate":0.0948,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0898,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0848,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0798,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0749,"discount":-0.25}]}},{"market":"Germany","marketing":0.4541,"utility":0.183,"authentication":0.183,"authenticationInternational":null,"service":0.183,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.183,"discount":0},{"from":100001,"to":1000000,"rate":0.1739,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1647,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1556,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1464,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1373,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.183,"discount":0},{"from":300001,"to":2000000,"rate":0.1739,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1647,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1556,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1464,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1373,"discount":-0.25}]}},{"market":"Hong Kong","marketing":0.2435,"utility":0.0865,"authentication":0.0865,"authenticationInternational":null,"service":0.0865,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0865,"discount":0},{"from":150001,"to":1000000,"rate":0.0822,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0779,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0735,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0692,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0649,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0865,"discount":0},{"from":100001,"to":300000,"rate":0.0822,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0779,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0735,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0692,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0649,"discount":-0.25}]}},{"market":"Hungary","marketing":0.2861,"utility":0.1164,"authentication":0.1164,"authenticationInternational":null,"service":0.1164,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1164,"discount":0},{"from":100001,"to":1000000,"rate":0.1106,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1048,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0989,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0931,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0873,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1164,"discount":0},{"from":300001,"to":2000000,"rate":0.1106,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1048,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0989,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0931,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0873,"discount":-0.25}]}},{"market":"India","marketing":0.0393,"utility":0.0047,"authentication":0.0047,"authenticationInternational":0.1011,"service":0.0047,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.0047,"discount":0},{"from":25000001,"to":50000000,"rate":0.0044,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.0041,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.0039,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.0036,"discount":-0.24},{"from":300000001,"to":null,"rate":0.0033,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.0047,"discount":0},{"from":750001,"to":15000000,"rate":0.0044,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.0041,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.0039,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.0036,"discount":-0.24},{"from":100000001,"to":null,"rate":0.0033,"discount":-0.3}]}},{"market":"Indonesia","marketing":0.1367,"utility":0.0832,"authentication":0.0832,"authenticationInternational":0.4525,"service":0.0832,"tiers":{"utility":[{"from":0,"to":750000,"rate":0.0832,"discount":0},{"from":750001,"to":4000000,"rate":0.079,"discount":-0.05},{"from":4000001,"to":25000000,"rate":0.0749,"discount":-0.1},{"from":25000001,"to":75000000,"rate":0.0707,"discount":-0.15},{"from":75000001,"to":150000000,"rate":0.0666,"discount":-0.2},{"from":150000001,"to":null,"rate":0.0624,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":0.0832,"discount":0},{"from":750001,"to":2000000,"rate":0.079,"discount":-0.05},{"from":2000001,"to":6000000,"rate":0.0749,"discount":-0.1},{"from":6000001,"to":30000000,"rate":0.0707,"discount":-0.15},{"from":30000001,"to":60000000,"rate":0.0666,"discount":-0.2},{"from":60000001,"to":null,"rate":0.0624,"discount":-0.25}]}},{"market":"Iraq","marketing":0.1134,"utility":0.0263,"authentication":0.0263,"authenticationInternational":0.4262,"service":0.0263,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0263,"discount":0},{"from":100001,"to":1000000,"rate":0.025,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0237,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0224,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.021,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0197,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0263,"discount":0},{"from":300001,"to":2000000,"rate":0.025,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0237,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0224,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.021,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0197,"discount":-0.25}]}},{"market":"Israel","marketing":0.1174,"utility":0.0176,"authentication":0.0176,"authenticationInternational":null,"service":0.0176,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0176,"discount":0},{"from":100001,"to":1000000,"rate":0.0167,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0158,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.015,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0141,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0132,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0176,"discount":0},{"from":300001,"to":2000000,"rate":0.0167,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0158,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.015,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0141,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0132,"discount":-0.25}]}},{"market":"Italy","marketing":0.2644,"utility":0.0998,"authentication":0.0998,"authenticationInternational":null,"service":0.0998,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0998,"discount":0},{"from":100001,"to":1000000,"rate":0.0948,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0898,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0848,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0798,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0749,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0998,"discount":0},{"from":300001,"to":2000000,"rate":0.0948,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0898,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0848,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0798,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0749,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":0.2009,"utility":0.0598,"authentication":0.0598,"authenticationInternational":0.5319,"service":0.0598,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0598,"discount":0},{"from":80001,"to":750000,"rate":0.0568,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0538,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0508,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0478,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0449,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0598,"discount":0},{"from":100001,"to":500000,"rate":0.0568,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0538,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0508,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0478,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0449,"discount":-0.25}]}},{"market":"Kuwait","marketing":0.2634,"utility":0.1465,"authentication":0.1465,"authenticationInternational":0.3996,"service":0.1465,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1465,"discount":0},{"from":100001,"to":1000000,"rate":0.1392,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1319,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1245,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1172,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1099,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1465,"discount":0},{"from":300001,"to":2000000,"rate":0.1392,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1319,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1245,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1172,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1099,"discount":-0.25}]}},{"market":"Malaysia","marketing":0.2861,"utility":0.0466,"authentication":0.0466,"authenticationInternational":0.1391,"service":0.0466,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0466,"discount":0},{"from":150001,"to":1000000,"rate":0.0443,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0419,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0396,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0373,"discount":-0.2},{"from":50000001,"to":null,"rate":0.035,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0466,"discount":0},{"from":100001,"to":300000,"rate":0.0443,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0419,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0396,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0373,"discount":-0.2},{"from":20000001,"to":null,"rate":0.035,"discount":-0.25}]}},{"market":"Mexico","marketing":0.132,"utility":0.0283,"authentication":0.0283,"authenticationInternational":null,"service":0.0283,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.0283,"discount":0},{"from":1000001,"to":5000000,"rate":0.0269,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.0255,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0241,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0226,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0212,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.0283,"discount":0},{"from":250001,"to":1000000,"rate":0.0269,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.0255,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.0241,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0226,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0212,"discount":-0.25}]}},{"market":"Morocco","marketing":0.1378,"utility":0.0765,"authentication":0.0765,"authenticationInternational":0.2697,"service":0.0765,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0765,"discount":0},{"from":100001,"to":1000000,"rate":0.0727,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0689,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.065,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0612,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0574,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0765,"discount":0},{"from":300001,"to":2000000,"rate":0.0727,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0689,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.065,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0612,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0574,"discount":-0.25}]}},{"market":"Netherlands","marketing":0.5313,"utility":0.1663,"authentication":0.1663,"authenticationInternational":null,"service":0.1663,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1663,"discount":0},{"from":100001,"to":1000000,"rate":0.158,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1497,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1414,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.133,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1247,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1663,"discount":0},{"from":300001,"to":2000000,"rate":0.158,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1497,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1414,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.133,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1247,"discount":-0.25}]}},{"market":"Nepal","marketing":0.2435,"utility":0.0113,"authentication":0.0113,"authenticationInternational":0.3727,"service":0.0113,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0113,"discount":0},{"from":150001,"to":1000000,"rate":0.0107,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0102,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0096,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.009,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0085,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0113,"discount":0},{"from":100001,"to":300000,"rate":0.0107,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0102,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0096,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.009,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0085,"discount":-0.25}]}},{"market":"Nigeria","marketing":0.1717,"utility":0.0223,"authentication":0.0223,"authenticationInternational":0.2495,"service":0.0223,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0223,"discount":0},{"from":100001,"to":1000000,"rate":0.0212,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0201,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.019,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0178,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0167,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0223,"discount":0},{"from":300001,"to":2000000,"rate":0.0212,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0201,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.019,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0178,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0167,"discount":-0.25}]}},{"market":"Oman","marketing":0.1134,"utility":0.0822,"authentication":0.0822,"authenticationInternational":0.1998,"service":0.0822,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0822,"discount":0},{"from":100001,"to":1000000,"rate":0.0781,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.074,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0699,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0658,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0617,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0822,"discount":0},{"from":300001,"to":2000000,"rate":0.0781,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.074,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0699,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0658,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0617,"discount":-0.25}]}},{"market":"Pakistan","marketing":0.1574,"utility":0.05,"authentication":0.05,"authenticationInternational":0.2495,"service":0.05,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.05,"discount":0},{"from":150001,"to":1000000,"rate":0.0475,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.045,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0425,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.04,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0375,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.05,"discount":0},{"from":100001,"to":300000,"rate":0.0475,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.045,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0425,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.04,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0375,"discount":-0.25}]}},{"market":"Peru","marketing":0.2339,"utility":0.0998,"authentication":0.0998,"authenticationInternational":null,"service":0.0998,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0998,"discount":0},{"from":100001,"to":1000000,"rate":0.0948,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0898,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0848,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0798,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0749,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0998,"discount":0},{"from":120001,"to":400000,"rate":0.0948,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0898,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0848,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0798,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0749,"discount":-0.25}]}},{"market":"Poland","marketing":0.1218,"utility":0.0406,"authentication":0.0406,"authenticationInternational":null,"service":0.0406,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0406,"discount":0},{"from":100001,"to":1000000,"rate":0.0386,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0365,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0345,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0325,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0305,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0406,"discount":0},{"from":300001,"to":2000000,"rate":0.0386,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0365,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0345,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0325,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0305,"discount":-0.25}]}},{"market":"Qatar","marketing":0.1134,"utility":0.04,"authentication":0.04,"authenticationInternational":null,"service":0.04,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.04,"discount":0},{"from":100001,"to":1000000,"rate":0.038,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.036,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.034,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.032,"discount":-0.2},{"from":80000001,"to":null,"rate":0.03,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.04,"discount":0},{"from":300001,"to":2000000,"rate":0.038,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.036,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.034,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.032,"discount":-0.2},{"from":40000001,"to":null,"rate":0.03,"discount":-0.25}]}},{"market":"Romania","marketing":0.2861,"utility":0.0964,"authentication":0.0964,"authenticationInternational":null,"service":0.0964,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0964,"discount":0},{"from":100001,"to":1000000,"rate":0.0916,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0868,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0819,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0771,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0723,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0964,"discount":0},{"from":300001,"to":2000000,"rate":0.0916,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0868,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0819,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0771,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0723,"discount":-0.25}]}},{"market":"Russia","marketing":0.2668,"utility":0.1331,"authentication":0.1331,"authenticationInternational":null,"service":0.1331,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1331,"discount":0},{"from":100001,"to":1000000,"rate":0.1264,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1198,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1131,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1065,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0998,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1331,"discount":0},{"from":300001,"to":2000000,"rate":0.1264,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1198,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1131,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1065,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0998,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":0.1917,"utility":0.0356,"authentication":0.0356,"authenticationInternational":0.1989,"service":0.0356,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0356,"discount":0},{"from":100001,"to":1000000,"rate":0.0338,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.032,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0303,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0285,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0267,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0356,"discount":0},{"from":300001,"to":2000000,"rate":0.0338,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.032,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0303,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0285,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0267,"discount":-0.25}]}},{"market":"Singapore","marketing":0.2435,"utility":0.0532,"authentication":0.0532,"authenticationInternational":null,"service":0.0532,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0532,"discount":0},{"from":150001,"to":1000000,"rate":0.0505,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0479,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0452,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0426,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0399,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0532,"discount":0},{"from":100001,"to":300000,"rate":0.0505,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0479,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0452,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0426,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0399,"discount":-0.25}]}},{"market":"South Africa","marketing":0.1261,"utility":0.0316,"authentication":0.0316,"authenticationInternational":0.0665,"service":0.0316,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0316,"discount":0},{"from":100001,"to":1000000,"rate":0.03,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0284,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0269,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0253,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0237,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0316,"discount":0},{"from":300001,"to":2000000,"rate":0.03,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0284,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0269,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0253,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0237,"discount":-0.25}]}},{"market":"Spain","marketing":0.2353,"utility":0.0665,"authentication":0.0665,"authenticationInternational":null,"service":0.0665,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0665,"discount":0},{"from":100001,"to":1000000,"rate":0.0632,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0599,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0565,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0532,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0499,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0665,"discount":0},{"from":300001,"to":2000000,"rate":0.0632,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0599,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0565,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0532,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0499,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":0.2435,"utility":0.0067,"authentication":0.0067,"authenticationInternational":0.4792,"service":0.0067,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0067,"discount":0},{"from":150001,"to":1000000,"rate":0.0064,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.006,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0057,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0054,"discount":-0.2},{"from":50000001,"to":null,"rate":0.005,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0067,"discount":0},{"from":100001,"to":300000,"rate":0.0064,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.006,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0057,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0054,"discount":-0.2},{"from":20000001,"to":null,"rate":0.005,"discount":-0.25}]}},{"market":"Turkey","marketing":0.0363,"utility":0.003,"authentication":0.003,"authenticationInternational":null,"service":0.003,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.003,"discount":0},{"from":100001,"to":1000000,"rate":0.0029,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0027,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0026,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0024,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0023,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.003,"discount":0},{"from":300001,"to":2000000,"rate":0.0029,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0027,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0026,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0024,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0023,"discount":-0.25}]}},{"market":"Ukraine","marketing":0.2861,"utility":0.0991,"authentication":0.0991,"authenticationInternational":0.2481,"service":0.0991,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0991,"discount":0},{"from":100001,"to":1000000,"rate":0.0941,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0892,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0842,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0793,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0743,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0991,"discount":0},{"from":300001,"to":2000000,"rate":0.0941,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0892,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0842,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0793,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0743,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":0.1917,"utility":0.0522,"authentication":0.0522,"authenticationInternational":0.1697,"service":0.0522,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0522,"discount":0},{"from":100001,"to":1000000,"rate":0.0496,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.047,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0444,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0418,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0392,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0522,"discount":0},{"from":300001,"to":2000000,"rate":0.0496,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.047,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0444,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0418,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0392,"discount":-0.25}]}},{"market":"United Kingdom","marketing":0.2112,"utility":0.0732,"authentication":0.0732,"authenticationInternational":null,"service":0.0732,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0732,"discount":0},{"from":100001,"to":1000000,"rate":0.0695,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0659,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0622,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0586,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0549,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0732,"discount":0},{"from":300001,"to":2000000,"rate":0.0695,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0659,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0622,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0586,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0549,"discount":-0.25}]}},{"market":"North America","marketing":0.0832,"utility":0.0113,"authentication":0.0113,"authenticationInternational":null,"service":0.0113,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0113,"discount":0},{"from":80001,"to":750000,"rate":0.0107,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0102,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0096,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.009,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0085,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0113,"discount":0},{"from":100001,"to":500000,"rate":0.0107,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0102,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0096,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.009,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0085,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":0.0749,"utility":0.0133,"authentication":0.0133,"authenticationInternational":null,"service":0.0133,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0133,"discount":0},{"from":100001,"to":1000000,"rate":0.0126,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.012,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0113,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0106,"discount":-0.2},{"from":80000001,"to":null,"rate":0.01,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0133,"discount":0},{"from":300001,"to":2000000,"rate":0.0126,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.012,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0113,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0106,"discount":-0.2},{"from":40000001,"to":null,"rate":0.01,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":0.28,"utility":0.0376,"authentication":0.0376,"authenticationInternational":null,"service":0.0376,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0376,"discount":0},{"from":150001,"to":1000000,"rate":0.0357,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0338,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.032,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0301,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0282,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0376,"discount":0},{"from":100001,"to":300000,"rate":0.0357,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0338,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.032,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0301,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0282,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":0.2861,"utility":0.0705,"authentication":0.0705,"authenticationInternational":null,"service":0.0705,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0705,"discount":0},{"from":100001,"to":1000000,"rate":0.067,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0635,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0599,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0564,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0529,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0705,"discount":0},{"from":300001,"to":2000000,"rate":0.067,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0635,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0599,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0564,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0529,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":0.2462,"utility":0.0376,"authentication":0.0376,"authenticationInternational":null,"service":0.0376,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0376,"discount":0},{"from":100001,"to":1000000,"rate":0.0357,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0338,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.032,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0301,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0282,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0376,"discount":0},{"from":120001,"to":400000,"rate":0.0357,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0338,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.032,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0301,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0282,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":0.1304,"utility":0.0303,"authentication":0.0303,"authenticationInternational":null,"service":0.0303,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0303,"discount":0},{"from":100001,"to":1000000,"rate":0.0288,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0273,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0258,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0242,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0227,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0303,"discount":0},{"from":300001,"to":2000000,"rate":0.0288,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0273,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0258,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0242,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0227,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":0.197,"utility":0.0569,"authentication":0.0569,"authenticationInternational":null,"service":0.0569,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0569,"discount":0},{"from":100001,"to":1000000,"rate":0.0541,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0512,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0484,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0455,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0427,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0569,"discount":0},{"from":300001,"to":2000000,"rate":0.0541,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0512,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0484,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0455,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0427,"discount":-0.25}]}},{"market":"Other","marketing":0.2009,"utility":0.0256,"authentication":0.0256,"authenticationInternational":null,"service":0.0256,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0256,"discount":0},{"from":80001,"to":750000,"rate":0.0243,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.023,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0218,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0205,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0192,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0256,"discount":0},{"from":100001,"to":500000,"rate":0.0243,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.023,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0218,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0205,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0192,"discount":-0.25}]}}]},{"currency":"SAR","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":0.2315,"utility":0.0974,"authentication":0.0974,"authenticationInternational":null,"service":0.0974,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0974,"discount":0},{"from":100001,"to":1000000,"rate":0.0925,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0877,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0828,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0779,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0731,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0974,"discount":0},{"from":120001,"to":400000,"rate":0.0925,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0877,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0828,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0779,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0731,"discount":-0.25}]}},{"market":"Bangladesh","marketing":0.2742,"utility":0.0139,"authentication":0.0139,"authenticationInternational":0.3594,"service":0.0139,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0139,"discount":0},{"from":150001,"to":1000000,"rate":0.0132,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0125,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0118,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0111,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0104,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0139,"discount":0},{"from":100001,"to":300000,"rate":0.0132,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0125,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0118,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0111,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0104,"discount":-0.25}]}},{"market":"Brazil","marketing":0.2342,"utility":0.0255,"authentication":0.0255,"authenticationInternational":null,"service":0.0255,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.0255,"discount":0},{"from":250001,"to":2000000,"rate":0.0242,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.023,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.0217,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.0204,"discount":-0.2},{"from":70000001,"to":null,"rate":0.0191,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.0255,"discount":0},{"from":500001,"to":3000000,"rate":0.0242,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.023,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.0217,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0204,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0191,"discount":-0.25}]}},{"market":"Chile","marketing":0.3331,"utility":0.0749,"authentication":0.0749,"authenticationInternational":null,"service":0.0749,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0749,"discount":0},{"from":100001,"to":1000000,"rate":0.0712,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0674,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0637,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0599,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0562,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0749,"discount":0},{"from":120001,"to":400000,"rate":0.0712,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0674,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0637,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0599,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0562,"discount":-0.25}]}},{"market":"Colombia","marketing":0.0468,"utility":0.003,"authentication":0.003,"authenticationInternational":null,"service":0.003,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.003,"discount":0},{"from":100001,"to":1000000,"rate":0.0029,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0027,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0026,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0024,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0023,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.003,"discount":0},{"from":120001,"to":400000,"rate":0.0029,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0027,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0026,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0024,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0023,"discount":-0.25}]}},{"market":"Egypt","marketing":0.2413,"utility":0.0135,"authentication":0.0135,"authenticationInternational":0.2435,"service":0.0135,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0135,"discount":0},{"from":100001,"to":1000000,"rate":0.0128,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0122,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0115,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0108,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0101,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0135,"discount":0},{"from":300001,"to":2000000,"rate":0.0128,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0122,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0115,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0108,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0101,"discount":-0.25}]}},{"market":"France","marketing":0.3218,"utility":0.1124,"authentication":0.1124,"authenticationInternational":null,"service":0.1124,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1124,"discount":0},{"from":100001,"to":1000000,"rate":0.1068,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1012,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0955,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0899,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0843,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1124,"discount":0},{"from":300001,"to":2000000,"rate":0.1068,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1012,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0955,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0899,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0843,"discount":-0.25}]}},{"market":"Germany","marketing":0.5114,"utility":0.2061,"authentication":0.2061,"authenticationInternational":null,"service":0.2061,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.2061,"discount":0},{"from":100001,"to":1000000,"rate":0.1958,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1855,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1752,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1649,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1546,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.2061,"discount":0},{"from":300001,"to":2000000,"rate":0.1958,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1855,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1752,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1649,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1546,"discount":-0.25}]}},{"market":"Hong Kong","marketing":0.2742,"utility":0.0973,"authentication":0.0973,"authenticationInternational":null,"service":0.0973,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0973,"discount":0},{"from":150001,"to":1000000,"rate":0.0924,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0876,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0827,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0778,"discount":-0.2},{"from":50000001,"to":null,"rate":0.073,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0973,"discount":0},{"from":100001,"to":300000,"rate":0.0924,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0876,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0827,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0778,"discount":-0.2},{"from":20000001,"to":null,"rate":0.073,"discount":-0.25}]}},{"market":"Hungary","marketing":0.3222,"utility":0.1311,"authentication":0.1311,"authenticationInternational":null,"service":0.1311,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1311,"discount":0},{"from":100001,"to":1000000,"rate":0.1245,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.118,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1114,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1049,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0983,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1311,"discount":0},{"from":300001,"to":2000000,"rate":0.1245,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.118,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1114,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1049,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0983,"discount":-0.25}]}},{"market":"India","marketing":0.0442,"utility":0.0052,"authentication":0.0052,"authenticationInternational":0.1139,"service":0.0052,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.0052,"discount":0},{"from":25000001,"to":50000000,"rate":0.0049,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.0046,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.0043,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.004,"discount":-0.24},{"from":300000001,"to":null,"rate":0.0036,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.0052,"discount":0},{"from":750001,"to":15000000,"rate":0.0049,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.0046,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.0043,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.004,"discount":-0.24},{"from":100000001,"to":null,"rate":0.0036,"discount":-0.3}]}},{"market":"Indonesia","marketing":0.154,"utility":0.0937,"authentication":0.0937,"authenticationInternational":0.5095,"service":0.0937,"tiers":{"utility":[{"from":0,"to":750000,"rate":0.0937,"discount":0},{"from":750001,"to":4000000,"rate":0.089,"discount":-0.05},{"from":4000001,"to":25000000,"rate":0.0843,"discount":-0.1},{"from":25000001,"to":75000000,"rate":0.0796,"discount":-0.15},{"from":75000001,"to":150000000,"rate":0.075,"discount":-0.2},{"from":150000001,"to":null,"rate":0.0703,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":0.0937,"discount":0},{"from":750001,"to":2000000,"rate":0.089,"discount":-0.05},{"from":2000001,"to":6000000,"rate":0.0843,"discount":-0.1},{"from":6000001,"to":30000000,"rate":0.0796,"discount":-0.15},{"from":30000001,"to":60000000,"rate":0.075,"discount":-0.2},{"from":60000001,"to":null,"rate":0.0703,"discount":-0.25}]}},{"market":"Iraq","marketing":0.1278,"utility":0.0296,"authentication":0.0296,"authenticationInternational":0.4796,"service":0.0296,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0296,"discount":0},{"from":100001,"to":1000000,"rate":0.0281,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0266,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0252,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0237,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0222,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0296,"discount":0},{"from":300001,"to":2000000,"rate":0.0281,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0266,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0252,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0237,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0222,"discount":-0.25}]}},{"market":"Israel","marketing":0.1322,"utility":0.0199,"authentication":0.0199,"authenticationInternational":null,"service":0.0199,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0199,"discount":0},{"from":100001,"to":1000000,"rate":0.0189,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0179,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0169,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0159,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0149,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0199,"discount":0},{"from":300001,"to":2000000,"rate":0.0189,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0179,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0169,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0159,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0149,"discount":-0.25}]}},{"market":"Italy","marketing":0.2977,"utility":0.1124,"authentication":0.1124,"authenticationInternational":null,"service":0.1124,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1124,"discount":0},{"from":100001,"to":1000000,"rate":0.1068,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1012,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0955,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0899,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0843,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1124,"discount":0},{"from":300001,"to":2000000,"rate":0.1068,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1012,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0955,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0899,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0843,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":0.2263,"utility":0.0673,"authentication":0.0673,"authenticationInternational":0.5984,"service":0.0673,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0673,"discount":0},{"from":80001,"to":750000,"rate":0.0639,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0606,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0572,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0538,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0505,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0673,"discount":0},{"from":100001,"to":500000,"rate":0.0639,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0606,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0572,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0538,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0505,"discount":-0.25}]}},{"market":"Kuwait","marketing":0.2969,"utility":0.1649,"authentication":0.1649,"authenticationInternational":0.4497,"service":0.1649,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1649,"discount":0},{"from":100001,"to":1000000,"rate":0.1567,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1484,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1402,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1319,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1237,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1649,"discount":0},{"from":300001,"to":2000000,"rate":0.1567,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1484,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1402,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1319,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1237,"discount":-0.25}]}},{"market":"Malaysia","marketing":0.3222,"utility":0.0524,"authentication":0.0524,"authenticationInternational":0.1566,"service":0.0524,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0524,"discount":0},{"from":150001,"to":1000000,"rate":0.0498,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0472,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0445,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0419,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0393,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0524,"discount":0},{"from":100001,"to":300000,"rate":0.0498,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0472,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0445,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0419,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0393,"discount":-0.25}]}},{"market":"Mexico","marketing":0.1486,"utility":0.0318,"authentication":0.0318,"authenticationInternational":null,"service":0.0318,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.0318,"discount":0},{"from":1000001,"to":5000000,"rate":0.0302,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.0286,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.027,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0254,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0239,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.0318,"discount":0},{"from":250001,"to":1000000,"rate":0.0302,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.0286,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.027,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0254,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0239,"discount":-0.25}]}},{"market":"Morocco","marketing":0.1551,"utility":0.0863,"authentication":0.0863,"authenticationInternational":0.3041,"service":0.0863,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0863,"discount":0},{"from":100001,"to":1000000,"rate":0.082,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0777,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0734,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.069,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0647,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0863,"discount":0},{"from":300001,"to":2000000,"rate":0.082,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0777,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0734,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.069,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0647,"discount":-0.25}]}},{"market":"Netherlands","marketing":0.5983,"utility":0.1873,"authentication":0.1873,"authenticationInternational":null,"service":0.1873,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1873,"discount":0},{"from":100001,"to":1000000,"rate":0.1779,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1686,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1592,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1498,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1405,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1873,"discount":0},{"from":300001,"to":2000000,"rate":0.1779,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1686,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1592,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1498,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1405,"discount":-0.25}]}},{"market":"Nepal","marketing":0.2742,"utility":0.0127,"authentication":0.0127,"authenticationInternational":0.4193,"service":0.0127,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0127,"discount":0},{"from":150001,"to":1000000,"rate":0.0121,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0114,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0108,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0102,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0095,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0127,"discount":0},{"from":100001,"to":300000,"rate":0.0121,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0114,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0108,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0102,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0095,"discount":-0.25}]}},{"market":"Nigeria","marketing":0.1933,"utility":0.0251,"authentication":0.0251,"authenticationInternational":0.281,"service":0.0251,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0251,"discount":0},{"from":100001,"to":1000000,"rate":0.0238,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0226,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0213,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0201,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0188,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0251,"discount":0},{"from":300001,"to":2000000,"rate":0.0238,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0226,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0213,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0201,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0188,"discount":-0.25}]}},{"market":"Oman","marketing":0.1278,"utility":0.0926,"authentication":0.0926,"authenticationInternational":0.2248,"service":0.0926,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0926,"discount":0},{"from":100001,"to":1000000,"rate":0.088,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0833,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0787,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0741,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0695,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0926,"discount":0},{"from":300001,"to":2000000,"rate":0.088,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0833,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0787,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0741,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0695,"discount":-0.25}]}},{"market":"Pakistan","marketing":0.1772,"utility":0.0563,"authentication":0.0563,"authenticationInternational":0.281,"service":0.0563,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0563,"discount":0},{"from":150001,"to":1000000,"rate":0.0535,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0507,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0479,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.045,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0422,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0563,"discount":0},{"from":100001,"to":300000,"rate":0.0535,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0507,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0479,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.045,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0422,"discount":-0.25}]}},{"market":"Peru","marketing":0.2634,"utility":0.1124,"authentication":0.1124,"authenticationInternational":null,"service":0.1124,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1124,"discount":0},{"from":100001,"to":1000000,"rate":0.1068,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1012,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0955,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0899,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0843,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.1124,"discount":0},{"from":120001,"to":400000,"rate":0.1068,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.1012,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0955,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0899,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0843,"discount":-0.25}]}},{"market":"Poland","marketing":0.1371,"utility":0.0457,"authentication":0.0457,"authenticationInternational":null,"service":0.0457,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0457,"discount":0},{"from":100001,"to":1000000,"rate":0.0434,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0411,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0388,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0366,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0343,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0457,"discount":0},{"from":300001,"to":2000000,"rate":0.0434,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0411,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0388,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0366,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0343,"discount":-0.25}]}},{"market":"Qatar","marketing":0.1278,"utility":0.045,"authentication":0.045,"authenticationInternational":null,"service":0.045,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.045,"discount":0},{"from":100001,"to":1000000,"rate":0.0428,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0405,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0383,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.036,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0338,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.045,"discount":0},{"from":300001,"to":2000000,"rate":0.0428,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0405,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0383,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.036,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0338,"discount":-0.25}]}},{"market":"Romania","marketing":0.3222,"utility":0.1086,"authentication":0.1086,"authenticationInternational":null,"service":0.1086,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1086,"discount":0},{"from":100001,"to":1000000,"rate":0.1032,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0977,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0923,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0869,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0815,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1086,"discount":0},{"from":300001,"to":2000000,"rate":0.1032,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0977,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0923,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0869,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0815,"discount":-0.25}]}},{"market":"Russia","marketing":0.3005,"utility":0.1499,"authentication":0.1499,"authenticationInternational":null,"service":0.1499,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1499,"discount":0},{"from":100001,"to":1000000,"rate":0.1424,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1349,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.1274,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.1199,"discount":-0.2},{"from":80000001,"to":null,"rate":0.1124,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1499,"discount":0},{"from":300001,"to":2000000,"rate":0.1424,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1349,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.1274,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.1199,"discount":-0.2},{"from":40000001,"to":null,"rate":0.1124,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":0.2159,"utility":0.0401,"authentication":0.0401,"authenticationInternational":0.224,"service":0.0401,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0401,"discount":0},{"from":100001,"to":1000000,"rate":0.0381,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0361,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0341,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0321,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0301,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0401,"discount":0},{"from":300001,"to":2000000,"rate":0.0381,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0361,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0341,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0321,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0301,"discount":-0.25}]}},{"market":"Singapore","marketing":0.2742,"utility":0.0599,"authentication":0.0599,"authenticationInternational":null,"service":0.0599,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0599,"discount":0},{"from":150001,"to":1000000,"rate":0.0569,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0539,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0509,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0479,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0449,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0599,"discount":0},{"from":100001,"to":300000,"rate":0.0569,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0539,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0509,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0479,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0449,"discount":-0.25}]}},{"market":"South Africa","marketing":0.142,"utility":0.0356,"authentication":0.0356,"authenticationInternational":0.0749,"service":0.0356,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0356,"discount":0},{"from":100001,"to":1000000,"rate":0.0338,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.032,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0303,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0285,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0267,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0356,"discount":0},{"from":300001,"to":2000000,"rate":0.0338,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.032,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0303,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0285,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0267,"discount":-0.25}]}},{"market":"Spain","marketing":0.265,"utility":0.0749,"authentication":0.0749,"authenticationInternational":null,"service":0.0749,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0749,"discount":0},{"from":100001,"to":1000000,"rate":0.0712,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0674,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0637,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0599,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0562,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0749,"discount":0},{"from":300001,"to":2000000,"rate":0.0712,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0674,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0637,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0599,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0562,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":0.2742,"utility":0.0075,"authentication":0.0075,"authenticationInternational":0.539,"service":0.0075,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0075,"discount":0},{"from":150001,"to":1000000,"rate":0.0071,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0068,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0064,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.006,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0056,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0075,"discount":0},{"from":100001,"to":300000,"rate":0.0071,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0068,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0064,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.006,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0056,"discount":-0.25}]}},{"market":"Turkey","marketing":0.0408,"utility":0.0034,"authentication":0.0034,"authenticationInternational":null,"service":0.0034,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0034,"discount":0},{"from":100001,"to":1000000,"rate":0.0032,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0031,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0029,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0027,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0026,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0034,"discount":0},{"from":300001,"to":2000000,"rate":0.0032,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0031,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0029,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0027,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0026,"discount":-0.25}]}},{"market":"Ukraine","marketing":0.3222,"utility":0.1116,"authentication":0.1116,"authenticationInternational":0.2794,"service":0.1116,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.1116,"discount":0},{"from":100001,"to":1000000,"rate":0.106,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.1004,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0949,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0893,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0837,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.1116,"discount":0},{"from":300001,"to":2000000,"rate":0.106,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.1004,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0949,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0893,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0837,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":0.2159,"utility":0.0588,"authentication":0.0588,"authenticationInternational":0.1911,"service":0.0588,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0588,"discount":0},{"from":100001,"to":1000000,"rate":0.0559,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0529,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.05,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.047,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0441,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0588,"discount":0},{"from":300001,"to":2000000,"rate":0.0559,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0529,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.05,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.047,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0441,"discount":-0.25}]}},{"market":"United Kingdom","marketing":0.2378,"utility":0.0824,"authentication":0.0824,"authenticationInternational":null,"service":0.0824,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0824,"discount":0},{"from":100001,"to":1000000,"rate":0.0783,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0742,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.07,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0659,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0618,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0824,"discount":0},{"from":300001,"to":2000000,"rate":0.0783,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0742,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.07,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0659,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0618,"discount":-0.25}]}},{"market":"North America","marketing":0.0937,"utility":0.0127,"authentication":0.0127,"authenticationInternational":null,"service":0.0127,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0127,"discount":0},{"from":80001,"to":750000,"rate":0.0121,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0114,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0108,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0102,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0095,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0127,"discount":0},{"from":100001,"to":500000,"rate":0.0121,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0114,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0108,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0102,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0095,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":0.0843,"utility":0.015,"authentication":0.015,"authenticationInternational":null,"service":0.015,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.015,"discount":0},{"from":100001,"to":1000000,"rate":0.0143,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0135,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0128,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.012,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0113,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.015,"discount":0},{"from":300001,"to":2000000,"rate":0.0143,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0135,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0128,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.012,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0113,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":0.3153,"utility":0.0423,"authentication":0.0423,"authenticationInternational":null,"service":0.0423,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0423,"discount":0},{"from":150001,"to":1000000,"rate":0.0402,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0381,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.036,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0338,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0317,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0423,"discount":0},{"from":100001,"to":300000,"rate":0.0402,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0381,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.036,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0338,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0317,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":0.3222,"utility":0.0794,"authentication":0.0794,"authenticationInternational":null,"service":0.0794,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0794,"discount":0},{"from":100001,"to":1000000,"rate":0.0754,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0715,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0675,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0635,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0596,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0794,"discount":0},{"from":300001,"to":2000000,"rate":0.0754,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0715,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0675,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0635,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0596,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":0.2772,"utility":0.0423,"authentication":0.0423,"authenticationInternational":null,"service":0.0423,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0423,"discount":0},{"from":100001,"to":1000000,"rate":0.0402,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0381,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.036,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0338,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0317,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0423,"discount":0},{"from":120001,"to":400000,"rate":0.0402,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0381,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.036,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0338,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0317,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":0.147,"utility":0.0341,"authentication":0.0341,"authenticationInternational":null,"service":0.0341,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0341,"discount":0},{"from":100001,"to":1000000,"rate":0.0324,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0307,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.029,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0273,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0256,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0341,"discount":0},{"from":300001,"to":2000000,"rate":0.0324,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0307,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.029,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0273,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0256,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":0.2218,"utility":0.0641,"authentication":0.0641,"authenticationInternational":null,"service":0.0641,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0641,"discount":0},{"from":100001,"to":1000000,"rate":0.0609,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0577,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0545,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0513,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0481,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0641,"discount":0},{"from":300001,"to":2000000,"rate":0.0609,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0577,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0545,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0513,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0481,"discount":-0.25}]}},{"market":"Other","marketing":0.2263,"utility":0.0288,"authentication":0.0288,"authenticationInternational":null,"service":0.0288,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0288,"discount":0},{"from":80001,"to":750000,"rate":0.0274,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0259,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0245,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.023,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0216,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0288,"discount":0},{"from":100001,"to":500000,"rate":0.0274,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0259,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0245,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.023,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0216,"discount":-0.25}]}}]},{"currency":"SGD","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":0.0791,"utility":0.0333,"authentication":0.0333,"authenticationInternational":null,"service":0.0333,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0333,"discount":0},{"from":100001,"to":1000000,"rate":0.0316,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.03,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0283,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0266,"discount":-0.2},{"from":30000001,"to":null,"rate":0.025,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0333,"discount":0},{"from":120001,"to":400000,"rate":0.0316,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.03,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0283,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0266,"discount":-0.2},{"from":10000001,"to":null,"rate":0.025,"discount":-0.25}]}},{"market":"Bangladesh","marketing":0.0937,"utility":0.0047,"authentication":0.0047,"authenticationInternational":0.1232,"service":0.0047,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0047,"discount":0},{"from":150001,"to":1000000,"rate":0.0045,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0042,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.004,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0038,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0035,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0047,"discount":0},{"from":100001,"to":300000,"rate":0.0045,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0042,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.004,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0038,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0035,"discount":-0.25}]}},{"market":"Brazil","marketing":0.08,"utility":0.0087,"authentication":0.0087,"authenticationInternational":null,"service":0.0087,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.0087,"discount":0},{"from":250001,"to":2000000,"rate":0.0083,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.0078,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.0074,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.007,"discount":-0.2},{"from":70000001,"to":null,"rate":0.0065,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.0087,"discount":0},{"from":500001,"to":3000000,"rate":0.0083,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.0078,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.0074,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.007,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0065,"discount":-0.25}]}},{"market":"Chile","marketing":0.1138,"utility":0.0256,"authentication":0.0256,"authenticationInternational":null,"service":0.0256,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0256,"discount":0},{"from":100001,"to":1000000,"rate":0.0243,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.023,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0218,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0205,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0192,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0256,"discount":0},{"from":120001,"to":400000,"rate":0.0243,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.023,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0218,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0205,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0192,"discount":-0.25}]}},{"market":"Colombia","marketing":0.016,"utility":0.001,"authentication":0.001,"authenticationInternational":null,"service":0.001,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.001,"discount":0},{"from":100001,"to":1000000,"rate":0.001,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0009,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0009,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0008,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0008,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.001,"discount":0},{"from":120001,"to":400000,"rate":0.001,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0009,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0009,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0008,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0008,"discount":-0.25}]}},{"market":"Egypt","marketing":0.0825,"utility":0.0046,"authentication":0.0046,"authenticationInternational":0.0832,"service":0.0046,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0046,"discount":0},{"from":100001,"to":1000000,"rate":0.0044,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0041,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0039,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0037,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0035,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0046,"discount":0},{"from":300001,"to":2000000,"rate":0.0044,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0041,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0039,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0037,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0035,"discount":-0.25}]}},{"market":"France","marketing":0.11,"utility":0.0384,"authentication":0.0384,"authenticationInternational":null,"service":0.0384,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0384,"discount":0},{"from":100001,"to":1000000,"rate":0.0365,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0346,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0326,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0307,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0288,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0384,"discount":0},{"from":300001,"to":2000000,"rate":0.0365,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0346,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0326,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0307,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0288,"discount":-0.25}]}},{"market":"Germany","marketing":0.1748,"utility":0.0704,"authentication":0.0704,"authenticationInternational":null,"service":0.0704,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0704,"discount":0},{"from":100001,"to":1000000,"rate":0.0669,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0634,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0598,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0563,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0528,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0704,"discount":0},{"from":300001,"to":2000000,"rate":0.0669,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0634,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0598,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0563,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0528,"discount":-0.25}]}},{"market":"Hong Kong","marketing":0.0937,"utility":0.0334,"authentication":0.0334,"authenticationInternational":null,"service":0.0334,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0334,"discount":0},{"from":150001,"to":1000000,"rate":0.0317,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0301,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0284,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0267,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0251,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0334,"discount":0},{"from":100001,"to":300000,"rate":0.0317,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0301,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0284,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0267,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0251,"discount":-0.25}]}},{"market":"Hungary","marketing":0.1101,"utility":0.0447,"authentication":0.0447,"authenticationInternational":null,"service":0.0447,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0447,"discount":0},{"from":100001,"to":1000000,"rate":0.0425,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0402,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.038,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0358,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0335,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0447,"discount":0},{"from":300001,"to":2000000,"rate":0.0425,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0402,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.038,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0358,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0335,"discount":-0.25}]}},{"market":"India","marketing":0.0151,"utility":0.0018,"authentication":0.0018,"authenticationInternational":0.0389,"service":0.0018,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.0018,"discount":0},{"from":25000001,"to":50000000,"rate":0.0017,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.0016,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.0015,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.0014,"discount":-0.24},{"from":300000001,"to":null,"rate":0.0013,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.0018,"discount":0},{"from":750001,"to":15000000,"rate":0.0017,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.0016,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.0015,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.0014,"discount":-0.24},{"from":100000001,"to":null,"rate":0.0013,"discount":-0.3}]}},{"market":"Indonesia","marketing":0.0526,"utility":0.032,"authentication":0.032,"authenticationInternational":0.1741,"service":0.032,"tiers":{"utility":[{"from":0,"to":750000,"rate":0.032,"discount":0},{"from":750001,"to":4000000,"rate":0.0304,"discount":-0.05},{"from":4000001,"to":25000000,"rate":0.0288,"discount":-0.1},{"from":25000001,"to":75000000,"rate":0.0272,"discount":-0.15},{"from":75000001,"to":150000000,"rate":0.0256,"discount":-0.2},{"from":150000001,"to":null,"rate":0.024,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":0.032,"discount":0},{"from":750001,"to":2000000,"rate":0.0304,"discount":-0.05},{"from":2000001,"to":6000000,"rate":0.0288,"discount":-0.1},{"from":6000001,"to":30000000,"rate":0.0272,"discount":-0.15},{"from":30000001,"to":60000000,"rate":0.0256,"discount":-0.2},{"from":60000001,"to":null,"rate":0.024,"discount":-0.25}]}},{"market":"Iraq","marketing":0.0437,"utility":0.0102,"authentication":0.0102,"authenticationInternational":0.1646,"service":0.0102,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0102,"discount":0},{"from":100001,"to":1000000,"rate":0.0097,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0092,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0087,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0082,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0077,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0102,"discount":0},{"from":300001,"to":2000000,"rate":0.0097,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0092,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0087,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0082,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0077,"discount":-0.25}]}},{"market":"Israel","marketing":0.0452,"utility":0.0068,"authentication":0.0068,"authenticationInternational":null,"service":0.0068,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0068,"discount":0},{"from":100001,"to":1000000,"rate":0.0065,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0061,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0058,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0054,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0051,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0068,"discount":0},{"from":300001,"to":2000000,"rate":0.0065,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0061,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0058,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0054,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0051,"discount":-0.25}]}},{"market":"Italy","marketing":0.1018,"utility":0.0384,"authentication":0.0384,"authenticationInternational":null,"service":0.0384,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0384,"discount":0},{"from":100001,"to":1000000,"rate":0.0365,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0346,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0326,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0307,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0288,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0384,"discount":0},{"from":300001,"to":2000000,"rate":0.0365,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0346,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0326,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0307,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0288,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":0.0773,"utility":0.0231,"authentication":0.0231,"authenticationInternational":0.2057,"service":0.0231,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0231,"discount":0},{"from":80001,"to":750000,"rate":0.0219,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0208,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0196,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0185,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0173,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0231,"discount":0},{"from":100001,"to":500000,"rate":0.0219,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0208,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0196,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0185,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0173,"discount":-0.25}]}},{"market":"Kuwait","marketing":0.1015,"utility":0.0566,"authentication":0.0566,"authenticationInternational":0.1543,"service":0.0566,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0566,"discount":0},{"from":100001,"to":1000000,"rate":0.0538,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0509,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0481,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0453,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0425,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0566,"discount":0},{"from":300001,"to":2000000,"rate":0.0538,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0509,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0481,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0453,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0425,"discount":-0.25}]}},{"market":"Malaysia","marketing":0.1101,"utility":0.0179,"authentication":0.0179,"authenticationInternational":0.0535,"service":0.0179,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0179,"discount":0},{"from":150001,"to":1000000,"rate":0.017,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0161,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0152,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0143,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0134,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0179,"discount":0},{"from":100001,"to":300000,"rate":0.017,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0161,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0152,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0143,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0134,"discount":-0.25}]}},{"market":"Mexico","marketing":0.0508,"utility":0.0109,"authentication":0.0109,"authenticationInternational":null,"service":0.0109,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.0109,"discount":0},{"from":1000001,"to":5000000,"rate":0.0104,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.0098,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0093,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0087,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0082,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.0109,"discount":0},{"from":250001,"to":1000000,"rate":0.0104,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.0098,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.0093,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0087,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0082,"discount":-0.25}]}},{"market":"Morocco","marketing":0.053,"utility":0.0293,"authentication":0.0293,"authenticationInternational":0.1034,"service":0.0293,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0293,"discount":0},{"from":100001,"to":1000000,"rate":0.0278,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0264,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0249,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0234,"discount":-0.2},{"from":80000001,"to":null,"rate":0.022,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0293,"discount":0},{"from":300001,"to":2000000,"rate":0.0278,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0264,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0249,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0234,"discount":-0.2},{"from":40000001,"to":null,"rate":0.022,"discount":-0.25}]}},{"market":"Netherlands","marketing":0.2045,"utility":0.064,"authentication":0.064,"authenticationInternational":null,"service":0.064,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.064,"discount":0},{"from":100001,"to":1000000,"rate":0.0608,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0576,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0544,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0512,"discount":-0.2},{"from":80000001,"to":null,"rate":0.048,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.064,"discount":0},{"from":300001,"to":2000000,"rate":0.0608,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0576,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0544,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0512,"discount":-0.2},{"from":40000001,"to":null,"rate":0.048,"discount":-0.25}]}},{"market":"Nepal","marketing":0.0937,"utility":0.0044,"authentication":0.0044,"authenticationInternational":0.1437,"service":0.0044,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0044,"discount":0},{"from":150001,"to":1000000,"rate":0.0042,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.004,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0037,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0035,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0033,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0044,"discount":0},{"from":100001,"to":300000,"rate":0.0042,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.004,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0037,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0035,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0033,"discount":-0.25}]}},{"market":"Nigeria","marketing":0.0661,"utility":0.0086,"authentication":0.0086,"authenticationInternational":0.096,"service":0.0086,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0086,"discount":0},{"from":100001,"to":1000000,"rate":0.0082,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0077,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0073,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0069,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0065,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0086,"discount":0},{"from":300001,"to":2000000,"rate":0.0082,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0077,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0073,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0069,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0065,"discount":-0.25}]}},{"market":"Oman","marketing":0.0437,"utility":0.0318,"authentication":0.0318,"authenticationInternational":0.0771,"service":0.0318,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0318,"discount":0},{"from":100001,"to":1000000,"rate":0.0302,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0286,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.027,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0254,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0239,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0318,"discount":0},{"from":300001,"to":2000000,"rate":0.0302,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0286,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.027,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0254,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0239,"discount":-0.25}]}},{"market":"Pakistan","marketing":0.0606,"utility":0.0192,"authentication":0.0192,"authenticationInternational":0.096,"service":0.0192,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0192,"discount":0},{"from":150001,"to":1000000,"rate":0.0182,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0173,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0163,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0154,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0144,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0192,"discount":0},{"from":100001,"to":300000,"rate":0.0182,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0173,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0163,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0154,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0144,"discount":-0.25}]}},{"market":"Peru","marketing":0.09,"utility":0.0384,"authentication":0.0384,"authenticationInternational":null,"service":0.0384,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0384,"discount":0},{"from":100001,"to":1000000,"rate":0.0365,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0346,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0326,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0307,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0288,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0384,"discount":0},{"from":120001,"to":400000,"rate":0.0365,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0346,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0326,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0307,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0288,"discount":-0.25}]}},{"market":"Poland","marketing":0.0468,"utility":0.0156,"authentication":0.0156,"authenticationInternational":null,"service":0.0156,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0156,"discount":0},{"from":100001,"to":1000000,"rate":0.0148,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.014,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0133,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0125,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0117,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0156,"discount":0},{"from":300001,"to":2000000,"rate":0.0148,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.014,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0133,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0125,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0117,"discount":-0.25}]}},{"market":"Qatar","marketing":0.0437,"utility":0.0154,"authentication":0.0154,"authenticationInternational":null,"service":0.0154,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0154,"discount":0},{"from":100001,"to":1000000,"rate":0.0146,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0139,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0131,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0123,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0116,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0154,"discount":0},{"from":300001,"to":2000000,"rate":0.0146,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0139,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0131,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0123,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0116,"discount":-0.25}]}},{"market":"Romania","marketing":0.1101,"utility":0.0371,"authentication":0.0371,"authenticationInternational":null,"service":0.0371,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0371,"discount":0},{"from":100001,"to":1000000,"rate":0.0352,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0334,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0315,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0297,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0278,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0371,"discount":0},{"from":300001,"to":2000000,"rate":0.0352,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0334,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0315,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0297,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0278,"discount":-0.25}]}},{"market":"Russia","marketing":0.1027,"utility":0.0512,"authentication":0.0512,"authenticationInternational":null,"service":0.0512,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0512,"discount":0},{"from":100001,"to":1000000,"rate":0.0486,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0461,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0435,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.041,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0384,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0512,"discount":0},{"from":300001,"to":2000000,"rate":0.0486,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0461,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0435,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.041,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0384,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":0.0737,"utility":0.0137,"authentication":0.0137,"authenticationInternational":0.0766,"service":0.0137,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0137,"discount":0},{"from":100001,"to":1000000,"rate":0.013,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0123,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0116,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.011,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0103,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0137,"discount":0},{"from":300001,"to":2000000,"rate":0.013,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0123,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0116,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.011,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0103,"discount":-0.25}]}},{"market":"Singapore","marketing":0.0937,"utility":0.0205,"authentication":0.0205,"authenticationInternational":null,"service":0.0205,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0205,"discount":0},{"from":150001,"to":1000000,"rate":0.0195,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0185,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0174,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0164,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0154,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0205,"discount":0},{"from":100001,"to":300000,"rate":0.0195,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0185,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0174,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0164,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0154,"discount":-0.25}]}},{"market":"South Africa","marketing":0.0485,"utility":0.0121,"authentication":0.0121,"authenticationInternational":0.0256,"service":0.0121,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0121,"discount":0},{"from":100001,"to":1000000,"rate":0.0115,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0109,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0103,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0097,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0091,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0121,"discount":0},{"from":300001,"to":2000000,"rate":0.0115,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0109,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0103,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0097,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0091,"discount":-0.25}]}},{"market":"Spain","marketing":0.0905,"utility":0.0256,"authentication":0.0256,"authenticationInternational":null,"service":0.0256,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0256,"discount":0},{"from":100001,"to":1000000,"rate":0.0243,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.023,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0218,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0205,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0192,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0256,"discount":0},{"from":300001,"to":2000000,"rate":0.0243,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.023,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0218,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0205,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0192,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":0.0937,"utility":0.0026,"authentication":0.0026,"authenticationInternational":0.1848,"service":0.0026,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0026,"discount":0},{"from":150001,"to":1000000,"rate":0.0025,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0023,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0022,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0021,"discount":-0.2},{"from":50000001,"to":null,"rate":0.002,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0026,"discount":0},{"from":100001,"to":300000,"rate":0.0025,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0023,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0022,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0021,"discount":-0.2},{"from":20000001,"to":null,"rate":0.002,"discount":-0.25}]}},{"market":"Turkey","marketing":0.014,"utility":0.0012,"authentication":0.0012,"authenticationInternational":null,"service":0.0012,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0012,"discount":0},{"from":100001,"to":1000000,"rate":0.0011,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0011,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.001,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.001,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0009,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0012,"discount":0},{"from":300001,"to":2000000,"rate":0.0011,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0011,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.001,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.001,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0009,"discount":-0.25}]}},{"market":"Ukraine","marketing":0.1101,"utility":0.0381,"authentication":0.0381,"authenticationInternational":0.0954,"service":0.0381,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0381,"discount":0},{"from":100001,"to":1000000,"rate":0.0362,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0343,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0324,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0305,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0286,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0381,"discount":0},{"from":300001,"to":2000000,"rate":0.0362,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0343,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0324,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0305,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0286,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":0.0737,"utility":0.0201,"authentication":0.0201,"authenticationInternational":0.0653,"service":0.0201,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0201,"discount":0},{"from":100001,"to":1000000,"rate":0.0191,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0181,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0171,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0161,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0151,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0201,"discount":0},{"from":300001,"to":2000000,"rate":0.0191,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0181,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0171,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0161,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0151,"discount":-0.25}]}},{"market":"United Kingdom","marketing":0.0812,"utility":0.0282,"authentication":0.0282,"authenticationInternational":null,"service":0.0282,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0282,"discount":0},{"from":100001,"to":1000000,"rate":0.0268,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0254,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.024,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0226,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0212,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0282,"discount":0},{"from":300001,"to":2000000,"rate":0.0268,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0254,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.024,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0226,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0212,"discount":-0.25}]}},{"market":"North America","marketing":0.032,"utility":0.0044,"authentication":0.0044,"authenticationInternational":null,"service":0.0044,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0044,"discount":0},{"from":80001,"to":750000,"rate":0.0042,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.004,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0037,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0035,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0033,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0044,"discount":0},{"from":100001,"to":500000,"rate":0.0042,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.004,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0037,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0035,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0033,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":0.0288,"utility":0.0051,"authentication":0.0051,"authenticationInternational":null,"service":0.0051,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0051,"discount":0},{"from":100001,"to":1000000,"rate":0.0048,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0046,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0043,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0041,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0038,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0051,"discount":0},{"from":300001,"to":2000000,"rate":0.0048,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0046,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0043,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0041,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0038,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":0.1078,"utility":0.0145,"authentication":0.0145,"authenticationInternational":null,"service":0.0145,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0145,"discount":0},{"from":150001,"to":1000000,"rate":0.0138,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0131,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0123,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0116,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0109,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0145,"discount":0},{"from":100001,"to":300000,"rate":0.0138,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0131,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0123,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0116,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0109,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":0.1101,"utility":0.0271,"authentication":0.0271,"authenticationInternational":null,"service":0.0271,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0271,"discount":0},{"from":100001,"to":1000000,"rate":0.0257,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0244,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.023,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0217,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0203,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0271,"discount":0},{"from":300001,"to":2000000,"rate":0.0257,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0244,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.023,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0217,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0203,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":0.0947,"utility":0.0145,"authentication":0.0145,"authenticationInternational":null,"service":0.0145,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0145,"discount":0},{"from":100001,"to":1000000,"rate":0.0138,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0131,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0123,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0116,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0109,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0145,"discount":0},{"from":120001,"to":400000,"rate":0.0138,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0131,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0123,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0116,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0109,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":0.0503,"utility":0.0117,"authentication":0.0117,"authenticationInternational":null,"service":0.0117,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0117,"discount":0},{"from":100001,"to":1000000,"rate":0.0111,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0105,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0099,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0094,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0088,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0117,"discount":0},{"from":300001,"to":2000000,"rate":0.0111,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0105,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0099,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0094,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0088,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":0.0758,"utility":0.0219,"authentication":0.0219,"authenticationInternational":null,"service":0.0219,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0219,"discount":0},{"from":100001,"to":1000000,"rate":0.0208,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0197,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0186,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0175,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0164,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0219,"discount":0},{"from":300001,"to":2000000,"rate":0.0208,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0197,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0186,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0175,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0164,"discount":-0.25}]}},{"market":"Other","marketing":0.0773,"utility":0.0099,"authentication":0.0099,"authenticationInternational":null,"service":0.0099,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0099,"discount":0},{"from":80001,"to":750000,"rate":0.0094,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0089,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0084,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0079,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0074,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0099,"discount":0},{"from":100001,"to":500000,"rate":0.0094,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0089,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0084,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0079,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0074,"discount":-0.25}]}}]},{"currency":"USD","effectiveFrom":"2026-10-01","markets":[{"market":"Argentina","marketing":0.0618,"utility":0.026,"authentication":0.026,"authenticationInternational":null,"service":0.026,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.026,"discount":0},{"from":100001,"to":1000000,"rate":0.0247,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0234,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0221,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0208,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0195,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.026,"discount":0},{"from":120001,"to":400000,"rate":0.0247,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0234,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0221,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0208,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0195,"discount":-0.25}]}},{"market":"Bangladesh","marketing":0.0732,"utility":0.0037,"authentication":0.0037,"authenticationInternational":0.096,"service":0.0037,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0037,"discount":0},{"from":150001,"to":1000000,"rate":0.0035,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0033,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0031,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.003,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0028,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0037,"discount":0},{"from":100001,"to":300000,"rate":0.0035,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0033,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0031,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.003,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0028,"discount":-0.25}]}},{"market":"Brazil","marketing":0.0625,"utility":0.0068,"authentication":0.0068,"authenticationInternational":null,"service":0.0068,"tiers":{"utility":[{"from":0,"to":250000,"rate":0.0068,"discount":0},{"from":250001,"to":2000000,"rate":0.0065,"discount":-0.05},{"from":2000001,"to":17000000,"rate":0.0061,"discount":-0.1},{"from":17000001,"to":35000000,"rate":0.0058,"discount":-0.15},{"from":35000001,"to":70000000,"rate":0.0054,"discount":-0.2},{"from":70000001,"to":null,"rate":0.0051,"discount":-0.25}],"authentication":[{"from":0,"to":500000,"rate":0.0068,"discount":0},{"from":500001,"to":3000000,"rate":0.0065,"discount":-0.05},{"from":3000001,"to":5250000,"rate":0.0061,"discount":-0.1},{"from":5250001,"to":10000000,"rate":0.0058,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0054,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0051,"discount":-0.25}]}},{"market":"Chile","marketing":0.0889,"utility":0.02,"authentication":0.02,"authenticationInternational":null,"service":0.02,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.02,"discount":0},{"from":100001,"to":1000000,"rate":0.019,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.018,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.017,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.016,"discount":-0.2},{"from":30000001,"to":null,"rate":0.015,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.02,"discount":0},{"from":120001,"to":400000,"rate":0.019,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.018,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.017,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.016,"discount":-0.2},{"from":10000001,"to":null,"rate":0.015,"discount":-0.25}]}},{"market":"Colombia","marketing":0.0125,"utility":0.0008,"authentication":0.0008,"authenticationInternational":null,"service":0.0008,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0008,"discount":0},{"from":100001,"to":1000000,"rate":0.0008,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0007,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0007,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.0006,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0006,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0008,"discount":0},{"from":120001,"to":400000,"rate":0.0008,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0007,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0007,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0006,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0006,"discount":-0.25}]}},{"market":"Egypt","marketing":0.0644,"utility":0.0036,"authentication":0.0036,"authenticationInternational":0.065,"service":0.0036,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0036,"discount":0},{"from":100001,"to":1000000,"rate":0.0034,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0032,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0031,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0029,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0027,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0036,"discount":0},{"from":300001,"to":2000000,"rate":0.0034,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0032,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0031,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0029,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0027,"discount":-0.25}]}},{"market":"France","marketing":0.0859,"utility":0.03,"authentication":0.03,"authenticationInternational":null,"service":0.03,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.03,"discount":0},{"from":100001,"to":1000000,"rate":0.0285,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.027,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0255,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.024,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0225,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.03,"discount":0},{"from":300001,"to":2000000,"rate":0.0285,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.027,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0255,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.024,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0225,"discount":-0.25}]}},{"market":"Germany","marketing":0.1365,"utility":0.055,"authentication":0.055,"authenticationInternational":null,"service":0.055,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.055,"discount":0},{"from":100001,"to":1000000,"rate":0.0523,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0495,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0468,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.044,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0413,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.055,"discount":0},{"from":300001,"to":2000000,"rate":0.0523,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0495,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0468,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.044,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0413,"discount":-0.25}]}},{"market":"Hong Kong","marketing":0.0732,"utility":0.026,"authentication":0.026,"authenticationInternational":null,"service":0.026,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.026,"discount":0},{"from":150001,"to":1000000,"rate":0.0247,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0234,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0221,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0208,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0195,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.026,"discount":0},{"from":100001,"to":300000,"rate":0.0247,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0234,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0221,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0208,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0195,"discount":-0.25}]}},{"market":"Hungary","marketing":0.086,"utility":0.035,"authentication":0.035,"authenticationInternational":null,"service":0.035,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.035,"discount":0},{"from":100001,"to":1000000,"rate":0.0333,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0315,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0298,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.028,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0263,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.035,"discount":0},{"from":300001,"to":2000000,"rate":0.0333,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0315,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0298,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.028,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0263,"discount":-0.25}]}},{"market":"India","marketing":0.0118,"utility":0.0014,"authentication":0.0014,"authenticationInternational":0.0304,"service":0.0014,"tiers":{"utility":[{"from":0,"to":25000000,"rate":0.0014,"discount":0},{"from":25000001,"to":50000000,"rate":0.0013,"discount":-0.06},{"from":50000001,"to":100000000,"rate":0.0012,"discount":-0.12},{"from":100000001,"to":200000000,"rate":0.0011,"discount":-0.18},{"from":200000001,"to":300000000,"rate":0.0011,"discount":-0.24},{"from":300000001,"to":null,"rate":0.001,"discount":-0.3}],"authentication":[{"from":0,"to":750000,"rate":0.0014,"discount":0},{"from":750001,"to":15000000,"rate":0.0013,"discount":-0.06},{"from":15000001,"to":20000000,"rate":0.0012,"discount":-0.12},{"from":20000001,"to":50000000,"rate":0.0011,"discount":-0.18},{"from":50000001,"to":100000000,"rate":0.0011,"discount":-0.24},{"from":100000001,"to":null,"rate":0.001,"discount":-0.3}]}},{"market":"Indonesia","marketing":0.0411,"utility":0.025,"authentication":0.025,"authenticationInternational":0.136,"service":0.025,"tiers":{"utility":[{"from":0,"to":750000,"rate":0.025,"discount":0},{"from":750001,"to":4000000,"rate":0.0238,"discount":-0.05},{"from":4000001,"to":25000000,"rate":0.0225,"discount":-0.1},{"from":25000001,"to":75000000,"rate":0.0213,"discount":-0.15},{"from":75000001,"to":150000000,"rate":0.02,"discount":-0.2},{"from":150000001,"to":null,"rate":0.0188,"discount":-0.25}],"authentication":[{"from":0,"to":750000,"rate":0.025,"discount":0},{"from":750001,"to":2000000,"rate":0.0238,"discount":-0.05},{"from":2000001,"to":6000000,"rate":0.0225,"discount":-0.1},{"from":6000001,"to":30000000,"rate":0.0213,"discount":-0.15},{"from":30000001,"to":60000000,"rate":0.02,"discount":-0.2},{"from":60000001,"to":null,"rate":0.0188,"discount":-0.25}]}},{"market":"Iraq","marketing":0.0341,"utility":0.0079,"authentication":0.0079,"authenticationInternational":0.128,"service":0.0079,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0079,"discount":0},{"from":100001,"to":1000000,"rate":0.0075,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0071,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0067,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0063,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0059,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0079,"discount":0},{"from":300001,"to":2000000,"rate":0.0075,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0071,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0067,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0063,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0059,"discount":-0.25}]}},{"market":"Israel","marketing":0.0353,"utility":0.0053,"authentication":0.0053,"authenticationInternational":null,"service":0.0053,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0053,"discount":0},{"from":100001,"to":1000000,"rate":0.005,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0048,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0045,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0042,"discount":-0.2},{"from":80000001,"to":null,"rate":0.004,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0053,"discount":0},{"from":300001,"to":2000000,"rate":0.005,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0048,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0045,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0042,"discount":-0.2},{"from":40000001,"to":null,"rate":0.004,"discount":-0.25}]}},{"market":"Italy","marketing":0.0795,"utility":0.03,"authentication":0.03,"authenticationInternational":null,"service":0.03,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.03,"discount":0},{"from":100001,"to":1000000,"rate":0.0285,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.027,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0255,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.024,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0225,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.03,"discount":0},{"from":300001,"to":2000000,"rate":0.0285,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.027,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0255,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.024,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0225,"discount":-0.25}]}},{"market":"Kazakhstan","marketing":0.0604,"utility":0.018,"authentication":0.018,"authenticationInternational":0.16,"service":0.018,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.018,"discount":0},{"from":80001,"to":750000,"rate":0.0171,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0162,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0153,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0144,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0135,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.018,"discount":0},{"from":100001,"to":500000,"rate":0.0171,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0162,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0153,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0144,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0135,"discount":-0.25}]}},{"market":"Kuwait","marketing":0.0792,"utility":0.044,"authentication":0.044,"authenticationInternational":0.12,"service":0.044,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.044,"discount":0},{"from":100001,"to":1000000,"rate":0.0418,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0396,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0374,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0352,"discount":-0.2},{"from":80000001,"to":null,"rate":0.033,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.044,"discount":0},{"from":300001,"to":2000000,"rate":0.0418,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0396,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0374,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0352,"discount":-0.2},{"from":40000001,"to":null,"rate":0.033,"discount":-0.25}]}},{"market":"Malaysia","marketing":0.086,"utility":0.014,"authentication":0.014,"authenticationInternational":0.0418,"service":0.014,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.014,"discount":0},{"from":150001,"to":1000000,"rate":0.0133,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0126,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0119,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0112,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0105,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.014,"discount":0},{"from":100001,"to":300000,"rate":0.0133,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0126,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0119,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0112,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0105,"discount":-0.25}]}},{"market":"Mexico","marketing":0.0397,"utility":0.0085,"authentication":0.0085,"authenticationInternational":null,"service":0.0085,"tiers":{"utility":[{"from":0,"to":1000000,"rate":0.0085,"discount":0},{"from":1000001,"to":5000000,"rate":0.0081,"discount":-0.05},{"from":5000001,"to":10000000,"rate":0.0077,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0072,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0068,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0064,"discount":-0.25}],"authentication":[{"from":0,"to":250000,"rate":0.0085,"discount":0},{"from":250001,"to":1000000,"rate":0.0081,"discount":-0.05},{"from":1000001,"to":3000000,"rate":0.0077,"discount":-0.1},{"from":3000001,"to":5000000,"rate":0.0072,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0068,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0064,"discount":-0.25}]}},{"market":"Morocco","marketing":0.0414,"utility":0.023,"authentication":0.023,"authenticationInternational":0.0811,"service":0.023,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.023,"discount":0},{"from":100001,"to":1000000,"rate":0.0219,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0207,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0196,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0184,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0173,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.023,"discount":0},{"from":300001,"to":2000000,"rate":0.0219,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0207,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0196,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0184,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0173,"discount":-0.25}]}},{"market":"Netherlands","marketing":0.1597,"utility":0.05,"authentication":0.05,"authenticationInternational":null,"service":0.05,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.05,"discount":0},{"from":100001,"to":1000000,"rate":0.0475,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.045,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0425,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.04,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0375,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.05,"discount":0},{"from":300001,"to":2000000,"rate":0.0475,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.045,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0425,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.04,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0375,"discount":-0.25}]}},{"market":"Nepal","marketing":0.0732,"utility":0.0034,"authentication":0.0034,"authenticationInternational":0.112,"service":0.0034,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0034,"discount":0},{"from":150001,"to":1000000,"rate":0.0032,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0031,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0029,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0027,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0026,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0034,"discount":0},{"from":100001,"to":300000,"rate":0.0032,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0031,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0029,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0027,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0026,"discount":-0.25}]}},{"market":"Nigeria","marketing":0.0516,"utility":0.0067,"authentication":0.0067,"authenticationInternational":0.075,"service":0.0067,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0067,"discount":0},{"from":100001,"to":1000000,"rate":0.0064,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.006,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0057,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0054,"discount":-0.2},{"from":80000001,"to":null,"rate":0.005,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0067,"discount":0},{"from":300001,"to":2000000,"rate":0.0064,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.006,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0057,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0054,"discount":-0.2},{"from":40000001,"to":null,"rate":0.005,"discount":-0.25}]}},{"market":"Oman","marketing":0.0341,"utility":0.0247,"authentication":0.0247,"authenticationInternational":0.06,"service":0.0247,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0247,"discount":0},{"from":100001,"to":1000000,"rate":0.0235,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0222,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.021,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0198,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0185,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0247,"discount":0},{"from":300001,"to":2000000,"rate":0.0235,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0222,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.021,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0198,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0185,"discount":-0.25}]}},{"market":"Pakistan","marketing":0.0473,"utility":0.015,"authentication":0.015,"authenticationInternational":0.075,"service":0.015,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.015,"discount":0},{"from":150001,"to":1000000,"rate":0.0143,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0135,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0128,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.012,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0113,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.015,"discount":0},{"from":100001,"to":300000,"rate":0.0143,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0135,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0128,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.012,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0113,"discount":-0.25}]}},{"market":"Peru","marketing":0.0703,"utility":0.03,"authentication":0.03,"authenticationInternational":null,"service":0.03,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.03,"discount":0},{"from":100001,"to":1000000,"rate":0.0285,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.027,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0255,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.024,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0225,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.03,"discount":0},{"from":120001,"to":400000,"rate":0.0285,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.027,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0255,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.024,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0225,"discount":-0.25}]}},{"market":"Poland","marketing":0.0366,"utility":0.0122,"authentication":0.0122,"authenticationInternational":null,"service":0.0122,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0122,"discount":0},{"from":100001,"to":1000000,"rate":0.0116,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.011,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0104,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0098,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0092,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0122,"discount":0},{"from":300001,"to":2000000,"rate":0.0116,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.011,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0104,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0098,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0092,"discount":-0.25}]}},{"market":"Qatar","marketing":0.0341,"utility":0.012,"authentication":0.012,"authenticationInternational":null,"service":0.012,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.012,"discount":0},{"from":100001,"to":1000000,"rate":0.0114,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0108,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0102,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0096,"discount":-0.2},{"from":80000001,"to":null,"rate":0.009,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.012,"discount":0},{"from":300001,"to":2000000,"rate":0.0114,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0108,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0102,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0096,"discount":-0.2},{"from":40000001,"to":null,"rate":0.009,"discount":-0.25}]}},{"market":"Romania","marketing":0.086,"utility":0.029,"authentication":0.029,"authenticationInternational":null,"service":0.029,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.029,"discount":0},{"from":100001,"to":1000000,"rate":0.0276,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0261,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0247,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0232,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0218,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.029,"discount":0},{"from":300001,"to":2000000,"rate":0.0276,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0261,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0247,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0232,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0218,"discount":-0.25}]}},{"market":"Russia","marketing":0.0802,"utility":0.04,"authentication":0.04,"authenticationInternational":null,"service":0.04,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.04,"discount":0},{"from":100001,"to":1000000,"rate":0.038,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.036,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.034,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.032,"discount":-0.2},{"from":80000001,"to":null,"rate":0.03,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.04,"discount":0},{"from":300001,"to":2000000,"rate":0.038,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.036,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.034,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.032,"discount":-0.2},{"from":40000001,"to":null,"rate":0.03,"discount":-0.25}]}},{"market":"Saudi Arabia","marketing":0.0576,"utility":0.0107,"authentication":0.0107,"authenticationInternational":0.0598,"service":0.0107,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0107,"discount":0},{"from":100001,"to":1000000,"rate":0.0102,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0096,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0091,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0086,"discount":-0.2},{"from":80000001,"to":null,"rate":0.008,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0107,"discount":0},{"from":300001,"to":2000000,"rate":0.0102,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0096,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0091,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0086,"discount":-0.2},{"from":40000001,"to":null,"rate":0.008,"discount":-0.25}]}},{"market":"Singapore","marketing":0.0732,"utility":0.016,"authentication":0.016,"authenticationInternational":null,"service":0.016,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.016,"discount":0},{"from":150001,"to":1000000,"rate":0.0152,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0144,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0136,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0128,"discount":-0.2},{"from":50000001,"to":null,"rate":0.012,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.016,"discount":0},{"from":100001,"to":300000,"rate":0.0152,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0144,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0136,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0128,"discount":-0.2},{"from":20000001,"to":null,"rate":0.012,"discount":-0.25}]}},{"market":"South Africa","marketing":0.0379,"utility":0.0095,"authentication":0.0095,"authenticationInternational":0.02,"service":0.0095,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0095,"discount":0},{"from":100001,"to":1000000,"rate":0.009,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0086,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0081,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0076,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0071,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0095,"discount":0},{"from":300001,"to":2000000,"rate":0.009,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0086,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0081,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0076,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0071,"discount":-0.25}]}},{"market":"Spain","marketing":0.0707,"utility":0.02,"authentication":0.02,"authenticationInternational":null,"service":0.02,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.02,"discount":0},{"from":100001,"to":1000000,"rate":0.019,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.018,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.017,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.016,"discount":-0.2},{"from":80000001,"to":null,"rate":0.015,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.02,"discount":0},{"from":300001,"to":2000000,"rate":0.019,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.018,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.017,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.016,"discount":-0.2},{"from":40000001,"to":null,"rate":0.015,"discount":-0.25}]}},{"market":"Sri Lanka","marketing":0.0732,"utility":0.002,"authentication":0.002,"authenticationInternational":0.144,"service":0.002,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.002,"discount":0},{"from":150001,"to":1000000,"rate":0.0019,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0018,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0017,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.0016,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0015,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.002,"discount":0},{"from":100001,"to":300000,"rate":0.0019,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0018,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0017,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.0016,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0015,"discount":-0.25}]}},{"market":"Turkey","marketing":0.0109,"utility":0.0009,"authentication":0.0009,"authenticationInternational":null,"service":0.0009,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0009,"discount":0},{"from":100001,"to":1000000,"rate":0.0009,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0008,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0008,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0007,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0007,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0009,"discount":0},{"from":300001,"to":2000000,"rate":0.0009,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0008,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0008,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0007,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0007,"discount":-0.25}]}},{"market":"Ukraine","marketing":0.086,"utility":0.0298,"authentication":0.0298,"authenticationInternational":0.0746,"service":0.0298,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0298,"discount":0},{"from":100001,"to":1000000,"rate":0.0283,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0268,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0253,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0238,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0224,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0298,"discount":0},{"from":300001,"to":2000000,"rate":0.0283,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0268,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0253,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0238,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0224,"discount":-0.25}]}},{"market":"United Arab Emirates","marketing":0.0576,"utility":0.0157,"authentication":0.0157,"authenticationInternational":0.051,"service":0.0157,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0157,"discount":0},{"from":100001,"to":1000000,"rate":0.0149,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0141,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0133,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0126,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0118,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0157,"discount":0},{"from":300001,"to":2000000,"rate":0.0149,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0141,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0133,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0126,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0118,"discount":-0.25}]}},{"market":"United Kingdom","marketing":0.0635,"utility":0.022,"authentication":0.022,"authenticationInternational":null,"service":0.022,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.022,"discount":0},{"from":100001,"to":1000000,"rate":0.0209,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0198,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0187,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0176,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0165,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.022,"discount":0},{"from":300001,"to":2000000,"rate":0.0209,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0198,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0187,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0176,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0165,"discount":-0.25}]}},{"market":"North America","marketing":0.025,"utility":0.0034,"authentication":0.0034,"authenticationInternational":null,"service":0.0034,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0034,"discount":0},{"from":80001,"to":750000,"rate":0.0032,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0031,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0029,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0027,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0026,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0034,"discount":0},{"from":100001,"to":500000,"rate":0.0032,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0031,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0029,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0027,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0026,"discount":-0.25}]}},{"market":"Rest of Africa","marketing":0.0225,"utility":0.004,"authentication":0.004,"authenticationInternational":null,"service":0.004,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.004,"discount":0},{"from":100001,"to":1000000,"rate":0.0038,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0036,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0034,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0032,"discount":-0.2},{"from":80000001,"to":null,"rate":0.003,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.004,"discount":0},{"from":300001,"to":2000000,"rate":0.0038,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0036,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0034,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0032,"discount":-0.2},{"from":40000001,"to":null,"rate":0.003,"discount":-0.25}]}},{"market":"Rest of Asia Pacific","marketing":0.0842,"utility":0.0113,"authentication":0.0113,"authenticationInternational":null,"service":0.0113,"tiers":{"utility":[{"from":0,"to":150000,"rate":0.0113,"discount":0},{"from":150001,"to":1000000,"rate":0.0107,"discount":-0.05},{"from":1000001,"to":4000000,"rate":0.0102,"discount":-0.1},{"from":4000001,"to":25000000,"rate":0.0096,"discount":-0.15},{"from":25000001,"to":50000000,"rate":0.009,"discount":-0.2},{"from":50000001,"to":null,"rate":0.0085,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0113,"discount":0},{"from":100001,"to":300000,"rate":0.0107,"discount":-0.05},{"from":300001,"to":1000000,"rate":0.0102,"discount":-0.1},{"from":1000001,"to":10000000,"rate":0.0096,"discount":-0.15},{"from":10000001,"to":20000000,"rate":0.009,"discount":-0.2},{"from":20000001,"to":null,"rate":0.0085,"discount":-0.25}]}},{"market":"Rest of Central & Eastern Europe","marketing":0.086,"utility":0.0212,"authentication":0.0212,"authenticationInternational":null,"service":0.0212,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0212,"discount":0},{"from":100001,"to":1000000,"rate":0.0201,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.019,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.018,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0169,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0159,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0212,"discount":0},{"from":300001,"to":2000000,"rate":0.0201,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.019,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.018,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0169,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0159,"discount":-0.25}]}},{"market":"Rest of Latin America","marketing":0.074,"utility":0.0113,"authentication":0.0113,"authenticationInternational":null,"service":0.0113,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0113,"discount":0},{"from":100001,"to":1000000,"rate":0.0107,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0102,"discount":-0.1},{"from":4500001,"to":15000000,"rate":0.0096,"discount":-0.15},{"from":15000001,"to":30000000,"rate":0.009,"discount":-0.2},{"from":30000001,"to":null,"rate":0.0085,"discount":-0.25}],"authentication":[{"from":0,"to":120000,"rate":0.0113,"discount":0},{"from":120001,"to":400000,"rate":0.0107,"discount":-0.05},{"from":400001,"to":1000000,"rate":0.0102,"discount":-0.1},{"from":1000001,"to":5000000,"rate":0.0096,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.009,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0085,"discount":-0.25}]}},{"market":"Rest of Middle East","marketing":0.0392,"utility":0.0091,"authentication":0.0091,"authenticationInternational":null,"service":0.0091,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0091,"discount":0},{"from":100001,"to":1000000,"rate":0.0086,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0082,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0077,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0073,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0068,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0091,"discount":0},{"from":300001,"to":2000000,"rate":0.0086,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0082,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0077,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0073,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0068,"discount":-0.25}]}},{"market":"Rest of Western Europe","marketing":0.0592,"utility":0.0171,"authentication":0.0171,"authenticationInternational":null,"service":0.0171,"tiers":{"utility":[{"from":0,"to":100000,"rate":0.0171,"discount":0},{"from":100001,"to":1000000,"rate":0.0162,"discount":-0.05},{"from":1000001,"to":4500000,"rate":0.0154,"discount":-0.1},{"from":4500001,"to":40000000,"rate":0.0145,"discount":-0.15},{"from":40000001,"to":80000000,"rate":0.0137,"discount":-0.2},{"from":80000001,"to":null,"rate":0.0128,"discount":-0.25}],"authentication":[{"from":0,"to":300000,"rate":0.0171,"discount":0},{"from":300001,"to":2000000,"rate":0.0162,"discount":-0.05},{"from":2000001,"to":10000000,"rate":0.0154,"discount":-0.1},{"from":10000001,"to":20000000,"rate":0.0145,"discount":-0.15},{"from":20000001,"to":40000000,"rate":0.0137,"discount":-0.2},{"from":40000001,"to":null,"rate":0.0128,"discount":-0.25}]}},{"market":"Other","marketing":0.0604,"utility":0.0077,"authentication":0.0077,"authenticationInternational":null,"service":0.0077,"tiers":{"utility":[{"from":0,"to":80000,"rate":0.0077,"discount":0},{"from":80001,"to":750000,"rate":0.0073,"discount":-0.05},{"from":750001,"to":2250000,"rate":0.0069,"discount":-0.1},{"from":2250001,"to":3000000,"rate":0.0065,"discount":-0.15},{"from":3000001,"to":6000000,"rate":0.0062,"discount":-0.2},{"from":6000001,"to":null,"rate":0.0058,"discount":-0.25}],"authentication":[{"from":0,"to":100000,"rate":0.0077,"discount":0},{"from":100001,"to":500000,"rate":0.0073,"discount":-0.05},{"from":500001,"to":2000000,"rate":0.0069,"discount":-0.1},{"from":2000001,"to":5000000,"rate":0.0065,"discount":-0.15},{"from":5000001,"to":10000000,"rate":0.0062,"discount":-0.2},{"from":10000001,"to":null,"rate":0.0058,"discount":-0.25}]}}]}]}